The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 189,518 1,021 SH SOLE 1,021 0 0
ABBVIE INC COM 00287Y109 21,346 115 SH DFND 115 0 0
AIR PRODS & CHEMS INC COM 009158106 276,701 981 SH SOLE 981 0 0
ALLSTATE CORP COM 020002101 570,332 2,819 SH SOLE 2,819 0 0
ALPHABET INC CAP STK CL A 02079K305 861,236 4,887 SH SOLE 4,887 0 0
ALPHABET INC CAP STK CL A 02079K305 74,722 424 SH DFND 424 0 0
AMAZON COM INC COM 023135106 584,894 2,666 SH SOLE 2,666 0 0
AMAZON COM INC COM 023135106 99,164 452 SH DFND 452 0 0
APA CORPORATION COM 03743Q108 361,236 19,750 SH SOLE 19,750 0 0
APPLE INC COM 037833100 2,921,416 14,239 SH SOLE 14,239 0 0
APPLE INC COM 037833100 34,674 169 SH DFND 169 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 397,228 1,282 SH SOLE 1,282 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 39,672 128 SH DFND 128 0 0
BANK AMERICA CORP 7.25%CNV PFD L 060505682 849,100 700 SH SOLE 700 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 1,026,244 18,844 SH SOLE 18,844 0 0
BLACKROCK ETF TRUST II ISHARES TOTAL RE 092528876 9,479,355 187,580 SH SOLE 187,580 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 2,770,711 52,436 SH SOLE 52,436 0 0
BOOKING HOLDINGS INC COM 09857L108 81,049 14 SH SOLE 14 0 0
BOOKING HOLDINGS INC COM 09857L108 133,153 23 SH DFND 23 0 0
BROADCOM INC COM 11135F101 927,838 3,366 SH SOLE 3,366 0 0
BROADCOM INC COM 11135F101 78,560 285 SH DFND 285 0 0
CENTERPOINT ENERGY INC COM 15189T107 491,030 13,365 SH SOLE 13,365 0 0
CENTERPOINT ENERGY INC COM 15189T107 9,957 271 SH DFND 271 0 0
CHEVRON CORP NEW COM 166764100 223,376 1,560 SH SOLE 1,560 0 0
CHEVRON CORP NEW COM 166764100 16,324 114 SH DFND 114 0 0
CHUBB LIMITED COM H1467J104 495,681 1,705 SH SOLE 1,705 0 0
CISCO SYS INC COM 17275R102 376,733 5,430 SH SOLE 5,430 0 0
CISCO SYS INC COM 17275R102 2,567 37 SH DFND 37 0 0
CITIGROUP INC COM NEW 172967424 2,940,130 34,541 SH SOLE 34,541 0 0
CME GROUP INC COM 12572Q105 440,441 1,598 SH SOLE 1,598 0 0
CME GROUP INC COM 12572Q105 140,842 511 SH DFND 511 0 0
COCA COLA CO COM 191216100 247,771 3,477 SH SOLE 3,477 0 0
COCA COLA CO COM 191216100 29,045 408 SH DFND 408 0 0
COMCAST CORP NEW CL A 20030N101 228,594 6,405 SH SOLE 6,405 0 0
CONOCOPHILLIPS COM 20825C104 654,833 7,297 SH SOLE 7,297 0 0
DARDEN RESTAURANTS INC COM 237194105 297,093 1,363 SH SOLE 1,363 0 0
DARDEN RESTAURANTS INC COM 237194105 8,937 41 SH DFND 41 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 223,319 7,738 SH SOLE 7,738 0 0
EATON CORP PLC SHS G29183103 1,024,918 2,871 SH SOLE 2,871 0 0
EATON CORP PLC SHS G29183103 29,273 82 SH DFND 82 0 0
ELI LILLY & CO COM 532457108 7,500,625 9,622 SH SOLE 9,622 0 0
ELI LILLY & CO COM 532457108 31,181 40 SH DFND 40 0 0
EXXON MOBIL CORP COM 30231G102 687,656 6,379 SH SOLE 6,379 0 0
FIFTH THIRD BANCORP COM 316773100 628,103 15,135 SH SOLE 15,135 0 0
FIFTH THIRD BANCORP COM 316773100 11,620 280 SH DFND 280 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 284,083 2,740 SH SOLE 2,740 0 0
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734K109 1,084,316 9,861 SH SOLE 9,861 0 0
FIRST TR EXCHANGE-TRADED FD SHS 336917109 2,718,517 64,928 SH SOLE 64,928 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 2,635,158 28,993 SH SOLE 28,993 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 655,079 14,655 SH SOLE 14,655 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730 693,993 16,211 SH SOLE 16,211 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 294,818 7,309 SH SOLE 7,309 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615 1,430,535 36,152 SH SOLE 36,152 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 467,434 3,851 SH SOLE 3,851 0 0
HARTFORD INSURANCE GROUP INC COM 416515104 382,170 3,000 SH SOLE 3,000 0 0
HOME DEPOT INC COM 437076102 495,331 1,351 SH SOLE 1,351 0 0
HOME DEPOT INC COM 437076102 12,832 35 SH DFND 35 0 0
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 13,379,270 398,084 SH SOLE 398,084 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 207,321 1,130 SH SOLE 1,130 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 56,142 306 SH DFND 306 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 2,809,861 24,983 SH SOLE 24,983 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 432,624 5,941 SH SOLE 5,941 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 3,969,509 55,705 SH SOLE 55,705 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 914,495 1,656 SH SOLE 1,656 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,265,701 71,059 SH SOLE 71,059 0 0
ISHARES INC EMNG MKTS EQT 46434G889 720,857 13,844 SH SOLE 13,844 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 23,656,909 55,718 SH SOLE 55,718 0 0
ISHARES TR CORE S&P TTL STK 464287150 645,086 4,777 SH SOLE 4,777 0 0
ISHARES TR US TREAS BD ETF 46429B267 4,435,604 193,020 SH SOLE 193,020 0 0
ISHARES TR CONV BD ETF 46435G102 4,186,023 46,460 SH SOLE 46,460 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,475,643 39,340 SH SOLE 39,340 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,051,418 49,201 SH SOLE 49,201 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,366,568 16,370 SH SOLE 16,370 0 0
ISHARES TR CORE S&P SCP ETF 464287804 719,347 6,582 SH SOLE 6,582 0 0
ISHARES TR CORE US AGGBD ET 464287226 320,313 3,229 SH SOLE 3,229 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,385,709 14,762 SH SOLE 14,762 0 0
ISHARES TR MSCI EAFE ETF 464287465 237,330 2,655 SH SOLE 2,655 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,248,122 6,426 SH SOLE 6,426 0 0
ISHARES TR RUS 1000 ETF 464287622 441,101 1,299 SH SOLE 1,299 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 225,152 4,440 SH SOLE 4,440 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 353,014 4,124 SH SOLE 4,124 0 0
ISHARES TR U.S. TECH ETF 464287721 758,230 4,376 SH SOLE 4,376 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 337,860 6,949 SH SOLE 6,949 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 2,567,161 41,995 SH SOLE 41,995 0 0
JOHNSON & JOHNSON COM 478160104 639,564 4,187 SH SOLE 4,187 0 0
JOHNSON CTLS INTL PLC SHS G51502105 351,446 3,315 SH SOLE 3,315 0 0
JPMORGAN CHASE & CO. COM 46625H100 12,773,988 44,062 SH SOLE 44,062 0 0
JPMORGAN CHASE & CO. COM 46625H100 42,327 146 SH DFND 146 0 0
MARATHON PETE CORP COM 56585A102 1,318,415 7,937 SH SOLE 7,937 0 0
MARATHON PETE CORP COM 56585A102 17,940 108 SH DFND 108 0 0
MCKESSON CORP COM 58155Q103 10,269 14 SH DFND 14 0 0
MCKESSON CORP COM 58155Q103 190,707 260 SH SOLE 260 0 0
MEDTRONIC PLC SHS G5960L103 234,991 2,674 SH SOLE 2,674 0 0
MEDTRONIC PLC SHS G5960L103 20,915 238 SH DFND 238 0 0
MERCK & CO INC COM 58933Y105 324,934 4,061 SH SOLE 4,061 0 0
META PLATFORMS INC CL A 30303M102 498,211 675 SH SOLE 675 0 0
MICROSOFT CORP COM 594918104 2,050,821 4,123 SH SOLE 4,123 0 0
MICROSOFT CORP COM 594918104 231,793 466 SH DFND 466 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 592,324 1,405 SH SOLE 1,405 0 0
NEUBERGER BERMAN ETF TRUST SHORT DURATION I 64135A887 490,654 9,632 SH SOLE 9,632 0 0
NISOURCE INC COM 65473P105 235,021 5,826 SH SOLE 5,826 0 0
NVIDIA CORPORATION COM 67066G104 1,092,570 6,915 SH SOLE 6,915 0 0
NVIDIA CORPORATION COM 67066G104 106,808 676 SH DFND 676 0 0
NXP SEMICONDUCTORS N V COM N6596X109 204,162 930 SH SOLE 930 0 0
ORACLE CORP COM 68389X105 46,350 212 SH DFND 212 0 0
ORACLE CORP COM 68389X105 155,227 710 SH SOLE 710 0 0
PACER FDS TR US SMALL CAP CAS 69374H857 367,333 9,226 SH SOLE 9,226 0 0
PACER FDS TR US CASH COWS 100 69374H881 435,290 7,900 SH SOLE 7,900 0 0
PACER FDS TR METAURUS CAP 400 69374H436 823,180 20,600 SH SOLE 20,600 0 0
PFIZER INC COM 717081103 452,173 18,654 SH SOLE 18,654 0 0
PFIZER INC COM 717081103 2,497 103 SH DFND 103 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 530,770 12,000 SH SOLE 12,000 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 205,775 5,000 SH SOLE 5,000 0 0
PRUDENTIAL FINL INC COM 744320102 1,088,152 10,128 SH SOLE 10,128 0 0
QUALCOMM INC COM 747525103 324,253 2,036 SH SOLE 2,036 0 0
RAYMOND JAMES FINL INC COM 754730109 771,298 5,029 SH SOLE 5,029 0 0
REPUBLIC SVCS INC COM 760759100 204,933 831 SH SOLE 831 0 0
S&P GLOBAL INC COM 78409V104 175,060 332 SH SOLE 332 0 0
S&P GLOBAL INC COM 78409V104 41,129 78 SH DFND 78 0 0
SALESFORCE INC COM 79466L302 309,162 1,132 SH SOLE 1,132 0 0
SALESFORCE INC COM 79466L302 30,861 113 SH DFND 113 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 255,957 3,018 SH SOLE 3,018 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 263,028 1,783 SH SOLE 1,783 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 350,724 1,385 SH SOLE 1,385 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 239,417 2,206 SH SOLE 2,206 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 304,914 1,403 SH SOLE 1,403 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 373,368 2,770 SH SOLE 2,770 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,057,214 6,548 SH SOLE 6,548 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 4,377,946 130,374 SH SOLE 130,374 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 316,658 2,333 SH SOLE 2,333 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 340,497 8,187 SH SOLE 8,187 0 0
TJX COS INC NEW COM 872540109 220,677 1,787 SH SOLE 1,787 0 0
TJX COS INC NEW COM 872540109 19,511 158 SH DFND 158 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 590,908 1,348 SH SOLE 1,348 0 0
UNION PAC CORP COM 907818108 704,275 3,061 SH SOLE 3,061 0 0
UNION PAC CORP COM 907818108 11,964 52 SH DFND 52 0 0
UNITEDHEALTH GROUP INC COM 91324P102 175,951 564 SH SOLE 564 0 0
UNITEDHEALTH GROUP INC COM 91324P102 73,313 235 SH DFND 235 0 0
UNUM GROUP COM 91529Y106 338,384 4,190 SH SOLE 4,190 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 229,174 2,912 SH SOLE 2,912 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,683,624 24,304 SH SOLE 24,304 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,229,319 24,974 SH SOLE 24,974 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 13,553,446 76,270 SH SOLE 76,270 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,989,944 7,084 SH SOLE 7,084 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 545,053 4,241 SH SOLE 4,241 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 861,898 17,579 SH SOLE 17,579 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,996,011 9,711 SH SOLE 9,711 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 12,731,069 184,268 SH SOLE 184,268 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 665,084 4,989 SH SOLE 4,989 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 402,883 9,311 SH SOLE 9,311 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,986 69 SH DFND 69 0 0
VISA INC COM CL A 92826C839 304,633 858 SH SOLE 858 0 0
WALMART INC COM 931142103 1,641,042 16,783 SH SOLE 16,783 0 0
WASTE MGMT INC DEL COM 94106L109 60,180 263 SH DFND 263 0 0
WASTE MGMT INC DEL COM 94106L109 308,449 1,348 SH SOLE 1,348 0 0
WEBSTER FINL CORP COM 947890109 229,320 4,200 SH SOLE 4,200 0 0