The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 299,690 1,969 SH SOLE 0 0 0 1,969
ABBVIE INC COM 00287Y109 439,796 2,369 SH SOLE 0 0 0 2,369
ADOBE INC COM 00724F101 415,896 1,075 SH SOLE 0 0 0 1,075
ALPHABET INC CAP STK CL A 02079K305 931,328 5,285 SH SOLE 0 0 0 5,285
ALPHABET INC CAP STK CL C 02079K107 1,025,126 5,779 SH SOLE 0 0 0 5,779
ALTRIA GROUP INC COM 02209S103 1,127,631 19,233 SH SOLE 0 0 0 19,233
AMAZON COM INC COM 023135106 2,234,504 10,185 SH SOLE 0 0 0 10,185
APPLE INC COM 037833100 7,009,673 34,165 SH SOLE 0 0 0 34,165
APPLIED MATLS INC COM 038222105 285,955 1,562 SH SOLE 0 0 0 1,562
AT&T INC COM 00206R102 814,252 28,136 SH SOLE 0 0 0 28,136
AUTOMATIC DATA PROCESSING IN COM 053015103 692,050 2,244 SH SOLE 0 0 0 2,244
BANK AMERICA CORP COM 060505104 715,853 15,128 SH SOLE 0 0 0 15,128
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,656,243 3,410 SH SOLE 0 0 0 3,410
BLACKBERRY LTD COM 09228F103 64,120 14,000 SH SOLE 0 0 0 14,000
BLACKSTONE INC COM 09260D107 837,057 5,596 SH SOLE 0 0 0 5,596
BOEING CO COM 097023105 361,066 1,723 SH SOLE 0 0 0 1,723
CATERPILLAR INC COM 149123101 575,455 1,482 SH SOLE 0 0 0 1,482
CHEVRON CORP NEW COM 166764100 761,100 5,315 SH SOLE 0 680 0 4,635
CHICAGO ATLANTIC REAL ESTATE COM 167239102 430,108 30,810 SH SOLE 0 0 0 30,810
CHUBB LIMITED COM H1467J104 241,337 833 SH SOLE 0 0 0 833
CISCO SYS INC COM 17275R102 438,017 6,313 SH SOLE 0 0 0 6,313
COCA COLA CO COM 191216100 283,552 4,008 SH SOLE 0 0 0 4,008
COMCAST CORP NEW CL A 20030N101 430,646 12,066 SH SOLE 0 0 0 12,066
COMMUNITY TR BANCORP INC COM 204149108 243,062 4,593 SH SOLE 0 0 0 4,593
CONSOLIDATED EDISON INC COM 209115104 200,700 2,000 SH SOLE 0 0 0 2,000
COSTCO WHSL CORP NEW COM 22160K105 1,165,282 1,177 SH SOLE 0 0 0 1,177
CRH PLC ORD G25508105 202,148 2,202 SH SOLE 0 0 0 2,202
CSX CORP COM 126408103 973,460 29,833 SH SOLE 0 0 0 29,833
DANAHER CORPORATION COM 235851102 273,395 1,384 SH SOLE 0 0 0 1,384
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 20,853,616 586,435 SH SOLE 0 0 0 586,435
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 4,579,492 195,204 SH SOLE 0 0 0 195,204
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 7,513,659 255,306 SH SOLE 0 0 0 255,306
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 8,736,568 296,255 SH SOLE 0 0 0 296,255
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 7,091,913 215,494 SH SOLE 0 0 0 215,494
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 2,541,449 81,745 SH SOLE 0 0 0 81,745
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 3,599,799 120,637 SH SOLE 0 0 0 120,637
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 5,047,427 168,304 SH SOLE 0 0 0 168,304
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 6,697,563 225,659 SH SOLE 0 0 0 225,659
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 15,409,470 364,462 SH SOLE 0 0 0 364,462
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 224,981 5,732 SH SOLE 0 0 0 5,732
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 364,981 11,766 SH SOLE 0 0 0 11,766
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 61,119,148 911,954 SH SOLE 0 0 0 911,954
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 39,587,756 1,104,569 SH SOLE 0 0 0 1,104,569
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 14,990,004 235,285 SH SOLE 0 0 0 235,285
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 24,403,791 452,257 SH SOLE 0 3,670 0 448,587
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 18,840,082 439,880 SH SOLE 0 0 0 439,880
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,771,351 264,602 SH SOLE 0 0 0 264,602
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 1,266,425 30,290 SH SOLE 0 0 0 30,290
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 6,298,821 131,198 SH SOLE 0 0 0 131,198
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 38,578,286 912,879 SH SOLE 0 0 0 912,879
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 24,153,304 509,241 SH SOLE 0 0 0 509,241
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 38,516,627 909,269 SH SOLE 0 0 0 909,269
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 25,207,687 729,178 SH SOLE 0 0 0 729,178
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 10,730,829 370,668 SH SOLE 0 0 0 370,668
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 465,615 6,941 SH SOLE 0 0 0 6,941
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 1,043,286 20,557 SH SOLE 0 0 0 20,557
DISNEY WALT CO COM 254687106 406,124 3,275 SH SOLE 0 0 0 3,275
DOMINION ENERGY INC COM 25746U109 889,976 15,746 SH SOLE 0 0 0 15,746
DTE ENERGY CO COM 233331107 304,790 2,301 SH SOLE 0 0 0 2,301
DUKE ENERGY CORP NEW COM NEW 26441C204 615,886 5,219 SH SOLE 0 0 0 5,219
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 1,546,756 75,896 SH SOLE 0 0 0 75,896
EATON CORP PLC SHS G29183103 219,345 614 SH SOLE 0 0 0 614
ELEVANCE HEALTH INC COM 036752103 333,626 858 SH SOLE 0 0 0 858
ELI LILLY & CO COM 532457108 535,661 687 SH SOLE 0 0 0 687
EMERSON ELEC CO COM 291011104 295,993 2,220 SH SOLE 0 0 0 2,220
ENBRIDGE INC COM 29250N105 234,870 5,182 SH SOLE 0 0 0 5,182
ENOVIX CORPORATION COM 293594107 310,200 30,000 SH SOLE 0 0 0 30,000
ENTERPRISE PRODS PARTNERS L COM 293792107 372,430 12,010 SH SOLE 0 0 0 12,010
EXXON MOBIL CORP COM 30231G102 10,389,891 96,381 SH SOLE 0 0 0 96,381
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 747,536 3,433 SH SOLE 0 0 0 3,433
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 235,600 8,713 SH SOLE 0 0 0 8,713
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 616,121 16,426 SH SOLE 0 0 0 16,426
GE AEROSPACE COM NEW 369604301 359,024 1,395 SH SOLE 0 0 0 1,395
GOLDMAN SACHS GROUP INC COM 38141G104 212,091 300 SH SOLE 0 0 0 300
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 648,865 7,649 SH SOLE 0 0 0 7,649
HCA HEALTHCARE INC COM 40412C101 209,173 546 SH SOLE 0 0 0 546
HILTON GRAND VACATIONS INC COM 43283X105 260,393 6,270 SH SOLE 0 0 0 6,270
HILTON WORLDWIDE HLDGS INC COM 43300A203 5,828,838 21,885 SH SOLE 0 0 0 21,885
HOME DEPOT INC COM 437076102 1,363,461 3,719 SH SOLE 0 0 0 3,719
HONEYWELL INTL INC COM 438516106 325,566 1,398 SH SOLE 0 0 0 1,398
INTERNATIONAL BUSINESS MACHS COM 459200101 1,750,179 5,937 SH SOLE 0 0 0 5,937
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 548,684 5,852 SH SOLE 0 0 0 5,852
INVESCO QQQ TR UNIT SER 1 46090E103 2,124,542 3,851 SH SOLE 0 0 0 3,851
ISHARES GOLD TR ISHARES NEW 464285204 1,438,926 23,075 SH SOLE 0 0 0 23,075
ISHARES INC CORE MSCI EMKT 46434G103 517,665 8,623 SH SOLE 0 0 0 8,623
ISHARES INC MSCI EMRG CHN 46434G764 756,796 11,986 SH SOLE 0 0 0 11,986
ISHARES TR CORE MSCI EAFE 46432F842 369,842 4,430 SH SOLE 0 0 0 4,430
ISHARES TR MSCI USA QLT FCT 46432F339 250,170 1,368 SH SOLE 0 0 0 1,368
ISHARES TR TRS FLT RT BD 46434V860 495,965 9,792 SH SOLE 0 0 0 9,792
ISHARES TR SELECT DIVID ETF 464287168 375,570 2,828 SH SOLE 0 0 0 2,828
ISHARES TR S&P 100 ETF 464287101 1,006,800 3,308 SH SOLE 0 0 0 3,308
ISHARES TR SHORT TREAS BD 464288679 242,482 2,196 SH SOLE 0 0 0 2,196
ISHARES TR CORE S&P TTL STK 464287150 971,450 7,194 SH SOLE 0 0 0 7,194
ISHARES TR NATIONAL MUN ETF 464288414 780,788 7,473 SH SOLE 0 0 0 7,473
ISHARES TR EAFE VALUE ETF 464288877 426,344 6,716 SH SOLE 0 0 0 6,716
ISHARES TR EAFE SML CP ETF 464288273 671,330 9,237 SH SOLE 0 0 0 9,237
ISHARES TR CORE HIGH DV ETF 46429B663 204,492 1,745 SH SOLE 0 0 0 1,745
ISHARES TR 0-5 YR TIPS ETF 46429B747 470,449 4,571 SH SOLE 0 0 0 4,571
ISHARES TR RUS 2000 GRW ETF 464287648 387,272 1,355 SH SOLE 0 0 0 1,355
ISHARES TR CORE S&P MCP ETF 464287507 1,329,767 21,441 SH SOLE 0 0 0 21,441
ISHARES TR S&P MC 400VL ETF 464287705 329,126 2,663 SH SOLE 0 0 0 2,663
ISHARES TR CORE S&P SCP ETF 464287804 1,118,047 10,230 SH SOLE 0 0 0 10,230
ISHARES TR SP SMCP600VL ETF 464287879 1,006,772 10,119 SH SOLE 0 0 0 10,119
ISHARES TR S&P 500 VAL ETF 464287408 289,229 1,480 SH SOLE 0 0 0 1,480
ISHARES TR CORE S&P500 ETF 464287200 1,277,198 2,057 SH SOLE 0 0 0 2,057
ISHARES TR RUS 1000 ETF 464287622 370,901 1,092 SH SOLE 0 0 0 1,092
ISHARES TR RUS 1000 VAL ETF 464287598 461,847 2,378 SH SOLE 0 0 0 2,378
ISHARES TR RUS 1000 GRW ETF 464287614 994,394 2,342 SH SOLE 0 0 0 2,342
ISHARES TR RUSSELL 2000 ETF 464287655 215,940 1,001 SH SOLE 0 0 0 1,001
ISHARES TR RUS MID CAP ETF 464287499 418,739 4,553 SH SOLE 0 0 0 4,553
ISHARES TR RUS MD CP GR ETF 464287481 210,100 1,515 SH SOLE 0 0 0 1,515
ISHARES TR MSCI EAFE ETF 464287465 660,270 7,386 SH SOLE 0 0 0 7,386
ISHARES TR MSCI EMG MKT ETF 464287234 247,857 5,138 SH SOLE 0 0 0 5,138
JOHNSON & JOHNSON COM 478160104 1,289,990 8,445 SH SOLE 0 0 0 8,445
JPMORGAN CHASE & CO. COM 46625H100 1,698,830 5,860 SH SOLE 0 0 0 5,860
L3HARRIS TECHNOLOGIES INC COM 502431109 834,826 3,328 SH SOLE 0 0 0 3,328
LINDE PLC SHS G54950103 207,246 442 SH SOLE 0 0 0 442
LOCKHEED MARTIN CORP COM 539830109 1,724,270 3,723 SH SOLE 0 0 0 3,723
MARRIOTT INTL INC NEW CL A 571903202 1,163,243 4,258 SH SOLE 0 0 0 4,258
MCCORMICK & CO INC COM NON VTG 579780206 485,248 6,400 SH SOLE 0 0 0 6,400
MCDONALDS CORP COM 580135101 731,813 2,505 SH SOLE 0 0 0 2,505
MERCK & CO INC COM 58933Y105 1,223,873 15,461 SH SOLE 0 0 0 15,461
META PLATFORMS INC CL A 30303M102 439,759 596 SH SOLE 0 0 0 596
MICROSOFT CORP COM 594918104 6,306,367 12,678 SH SOLE 0 0 0 12,678
MONDELEZ INTL INC CL A 609207105 798,406 11,839 SH SOLE 0 0 0 11,839
NETFLIX INC COM 64110L106 238,204 178 SH SOLE 0 0 0 178
NEXTERA ENERGY INC COM 65339F101 279,881 4,032 SH SOLE 0 0 0 4,032
NORTHROP GRUMMAN CORP COM 666807102 2,186,058 4,372 SH SOLE 0 0 0 4,372
NVIDIA CORPORATION COM 67066G104 1,775,844 11,240 SH SOLE 0 0 0 11,240
OKTA INC NOTE 0.125% 9/0 679295AD7 12,870 13,000 PRN SOLE 0 0 0 13,000
OLD PT FINANCIAL CORPORATION COM 680194107 1,180,601 30,079 SH SOLE 0 0 0 30,079
OPKO HEALTH INC COM 68375N103 35,668 27,021 SH SOLE 0 0 0 27,021
ORACLE CORP COM 68389X105 1,577,720 7,216 SH SOLE 0 0 0 7,216
PALO ALTO NETWORKS INC COM 697435105 328,447 1,605 SH SOLE 0 0 0 1,605
PARK HOTELS & RESORTS INC COM 700517105 320,219 31,302 SH SOLE 0 0 0 31,302
PEPSICO INC COM 713448108 987,168 7,476 SH SOLE 0 0 0 7,476
PFIZER INC COM 717081103 268,484 11,076 SH SOLE 0 0 0 11,076
PHILIP MORRIS INTL INC COM 718172109 2,666,073 14,638 SH SOLE 0 0 0 14,638
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 330,977 18,066 SH SOLE 0 0 0 18,066
PNC FINL SVCS GROUP INC COM 693475105 288,091 1,545 SH SOLE 0 0 0 1,545
PROCTER AND GAMBLE CO COM 742718109 945,798 5,936 SH SOLE 0 0 0 5,936
RTX CORPORATION COM 75513E101 663,287 4,542 SH SOLE 0 0 0 4,542
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 273,982 11,238 SH SOLE 0 0 0 11,238
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 659,158 2,603 SH SOLE 0 0 0 2,603
SHOPIFY INC NOTE 0.125%11/0 82509LAA5 13,156 13,000 PRN SOLE 0 0 0 13,000
SOUTHERN CO COM 842587107 301,218 3,280 SH SOLE 0 0 0 3,280
SPDR GOLD TR GOLD SHS 78463V107 479,802 1,574 SH SOLE 0 0 0 1,574
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,062,578 4,957 SH SOLE 0 0 0 4,957
STARBUCKS CORP COM 855244109 201,771 2,202 SH SOLE 0 0 0 2,202
STEEL DYNAMICS INC COM 858119100 3,676,703 28,722 SH SOLE 0 0 0 28,722
TAPESTRY INC COM 876030107 429,047 4,886 SH SOLE 0 0 0 4,886
TESLA INC COM 88160R101 824,166 2,594 SH SOLE 0 0 0 2,594
TEXAS INSTRS INC COM 882508104 440,417 2,121 SH SOLE 0 0 0 2,121
THERMO FISHER SCIENTIFIC INC COM 883556102 279,795 690 SH SOLE 0 0 0 690
TOWNEBANK PORTSMOUTH VA COM 89214P109 829,405 24,266 SH SOLE 0 0 0 24,266
TRUIST FINL CORP COM 89832Q109 1,330,128 30,940 SH SOLE 0 0 0 30,940
UNION PAC CORP COM 907818108 318,773 1,385 SH SOLE 0 0 0 1,385
UNITEDHEALTH GROUP INC COM 91324P102 249,650 800 SH SOLE 0 0 0 800
VALERO ENERGY CORP COM 91913Y100 512,720 3,814 SH SOLE 0 0 0 3,814
VANGUARD BD INDEX FDS INTERMED TERM 921937819 676,416 8,746 SH SOLE 0 0 0 8,746
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,336,046 45,308 SH SOLE 0 0 0 45,308
VANGUARD INDEX FDS LARGE CAP ETF 922908637 677,044 2,373 SH SOLE 0 0 0 2,373
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 211,979 1,289 SH SOLE 0 0 0 1,289
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,925,989 3,391 SH SOLE 0 0 0 3,391
VANGUARD INDEX FDS VALUE ETF 922908744 1,518,027 8,589 SH SOLE 0 0 0 8,589
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,654,613 8,485 SH SOLE 0 0 0 8,485
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 261,516 2,936 SH SOLE 0 0 0 2,936
VANGUARD INDEX FDS GROWTH ETF 922908736 400,623 914 SH SOLE 0 0 0 914
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,436,363 11,306 SH SOLE 0 0 0 11,306
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 952,999 19,268 SH SOLE 0 0 0 19,268
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 357,932 2,663 SH SOLE 0 0 0 2,663
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 2,102,925 7,710 SH SOLE 0 0 0 7,710
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 543,722 4,979 SH SOLE 0 0 0 4,979
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 267,354 4,548 SH SOLE 0 0 0 4,548
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 526,954 2,575 SH SOLE 0 0 0 2,575
VANGUARD STAR FDS VG TL INTL STK F 921909768 371,437 5,376 SH SOLE 0 0 0 5,376
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,536,108 26,945 SH SOLE 0 0 0 26,945
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 440,076 3,301 SH SOLE 0 0 0 3,301
VANGUARD WORLD FD INF TECH ETF 92204A702 1,025,193 1,546 SH SOLE 0 0 0 1,546
VERIZON COMMUNICATIONS INC COM 92343V104 575,656 13,304 SH SOLE 0 829 0 12,475
VISA INC COM CL A 92826C839 1,079,785 3,041 SH SOLE 0 0 0 3,041
WALMART INC COM 931142103 2,405,768 24,604 SH SOLE 0 0 0 24,604
WASTE MGMT INC DEL COM 94106L109 358,861 1,568 SH SOLE 0 0 0 1,568
WISDOMTREE TR EMER MKT HIGH FD 97717W315 259,482 5,729 SH SOLE 0 0 0 5,729
WISDOMTREE TR US HIGH DIVIDEND 97717W208 3,349,849 34,902 SH SOLE 0 0 0 34,902
WISDOMTREE TR INTL LRGCAP DV 97717W794 374,239 6,283 SH SOLE 0 0 0 6,283
YUM BRANDS INC COM 988498101 211,453 1,427 SH SOLE 0 0 0 1,427