Net interest income |
Note 2. Net interest income | | | | | | | | | | | | | | | Apr-Jun | | Jan–Mar | | Apr-Jun | | Jan-Jun | | Jan-Jun | | Jan-Dec | Skr mn | | 2025 | | 2025 | | 2024 | | 2025 | | 2024 | | 2024 | Interest income | | | | | | | | | | | | | Loans to credit institutions | | 263 | | 206 | | 227 | | 470 | | 476 | | 921 | Loans to the public | | 1,982 | | 2,083 | | 2,506 | | 4,065 | | 5,028 | | 9,835 | Loans in the form of interest-bearing securities | | 452 | | 488 | | 604 | | 939 | | 1,232 | | 2,351 | Interest-bearing securities excluding loans in the form of interest-bearing securities | | 481 | | 459 | | 672 | | 940 | | 1,357 | | 2,561 | Derivatives | | 290 | | 410 | | 902 | | 700 | | 1,822 | | 3,381 | Administrative remuneration CIRR-system | | 59 | | 71 | | 64 | | 130 | | 129 | | 240 | Other assets | | 1 | | 7 | | 6 | | 8 | | 16 | | 26 | Total interest income1 | | 3,528 | | 3,724 | | 4,981 | | 7,252 | | 10,060 | | 19,315 | | | | | | | | | | | | | | Interest expenses | | | | | | | | | | | | | Interest expenses | | -2,810 | | -2,964 | | -4,152 | | -5,773 | | -8,400 | | -16,011 | Resolution fee2 | | -22 | | -15 | | -26 | | -37 | | -53 | | -105 | Risk tax | | -34 | | -35 | | -37 | | -70 | | -71 | | -141 | Total interest expenses | | -2,866 | | -3,014 | | -4,215 | | -5,880 | | -8,524 | | -16,257 | Net interest income | | 662 | | 710 | | 766 | | 1,372 | | 1,536 | | 3,058 |
1 | Interest income calculated using the effective interest method amounted to Skr 5,589 million during January-June 2025 (1H24: Skr 7,043 million). |
2 | The amounts stated for the periods January-March 2025 and January-June 2025 include a refund of Skr 9.5 million from the Swedish National Debt Office regarding the charged resolution fee for financial year 2023. |
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