The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 10,750 49 SH SOLE SEI 49 0 0
AMAZON COM INC COM Stock 023135106 22,597 103 SH OTR SEI 0 0 103
AMAZON COM INC COM Stock 023135106 64,281 293 SH DFND 0 0 293 0
AMAZON COM INC COM Stock 023135106 3,145,175 14,336 SH SOLE 0 14,336 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 415,174 753 SH SOLE 0 752 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 629,907 2,487 SH SOLE 0 2,487 0 0
OLD REP INTL CORP COM Stock 680223104 961 25 SH SOLE SEI 25 0 0
OLD REP INTL CORP COM Stock 680223104 1,153 30 SH OTR SEI 0 0 30
OLD REP INTL CORP COM Stock 680223104 7,188 187 SH SOLE 0 187 0 0
OLD REP INTL CORP COM Stock 680223104 599,679 15,600 SH DFND 0 0 15,600 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 980,784 38,312 SH SOLE 0 38,311 0 0
ISHARES GOLD TRUST ETF 464285204 1,132,894 18,167 SH SOLE 0 18,167 0 0
ISHARES GOLD TRUST ETF 464285204 2,064,116 33,100 SH DFND 0 0 33,100 0
WASTE MGMT INC DEL COM Stock 94106L109 2,288 10 SH OTR SEI 0 0 10
WASTE MGMT INC DEL COM Stock 94106L109 307,656 1,345 SH SOLE 0 1,344 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142 360,470 5,156 SH DFND 0 0 5,156 0
COSTCO WHSL CORP NEW COM Stock 22160K105 1,980 2 SH OTR SEI 0 0 2
COSTCO WHSL CORP NEW COM Stock 22160K105 336,119 340 SH SOLE 0 339 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 2,123 3 SH SOLE SEI 3 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 2,831 4 SH OTR SEI 0 0 4
GOLDMAN SACHS GROUP INC COM Stock 38141G104 68,652 97 SH DFND 0 0 97 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 237,102 335 SH SOLE 0 335 0 0
SHELL PLC SPON ADS ADR 780259305 6,337 90 SH OTR SEI 0 0 90
SHELL PLC SPON ADS ADR 780259305 135,832 1,929 SH SOLE 0 1,929 0 0
SHELL PLC SPON ADS ADR 780259305 211,230 3,000 SH DFND 0 0 3,000 0
PROCTER AND GAMBLE CO COM Stock 742718109 2,708 17 SH OTR SEI 0 0 17
PROCTER AND GAMBLE CO COM Stock 742718109 429,141 2,694 SH SOLE 0 2,693 0 0
COMERICA INC COM Stock 200340107 2,147 36 SH SOLE 0 36 0 0
COMERICA INC COM Stock 200340107 304,162 5,099 SH DFND 0 0 5,099 0
NETFLIX INC COM Stock 64110L106 5,357 4 SH SOLE SEI 4 0 0
NETFLIX INC COM Stock 64110L106 9,374 7 SH OTR SEI 0 0 7
NETFLIX INC COM Stock 64110L106 674,922 504 SH SOLE 0 504 0 0
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 311,576 1,910 SH SOLE 0 1,910 0 0
ISHARES INTL DIVIDEND GROWTH ETF ETF 46435G524 197,758 2,507 SH DFND 0 0 2,506 0
ISHARES INTL DIVIDEND GROWTH ETF ETF 46435G524 5,530,802 70,108 SH SOLE 0 70,107 0 0
MERCK & CO INC COM Stock 58933Y105 2,058 26 SH SOLE SEI 26 0 0
MERCK & CO INC COM Stock 58933Y105 4,195 53 SH OTR SEI 0 0 53
MERCK & CO INC COM Stock 58933Y105 46,059 582 SH DFND 0 0 581 0
MERCK & CO INC COM Stock 58933Y105 262,115 3,311 SH SOLE 0 3,311 0 0
SPDR S&P 500 ETF ETF 78462F103 2,311,175 3,741 SH SOLE 0 3,740 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,124 2 SH OTR SEI 0 0 2
MASTERCARD INCORPORATED CL A Stock 57636Q104 3,207,336 5,708 SH SOLE 0 5,707 0 0
ISHARES TIPS BOND ETF ETF 464287176 110,394 1,003 SH DFND 0 0 1,003 0
ISHARES TIPS BOND ETF ETF 464287176 215,417 1,958 SH SOLE 0 1,957 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325 129,195 1,501 SH SOLE 0 1,500 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325 173,104 2,011 SH DFND 0 0 2,010 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,159 73 SH SOLE SEI 73 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,851 89 SH OTR SEI 0 0 89
VERIZON COMMUNICATIONS INC COM Stock 92343V104 33,844 782 SH SOLE 0 782 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 866,954 20,036 SH DFND 0 0 20,035 0
INTERPUBLIC GROUP COS INC COM Stock 460690100 1,934 79 SH SOLE 0 79 0 0
INTERPUBLIC GROUP COS INC COM Stock 460690100 277,858 11,350 SH DFND 0 0 11,350 0
FORD MTR CO COM Stock 345370860 1,237 114 SH SOLE SEI 114 0 0
FORD MTR CO COM Stock 345370860 69,513 6,407 SH SOLE 0 6,406 0 0
FORD MTR CO COM Stock 345370860 280,126 25,818 SH DFND 0 0 25,818 0
US BANCORP DEL COM NEW Stock 902973304 5,340 118 SH OTR SEI 0 0 118
US BANCORP DEL COM NEW Stock 902973304 5,521 122 SH SOLE 0 122 0 0
US BANCORP DEL COM NEW Stock 902973304 343,848 7,599 SH DFND 0 0 7,598 0
JANUS HENDERSON GROUP PLC ORD SHS Stock G4474Y214 3,457 89 SH SOLE 0 89 0 0
JANUS HENDERSON GROUP PLC ORD SHS Stock G4474Y214 837,749 21,569 SH DFND 0 0 21,569 0
HOME DEPOT INC COM Stock 437076102 1,833 5 SH OTR SEI 0 0 5
HOME DEPOT INC COM Stock 437076102 293,879 802 SH SOLE 0 801 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 169,752 1,259 SH DFND 0 0 1,259 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 1,031,730 7,654 SH SOLE 0 7,654 0 0
FIRST TRUST DOW JONES GLOBAL SELECT DIVIDEND INDEX FUND ETF 33734X200 4,136,656 150,205 SH SOLE 0 150,205 0 0
SPDR GOLD SHARES ETF ETF 78463V107 1,343,691 4,408 SH DFND 0 0 4,408 0
SPDR GOLD SHARES ETF ETF 78463V107 3,429,642 11,251 SH SOLE 0 11,251 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 27,147 1,073 SH SOLE SEI 1,073 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 469,087 18,541 SH OTR SEI 0 0 18,541
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 1,411 60 SH SOLE SEI 60 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 4,092 174 SH SOLE 0 174 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 474,875 20,190 SH DFND 0 0 20,190 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 52,717 2,157 SH SOLE SEI 2,157 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 1,147,629 46,957 SH OTR SEI 0 0 46,957
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 10,850 134 SH OTR SEI 0 0 134
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 601,290 7,426 SH SOLE 0 7,426 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 3,370,817 61,986 SH SOLE 0 61,986 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 74,281 2,543 SH OTR SEI 0 0 2,543
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 137,638 4,712 SH SOLE 0 4,712 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 230,204 7,881 SH SOLE SEI 7,881 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 14,087 29 SH OTR SEI 0 0 29
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 39,347 81 SH DFND 0 0 81 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 2,624,130 5,402 SH SOLE 0 5,402 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 76,192 1,002 SH SOLE SEI 1,002 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 89,575 1,178 SH SOLE 0 1,178 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 161,357 2,122 SH OTR SEI 0 0 2,122
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104 411 16 SH OTR SEI 0 0 16
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104 203,311 7,914 SH DFND 0 0 7,914 0
ALPHABET INC CAP STK CL A Stock 02079K305 9,164 52 SH OTR SEI 0 0 52
ALPHABET INC CAP STK CL A Stock 02079K305 42,119 239 SH DFND 0 0 239 0
ALPHABET INC CAP STK CL A Stock 02079K305 2,489,129 14,124 SH SOLE 0 14,124 0 0
MICROSOFT CORP COM Stock 594918104 36,311 73 SH OTR SEI 0 0 73
MICROSOFT CORP COM Stock 594918104 55,794 112 SH DFND 0 0 112 0
MICROSOFT CORP COM Stock 594918104 82,073 165 SH SOLE SEI 165 0 0
MICROSOFT CORP COM Stock 594918104 4,448,289 8,943 SH SOLE 0 8,942 0 0
ISHARES GLOBAL TIMBER & FORESTRY ETF ETF 464288174 1,921,750 26,196 SH DFND 0 0 26,196 0
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 4,390 67 SH SOLE SEI 67 0 0
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 75,020 1,145 SH OTR SEI 0 0 1,145
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 4,249,955 64,865 SH SOLE 0 64,865 0 0
FRANKLIN FTSE INDIA ETF ETF 35473P769 205,451 5,158 SH SOLE 0 5,158 0 0
VANGUARD LARGE-CAP ETF ETF 922908637 277,719 973 SH SOLE 0 973 0 0
CHORD ENERGY CORPORATION COM NEW Stock 674215207 275,687 2,847 SH DFND 0 0 2,846 0
TESLA INC COM Stock 88160R101 6,353 20 SH SOLE SEI 20 0 0
TESLA INC COM Stock 88160R101 7,306 23 SH OTR SEI 0 0 23
TESLA INC COM Stock 88160R101 805,586 2,536 SH SOLE 0 2,536 0 0
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648 297,278 5,467 SH SOLE 0 5,466 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 7,947 32 SH OTR SEI 0 0 32
VANGUARD HEALTH CARE ETF ETF 92204A504 232,310 935 SH SOLE 0 935 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 4,870 93 SH OTR SEI 0 0 93
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 11,102 212 SH SOLE SEI 212 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 121,605 2,322 SH DFND 0 0 2,322 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 1,083,730 20,694 SH SOLE 0 20,693 0 0
OGE ENERGY CORP COM Stock 670837103 3,329 75 SH SOLE 0 75 0 0
OGE ENERGY CORP COM Stock 670837103 1,098,646 24,755 SH DFND 0 0 24,755 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 42,958 1,762 SH SOLE SEI 1,762 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 182,899 7,502 SH OTR SEI 0 0 7,502
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 634,411 956 SH SOLE 0 956 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 123,021 4,446 SH SOLE 0 4,446 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 134,033 4,844 SH OTR SEI 0 0 4,844
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 210,873 7,621 SH SOLE SEI 7,621 0 0
SCHWAB US TIPS ETF ETF 808524870 17,816 668 SH SOLE 0 667 0 0
SCHWAB US TIPS ETF ETF 808524870 31,989 1,199 SH SOLE SEI 1,199 0 0
SCHWAB US TIPS ETF ETF 808524870 294,467 11,037 SH OTR SEI 0 0 11,037
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541 913,021 16,833 SH SOLE 0 16,832 0 0
KKR & CO INC COM Stock 48251W104 532 4 SH OTR SEI 0 0 4
KKR & CO INC COM Stock 48251W104 246,003 1,849 SH SOLE 0 1,849 0 0
VANGUARD S&P 500 ETF ETF 922908363 1,106,933 1,949 SH SOLE 0 1,948 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100 870,956 9,335 SH SOLE 0 9,335 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 6,704 400 SH SOLE 0 400 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 595,989 35,560 SH DFND 0 0 35,560 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 15,084 83 SH SOLE SEI 83 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 19,991 110 SH SOLE 0 110 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 177,560 977 SH OTR SEI 0 0 977
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472 103,532 1,054 SH DFND 0 0 1,053 0
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472 109,934 1,119 SH SOLE 0 1,119 0 0
INVESCO AEROSPACE & DEFENSE ETF ETF 46137V100 291,855 2,060 SH SOLE 0 2,059 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 552,778 4,055 SH SOLE 0 4,055 0 0
SPDR BLOOMBERG 3-12 MONTH T-BILL ETF ETF 78468R523 987,787 9,935 SH SOLE 0 9,934 0 0
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF ETF 25434V203 4,869,628 140,863 SH SOLE 0 140,862 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302 168,267 5,812 SH DFND 0 0 5,812 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302 698,517 24,128 SH SOLE 0 24,128 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 56,558 477 SH SOLE SEI 477 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 150,465 1,269 SH OTR SEI 0 0 1,269
VISA INC COM CL A Stock 92826C839 2,840 8 SH SOLE SEI 8 0 0
VISA INC COM CL A Stock 92826C839 6,746 19 SH OTR SEI 0 0 19
VISA INC COM CL A Stock 92826C839 1,378,042 3,881 SH SOLE 0 3,881 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880 752,079 25,607 SH SOLE 0 25,607 0 0
ISHARES MSCI INDIA ETF ETF 46429B598 3,007 54 SH OTR SEI 0 0 54
ISHARES MSCI INDIA ETF ETF 46429B598 244,302 4,388 SH SOLE 0 4,387 0 0
VANGUARD VALUE ETF ETF 922908744 46,701 264 SH SOLE 0 264 0 0
VANGUARD VALUE ETF ETF 922908744 218,097 1,234 SH OTR SEI 0 0 1,234
VANGUARD GROWTH ETF ETF 922908736 292,851 668 SH OTR SEI 0 0 668
VANGUARD GROWTH ETF ETF 922908736 345,299 788 SH SOLE 0 787 0 0
FLEXSHARES IBOXX 3 YEAR TARGET DURATION TIPS INDEX FUND ETF 33939L506 229,432 9,465 SH DFND 0 0 9,465 0
FLEXSHARES IBOXX 3 YEAR TARGET DURATION TIPS INDEX FUND ETF 33939L506 573,681 23,667 SH SOLE 0 23,666 0 0
DIMENSIONAL INFLATION-PROTECTED SECURITIES ETF ETF 25434V856 13,588 325 SH SOLE 0 325 0 0
DIMENSIONAL INFLATION-PROTECTED SECURITIES ETF ETF 25434V856 311,441 7,449 SH DFND 0 0 7,448 0
META PLATFORMS INC CL A Stock 30303M102 11,071 15 SH SOLE SEI 15 0 0
META PLATFORMS INC CL A Stock 30303M102 14,762 20 SH OTR SEI 0 0 20
META PLATFORMS INC CL A Stock 30303M102 54,755 74 SH DFND 0 0 74 0
META PLATFORMS INC CL A Stock 30303M102 1,276,199 1,729 SH SOLE 0 1,729 0 0
UNITED BANKSHARES INC WEST VA COM Stock 909907107 3,461 95 SH SOLE 0 95 0 0
UNITED BANKSHARES INC WEST VA COM Stock 909907107 385,252 10,575 SH DFND 0 0 10,575 0
SEI ENHANCED U.S. LARGE CAP QUALITY FACTOR ETF ETF 81589A106 20,337 547 SH SOLE SEI 547 0 0
SEI ENHANCED U.S. LARGE CAP QUALITY FACTOR ETF ETF 81589A106 264,015 7,101 SH OTR SEI 0 0 7,101
SEI ENHANCED U.S. LARGE CAP MOMENTUM FACTOR ETF ETF 81589A205 44,774 1,062 SH SOLE SEI 1,062 0 0
SEI ENHANCED U.S. LARGE CAP MOMENTUM FACTOR ETF ETF 81589A205 552,085 13,095 SH OTR SEI 0 0 13,095
SEI ENHANCED U.S. LARGE CAP VALUE FACTOR ETF ETF 81589A304 42,578 1,193 SH SOLE SEI 1,193 0 0
SEI ENHANCED U.S. LARGE CAP VALUE FACTOR ETF ETF 81589A304 540,596 15,147 SH OTR SEI 0 0 15,147
DIAMONDBACK ENERGY INC COM Stock 25278X109 13,190 96 SH SOLE 0 96 0 0
DIAMONDBACK ENERGY INC COM Stock 25278X109 380,593 2,770 SH DFND 0 0 2,769 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 47,807 951 SH SOLE SEI 951 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 144,680 2,878 SH SOLE 0 2,878 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 161,065 3,204 SH OTR SEI 0 0 3,204
ISHARES CORE MSCI EAFE ETF ETF 46432F842 114,284 1,369 SH OTR SEI 0 0 1,369
ISHARES CORE MSCI EAFE ETF ETF 46432F842 147,636 1,769 SH SOLE 0 1,768 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 2,119,615 44,567 SH SOLE 0 44,567 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 2,824 46 SH OTR SEI 0 0 46
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 245,560 4,000 SH DFND 0 0 4,000 0
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606 15,351 645 SH SOLE 0 645 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606 32,915 1,383 SH SOLE SEI 1,383 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606 239,380 10,058 SH OTR SEI 0 0 10,058
AES CORP COM Stock 00130H105 816,712 77,634 SH DFND 0 0 77,634 0
NVIDIA CORPORATION COM Stock 67066G104 22,119 140 SH SOLE SEI 140 0 0
NVIDIA CORPORATION COM Stock 67066G104 42,815 271 SH OTR SEI 50 0 221
NVIDIA CORPORATION COM Stock 67066G104 59,882 379 SH DFND 0 0 379 0
NVIDIA CORPORATION COM Stock 67066G104 1,724,973 10,918 SH SOLE 0 10,918 0 0
ABBVIE INC COM Stock 00287Y109 1,856 10 SH OTR SEI 0 0 10
ABBVIE INC COM Stock 00287Y109 368,022 1,983 SH SOLE 0 1,982 0 0
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 391,367 6,262 SH SOLE 0 6,261 0 0
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 1,508,927 24,143 SH DFND 0 0 24,142 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 31,336 522 SH SOLE SEI 522 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 120,360 2,005 SH OTR SEI 0 0 2,005
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 134,450 2,240 SH SOLE 0 2,239 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 33,281 452 SH SOLE SEI 452 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 210,655 2,861 SH OTR SEI 0 0 2,861
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 981,789 13,334 SH SOLE 0 13,334 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241 8,576,152 120,350 SH SOLE 0 120,350 0 0
ISHARES GLOBAL FINANCIALS ETF ETF 464287333 68,391 617 SH SOLE 0 617 0 0
ISHARES GLOBAL FINANCIALS ETF ETF 464287333 175,264 1,582 SH DFND 0 0 1,581 0
CISCO SYS INC COM Stock 17275R102 2,428 35 SH SOLE SEI 35 0 0
CISCO SYS INC COM Stock 17275R102 5,273 76 SH OTR SEI 0 0 76
CISCO SYS INC COM Stock 17275R102 319,122 4,600 SH SOLE 0 4,599 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 37,083 749 SH SOLE 0 749 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 45,401 917 SH SOLE SEI 917 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 270,424 5,462 SH OTR SEI 0 0 5,462
VANGUARD CORE BOND ETF ETF 922020748 1,517,227 19,557 SH SOLE 0 19,556 0 0
APA CORPORATION COM Stock 03743Q108 1,006 55 SH SOLE SEI 55 0 0
APA CORPORATION COM Stock 03743Q108 4,024 220 SH SOLE 0 220 0 0
APA CORPORATION COM Stock 03743Q108 374,636 20,483 SH DFND 0 0 20,483 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 1,845 13 SH OTR SEI 0 0 13
ADVANCED MICRO DEVICES INC COM Stock 007903107 32,637 230 SH DFND 0 0 230 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 270,603 1,907 SH SOLE 0 1,907 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 2,261,514 29,241 SH SOLE 0 29,241 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 8,651 102 SH OTR SEI 0 0 102
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 445,021 5,247 SH DFND 0 0 5,247 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 617,739 7,284 SH SOLE 0 7,283 0 0
GE AEROSPACE COM NEW Stock 369604301 1,802 7 SH OTR SEI 0 0 7
GE AEROSPACE COM NEW Stock 369604301 13,899 54 SH SOLE SEI 54 0 0
GE AEROSPACE COM NEW Stock 369604301 207,472 806 SH SOLE 0 806 0 0
WISDOMTREE EUROPE SMALLCAP DIVIDEND FUND ETF 97717W869 389,314 5,552 SH SOLE 0 5,551 0 0
ISHARES SEMICONDUCTOR ETF ETF 464287523 132,432 555 SH DFND 0 0 554 0
ISHARES SEMICONDUCTOR ETF ETF 464287523 677,179 2,837 SH SOLE 0 2,836 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 4,882,619 48,487 SH SOLE 0 48,486 0 0
SPDR BLOOMBERG 1-10 YEAR TIPS ETF ETF 78468R861 913,509 47,728 SH SOLE 0 47,727 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 380,624 613 SH SOLE 0 613 0 0
SEI SELECT SMALL CAP ETF ETF 81589A502 666 26 SH SOLE 0 26 0 0
SEI SELECT SMALL CAP ETF ETF 81589A502 215,336 8,402 SH OTR SEI 773 0 7,629
SEI SELECT SMALL CAP ETF ETF 81589A502 308,933 12,054 SH SOLE SEI 12,054 0 0
SEI SELECT INTERNATIONAL EQUITY ETF ETF 81589A700 1,444 49 SH SOLE 0 49 0 0
SEI SELECT INTERNATIONAL EQUITY ETF ETF 81589A700 559,069 18,967 SH OTR SEI 1,541 0 17,426
SEI SELECT INTERNATIONAL EQUITY ETF ETF 81589A700 696,339 23,624 SH SOLE SEI 23,624 0 0
SEI SELECT EMERGING MARKETS EQUITY ETF ETF 81589A601 605 22 SH SOLE 0 22 0 0
SEI SELECT EMERGING MARKETS EQUITY ETF ETF 81589A601 216,531 7,871 SH OTR SEI 697 0 7,174
SEI SELECT EMERGING MARKETS EQUITY ETF ETF 81589A601 222,528 8,089 SH SOLE SEI 8,089 0 0
ISHARES MBS ETF ETF 464288588 78,868 840 SH SOLE SEI 840 0 0
ISHARES MBS ETF ETF 464288588 152,571 1,625 SH OTR SEI 0 0 1,625
SPDR EURO STOXX 50 ETF ETF 78463X202 329,836 5,522 SH SOLE 0 5,522 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100 1,450 5 SH OTR SEI 0 0 5
JPMORGAN CHASE & CO. COM Stock 46625H100 2,319 8 SH SOLE SEI 8 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100 781,805 2,697 SH SOLE 0 2,696 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 3,138 67 SH SOLE 0 67 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 454,194 9,699 SH DFND 0 0 9,698 0
CHEVRON CORP NEW COM Stock 166764100 6,444 45 SH OTR SEI 0 0 45
CHEVRON CORP NEW COM Stock 166764100 226,744 1,584 SH SOLE 0 1,583 0 0
CHEVRON CORP NEW COM Stock 166764100 688,413 4,808 SH DFND 0 0 4,807 0
CONOCOPHILLIPS COM Stock 20825C104 1,346 15 SH OTR SEI 0 0 15
CONOCOPHILLIPS COM Stock 20825C104 2,154 24 SH SOLE SEI 24 0 0
CONOCOPHILLIPS COM Stock 20825C104 22,671 253 SH SOLE 0 252 0 0
CONOCOPHILLIPS COM Stock 20825C104 978,099 10,899 SH DFND 0 0 10,899 0
VANGUARD FTSE DEV MKTS ETF (VEA) ETF 921943858 90,931 1,595 SH SOLE SEI 1,595 0 0
VANGUARD FTSE DEV MKTS ETF (VEA) ETF 921943858 259,173 4,546 SH SOLE 0 4,546 0 0
VANGUARD FTSE DEV MKTS ETF (VEA) ETF 921943858 1,571,709 27,569 SH OTR SEI 0 0 27,569
BANK AMERICA CORP COM Stock 060505104 2,697 57 SH SOLE SEI 57 0 0
BANK AMERICA CORP COM Stock 060505104 6,814 144 SH OTR SEI 0 0 144
BANK AMERICA CORP COM Stock 060505104 60,160 1,271 SH DFND 0 0 1,271 0
BANK AMERICA CORP COM Stock 060505104 239,412 5,059 SH SOLE 0 5,059 0 0
WALMART INC COM Stock 931142103 2,640 27 SH OTR SEI 0 0 27
WALMART INC COM Stock 931142103 41,459 424 SH DFND 0 0 424 0
WALMART INC COM Stock 931142103 356,174 3,643 SH SOLE 0 3,642 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 6,190 21 SH OTR SEI 0 0 21
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 83,869 285 SH DFND 0 0 284 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 939,926 3,189 SH SOLE 0 3,188 0 0
ORACLE CORP COM Stock 68389X105 3,717 17 SH OTR SEI 0 0 17
ORACLE CORP COM Stock 68389X105 524,277 2,398 SH SOLE 0 2,398 0 0
VANGUARD FTSE EMRG MKTS ETF (VWO) ETF 922042858 42,239 854 SH SOLE SEI 854 0 0
VANGUARD FTSE EMRG MKTS ETF (VWO) ETF 922042858 78,442 1,586 SH SOLE 0 1,585 0 0
VANGUARD FTSE EMRG MKTS ETF (VWO) ETF 922042858 623,691 12,610 SH OTR SEI 0 0 12,610
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 1,277,788 9,585 SH SOLE 0 9,585 0 0
PFIZER INC COM Stock 717081103 2,351 97 SH SOLE SEI 97 0 0
PFIZER INC COM Stock 717081103 12,678 523 SH OTR SEI 475 0 48
PFIZER INC COM Stock 717081103 157,637 6,503 SH SOLE 0 6,503 0 0
PFIZER INC COM Stock 717081103 1,044,552 43,092 SH DFND 0 0 43,092 0
CATERPILLAR INC COM Stock 149123101 776 2 SH OTR SEI 0 0 2
CATERPILLAR INC COM Stock 149123101 1,941 5 SH SOLE SEI 5 0 0
CATERPILLAR INC COM Stock 149123101 398,593 1,027 SH SOLE 0 1,026 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 4,790 27 SH SOLE SEI 27 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 5,144 29 SH OTR SEI 0 0 29
ALPHABET INC CAP STK CL C Stock 02079K107 648,507 3,656 SH SOLE 0 3,655 0 0
BEST BUY INC COM Stock 086516101 671 10 SH SOLE SEI 10 0 0
BEST BUY INC COM Stock 086516101 16,472 245 SH SOLE 0 245 0 0
BEST BUY INC COM Stock 086516101 278,089 4,143 SH DFND 0 0 4,142 0
FRANKLIN RESOURCES INC COM Stock 354613101 8,681 364 SH SOLE 0 364 0 0
FRANKLIN RESOURCES INC COM Stock 354613101 227,907 9,556 SH DFND 0 0 9,555 0
ZIONS BANCORPORATION N A COM Stock 989701107 883 17 SH SOLE SEI 17 0 0
ZIONS BANCORPORATION N A COM Stock 989701107 330,004 6,354 SH DFND 0 0 6,353 0
NEXSTAR MEDIA GROUP INC COMMON STOCK Stock 65336K103 1,038 6 SH SOLE SEI 6 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK Stock 65336K103 310,326 1,794 SH DFND 0 0 1,794 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 339,075 1,657 SH SOLE 0 1,656 0 0
FIDELITY NATIONAL FINANCIAL IN COM SHS Stock 31620R303 3,476 62 SH SOLE 0 62 0 0
FIDELITY NATIONAL FINANCIAL IN COM SHS Stock 31620R303 483,610 8,627 SH DFND 0 0 8,626 0
CITIZENS FINL GROUP INC COM Stock 174610105 1,208 27 SH SOLE SEI 27 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 3,267 73 SH SOLE 0 73 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 396,540 8,861 SH DFND 0 0 8,861 0
FIRST AMERN FINL CORP COM Stock 31847R102 614 10 SH OTR SEI 0 0 10
FIRST AMERN FINL CORP COM Stock 31847R102 3,315 54 SH SOLE 0 54 0 0
FIRST AMERN FINL CORP COM Stock 31847R102 599,537 9,766 SH DFND 0 0 9,766 0
FLUOR CORP NEW COM Stock 343412102 205,080 4,000 SH SOLE 0 4,000 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 414,675 7,923 SH SOLE 0 7,922 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 60,324 324 SH SOLE 0 323 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 491,724 2,638 SH DFND 0 0 2,637 0
ISHARES GLOBAL ENERGY ETF ETF 464287341 258,053 6,568 SH SOLE 0 6,567 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 6,863 22 SH OTR SEI 0 0 22
UNITEDHEALTH GROUP INC COM Stock 91324P102 236,263 757 SH SOLE 0 757 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 25,682 266 SH SOLE 0 266 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 494,634 5,126 SH DFND 0 0 5,125 0
DEVON ENERGY CORP NEW COM Stock 25179M103 414 13 SH SOLE SEI 13 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103 1,145 36 SH SOLE 0 36 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103 480,832 15,116 SH DFND 0 0 15,115 0
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UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 889,687 10,895 SH SOLE 0 10,895 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 1,932 26 SH SOLE SEI 26 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 263,093 3,540 SH SOLE 0 3,540 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 6,319,794 101,899 SH SOLE 0 101,899 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224 158,975 12,126 SH SOLE 0 12,126 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 437,691 8,927 SH OTR SEI 0 0 8,927
APPLE INC COM Stock 037833100 4,924 24 SH SOLE SEI 24 0 0
APPLE INC COM Stock 037833100 17,645 86 SH OTR SEI 0 0 86
APPLE INC COM Stock 037833100 45,677 223 SH DFND 0 0 222 0
APPLE INC COM Stock 037833100 5,252,022 25,598 SH SOLE 0 25,598 0 0