The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
374WATER INC COM 88583P104 5,944 18,330 SH SOLE 0 0 18,330
ABBOTT LABS COM 002824100 498,477 3,665 SH SOLE 0 0 3,665
ABBVIE INC COM 00287Y109 805,220 4,338 SH SOLE 0 0 4,338
ALPHABET INC CAP STK CL C 02079K107 20,149,909 113,591 SH SOLE 0 0 113,591
ALPHABET INC CAP STK CL A 02079K305 4,829,333 27,400 SH SOLE 0 0 27,400
AMAZON COM INC COM 023135106 5,069,393 23,106 SH SOLE 0 0 23,106
AMERICAN CENTY ETF TR US EQT ETF 025072885 20,301,735 201,366 SH SOLE 0 0 201,366
AMERICAN EXPRESS CO COM 025816109 720,868 2,260 SH SOLE 0 0 2,260
AON PLC SHS CL A G0403H108 311,095 872 SH SOLE 0 0 872
APOLLO GLOBAL MGMT INC COM 03769M106 226,850 1,599 SH SOLE 0 0 1,599
APPLE INC COM 037833100 14,819,703 72,231 SH SOLE 0 0 72,231
AUTOMATIC DATA PROCESSING IN COM 053015103 403,418 1,307 SH SOLE 0 0 1,307
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,537,594 5,219 SH SOLE 0 0 5,219
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 45,082,659 1,068,816 SH SOLE 0 0 1,068,816
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 110,852,453 2,202,075 SH SOLE 0 0 2,202,075
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 2,229,066 48,290 SH SOLE 0 0 48,290
BONDBLOXX ETF TRUST IR M TAXAWARE 09789C721 6,909,566 135,349 SH SOLE 0 0 135,349
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861 9,192,419 185,219 SH SOLE 0 0 185,219
BOSTON SCIENTIFIC CORP COM 101137107 500,531 4,660 SH SOLE 0 0 4,660
BROADCOM INC COM 11135F101 742,877 2,695 SH SOLE 0 0 2,695
CANADIAN PACIFIC KANSAS CITY COM 13646K108 274,456 3,456 SH SOLE 0 0 3,456
CANDEL THERAPEUTICS INC COM 137404109 994,953 196,631 SH SOLE 0 0 196,631
CAPITAL ONE FINL CORP COM 14040H105 364,883 1,715 SH SOLE 0 0 1,715
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100 7,858,298 598,044 SH SOLE 0 0 598,044
CHEVRON CORP NEW COM 166764100 896,799 6,263 SH SOLE 0 0 6,263
COCA COLA CO COM 191216100 255,762 3,612 SH SOLE 0 0 3,612
CONOCOPHILLIPS COM 20825C104 753,816 8,400 SH SOLE 0 0 8,400
COSTCO WHSL CORP NEW COM 22160K105 899,855 909 SH SOLE 0 0 909
DELL TECHNOLOGIES INC CL C 24703L202 200,872 1,638 SH SOLE 0 0 1,638
DIAGEO PLC SPON ADR NEW 25243Q205 3,433,905 34,053 SH SOLE 0 0 34,053
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 24,775,996 388,887 SH SOLE 0 0 388,887
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 325,568 4,858 SH SOLE 0 0 4,858
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 1,243,954 23,726 SH SOLE 0 0 23,726
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 563,681 14,303 SH SOLE 0 0 14,303
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 231,176 6,074 SH SOLE 0 0 6,074
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 11,989,284 401,786 SH SOLE 0 0 401,786
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 646,936 22,347 SH SOLE 0 0 22,347
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,095,899 27,921 SH SOLE 0 0 27,921
DISNEY WALT CO COM 254687106 320,598 2,586 SH SOLE 0 0 2,586
EATON CORP PLC SHS G29183103 203,484 570 SH SOLE 0 0 570
ELI LILLY & CO COM 532457108 218,268 280 SH SOLE 0 0 280
EXXON MOBIL CORP COM 30231G102 705,874 6,548 SH SOLE 0 0 6,548
FIFTH THIRD BANCORP COM 316773100 205,350 4,890 SH SOLE 0 0 4,890
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 922,681 51,836 SH SOLE 0 0 51,836
GOLDMAN SACHS GROUP INC COM 38141G104 414,034 585 SH SOLE 0 0 585
HESS CORP COM 42809H107 688,544 4,970 SH SOLE 0 0 4,970
HOME DEPOT INC COM 437076102 279,396 762 SH SOLE 0 0 762
INTUIT COM 461202103 366,248 465 SH SOLE 0 0 465
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 433,802 6,057 SH SOLE 0 0 6,057
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 19,314,380 798,775 SH SOLE 0 0 798,775
INVESCO QQQ TR UNIT SER 1 46090E103 1,140,966 2,068 SH SOLE 0 0 2,068
ISHARES INC CORE MSCI EMKT 46434G103 1,744,832 29,066 SH SOLE 0 0 29,066
ISHARES INC JP MORGAN EM ETF 464286517 499,544 12,368 SH SOLE 0 0 12,368
ISHARES TR ESG AWR MSCI USA 46435G425 541,606 4,003 SH SOLE 0 0 4,003
ISHARES TR RUS MID CAP ETF 464287499 357,211 3,884 SH SOLE 0 0 3,884
ISHARES TR CORE MSCI INTL 46435G326 5,023,811 66,068 SH SOLE 0 0 66,068
ISHARES TR 0-5 YR TIPS ETF 46429B747 208,148 2,023 SH SOLE 0 0 2,023
ISHARES TR CORE MSCI EAFE 46432F842 9,911,664 118,731 SH SOLE 0 0 118,731
ISHARES TR CORE TOTAL USD 46434V613 8,297,740 179,488 SH SOLE 0 0 179,488
ISHARES TR RUS 1000 ETF 464287622 1,290,366 3,800 SH SOLE 0 0 3,800
ISHARES TR CORE S&P SCP ETF 464287804 204,154 1,868 SH SOLE 0 0 1,868
ISHARES TR RUSSELL 2000 ETF 464287655 2,701,259 12,518 SH SOLE 0 0 12,518
ISHARES TR RUS 1000 VAL ETF 464287598 347,866 1,791 SH SOLE 0 0 1,791
ISHARES TR RUS MD CP GR ETF 464287481 245,325 1,769 SH SOLE 0 0 1,769
ISHARES TR CORE US AGGBD ET 464287226 28,372,796 286,016 SH SOLE 0 0 286,016
ISHARES TR CORE S&P TTL STK 464287150 110,282,422 816,665 SH SOLE 0 0 816,665
ISHARES TR RUSSELL 3000 ETF 464287689 13,837,824 39,424 SH SOLE 0 0 39,424
ISHARES TR CORE MSCI EURO 46434V738 2,548,700 38,500 SH SOLE 0 0 38,500
ISHARES TR CORE S&P500 ETF 464287200 970,467 1,563 SH SOLE 0 0 1,563
ISHARES TR PFD AND INCM SEC 464288687 3,626,277 118,197 SH SOLE 0 0 118,197
ISHARES TR CORE MSCI PAC 46434V696 730,625 10,635 SH SOLE 0 0 10,635
ISHARES TR USD GRN BOND ETF 46435U440 700,272 14,690 SH SOLE 0 0 14,690
JOHNSON & JOHNSON COM 478160104 225,001 1,473 SH SOLE 0 0 1,473
JPMORGAN CHASE & CO. COM 46625H100 1,000,479 3,451 SH SOLE 0 0 3,451
LOWES COS INC COM 548661107 398,922 1,798 SH SOLE 0 0 1,798
MARRIOTT INTL INC NEW CL A 571903202 730,837 2,675 SH SOLE 0 0 2,675
MASTERCARD INCORPORATED CL A 57636Q104 255,683 455 SH SOLE 0 0 455
MCDONALDS CORP COM 580135101 352,941 1,208 SH SOLE 0 0 1,208
META PLATFORMS INC CL A 30303M102 5,352,629 7,252 SH SOLE 0 0 7,252
MICROSOFT CORP COM 594918104 11,820,889 23,766 SH SOLE 0 0 23,766
MICROSTRATEGY INC CL A NEW 594972408 675,468 1,671 SH SOLE 0 0 1,671
MORGAN STANLEY COM NEW 617446448 375,392 2,665 SH SOLE 0 0 2,665
NETFLIX INC COM 64110L106 479,409 358 SH SOLE 0 0 358
NEXTERA ENERGY INC COM 65339F101 232,934 3,296 SH SOLE 0 0 3,296
NORFOLK SOUTHN CORP COM 655844108 202,810 792 SH SOLE 0 0 792
NVIDIA CORPORATION COM 67066G104 1,593,614 10,086 SH SOLE 0 0 10,086
ORACLE CORP COM 68389X105 618,942 2,831 SH SOLE 0 0 2,831
PHILIP MORRIS INTL INC COM 718172109 3,662,452 20,109 SH SOLE 0 0 20,109
PHILLIPS 66 COM 718546104 407,171 3,413 SH SOLE 0 0 3,413
PPG INDS INC COM 693506107 245,131 2,155 SH SOLE 0 0 2,155
PROCTER AND GAMBLE CO COM 742718109 1,049,189 6,581 SH SOLE 0 0 6,581
SPDR GOLD TR GOLD SHS 78463V107 513,639 1,685 SH SOLE 0 0 1,685
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,207,279 1,954 SH SOLE 0 0 1,954
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 559,682 988 SH SOLE 0 0 988
STARBUCKS CORP COM 855244109 277,639 3,030 SH SOLE 0 0 3,030
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 349,704 1,544 SH SOLE 0 0 1,544
TESLA INC COM 88160R101 203,302 640 SH SOLE 0 0 640
THERMO FISHER SCIENTIFIC INC COM 883556102 340,184 839 SH SOLE 0 0 839
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 491,435 19,386 SH SOLE 0 0 19,386
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 25,565,278 272,580 SH SOLE 0 0 272,580
VANECK ETF TRUST PREFERRED SECURT 92189F429 19,551,651 1,142,036 SH SOLE 0 0 1,142,036
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,250,571 193,543 SH SOLE 0 0 193,543
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,506,231 10,574 SH SOLE 0 0 10,574
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 863,726 4,482 SH SOLE 0 0 4,482
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,316,725 11,118 SH SOLE 0 0 11,118
VANGUARD INDEX FDS LARGE CAP ETF 922908637 226,814 795 SH SOLE 0 0 795
VANGUARD INDEX FDS GROWTH ETF 922908736 604,992 1,380 SH SOLE 0 0 1,380
VANGUARD INDEX FDS TOTAL STK MKT 922908769 63,569,745 209,124 SH SOLE 0 0 209,124
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 20,060,641 244,106 SH SOLE 0 0 244,106
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,460,132 494,544 SH SOLE 0 0 494,544
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,804,031 50,629 SH SOLE 0 0 50,629
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 28,580,214 368,777 SH SOLE 0 0 368,777
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,006,468 23,393 SH SOLE 0 0 23,393
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 280,953 3,534 SH SOLE 0 0 3,534
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 513,635 2,508 SH SOLE 0 0 2,508
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,518,080 79,868 SH SOLE 0 0 79,868
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 68,292,735 1,197,908 SH SOLE 0 0 1,197,908
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 211,296 1,585 SH SOLE 0 0 1,585
VANGUARD WORLD FD INF TECH ETF 92204A702 382,049 576 SH SOLE 0 0 576
VISA INC COM CL A 92826C839 334,365 942 SH SOLE 0 0 942
VIVANI MEDICAL INC COMMON STOCK 92854B109 1,317,308 1,021,169 SH SOLE 0 0 1,021,169
WALMART INC COM 931142103 204,262 2,089 SH SOLE 0 0 2,089
ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 203,645 20,123 SH SOLE 0 0 20,123