EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.47

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  2031302 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 754 768 728 754 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     12533.7 Taxes and Insurance 18.24 124941.68 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 6011.68 6011.68 836.57 6848.25 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 143.72 1101.56 4 35000 122 6 0.07775451263537907 3.00 No N/A Manual Underwriting         XXXX XXXX No
  2020211 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 734 747 734 732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 19.72 19.95 20000.00 .00 .00 .00 20000.00 Employed       3.2       NA 16010.03 3989.97 Taxes and Insurance 18.37 72457.77 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 3059.76 3059.76 885.21 3944.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 9388.380000000001 1 5600 52 4 0.20830985915492958 3.00 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2016439 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 728 728 713 742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     5290 Taxes and Insurance 28.86 146110.21 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 3259.21 3259.21 1803.48 5062.69 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 102962.02 1884.38 4 25000 224 7 0.5849141630901288 14 No   Manual Underwriting         XXXX XXXX No
  2013459 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 787 794 783 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 6.45 8.61 119781.95 .00 .00 .00 119781.95 Employed       14.87       NA 109469.17 10312.78 Taxes and Insurance 41.56 321085.43 XXXX XXXX 26.46 26.46 26.46 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 5301.42 5301.42 2423.94 7725.37 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 324.16 1976.5 1 65111 444 9 0.04759264393309306 21.42 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2016445 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 740 740 772 730 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 38.88 43.44 18883.67 .00 .00 .00 18883.67 Employed       37.55       3 YRS 10680.82 8202.85 Taxes and Insurance 13.01 95530.71 XXXX XXXX 44.59 44.59 44.59 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 5488.75 5488.75 1434.1 7342.85 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 95530.71 6270.0 1 38700 550 11 0.04791216970599181 40.17 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2013469 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 763 762 781 763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 26.61 28.86 31709.07 .00 .00 .00 31709.07 Employed       2.4       NA 22557.03 9152.04 Taxes 10.44 88086.39 XXXX XXXX 63.33 63.33 63.33 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 6240.82 6240.82 2197.22 8438.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 21145.0 1 26567 441 3 0.09872159090909091 9 No   Manual Underwriting 0   No No XXXX XXXX No
  2013476 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 741 741 766 732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 45.47 45.47 5294.22 .00 .00 .00 5294.22 Employed       2.64       NA 2886.95 2407.27 Taxes and Insurance 56.42 135811.6 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 1585.46 1585.46 301.81 2407.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 8473.0 1 36399.74 396 6 0.4013840830449827 3.08 No   Manual Underwriting 0   No No XXXX XXXX No
  2013466 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 748 759 748 748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 35.65 41.31 11331.83 .00 .00 .00 11331.83 Employed       2.82       3 YRS 6650.56 4681.27 Taxes and Insurance 12.02 48559.59 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 3399.61 3399.61 640.66 4040.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AH XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 221300.03 16376.25 1 22000 104 9 0.3812613981762918 4.17 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2016440 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 803 772 803 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Full Doc Primary Residence Refinance Rate and Term 13.36 26.58 84250.67 .00 .00 .00 84250.67 Employed       23.96       2 YRS 61853.76 22396.91 No Escrow 21.74 244811.01 XXXX XXXX 27.71 27.71 27.71 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 7458.88 7458.88 0 11258.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 515.23 19200.0 3 55322 387 6 0.572283950617284 0.17 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2022663 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 780 778 807 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WV XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 7.3 10.71 30674.94 .00 .00 .00 30674.94 Employed       4.57       3 YRS 27390.01 3284.93 Taxes and Insurance 102.42 229215.47 XXXX XXXX 77.42 77.42 77.42 XXXX XXXX XXXX Conventional Fixed XXXX 8.5 8.5 1845.39 1845.39 392.54 2237.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 229215.47 1425.0 1 64045 319 2 0 7.42 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2018543 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes true XXXX 713 733 713 695 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX ALT DOC Primary Residence Purchase NA 15.15 15.51 35860.00 .00 .00 .00 35860.00 Employed       3.27       Yes 30297.51 5562.49 Taxes and Insurance 15.14 82249.56 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 4897.93 4897.93 534.56 5432.49 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 10937.6 1 6000 29 4 0.1721105527638191 2.17 No   Manual Underwriting 0   No No XXXX XXXX No
  2018541 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 718 727 688 718 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 750 743 792 750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX ALT DOC Primary Residence Purchase NA 18.73 20.53 29734.57 .00 .00 .00 29734.57 Employed Not Employed     4.54       NA 23630.87 6103.7 Taxes and Insurance 18.2 101338.39 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 4921.06 4921.06 646.97 5568.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 10602.0 1 33000 150 3 0.016129518072289156 0.75 No   Manual Underwriting 0   No No XXXX XXXX No
  2018549 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 741 741 693 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 21.24 22.81 21363.00 .00 .00 .00 21363.00 Employed       6.24       NA 16489.59 4873.41 No Escrow 14.52 65893.93 XXXX XXXX 72.75 72.75 72.75 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 3350.01 3350.01 0 4538.31 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 3123.0 10220.0 2 21000 107 10 0.17880778588807786 1.25 No   Manual Underwriting 0   No No XXXX XXXX No
  2018536 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 735 755 735 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 9.99 15.12 33026.08 .00 .00 .00 33026.08 Employed       7.2       NA 28033.34 4992.74 Taxes and Insurance 46.33 152894.91 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 2908.63 2908.63 391.66 3300.29 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 152894.91 1595.0 2 61528 235 6 0.23037417461482024 10.83 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2016436 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 809 806 815 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 33.58 33.58 11092.22 .00 .00 .00 11092.22 Employed       15.16       NA 7367.02 3725.2 Taxes and Insurance 9.36 34872.91 XXXX XXXX 51.52 51.52 51.52 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 2721.32 2721.32 1003.88 3725.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 6395.0 1 12000 275 2 0 5.17 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2022588 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 805 804 805 817 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 797 797 803 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX ALT DOC Second Home Purchase NA 3.75 16.26 43378.50 43378.50 .00 .00 86757.00 Employed Employed     9.33 9.33     NA 72654.27 14102.73 Taxes and Insurance 46.33 450223.43 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 8731.86 8731.86 986.21 9718.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 11745.0 2 25000 167 1 0.0015873015873015873 5.83 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2022661 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 798 798 793 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 13.91 26.63 67387.00 .00 .00 .00 67387.00 Employed       16.82       NA 49439.92 17947.08 No Escrow 129.48 1213497.19 XXXX XXXX 64.87 64.87 64.87 XXXX XXXX XXXX Conventional Fixed XXXX 7.0 7.0 6689.62 6689.62 0 9372.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 350.0 3 172443 239 4 0.000039761431411530815 1.50 No   Manual Underwriting 0   No No XXXX XXXX No
  2022665 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 793 793 776 800 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 37.41 48.27 6732.00 .00 .00 .00 6732.00 Employed       5.32       NA 3482.54 3249.46 Taxes and Insurance 3.99 10046.39 XXXX XXXX 75.06 75.06 75.06 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 2177.89 2177.89 340.57 2518.46 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 2 12000 220 2 0.17525 6.33 No   Manual Underwriting 0   No No XXXX XXXX No
  2022671 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 759 750 792 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 21.57 21.57 13797.43 .00 .00 .00 13797.43 Employed       4.36       2 YRS 10821.66 2975.77 No Escrow 251.44 748237.9 XXXX XXXX 19.93 19.93 19.93 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 1920.93 1920.93 0 2975.77 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 8127.3 3675.0 2 0 519 0 0 1.50 No   Manual Underwriting 0   No No XXXX XXXX No
  2022658 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 788 788 779 788 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 24.08 41.67 55491.35 .00 .00 .00 55491.35 Employed       18.07       NA 32369.82 23121.53 Taxes and Insurance 86.94 1161494.57 XXXX XXXX 59.18 59.18 59.18 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 9646.89 9646.89 3690.62 13360.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 3237.5 1 65000 349 4 0.048007604562737644 25.42 No   Manual Underwriting 0   No No XXXX XXXX No
  2022673 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 793 814 793 789 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX ALT DOC Primary Residence Purchase NA 33.15 34.73 11980.85 .00 .00 .00 11980.85 Employed       22.82       NA 7819.7 4161.15 Taxes and Insurance 29.67 117825.46 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 3363.1 3363.1 524.72 3971.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 1 15000 219 9 0.03691833590138675 5.17 No   Manual Underwriting 0   No No XXXX XXXX No
  2016437 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 685 687 685 682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 23.4 32.64 9114.43 .00 .00 .00 9114.43 Employed       2.23       NA 6139.33 2975.1 No Escrow 123.94 264368.1 XXXX XXXX 50.0 50.0 50.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 1488.72 1488.72 0 2133.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 8538.75 1 22974 239 12 0.18469594594594593 3.00 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2022583 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 787 795 772 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     30738 Taxes and Insurance 81.67 277929.45 XXXX XXXX 79.76 79.76 79.76 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 3181.37 3181.37 221.67 3403.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 3678.75 10 73500 290 5 0.25423711714620073 12.33 No N/A Manual Underwriting         XXXX XXXX No
  2022672 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 770 783 770 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 781 791 779 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 377.44 468770.27 XXXX XXXX 55.0 55.0 55.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 796.06 796.06 445.9 1241.96 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 2212.16 3 0 245 0 0 2.83 No   Manual Underwriting         XXXX XXXX No
  2022664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 799 799 799 800 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 16.28 28.62 73760.71 .00 .00 .00 73760.71 Employed       19.7       Yes 52650.22 21110.49 Taxes and Insurance 10.46 125628.54 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 9462.16 9462.16 2543.86 12006.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 2 53328 394 5 0.019213161659513592 4 No   Manual Underwriting 0   No No XXXX XXXX No
  2031368 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 792 796 792 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 49.32 53.51 18328.06 .00 .00 .00 18328.06 Employed       11.76       1 YR 8520.91 9807.15 Taxes and Insurance 64.15 454478.35 XXXX XXXX 77.61 77.61 77.61 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 5557.5 7512.4 1526.75 7084.25 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 6365.0 1 38958 252 9 0.09192076830732293 0.58 Yes   Manual Underwriting 0   No No XXXX XXXX No
  2022666 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 760 769 754 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 789 779 789 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 29.73 46.46 8360.20 3238.40 .00 .00 11598.60 Employed Not Employed     0.38       NA 6209.53 5389.07 Taxes and Insurance 142.52 491413.02 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 2421.73 2421.73 961.34 3448.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 4021.31 1 48321 549 7 0.1319693094629156 0.67 No   Manual Underwriting 0   No No XXXX XXXX No
  2022660 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 795 795 787 807 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 796 796 762 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Primary Residence Purchase NA 0 0 .00 .00 .00 .00 .00 Not Employed Not Employed       0.19     NA   4243.85 Taxes and Insurance 240.99 615702.44 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.125 7.125 2012.59 2012.59 521.43 2554.85 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 3665.46 1 60000 362 3 0.024245014245014244 1 No   Manual Underwriting 0   No No XXXX XXXX No
  2022670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 770 783 770 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 781 791 779 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 328.31 407752.7 XXXX XXXX 55.0 55.0 55.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 796.06 796.06 445.9 1241.96 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 2212.16 3 0 245 0 0 2.83 No   Manual Underwriting         XXXX XXXX No
  2022668 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 771 752 772 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 45.96 48.24 10580.11 .00 .00 .00 10580.11 Employed       2.43       NA 5476.59 5103.52 Taxes and Insurance 29.78 144801.74 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 3993.91 3993.91 869.17 4863.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 1 50220 173 22 0.3686 25.58 No   Manual Underwriting 0   No No XXXX XXXX No
  2022667 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 794 794 784 806 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WY XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 10.74 37.16 26866.34 .00 .00 .00 26866.34 Employed       24.99       NA 16883.02 9983.32 No Escrow 56.29 162357.68 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 2604.68 2604.68 0 2884.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No C XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 162357.68 1425.0 3 61151 513 10 0.05277587388622344 0.75 No   Manual Underwriting 0   No No XXXX XXXX No
  2022586 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 775 774 775 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4276 Taxes and Insurance 104.71 416388.03 XXXX XXXX 29.09 29.09 29.09 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 2561.25 2561.25 1415.41 3976.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX 5-10 Unit Multi-Family 5 XXXX XXXX Other XXXX XXXX Broker Price Opinion (BPO) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 376339.52 0.0 8 50000 324 4 0.1554061135371179 27 No   Manual Underwriting         XXXX XXXX No
  2036244 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 747 747 743 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX ALT DOC Second Home Refinance Cash Out - Other 10.3 35.12 64106.68 .00 .00 .00 64106.68 Employed       11.3       Yes 41595.18 22511.5 Taxes and Insurance 293.75 3059004.1 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 9026.79 9026.79 1386.71 10413.5 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 1209159.32 20949.0 2 112783 444 30 0.014774260275204605 5.17 No   Manual Underwriting 0   No No XXXX XXXX No
  2016423 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 767 767 785 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 35.46 36.13 9000.00 .00 .00 .00 9000.00 Employed       12.18       NA 5748.53 3251.47 Taxes and Insurance 3.56 11372.65 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 2534.8 2534.8 656.67 3191.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 12146.25 1 15500 77 7 0.046036960985626284 3.83 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2016443 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 794 806 780 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 801 808 777 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 17.39 33.97 8619.52 3860.89 .00 .00 12480.41 Employed Employed     2.81 31.63     NA 8241.31 4239.1 Taxes and Insurance 27.91 60575.81 XXXX XXXX 40.9 40.9 40.9 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 1410.43 1410.43 759.67 2170.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 1588.79 8586.0 1 57296 357 12 0.07275280898876405 19.08 No   Manual Underwriting 0   No No XXXX XXXX No
  2022581 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 769 785 769 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6519.16 Taxes and Insurance 33.59 333901.47 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 7781.45 7781.45 1890.5 9940.62 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX 5-10 Unit Multi-Family 5 XXXX XXXX Other XXXX XXXX Broker Price Opinion (BPO) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 0.0 3 51000 220 10 0.08043816592840895 3 No   Manual Underwriting         XXXX XXXX No
  2022582 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 768 759 745 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     14119 Taxes and Insurance 13.48 72271.36 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 4292.94 4292.94 1068.29 5361.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 0.0 2 71912 190 21 0.0022072092915644812 0.75 No   Manual Underwriting         XXXX XXXX No
  2022657 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 794 794 812 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 31.13 32.04 8694.00 .00 .00 .00 8694.00 Employed       2.31       NA 5908.85 2785.15 Taxes and Insurance 48.63 131589.46 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 2209.64 2209.64 496.51 2706.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 350.0 1 14300 103 5 0.012121212121212121 5.00 No   Manual Underwriting 0   No No XXXX XXXX No
  2022662 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 725 725 762 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 746 746 790 714 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Investment Purchase NA 14.12 27.75 11696.54 48886.47 .00 .00 60583.01 Employed Employed     6.07 2.18     Yes 43772.76 16810.25 Taxes and Insurance 55.42 515369.14 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.625 8.625 7697.81 9379.29 1601.47 9299.28 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 1425.0 3 42200 239 9 0.2678870051407368 2.33 No   Manual Underwriting         XXXX XXXX No
  2033686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 810 810 818 808 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 785 785 786 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 37.36 46.19 6525.58 9583.32 .00 .00 16108.90 Employed Employed     3.73 6.31     Yes 8668.33 7440.57 Taxes and Insurance 7.31 43996.27 XXXX XXXX 66.52 66.52 66.52 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 4943.94 4943.94 988.41 6017.77 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 655.67 6649.78 2 50000 150 4 0.10718493150684931 3.42 No   Manual Underwriting 0   No No XXXX XXXX No
  2022656 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 702 676 702 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Full Doc Primary Residence Purchase NA 40.1 41.93 11566.66 .00 .00 .00 11566.66 Employed       1.84       2 YRS 6717.09 4849.57 Taxes and Insurance 20.51 95128.44 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.75 8.75 3540.15 3540.15 1098.42 4638.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1075.0 2 35298 336 12 0.05921232876712329 5.42 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2022659 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 688 677 688 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     0 No Escrow 6.01 16134.63 XXXX XXXX 68.37 68.37 68.37 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1932.78 1932.78 0 2682.94 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 7557.4 2 0 277 0 0 2 No   Manual Underwriting         XXXX XXXX No
  2022749 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 710 710 724 658 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 23.57 41.93 13492.43 .00 .00 .00 13492.43 Employed       10.16       NA 7834.94 5657.49 Taxes and Insurance 89.88 285869.03 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.999 7.999 2700 2700.0 480.5 3180.49 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 285869.03 1995.0 1 59046 127 5 0.0984 5.00 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2022669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 767 807 767 729 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 113.46 533233.76 XXXX XXXX 45.83 45.83 45.83 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 3437.5 3437.5 1262.29 4699.79 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 533233.76 3075.0 7 0 442 0 0 20.00 No   Manual Underwriting         XXXX XXXX No
  2022654 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 791 798 791 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX   613 625 663 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 11.41 30749.72 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 1908.75 1908.75 786.13 2694.88 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 5536.97 2 0 301 0 0 2.83 No   Manual Underwriting         XXXX XXXX No
  2016446 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 752 738 752 752 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 47.37 47.37 6991.86 .00 .00 .00 6991.86 Employed       24.0       NA 3679.88 3311.98 Taxes and Insurance 5.16 17075.65 XXXX XXXX 58.61 58.61 58.61 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 2810.97 2810.97 501.01 3311.98 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 1115.69 3153.86 1 19887 230 4 0.012 0.42 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2033687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 760 766 760 745 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 4.06 9535.48 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 8 8.0 1731.68 1731.68 0 2347.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No C XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 4700.16 2 0 107 0 0 5 No   Manual Underwriting         XXXX XXXX No
  2022751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 711 697 711 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX ALT DOC Primary Residence Purchase NA 40.55 44.44 3489.00 .00 .00 .00 3489.00 Employed       5.27       NA 1938.34 1550.66 Taxes and Insurance 23.21 32828.12 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 1118.88 1118.88 295.78 1414.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1995.0 1 6408 60 6 0 1.25 No   Manual Underwriting 0   No No XXXX XXXX No
  2031306 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 818 796 824 818 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     8004.44 No Escrow 44.29 378732.4 XXXX XXXX 57.32 57.32 57.32 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 6063.47 6063.47 0 8552.09 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX 5-10 Unit Multi-Family 9 XXXX XXXX Other XXXX XXXX Broker Price Opinion (BPO) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 378732.4 0.0 2 27000 306 6 0.024867164865240494 26.00 No N/A Manual Underwriting         XXXX XXXX No
  2031307 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 723 696 723 755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     18770 Taxes and Insurance 59.35 232392.67 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.375 8.375 2964.28 2964.28 951.3 3915.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Correspondent Bulk No XXXX       Yes XXXX 5-10 Unit Multi-Family 7 XXXX XXXX Other XXXX XXXX Broker Price Opinion (BPO) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 232392.67 3900.0 3 96309 356 11 0.45981687442462243 14 No N/A Manual Underwriting         XXXX XXXX No
  2031304 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 764 782 764 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     8826 Taxes and Insurance 55.76 100765.68 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1616.92 1616.92 190.12 1807.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 100765.68 3600.0 2 36686 194 17 0.13133841131664853 6 No N/A Manual Underwriting         XXXX XXXX No
  2022584 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 764 764 790 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2007 Taxes and Insurance 21.81 341195.67 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 13664.12 13664.12 4387.35 15642.46 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 31200.0 3 24161 539 7 0 8 No   Manual Underwriting         XXXX XXXX No
  2022587 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 771 771 767 785 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     3542 Taxes and Insurance 24.34 164551.05 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 6437.9 6437.9 323.36 6761.26 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX 5-10 Unit Multi-Family 6 XXXX XXXX Other XXXX XXXX Broker Price Opinion (BPO) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 3285.65 0.0 6 27884 232 4 0 3 No   Manual Underwriting         XXXX XXXX No
  2033682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 758 758 749 778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     0 No Escrow 45.56 102645.24 XXXX XXXX 44.57 44.57 44.57 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 1302.6 1302.6 0 2252.92 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 62.93 2233.5 3 0 295 0 0 3 No   Manual Underwriting         XXXX XXXX No
  2033685 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes false XXXX 680 678 680 686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 12.19 17.16 33743.11 .00 .00 .00 33743.11 Employed       7.34       NA 27953.07 5790.04 Taxes and Insurance 41.24 169635.77 XXXX XXXX 78.57 78.57 78.57 XXXX XXXX XXXX Conventional Fixed XXXX 9.25 9.25 3619.77 3619.77 493.52 4113.29 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 153840.21 1753.6 1 43487 121 10 0.14340206185567012 0.25 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2033690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Foreign National   false XXXX 798 774 799 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 14.23 28016.12 XXXX XXXX 73.58 73.58 73.58 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 1380.2 1380.2 0 1969.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 63.5 1 0 105 0 0 2.50 No   Manual Underwriting         XXXX XXXX No
  2033684 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 798 782 801 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 804 806 804 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX ALT DOC Primary Residence Purchase NA 22.65 29.09 6984.51 6984.51 .00 .00 13969.02 Employed Employed     12.24 12.24     2 YRS 9905.67 4063.35 Taxes and Insurance 249.02 787990.76 XXXX XXXX 66.67 66.67 66.67 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 2661.21 2661.21 454.14 3164.35 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 1425.0 1 12700 341 8 0 6.25 No   Manual Underwriting 0   No No XXXX XXXX No
  2033689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 770 770 788 734 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 28.52 39.52 24335.07 .00 .00 .00 24335.07 Retired               Yes 14717.69 9617.38 Taxes and Insurance 86 1914919.52 XXXX XXXX 36.89 36.89 36.89 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 4378.04 4378.04 2404.01 6940.05 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 631443.99 350.0 1 51000 607 3 0.3836031042128603 2 No   Manual Underwriting 0   No No XXXX XXXX No
  2033691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 771 771 776 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 54.86 250195.62 XXXX XXXX 67.39 67.39 67.39 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 3938.76 3938.76 441.52 4560.28 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 13055.5 1 0 352 0 0 26 No   Manual Underwriting         XXXX XXXX No
  2031308 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 779 779 769 784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX KS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     28537.7 Taxes and Insurance 118.28 207120 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 1288.18 1288.18 462.99 1751.17 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 0.0 6 98688 252 8 0.005635774274348018 3.33 No N/A Manual Underwriting         XXXX XXXX No
  2031301 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 702 780 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     17246.44 Taxes and Insurance 58.56 202749.27 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 2950 2950 478.61 3462.44 XXXX Fixed 360 480 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 3600.0 3 700000 140 4 0.060171358629130964 5 No   Manual Underwriting         XXXX XXXX No
  2031293 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 703 705 673 703 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Home Improvement/Reno 0 0 .00 .00 .00 .00 .00                     6131 Taxes and Insurance 9.94 20656.82 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1295.02 1295.02 783.41 2078.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 9526.6 1875.0 4 23866 252 8 0.8258636363636364 0.83 No   Manual Underwriting         XXXX XXXX No
  2022585 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 711 711 708 719 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 716 721 708 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 36.23 38.58 17137.03 .00 .00 .00 17137.03 Employed Not Employed     20.24       NA 10524.8 6612.23 Taxes and Insurance 10.33 64143.33 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 4919.75 4919.75 1288.48 6208.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 13837.150000000001 2 14500 343 5 0.05758835758835759 10 No   Manual Underwriting 0   No No XXXX XXXX No
  2031284 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 682 634 692 682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 608 611 608 594 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX ID XXXX XXXX ALT DOC Primary Residence Purchase NA 30.73 30.87 6812.15 4259.20 .00 .00 11071.35 Employed Employed     13.32 0.68     NA 7653.99 3417.36 Taxes and Insurance 22.79 77552.17 XXXX XXXX 67.0 67.0 67.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 2938.48 2938.48 463.88 3402.36 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 2145.0 1 33287 139 12 0.27178386115584185 14 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2034729 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 735 746 735 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5682.14 Taxes and Insurance 8.97 44374.9 XXXX XXXX 78.38 78.38 78.38 XXXX XXXX XXXX DSCR Fixed XXXX 8.125 8.125 4306.48 4306.48 641.75 4948.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 7250.0 3 22500 128 7 0.37319057815845824 1.5 No N/A Manual Underwriting         XXXX XXXX No
  2031299 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 724 744 724 718 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     7042 Taxes and Insurance 12.69 39519.05 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 1767.36 1767.36 830.63 3112.99 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 609.38 3 26000 310 8 0.6301627906976744 22.00 No N/A Manual Underwriting         XXXX XXXX No
  2031289 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 700 700 680 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     24871 Taxes and Insurance 73.43 248398.27 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 2497.14 2497.14 858.77 3382.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 110790.37 0.0 7 46953 244 9 0.43533755274261604 5 No N/A Manual Underwriting         XXXX XXXX No
  2031291 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 700 700 680 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     24400 Taxes and Insurance 40.45 129191.71 XXXX XXXX 66.76 66.76 66.76 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 2541.37 2541.37 652.65 3194.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 129191.71 2190.63 7 46953 243 9 0.4366033755274262 5.17 No N/A Manual Underwriting         XXXX XXXX No
  2031290 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 700 700 680 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     26333 Taxes and Insurance 83.62 265883.28 XXXX XXXX 66.29 66.29 66.29 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 2523.24 2523.24 656.39 3179.63 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 128275.38 870.0 7 46953 244 9 0.4366033755274262 5.17 No N/A Manual Underwriting         XXXX XXXX No
  2031285 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 809 803 809 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 808 808 804 811 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2458 Taxes and Insurance 43.54 75265.98 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1185.13 1185.13 543.54 1728.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 3515.63 6 37771 256 8 0.01880225080385852 3.92 No   Manual Underwriting         XXXX XXXX No
  2031310 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 779 779 769 784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 782 782 783 767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 729 748 715 729 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX KS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     52823 Taxes and Insurance 477.14 838461.13 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 1288.18 1288.18 469.07 1757.25 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0 3640.0 11 98688 252 8 0.08011727693498708 3.33 No N/A Manual Underwriting         XXXX XXXX No
  2031305 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 751 750 770 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Investment Purchase NA 7.12 22.33 95625.68 .00 .00 .00 95625.68 Employed       3.38       NA 74268.17 21357.51 Taxes and Insurance 105.54 495048.64 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 3822.09 3822.09 868.57 4690.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 2145.0 3 24324 246 11 0.4022971462463216 4.08 No N/A Manual Underwriting         XXXX XXXX No
  2034726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 702 679 755 702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     35069 Taxes and Insurance 17.05 35052.37 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.5 8.5 1741.59 1741.59 269.74 2056.33 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 35052.37 195.0 5 35137 216 6 0.16690721649484536 1 No   Manual Underwriting         XXXX XXXX No
  2031298 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 740 740 740 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes false XXXX 741 704 741 745 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 23.03 40.24 5006.00 19158.00 .00 .00 24164.00 Employed Employed     5.15 5.15     NA 14439.42 9724.58 Taxes and Insurance 17.02 94705.29 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 4813 4813 751.58 5564.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 94705.29 2145.0 2 34641 131 10 0.2812838702092847 0.67 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2034725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 780 780 825 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 762 762 792 749 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     10019 Taxes and Insurance 72.96 362271.64 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 3918.75 3918.75 1046.53 4965.28 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 12375.0 4 56998 236 6 0.21696483180428133 1.83 No N/A Manual Underwriting         XXXX XXXX No
  2031288 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 686 658 688 686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     10518 Taxes and Insurance 19.03 42563.17 XXXX XXXX 61.72 61.72 61.72 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 1946.81 1946.81 289.92 2236.73 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 42563.17 1678.13 3 36000 202 5 0.6205571428571428 4.25 No N/A Manual Underwriting         XXXX XXXX No
  2031295 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 706 706 701 717 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 31.27 39.82 6767.31 .00 .00 .00 6767.31 Employed       3.64       NA 4072.55 2694.76 Taxes and Insurance 17.33 36662.68 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 8 8.0 1174.02 1174.02 545.08 2116.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2345.0 1 16200 135 13 0.10811965811965812 2.41 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2033683 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 812 793 828 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 792 780 798 792 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 21.63 36.82 .00 37758.00 .00 .00 37758.00 Not Employed Employed       1.2     NA 23855.07 13902.93 No Escrow 112.92 922332.97 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 6115.34 6115.34 0 8168.11 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 5658.6 2 23000 372 5 0.1579184247538678 17.08 No   Manual Underwriting 0   No No XXXX XXXX No
  2033688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 669 669 688 639 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 5.71 9845.94 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.625 8.625 1186.85 1186.85 0 1723.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 6575.02 1 0 340 0 0 5.00 No   Manual Underwriting         XXXX XXXX No
  2031309 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 792 780 792 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 762 762 781 741 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX Full Doc Primary Residence Purchase NA 22.45 37.75 62327.29 .00 .00 .00 62327.29 Employed Not Employed     4.77       3 YRS 38799.5 23527.79 Taxes and Insurance 54.61 764025.45 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 12942.49 12942.49 1049.08 13991.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 38126.25 3 50097 174 18 0.1685553997194951 4 No   Manual Underwriting 0   No No XXXX XXXX No
  2031303 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 736 714 755 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Investment Refinance Rate and Term 11.26 34.92 31366.00 .00 .00 .00 31366.00 Employed       6.81       NA 20413.26 10952.74 Taxes and Insurance 7.13 21048.36 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 2181.55 2181.55 619.19 2950.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 5860.0 2 43671 312 14 0.37082888651725365 5.58 No N/A Manual Underwriting         XXXX XXXX No
  2031287 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 675 671 694 675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Debt Consolidation 37.04 49.65 56148.00 .00 .00 .00 56148.00 Employed       26.34       NA 28272.17 27875.83 Taxes and Insurance 65.32 1358496.04 XXXX XXXX 38.12 38.12 38.12 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 13459.88 13459.88 7336.93 20796.81 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 1708553.39 26207.5 2 200000 308 28 0.5025043024430393 3.08 No   Manual Underwriting 0   No No XXXX XXXX No
  2031286 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 715 715 709 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX ALT DOC Primary Residence Purchase NA 14.34 48.2 13585.55 .00 .00 .00 13585.55 Employed       5.34       NA 7037.9 6547.65 Taxes and Insurance 6.31 12291.23 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 1413.34 1413.34 307.16 1948.5 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2388.66 2 34134 244 13 0.3411842105263158 5.83 No   Manual Underwriting 0   Yes No XXXX XXXX No
  2031300 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 760 760 793 733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     12658 Taxes and Insurance 50.45 111013.82 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1740.5 1740.5 460.14 2200.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 315.0 6 40000 193 15 0.03157593708507813 4.08 No N/A Manual Underwriting         XXXX XXXX No
  2031297 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 728 698 747 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 703 707 703 674 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX ME XXXX XXXX ALT DOC Primary Residence Purchase NA 19.57 35.19 7444.27 18310.21 .00 .00 25754.48 Employed Employed     15.73 20.32     3 YRS 16691.65 9062.83 Taxes and Insurance 8.13 40973.37 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.125 8.125 4276.78 4276.78 762.89 5039.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 2145.0 2 30672 139 13 0.2745332211942809 23.92 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  2031296 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 711 711 746 687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 704 661 711 704 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     10952 Taxes and Insurance 17.33 31165.26 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8 8.0 1412.5 1412.5 385.63 1798.13 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 4812.5 2 156125 222 30 0.40988199957090754 5 No N/A Manual Underwriting         XXXX XXXX No
  2031294 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 702 694 702 730 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     4515 Taxes and Insurance 114.87 344221.58 XXXX XXXX 74.99 74.99 74.99 XXXX XXXX XXXX DSCR Fixed XXXX 7.999 7.999 2549.33 2549.33 278.41 2996.74 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Townhouse 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 178.03 478.06 2 35000 405 6 0.4288185415488977 11.17 No   Manual Underwriting         XXXX XXXX No
  2031292 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 767 767 776 739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 11.06 12.32 92167.12 .00 .00 .00 92167.12 Employed       1.78       NA 80811.13 11355.99 Taxes and Insurance 30.08 306653.15 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 8320.17 8320.17 1726.67 10194.84 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 6448.13 1 36474 228 17 0.12837011433129486 0.33 No N/A Manual Underwriting 0   No No XXXX XXXX No
  2034727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 780 798 780 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     7191 Taxes and Insurance 200.9 280776.09 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1124.07 1124.07 273.54 1397.61 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 1424.06 4 29367 236 9 0.097015625 22 No N/A Manual Underwriting         XXXX XXXX No
  2034723 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen No false XXXX 708 708 711 702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5087.16 Taxes and Insurance 19.27 58122.14 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.5 8.5 2479.75 2479.75 326 3015.75 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Townhouse 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 9207.380000000001 6 34427 168 8 0.3429473010259303 10 No   Manual Underwriting         XXXX XXXX No
  2034728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 707 699 707 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     48174 Taxes and Insurance 12.53 74588.43 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.5 8.5 4648.44 4648.44 1304.79 5953.23 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 13125.0 16 68521 397 6 0.6170747217806042 25.00 No N/A Manual Underwriting         XXXX XXXX No
  2034722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen No false XXXX 666 656 666 687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1071 Taxes and Insurance 11.27 54977.44 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 4414.56 4414.56 464.24 4878.8 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 304.0 2520.0 2 26481 42 3 0.2994545454545455 1.58 No N/A Manual Underwriting         XXXX XXXX No
  2022580 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 686 676 686 737 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3442 Taxes and Insurance 61.7 193462.19 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 2537.74 2537.74 597.99 3135.73 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 193462.19 1750.0 2 23500 377 12 0.5565504977876107 7.42 No N/A Manual Underwriting         XXXX XXXX No
  2034724 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 803 803 805 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX ALT DOC Primary Residence Purchase NA 20.18 32.97 19081.77 .00 .00 .00 19081.77 Employed       9.56       NA 12790.12 6291.65 Taxes and Insurance 7.03 22543.6 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 2084.01 2726.32 939.33 3208.34 XXXX Fixed 240 360 XXXX                                 Yes 120 No No Yes   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2145.0 2 25000 309 3 0.007162921348314606 23.17 No N/A Manual Underwriting 0   No No XXXX XXXX No