v3.25.2
Net interest income
6 Months Ended
Jun. 30, 2025
Net interest income  
Net interest income

Note 2. Net interest income

Apr-Jun

Jan–Mar

Apr-Jun

Jan-Jun

Jan-Jun

Jan-Dec

Skr mn

    

2025

    

2025

    

2024

    

2025

    

2024

    

2024

Interest income

Loans to credit institutions

263

 

206

 

227

470

476

 

921

Loans to the public

1,982

 

2,083

 

2,506

4,065

5,028

 

9,835

Loans in the form of interest-bearing securities

452

488

 

604

939

1,232

 

2,351

Interest-bearing securities excluding loans in the form of interest-bearing securities

481

459

672

940

1,357

2,561

Derivatives

290

 

410

 

902

700

1,822

 

3,381

Administrative remuneration CIRR-system

59

71

64

130

129

240

Other assets

1

7

 

6

8

16

 

26

Total interest income1

3,528

 

3,724

 

4,981

7,252

10,060

 

19,315

Interest expenses

Interest expenses

-2,810

-2,964

-4,152

-5,773

-8,400

-16,011

Resolution fee2

-22

-15

-26

-37

-53

-105

Risk tax

-34

-35

-37

-70

-71

-141

Total interest expenses

-2,866

 

-3,014

 

-4,215

-5,880

-8,524

 

-16,257

Net interest income

662

 

710

 

766

1,372

1,536

 

3,058

1

Interest income calculated using the effective interest method amounted to Skr 5,589 million during January-June 2025 (1H24: Skr 7,043 million).

2

The amounts stated for the periods January-March 2025 and January-June 2025 include a refund of Skr 9.5 million from the Swedish National Debt Office regarding the charged resolution fee for financial year 2023.