EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.21

Report Pulled: 7/10/2025  
Loan Count: 378 / 422  
Fields Reviewed Discrepancy Count Percentage 
Amortization Term in Months 27 7.14%
Appraised Value 9 2.38%
CLTV 6 1.59%
Debt Service Coverage Ratio 196 51.85%
First Payment Due Date 2 0.53%
Loan Purpose 58 15.34%
LTV 15 3.97%
Maturity Date 3 0.79%
Original Interest Rate 1 0.26%
Original Loan Amount 1 0.26%
Original Qualifying FICO Score 3 0.79%
Origination/Note Date 123 32.54%
Originator Back-End DTI 13 3.44%
Property Type 22 5.21%
Sales Price 1 0.24%
Subject Street Address 1 0.24%
The Original Principal and Interest Payment Amount 4 1.06%