The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 629,626 3,573 SH SOLE 0 0 0 3,573
ALPHABET INC CAP STK CL C 02079K107 300,099 1,692 SH SOLE 0 0 0 1,692
AMAZON COM INC COM 023135106 892,917 4,070 SH SOLE 0 0 0 4,070
APPLE INC COM 037833100 2,314,678 11,282 SH SOLE 0 0 0 11,282
AUTOMATIC DATA PROCESSING IN COM 053015103 304,949 989 SH SOLE 0 0 0 989
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 419,220 863 SH SOLE 0 0 0 863
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 2,466,711 42,101 SH SOLE 0 0 0 42,101
BITWISE ETHEREUM ETF SHS 091955104 849,939 47,062 SH SOLE 0 0 0 47,062
BROADCOM INC COM 11135F101 533,934 1,937 SH SOLE 0 0 0 1,937
COSTCO WHSL CORP NEW COM 22160K105 206,897 209 SH SOLE 0 0 0 209
ELI LILLY & CO COM 532457108 243,213 312 SH SOLE 0 0 0 312
EXXON MOBIL CORP COM 30231G102 205,987 1,911 SH SOLE 0 0 0 1,911
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 426,981 2,165 SH SOLE 0 0 0 2,165
HOME DEPOT INC COM 437076102 1,692,273 4,616 SH SOLE 0 0 0 4,616
ISHARES TR CORE S&P SCP ETF 464287804 3,035,859 27,778 SH SOLE 0 0 0 27,778
ISHARES TR CORE S&P500 ETF 464287200 19,051,635 30,684 SH SOLE 0 0 0 30,684
ISHARES TR SHRT NAT MUN ETF 464288158 1,645,691 15,476 SH SOLE 0 0 0 15,476
ISHARES TR NATIONAL MUN ETF 464288414 564,885 5,407 SH SOLE 0 0 0 5,407
ISHARES TR 0-5YR INVT GR CP 46434V100 20,338,534 402,027 SH SOLE 0 0 0 402,027
ISHARES TR CORE MSCI EAFE 46432F842 2,068,134 24,774 SH SOLE 0 0 0 24,774
ISHARES TR CORE INTL AGGR 46435G672 3,965,080 77,610 SH SOLE 0 0 0 77,610
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 46,363,128 985,192 SH SOLE 0 0 0 985,192
JPMORGAN CHASE & CO. COM 46625H100 438,169 1,511 SH SOLE 0 0 0 1,511
MASTERCARD INCORPORATED CL A 57636Q104 206,794 368 SH SOLE 0 0 0 368
META PLATFORMS INC CL A 30303M102 684,948 928 SH SOLE 0 0 0 928
MICROSOFT CORP COM 594918104 1,770,933 3,560 SH SOLE 0 0 0 3,560
NETFLIX INC COM 64110L106 356,209 266 SH SOLE 0 0 0 266
NORFOLK SOUTHN CORP COM 655844108 279,519 1,092 SH SOLE 0 0 0 1,092
NVIDIA CORPORATION COM 67066G104 1,698,550 10,751 SH SOLE 0 0 0 10,751
PACER FDS TR US CASH COWS 100 69374H881 19,640,393 356,450 SH SOLE 0 0 0 356,450
PHILIP MORRIS INTL INC COM 718172109 284,123 1,560 SH SOLE 0 0 0 1,560
PROCTER AND GAMBLE CO COM 742718109 398,921 2,504 SH SOLE 0 0 0 2,504
SOUTHERN CO COM 842587107 539,583 5,876 SH SOLE 0 0 0 5,876
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,266,319 2,050 SH SOLE 0 0 0 2,050
SPDR SER TR PORTFOLI S&P1500 78464A805 558,455 7,457 SH SOLE 0 0 0 7,457
TESLA INC COM 88160R101 405,969 1,278 SH SOLE 0 0 0 1,278
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 14,332,700 141,586 SH SOLE 0 0 0 141,586
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,871,800 201,675 SH SOLE 0 0 0 201,675
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,898,195 148,013 SH SOLE 0 0 0 148,013
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 19,736,815 398,643 SH SOLE 0 0 0 398,643
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,646,220 9,275 SH SOLE 0 0 0 9,275
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 132,008,410 232,397 SH SOLE 0 0 0 232,397
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,296,610 4,266 SH SOLE 0 0 0 4,266
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,129,747 5,520 SH SOLE 0 0 0 5,520
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,428,702 35,153 SH SOLE 0 0 0 35,153
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 33,351,261 585,007 SH SOLE 0 0 0 585,007
VANGUARD WORLD FD INF TECH ETF 92204A702 27,493,500 41,451 SH SOLE 0 0 0 41,451
VISA INC COM CL A 92826C839 320,610 903 SH SOLE 0 0 0 903
WALMART INC COM 931142103 573,382 5,864 SH SOLE 0 0 0 5,864
WEYERHAEUSER CO MTN BE COM NEW 962166104 212,790 8,283 SH SOLE 0 0 0 8,283