Exhibit 99.39
Loan ID | Seller Loan ID | Alt Loan ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
XXXX | 1969253 | Occupancy | the1003Page | Second Home | Primary Residence | Audit Value Pulled From Final 1003. | |
XXXX | 1969253 | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Audit value based on lender qualifying requirements. | |
XXXX | 1969253 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.59 | 33.17 | Audit liabilities were based on documents in the loan file. | |
XXXX | 2036800 | Property Address | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled from Note. | |
XXXX | 2036782 | Loan Type | the1003Page | DSCR | Other | Audit Value Pulled from 1008 | |
XXXX | 1995586 | Qualifying FICO | creditLiabilitiesPage | 799 | 773 | Audit value based on lender qualifying requirements. | |
XXXX | 1995586 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.73 | 37.21 | Audit omitted installment loan with < 10 payments remaining. | |
XXXX | 2024166 | Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled from Appraisal | |
XXXX | 2033614 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2022799 | Property Type | propertyValuationPage | Single Family Detached | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2036775 | Property Type | propertyValuationPage | PUD | Attached | Audit value pulled from Appraisal | |
XXXX | 2027347 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled from Appraisal. | |
XXXX | 2016512 | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit Value Pulled From Appraisal. | |
XXXX | 2016512 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.72 | 49.87 | Audit liabilities were based on documents in the loan file. | |
XXXX | 2027349 | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit Value Pulled From Appraisal. | |
XXXX | 2033610 | Property Type | propertyValuationPage | Single Family Detached | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2011832 | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit Value Pulled From Appraisal. | |
XXXX | 2011832 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.02 | 48.18 | Audit reflects difference in net rental income per documents in the loan file and subject HOA Dues per documents in the loan file. | |
XXXX | 2033613 | Borrower 1 First Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. | |
XXXX | 2027354 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2022804 | Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled from Appraisal. | |
XXXX | 2022811 | Qualifying FICO | creditLiabilitiesPage | 811 | 760 | Audit value based on lender qualifying requirements. | |
XXXX | 2016519 | Qualifying LTV | propertyValuationPage | 67.73 | 67.74 | Rounding | |
XXXX | 2016519 | Qualifying CLTV | propertyValuationPage | 67.73 | 67.74 | Rounding | |
XXXX | 2016519 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.7 | 48.19 | Audit reflects difference in subject HOA Dues per documents in the loan file. | |
XXXX | 2022806 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.11 | 36.68 | Audit reflects difference in negative rental income per documents in the loan file. | |
XXXX | 2022805 | Qualifying FICO | creditLiabilitiesPage | 753 | 747 | Audit value based on lender qualifying requirements. | |
XXXX | 2022805 | Borrower 1 First Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. | |
XXXX | 2022805 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.19 | 40.20 | Rounding. | |
XXXX | 2027356 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2022807 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2027357 | Qualifying FICO | creditLiabilitiesPage | 747 | 741 | Audit value based on lender qualifying requirements. | |
XXXX | 2027357 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2033620 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2027360 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2033622 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.83 | 29.26 | Audit reflects difference in subject homeowner’s insurance per documents in the loan file. | |
XXXX | 2033615 | Borrower 1 Last Name | notePage | XXXXXXXX | XXXXXXX | Audit Value Pulled From Note. | |
XXXX | 2022813 | Qualifying FICO | creditLiabilitiesPage | 785 | 783 | Audit value pulled from most recent credit report in the loan file dated 05/01/2025. | |
XXXX | 2033621 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Appraisal. | |
XXXX | 2033616 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.58 | 43.56 | Audit reflects difference in net rental income per documents in the loan file. | |
XXXX | 2036776 | Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Purchase Contract / Final CD. | |
XXXX | 2036776 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 29.54 | 30.92 | Audit reflects difference in subject homeowner’s insurance per documents in the loan file & Audit reflects difference in subject HOA Dues per documents in the loan file. | |
XXXX | 2037741 | Qualifying CLTV | propertyValuationPage | 75.0 | 107.55 | Audit Value of 1st + 2nd lien / Qualifying Value" | |
XXXX | 2036780 | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled from Appraisal |