The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 243,593 871 SH SOLE 0 0 871
EATON CORP PLC SHS G29183103 200,247 553 SH SOLE 0 0 553
LINDE PLC SHS G54950103 219,722 478 SH SOLE 0 0 478
CHUBB LIMITED COM H1467J104 471,689 1,711 SH SOLE 0 0 1,711
ABBOTT LABS COM 002824100 313,014 2,376 SH SOLE 0 0 2,376
ABBVIE INC COM 00287Y109 501,797 2,633 SH SOLE 0 0 2,633
ALLSTATE CORP COM 020002101 301,796 1,543 SH SOLE 0 0 1,543
ALPHABET INC CAP STK CL C 02079K107 858,631 4,693 SH SOLE 0 0 4,693
ALPHABET INC CAP STK CL A 02079K305 950,997 5,175 SH SOLE 0 0 5,175
AMAZON COM INC COM 023135106 1,437,567 6,441 SH SOLE 0 0 6,441
AMPHENOL CORP NEW CL A 032095101 623,191 6,267 SH SOLE 0 0 6,267
ELEVANCE HEALTH INC COM 036752103 295,193 878 SH SOLE 0 0 878
APPLE INC COM 037833100 5,394,464 25,668 SH SOLE 0 0 25,668
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,903,150 4,038 SH SOLE 0 0 4,038
BROADCOM INC COM 11135F101 394,159 1,403 SH SOLE 0 0 1,403
BROWN & BROWN INC COM 115236101 3,138,838 29,542 SH SOLE 0 0 29,542
CSX CORP COM 126408103 382,844 11,435 SH SOLE 0 0 11,435
CATERPILLAR INC COM 149123101 533,028 1,291 SH SOLE 0 0 1,291
CHARTER COMMUNICATIONS INC N CL A 16119P108 391,768 1,032 SH SOLE 0 0 1,032
CHEVRON CORP NEW COM 166764100 346,936 2,314 SH SOLE 0 0 2,314
CISCO SYS INC COM 17275R102 326,906 4,852 SH SOLE 0 0 4,852
COLGATE PALMOLIVE CO COM 194162103 405,690 4,628 SH SOLE 0 0 4,628
COMMERCE BANCSHARES INC COM 200525103 272,950 4,312 SH SOLE 0 0 4,312
COSTCO WHSL CORP NEW COM 22160K105 348,365 360 SH SOLE 0 0 360
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 86,229,919 2,020,856 SH SOLE 0 0 2,020,856
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,915,317 173,114 SH SOLE 0 0 173,114
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,181,119 176,830 SH SOLE 0 0 176,830
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 63,979,008 948,821 SH SOLE 0 0 948,821
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 39,879,989 620,025 SH SOLE 0 0 620,025
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 492,851 9,697 SH SOLE 0 0 9,697
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 38,598,326 705,637 SH SOLE 0 0 705,637
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 7,014,452 104,227 SH SOLE 0 0 104,227
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 11,360,141 426,112 SH SOLE 0 0 426,112
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 253,252 8,151 SH SOLE 0 0 8,151
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 4,787,111 124,892 SH SOLE 0 0 124,892
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 8,899,018 229,002 SH SOLE 0 0 229,002
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 743,817 20,599 SH SOLE 0 0 20,599
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 8,157,082 206,613 SH SOLE 0 0 206,613
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 40,422,053 955,604 SH SOLE 0 0 955,604
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 29,534,969 983,024 SH SOLE 0 0 983,024
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 63,764,708 2,072,975 SH SOLE 0 0 2,072,975
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 596,430 13,981 SH SOLE 0 0 13,981
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 6,915,175 230,429 SH SOLE 0 0 230,429
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 35,635,573 744,424 SH SOLE 0 0 744,424
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 153,157,313 3,664,051 SH SOLE 0 0 3,664,051
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 15,375,039 524,030 SH SOLE 0 0 524,030
DISNEY WALT CO COM 254687106 316,809 2,644 SH SOLE 0 0 2,644
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 203,974 11,596 SH SOLE 0 0 11,596
ENTERPRISE PRODS PARTNERS L COM 293792107 235,872 7,488 SH SOLE 0 0 7,488
EXTRA SPACE STORAGE INC COM 30225T102 228,287 1,543 SH SOLE 0 0 1,543
EXXON MOBIL CORP COM 30231G102 306,212 2,712 SH SOLE 0 0 2,712
META PLATFORMS INC CL A 30303M102 479,392 682 SH SOLE 0 0 682
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 273,898 9,484 SH SOLE 0 0 9,484
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 516,080 8,000 SH SOLE 0 0 8,000
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 1,063,070 6,786 SH SOLE 0 0 6,786
FIRST TR EXCHANGE-TRADED FD SHS 337345102 1,240,743 5,783 SH SOLE 0 0 5,783
HOME DEPOT INC COM 437076102 261,617 732 SH SOLE 0 0 732
INTERNATIONAL BUSINESS MACHS COM 459200101 254,388 902 SH SOLE 0 0 902
INVESCO QQQ TR UNIT SER 1 46090E103 480,508 863 SH SOLE 0 0 863
INTUIT COM 461202103 336,740 451 SH SOLE 0 0 451
ISHARES TR CORE S&P500 ETF 464287200 429,994 688 SH SOLE 0 0 688
ISHARES TR MSCI EAFE ETF 464287465 278,408 3,163 SH SOLE 0 0 3,163
ISHARES INC MSCI EMRG CHN 46434G764 543,249 8,574 SH SOLE 0 0 8,574
ISHARES TR ESG AWRE 1 5 YR 46435G243 6,651,850 266,074 SH SOLE 0 0 266,074
JPMORGAN CHASE & CO. COM 46625H100 1,626,150 5,689 SH SOLE 0 0 5,689
JOHNSON & JOHNSON COM 478160104 1,316,026 8,481 SH SOLE 0 0 8,481
KROGER CO COM 501044101 516,429 7,182 SH SOLE 0 0 7,182
ELI LILLY & CO COM 532457108 15,896,722 20,128 SH SOLE 0 0 20,128
LOCKHEED MARTIN CORP COM 539830109 216,079 458 SH SOLE 0 0 458
LOWES COS INC COM 548661107 387,664 1,803 SH SOLE 0 0 1,803
MPLX LP COM UNIT REP LTD 55336V100 237,678 4,687 SH SOLE 0 0 4,687
MARRIOTT INTL INC NEW CL A 571903202 251,986 921 SH SOLE 0 0 921
MASTERCARD INCORPORATED CL A 57636Q104 260,539 469 SH SOLE 0 0 469
MCDONALDS CORP COM 580135101 334,205 1,115 SH SOLE 0 0 1,115
MERCHANTS BANCORP IND COM 58844R108 934,496,824 27,094,718 SH SOLE 0 0 27,094,718
MICROSOFT CORP COM 594918104 2,466,619 4,878 SH SOLE 0 0 4,878
NEXTERA ENERGY INC COM 65339F101 297,904 3,988 SH SOLE 0 0 3,988
NORFOLK SOUTHN CORP COM 655844108 610,840 2,354 SH SOLE 0 0 2,354
NOVO-NORDISK A S ADR 670100205 1,311,712 12,692 SH SOLE 0 0 12,692
NVIDIA CORPORATION COM 67066G104 1,942,845 11,337 SH SOLE 0 0 11,337
ORACLE CORP COM 68389X105 1,066,014 4,537 SH SOLE 0 0 4,537
PEPSICO INC COM 713448108 469,529 3,469 SH SOLE 0 0 3,469
PROCTER AND GAMBLE CO COM 742718109 690,224 4,490 SH SOLE 0 0 4,490
QUALCOMM INC COM 747525103 267,311 1,735 SH SOLE 0 0 1,735
RYDER SYS INC COM 783549108 263,641 1,515 SH SOLE 0 0 1,515
SPDR S&P 500 ETF TR TR UNIT 78462F103 854,199 1,373 SH SOLE 0 0 1,373
SPDR GOLD TR GOLD SHS 78463V107 321,515 1,043 SH SOLE 0 0 1,043
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 277,622 8,347 SH SOLE 0 0 8,347
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 281,048 9,362 SH SOLE 0 0 9,362
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 266,815 3,646 SH SOLE 0 0 3,646
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 248,685 565 SH SOLE 0 0 565
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,483,962 103,498 SH SOLE 0 0 103,498
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,326,890 135,020 SH SOLE 0 0 135,020
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 946,909 32,131 SH SOLE 0 0 32,131
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,765,551 107,945 SH SOLE 0 0 107,945
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 574,385 18,857 SH SOLE 0 0 18,857
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,032,496 93,063 SH SOLE 0 0 93,063
SCHWAB STRATEGIC TR US REIT ETF 808524847 809,020 38,119 SH SOLE 0 0 38,119
SELECT SECTOR SPDR TR ENERGY 81369Y506 496,433 5,714 SH SOLE 0 0 5,714
STRYKER CORPORATION COM 863667101 489,369 1,252 SH SOLE 0 0 1,252
TJX COS INC NEW COM 872540109 248,594 2,042 SH SOLE 0 0 2,042
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 250,863 1,056 SH SOLE 0 0 1,056
TESLA INC COM 88160R101 293,998 946 SH SOLE 0 0 946
TEXAS INSTRS INC COM 882508104 306,979 1,417 SH SOLE 0 0 1,417
UNION PAC CORP COM 907818108 859,653 3,719 SH SOLE 0 0 3,719
UNITEDHEALTH GROUP INC COM 91324P102 288,980 988 SH SOLE 0 0 988
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 746,250 3,652 SH SOLE 0 0 3,652
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 213,902 2,117 SH SOLE 0 0 2,117
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 859,350 15,245 SH SOLE 0 0 15,245
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 232,232 4,653 SH SOLE 0 0 4,653
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 377,136 3,890 SH SOLE 0 0 3,890
VANGUARD WORLD FD INF TECH ETF 92204A702 465,123 688 SH SOLE 0 0 688
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 206,748 1,534 SH SOLE 0 0 1,534
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 286,774 4,292 SH SOLE 0 0 4,292
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 348,847 6,976 SH SOLE 0 0 6,976
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,450,864 31,039 SH SOLE 0 0 31,039
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,321,763 52,866 SH SOLE 0 0 52,866
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,167,824 65,021 SH SOLE 0 0 65,021
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,980,952 8,710 SH SOLE 0 0 8,710
VANGUARD INDEX FDS SML CP GRW ETF 922908595 246,672 888 SH SOLE 0 0 888
VANGUARD INDEX FDS MID CAP ETF 922908629 205,955 736 SH SOLE 0 0 736
VANGUARD INDEX FDS VALUE ETF 922908744 532,269 3,023 SH SOLE 0 0 3,023
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,447,872 10,234 SH SOLE 0 0 10,234
VANGUARD INDEX FDS TOTAL STK MKT 922908769 436,499 1,426 SH SOLE 0 0 1,426
VISA INC COM CL A 92826C839 255,060 735 SH SOLE 0 0 735
WALMART INC COM 931142103 228,269 2,393 SH SOLE 0 0 2,393
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 1,001,899 19,875 SH SOLE 0 0 19,875