The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 434,031 14,998 SH SOLE 0 0 14,998
ABBOTT LABS COM 002824100 292,708 2,152 SH SOLE 0 0 2,152
ABBVIE INC COM 00287Y109 2,511,841 13,532 SH DFND 5 0 0 13,532
ADOBE INC COM 00724F101 262,305 678 SH SOLE 0 0 678
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 396,255 3,494 SH SOLE 0 0 3,494
ALPHABET INC CAP STK CL C 02079K107 2,152,057 12,132 SH SOLE 0 0 12,132
ALPHABET INC CAP STK CL A 02079K305 1,833,885 10,406 SH DFND 1, 2, 5, 6 0 0 10,406
ALTRIA GROUP INC COM 02209S103 1,764,385 30,094 SH SOLE 0 0 30,094
AMAZON COM INC COM 023135106 4,213,331 19,205 SH DFND 2, 5 0 0 19,205
AMERICAN ELEC PWR CO INC COM 025537101 1,264,212 12,184 SH SOLE 0 0 12,184
AMERICAN EXPRESS CO COM 025816109 758,332 2,377 SH DFND 5 0 0 2,377
AMGEN INC COM 031162100 1,447,925 5,186 SH SOLE 0 0 5,186
AMPHENOL CORP NEW CL A 032095101 250,227 2,534 SH SOLE 0 0 2,534
ANALOG DEVICES INC COM 032654105 285,890 1,201 SH SOLE 0 0 1,201
APOLLO GLOBAL MGMT INC COM 03769M106 533,521 3,761 SH DFND 5 0 0 3,761
APPLE INC COM 037833100 9,504,963 46,327 SH DFND 2, 6 0 0 46,327
AUTOMATIC DATA PROCESSING IN COM 053015103 271,043 879 SH SOLE 0 0 879
BANK AMERICA CORP COM 060505104 657,362 13,892 SH DFND 1 0 0 13,892
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,334,185 10,981 SH SOLE 0 0 10,981
BLACKSTONE INC COM 09260D107 489,153 3,270 SH SOLE 0 0 3,270
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 421,247 7,735 SH SOLE 0 0 7,735
BLACKROCK INC COM 09290D101 3,746,700 3,571 SH SOLE 0 0 3,571
BOEING CO COM 097023105 251,626 1,201 SH DFND 1 0 0 1,201
BROADCOM INC COM 11135F101 2,077,601 7,537 SH DFND 2 0 0 7,537
CVS HEALTH CORP COM 126650100 416,745 6,042 SH DFND 1 0 0 6,042
CHEVRON CORP NEW COM 166764100 1,240,357 8,662 SH DFND 1 0 0 8,662
CISCO SYS INC COM 17275R102 734,334 10,584 SH SOLE 0 0 10,584
CITIGROUP INC COM NEW 172967424 575,069 6,756 SH DFND 1 0 0 6,756
COCA COLA CO COM 191216100 3,073,386 43,440 SH DFND 5 0 0 43,440
COLGATE PALMOLIVE CO COM 194162103 569,765 6,268 SH SOLE 0 0 6,268
COMCAST CORP NEW CL A 20030N101 292,000 8,182 SH SOLE 0 0 8,182
CONSOLIDATED EDISON INC COM 209115104 1,940,383 19,336 SH SOLE 0 0 19,336
DIAGEO PLC SPON ADR NEW 25243Q205 623,897 6,187 SH SOLE 0 0 6,187
DISNEY WALT CO COM 254687106 575,443 4,640 SH DFND 5 0 0 4,640
DUKE ENERGY CORP NEW COM NEW 26441C204 2,123,999 18,000 SH SOLE 0 0 18,000
ENBRIDGE INC COM 29250N105 1,097,726 24,222 SH SOLE 0 0 24,222
ENTERGY CORP NEW COM 29364G103 1,088,827 13,099 SH DFND 5 0 0 13,099
EXXON MOBIL CORP COM 30231G102 2,328,394 21,599 SH SOLE 0 0 21,599
META PLATFORMS INC CL A 30303M102 1,595,918 2,162 SH DFND 2, 6 0 0 2,162
FASTENAL CO COM 311900104 1,237,143 29,456 SH SOLE 0 0 29,456
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 213,388 6,717 SH SOLE 0 0 6,717
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 859,362 17,445 SH SOLE 0 0 17,445
GALLAGHER ARTHUR J & CO COM 363576109 1,435,474 4,484 SH DFND 2, 5 0 0 4,484
GAP INC COM 364760108 316,926 14,531 SH SOLE 0 0 14,531
GE AEROSPACE COM NEW 369604301 403,300 1,567 SH SOLE 0 0 1,567
GENUINE PARTS CO COM 372460105 879,218 7,248 SH SOLE 0 0 7,248
GSK PLC SPONSORED ADR 37733W204 238,386 6,208 SH SOLE 0 0 6,208
GOLDMAN SACHS GROUP INC COM 38141G104 317,177 448 SH DFND 2, 5 0 0 448
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 318,096 8,021 SH SOLE 0 0 8,021
HEICO CORP NEW COM 422806109 204,132 622 SH SOLE 0 0 622
HEICO CORP NEW CL A 422806208 224,031 866 SH SOLE 0 0 866
HOME DEPOT INC COM 437076102 397,277 1,084 SH DFND 2, 5 0 0 1,084
NEW YORK LIFE INVESTMENTS ET NYLI FTSE INTERN 45409B560 6,655,491 225,840 SH SOLE 0 0 225,840
INTEL CORP COM 458140100 219,250 9,788 SH SOLE 0 0 9,788
INVESCO QQQ TR UNIT SER 1 46090E103 4,857,984 8,806 SH SOLE 0 0 8,806
INTUIT COM 461202103 275,765 350 SH SOLE 0 0 350
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 376,403 5,467 SH SOLE 0 0 5,467
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,962,257 27,304 SH SOLE 0 0 27,304
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 908,903 46,515 SH SOLE 0 0 46,515
ISHARES TR CORE S&P TTL STK 464287150 1,387,131 10,272 SH SOLE 0 0 10,272
ISHARES TR CORE S&P500 ETF 464287200 53,199,861 85,682 SH SOLE 0 0 85,682
ISHARES TR GLOBAL TECH ETF 464287291 1,483,379 16,064 SH SOLE 0 0 16,064
ISHARES TR S&P 500 GRWT ETF 464287309 1,876,550 17,044 SH SOLE 0 0 17,044
ISHARES TR S&P 500 VAL ETF 464287408 905,087 4,631 SH SOLE 0 0 4,631
ISHARES TR RUS MID CAP ETF 464287499 237,030 2,577 SH SOLE 0 0 2,577
ISHARES TR CORE S&P MCP ETF 464287507 16,704,108 269,334 SH SOLE 0 0 269,334
ISHARES TR RUS 1000 VAL ETF 464287598 434,022 2,235 SH SOLE 0 0 2,235
ISHARES TR RUS 1000 GRW ETF 464287614 898,283 2,116 SH SOLE 0 0 2,116
ISHARES TR U.S. TECH ETF 464287721 388,841 2,244 SH SOLE 0 0 2,244
ISHARES TR CORE S&P SCP ETF 464287804 12,909,232 118,119 SH SOLE 0 0 118,119
ISHARES TR MRGSTR MD CP GRW 464288307 3,932,887 49,020 SH SOLE 0 0 49,020
ISHARES TR INTL SEL DIV ETF 464288448 1,222,455 35,423 SH SOLE 0 0 35,423
ISHARES TR SHORT TREAS BD 464288679 2,905,481 26,313 SH SOLE 0 0 26,313
ISHARES TR ESG OPTIMIZED 464288802 1,194,722 9,426 SH SOLE 0 0 9,426
ISHARES TR EAFE VALUE ETF 464288877 348,736 5,494 SH SOLE 0 0 5,494
ISHARES TR EAFE GRWTH ETF 464288885 229,359 2,048 SH SOLE 0 0 2,048
ISHARES TR CORE 80/20 AGGRE 464289859 2,783,072 33,370 SH SOLE 0 0 33,370
ISHARES TR CORE 60/40 BALAN 464289867 3,098,080 50,318 SH SOLE 0 0 50,318
ISHARES TR CORE 40/60 MODER 464289875 805,439 17,494 SH SOLE 0 0 17,494
ISHARES TR CORE HIGH DV ETF 46429B663 227,995 1,946 SH SOLE 0 0 1,946
ISHARES TR MSCI USA MIN VOL 46429B697 3,153,997 33,600 SH SOLE 0 0 33,600
ISHARES TR MSCI USA QLT FCT 46432F339 5,842,666 31,959 SH SOLE 0 0 31,959
ISHARES TR MSCI USA VALUE 46432F388 246,051 2,173 SH SOLE 0 0 2,173
ISHARES TR MSCI USA MMENTM 46432F396 1,606,008 6,683 SH SOLE 0 0 6,683
ISHARES INC ESG AWR MSCI EM 46434G863 234,190 5,979 SH SOLE 0 0 5,979
ISHARES TR U S EQUITY FACTR 46434V282 406,111 6,333 SH SOLE 0 0 6,333
ISHARES TR CORE TOTAL USD 46434V613 1,001,698 21,668 SH SOLE 0 0 21,668
ISHARES TR CORE DIV GRWTH 46434V621 4,793,599 74,970 SH SOLE 0 0 74,970
ISHARES TR ESG AWR MSCI USA 46435G425 1,048,567 7,750 SH SOLE 0 0 7,750
ISHARES TR ESG MSCI LEADR 46435U218 265,566 2,451 SH SOLE 0 0 2,451
ISHARES TR US INFRASTRUC 46435U713 406,517 8,264 SH SOLE 0 0 8,264
JPMORGAN CHASE & CO. COM 46625H100 8,234,651 28,404 SH DFND 1, 5 0 0 28,404
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,576,783 62,916 SH SOLE 0 0 62,916
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,208,313 23,842 SH SOLE 0 0 23,842
JOHNSON & JOHNSON COM 478160104 2,290,437 14,995 SH SOLE 0 0 14,995
KIMBERLY-CLARK CORP COM 494368103 828,405 6,426 SH SOLE 0 0 6,426
ELI LILLY & CO COM 532457108 3,151,842 4,043 SH SOLE 0 0 4,043
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 552,118 129,910 SH SOLE 0 0 129,910
LOCKHEED MARTIN CORP COM 539830109 3,142,141 6,784 SH SOLE 0 0 6,784
MARATHON PETE CORP COM 56585A102 1,986,893 11,961 SH DFND 1, 5 0 0 11,961
MARVELL TECHNOLOGY INC COM 573874104 485,648 6,275 SH DFND 3 0 0 6,275
MASTERCARD INCORPORATED CL A 57636Q104 1,036,943 1,845 SH SOLE 0 0 1,845
MCDONALDS CORP COM 580135101 2,864,933 9,806 SH SOLE 0 0 9,806
MERCK & CO INC COM 58933Y105 2,186,303 27,619 SH SOLE 0 0 27,619
MICROSOFT CORP COM 594918104 9,783,139 19,668 SH DFND 2, 6 0 0 19,668
MONDELEZ INTL INC CL A 609207105 1,215,377 18,022 SH SOLE 0 0 18,022
MORGAN STANLEY COM NEW 617446448 515,125 3,657 SH DFND 1, 5 0 0 3,657
NOVARTIS AG SPONSORED ADR 66987V109 543,582 4,492 SH SOLE 0 0 4,492
NVIDIA CORPORATION COM 67066G104 1,503,586 9,517 SH DFND 2 0 0 9,517
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 694,299 86,571 SH SOLE 0 0 86,571
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,482,594 15,781 SH SOLE 0 0 15,781
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,110,220 26,487 SH SOLE 0 0 26,487
OMNICOM GROUP INC COM 681919106 408,678 5,681 SH DFND 5 0 0 5,681
ONEOK INC NEW COM 682680103 696,303 8,530 SH DFND 5 0 0 8,530
PALO ALTO NETWORKS INC COM 697435105 1,005,601 4,914 SH DFND 2 0 0 4,914
PAYCHEX INC COM 704326107 951,084 6,538 SH SOLE 0 0 6,538
PEPSICO INC COM 713448108 1,730,672 13,107 SH SOLE 0 0 13,107
PFIZER INC COM 717081103 921,009 37,995 SH SOLE 0 0 37,995
PHILIP MORRIS INTL INC COM 718172109 2,301,811 12,638 SH DFND 1, 5 0 0 12,638
PROCTER AND GAMBLE CO COM 742718109 3,268,970 20,518 SH SOLE 0 0 20,518
PROGRESSIVE CORP COM 743315103 1,110,938 4,163 SH SOLE 0 0 4,163
QUALCOMM INC COM 747525103 375,554 2,358 SH DFND 1 0 0 2,358
RBB FD INC US TREASRY 12 MT 74933W478 203,440 4,053 SH SOLE 0 0 4,053
RTX CORPORATION COM 75513E101 551,077 3,774 SH SOLE 0 0 3,774
REGENERON PHARMACEUTICALS COM 75886F107 207,985 396 SH SOLE 0 0 396
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,358,619 2,199 SH SOLE 0 0 2,199
SPDR GOLD TR GOLD SHS 78463V107 879,715 2,886 SH SOLE 0 0 2,886
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 264,141 6,180 SH SOLE 0 0 6,180
SPDR SERIES TRUST S&P DIVID ETF 78464A763 37,968,690 279,737 SH SOLE 0 0 279,737
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 222,516 505 SH SOLE 0 0 505
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 2,156,128 42,335 SH SOLE 0 0 42,335
SALESFORCE INC COM 79466L302 661,181 2,425 SH SOLE 0 0 2,425
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 330,992 13,488 SH SOLE 0 0 13,488
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,126,333 42,503 SH SOLE 0 0 42,503
SERVICENOW INC COM 81762P102 379,362 369 SH DFND 2 0 0 369
SIMON PPTY GROUP INC NEW COM 828806109 1,017,723 6,331 SH SOLE 0 0 6,331
SOUTHERN CO COM 842587107 1,140,090 12,415 SH SOLE 0 0 12,415
TJX COS INC NEW COM 872540109 295,771 2,395 SH DFND 2 0 0 2,395
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,317,393 5,817 SH DFND 4, 6 0 0 5,817
THERMO FISHER SCIENTIFIC INC COM 883556102 746,783 1,842 SH DFND 2 0 0 1,842
3M CO COM 88579Y101 305,139 2,004 SH SOLE 0 0 2,004
TRAVELERS COMPANIES INC COM 89417E109 299,565 1,120 SH SOLE 0 0 1,120
TRUIST FINL CORP COM 89832Q109 633,157 14,728 SH SOLE 0 0 14,728
UNILEVER PLC SPON ADR NEW 904767704 278,201 4,548 SH SOLE 0 0 4,548
UNITED PARCEL SERVICE INC CL B 911312106 573,690 5,683 SH SOLE 0 0 5,683
UNITEDHEALTH GROUP INC COM 91324P102 221,771 711 SH DFND 5, 6 0 0 711
VALERO ENERGY CORP COM 91913Y100 1,140,410 8,484 SH SOLE 0 0 8,484
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,889,097 23,888 SH SOLE 0 0 23,888
VANGUARD WORLD FD ESG US STK ETF 921910733 1,441,730 13,150 SH SOLE 0 0 13,150
VANGUARD WORLD FD MEGA CAP INDEX 921910873 292,621 1,301 SH SOLE 0 0 1,301
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 71,842,749 538,915 SH SOLE 0 0 538,915
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,563,514 44,483 SH SOLE 0 0 44,483
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 283,247 3,143 SH SOLE 0 0 3,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 355,378 7,185 SH SOLE 0 0 7,185
VENTAS INC COM 92276F100 1,019,169 16,139 SH SOLE 0 0 16,139
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 381,194 671 SH SOLE 0 0 671
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,180,146 7,176 SH SOLE 0 0 7,176
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 358,405 4,024 SH SOLE 0 0 4,024
VANGUARD INDEX FDS SML CP GRW ETF 922908595 380,931 1,376 SH SOLE 0 0 1,376
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,546,831 7,932 SH SOLE 0 0 7,932
VANGUARD INDEX FDS GROWTH ETF 922908736 37,133,577 84,703 SH SOLE 0 0 84,703
VANGUARD INDEX FDS VALUE ETF 922908744 30,301,042 171,444 SH SOLE 0 0 171,444
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,513,553 14,851 SH SOLE 0 0 14,851
VERIZON COMMUNICATIONS INC COM 92343V104 2,535,674 58,601 SH DFND 1 0 0 58,601
VIATRIS INC COM 92556V106 92,127 10,317 SH SOLE 0 0 10,317
VISA INC COM CL A 92826C839 1,297,056 3,654 SH DFND 2, 6 0 0 3,654
WALMART INC COM 931142103 1,502,197 15,363 SH SOLE 0 0 15,363
WEDBUSH SER TR DAN IVES WEDBUSH 947913109 260,988 9,627 SH SOLE 0 0 9,627
WELLS FARGO CO NEW COM 949746101 416,455 5,198 SH DFND 1, 5 0 0 5,198
WILLIAMS COS INC COM 969457100 1,456,315 23,186 SH DFND 1, 2 0 0 23,186
WISDOMTREE TR US LARGECAP DIVD 97717W307 252,663 3,076 SH SOLE 0 0 3,076
WISDOMTREE TR US MIDCAP DIVID 97717W505 859,669 17,152 SH SOLE 0 0 17,152
WISDOMTREE TR US SMALLCAP DIVD 97717W604 473,240 14,901 SH SOLE 0 0 14,901
MEDTRONIC PLC SHS G5960L103 621,757 7,133 SH DFND 5 0 0 7,133