EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.14

 

Loan ID Redaction ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX 1923663 XXXX XXXX XXXX XXXX No XXXX XXXX 05/03/2024 5 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 6461.5 06/24/2024 6.860% Manual Underwriting Manual Underwriting No 10.806%   10.500%   $1,454.44 No   $5,145.00 $428.75 $3,053.04 $254.42 $0.00 $0.00 $0.00 $2,137.61 $4,010.47 N/A     $0.00     0.00% 48.45% 48.45% No               Self-Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 1 1 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 6 CPA N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023 - 2023 XXXX XXXX XX XXXX XXXX 06/10/2024 06/10/2024       649                 No                                       XXXX XXXX XXXX XXXX XXXX     XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 28075.60 13.1 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2013531 XXXX XXXX XXXX XXXX No XXXX XXXX 12/09/2024 7 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 9160 12/30/2024 7.180%     No 8.116%   8.500%   $20,529.99 No   $38,946.48 $3,245.54 $4,208.16 $350.68 $0.00 $0.00 $0.00 $24,126.21 $38,860.53 N/A     $0.00     0.00% 43.74% 46.52% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 23 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 0.0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2023 Borrower - 2024, 2023 XXXX XXXX XX XXXX XXXX 10/16/2024 10/16/2024       771                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No Yes N/A .00 0.0 280421.24 11.6 No 64.96 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2024328 XXXX XXXX XXXX XXXX No XXXX XXXX 07/17/2024 9 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 36943 01/27/2025 6.930%     No 0.000%   8.875%   $5,537.69 No   $7,583.40 $631.95 $872.16 $72.68 $0.00 $0.00 $0.00 $6,242.32 $14,375.18 N/A     $0.00     0.00% 38.26% 38.26% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - 2024 - 2024 Borrower - 2024 - 2024 XXXX XXXX XX XXXX XXXX 01/17/2025 01/17/2025       709                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 56569.25 9.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2024323 XXXX XXXX XXXX XXXX No XXXX XXXX 12/27/2024 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 28781 01/27/2025 6.930%     No 8.134%   7.875%   $9,389.65 No   $18,904.56 $1,575.38 $2,766.84 $230.57 $33,600.00 $2,800.00 $0.00 $13,995.60 $20,624.95 Yes XXXX XXXX $2,800.00 04/01/2025 Monthly 0.00% 42.43% 42.43% No               Self-Employed           12 Month Bank Statement 2   1 Month   N/A 0     0 0     2 2 NA   No No 0 No Yes Yes 0 12 No       55.41% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor - CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 2023, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 XXXX XXXX XX XXXX XXXX 01/10/2025 01/10/2025       682                 No                                       NA     XXXX       XXXX     XXXX     XXXX                         Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No Yes N/A .00 0.0 236749.12 16.9 No 70.0 No No No No Borrower As Individual N/A N/A N/A        
XXXX 2024326 XXXX XXXX XXXX XXXX No XXXX XXXX 10/02/2024 1 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $1,077.95 Yes 18.000% $3,450.00 $287.50 $1,154.88 $96.24 $0.00 $0.00 $0.00 $1,461.69   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.231 1.231   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/07/2025 02/07/2025       725                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No Non Permanent Resident Alien Non Permanent Resident Alien XXXX Employment Authorization Card   XXXX XXXX XXXX     Employment Authorization Document (I-821D)   XXXX                                                                               Fee Simple   No No N/A .00 0.0 144517.92 98.9 No 69.57 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2013522 XXXX XXXX XXXX XXXX No XXXX XXXX 02/11/2025 2 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $2,069.09 No   $4,876.20 $406.35 $1,379.04 $114.92 $0.00 $0.00 $0.00 $2,590.36   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.042 1.011   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/26/2025 02/26/2025       756                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A 120302.08 46.4 120302.08 46.4 No 72.33 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2013523 XXXX XXXX XXXX XXXX No XXXX XXXX 03/11/2025 8 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.750%   $4,044.53 No   $10,773.72 $897.81 $3,425.04 $285.42 $0.00 $0.00 $0.00 $5,227.76   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.861 0.861   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/24/2025 02/24/2025       712                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 34839.09 6.7 34839.09 6.7 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2013521 XXXX XXXX XXXX XXXX No XXXX XXXX 02/11/2025 2 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.750%   $2,529.53 No   $4,642.56 $386.88 $1,699.80 $141.65 $0.00 $0.00 $0.00 $3,058.06   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.472 1.472   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/10/2025 03/10/2025       788                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 375175.95 122.7 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2024320 XXXX XXXX XXXX XXXX No XXXX XXXX 10/02/2024 1 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.250%   $1,261.96 Yes 18.000% $4,949.88 $412.49 $1,230.60 $102.55 $1,512.00 $126.00 $0.00 $1,903.00   N/A XXXX XXXX $126.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.524 1.524   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/11/2025 02/11/2025       700                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien XXXX Real ID Driver's License   XXXX XXXX XXXX     I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A 92951.96 48.8 92951.96 48.8 No 56.06 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2013699 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.625%   $4,246.76 No   $15,135.36 $1,261.28 $4,198.08 $349.84 $0.00 $0.00 $0.00 $5,857.88   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.161 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 02/19/2025 02/19/2025       768                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 157032.08 26.8 157032.08 26.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2013698 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7670 03/24/2025 6.660%     No 7.528%   7.375%   $4,199.30 No   $14,531.52 $1,210.96 $2,669.88 $222.49 $0.00 $0.00 $0.00 $5,632.75 $91,614.91 N/A     $0.00     0.00% 7.53% 7.53% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 03/26/2025 03/26/2025       725                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 56485.72 10.0 56485.72 10.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2013701 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     9.125%   $3,148.76 No   $11,449.92 $954.16 $2,280.00 $190.00 $0.00 $0.00 $0.00 $4,292.92 $147,103.86 N/A     $0.00     0.00% 20.50% 20.50% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 99.00%     N/A 0 N/A       Yes 324 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 03/07/2025 03/07/2025       726                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A 28218.30 6.6 395558.15 92.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2013700 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.625%   $10,484.77 No   $5,137.56 $428.13 $5,217.72 $434.81 $0.00 $0.00 $0.00 $11,347.71   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.013 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/31/2024 12/31/2024       796                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 134846.48 11.9 134846.48 11.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2013697 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 02/17/2025 6.880%     No 7.617%   7.500%   $17,043.35 No   $34,258.92 $2,854.91 $5,388.96 $449.08 $60,000.00 $5,000.00 $0.00 $25,347.34 $205,495.16 Yes XXXX XXXX $5,000.00   Monthly 0.00% 29.95% 29.95% Yes               Self-Employed           2YR Full Doc 0   1 Month   N/A 0     2 2     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower         0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), null CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2025 XXXX XXXX XX XXXX XXXX 02/19/2025 02/19/2025       798                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 1860598.53 73.4 1860598.53 73.4 No 75.0 No No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX 2020156 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 04/21/2025 6.810%     No 7.164%   7.125%   $4,379.17 No   $34,851.96 $2,904.33 $6,285.00 $523.75 $7,500.00 $625.00 $0.00 $8,432.25 $139,433.49 N/A XXXX XXXX $625.00   Monthly 0.00% 6.41% 6.41% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 03/20/2025 03/20/2025       718                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 64719.92 7.7 64719.92 7.7 No 37.3 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2020160 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1590 03/31/2025 6.650%     No 8.416%   8.375%   $4,347.61 No   $9,883.92 $823.66 $2,420.04 $201.67 $0.00 $0.00 $0.00 $5,372.94 $25,377.09 N/A     $0.00     0.00% 47.52% 47.52% No Yes             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 12 0 96.15%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower || Co Borrower - SESoleProprietor, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified - 2024, 2025 Borrower || Co Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 03/17/2025 03/17/2025 04/07/2025     722                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A 27770.82 5.2 27770.82 5.2 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX 2020157 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3277.5 04/21/2025 6.810%     No 7.131%   7.000%   $2,245.40 No   $6,343.56 $528.63 $6,608.76 $550.73 $2,340.00 $195.00 $0.00 $3,519.76 $5,204.48 N/A XXXX XXXX $195.00   Monthly 0.00% 42.46% 42.46% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 04/02/2025 04/02/2025       766                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 139490.43 39.6 139490.43 39.6 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2020158 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 04/21/2025 6.810%     No 7.789%   7.750%   $6,304.43 No   $20,429.40 $1,702.45 $3,854.04 $321.17 $0.00 $0.00 $0.00 $8,328.05 $30,002.71 N/A     $0.00     0.00% 27.61% 27.61% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 02/26/2025 02/26/2025       725                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 485065.63 58.2 485065.63 58.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2020159 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 04/21/2025 6.810%     No 8.149%   8.125%   $8,375.37 No   $15,093.36 $1,257.78 $2,176.08 $181.34 $0.00 $0.00 $0.00 $9,814.49 $64,977.97 N/A     $0.00     0.00% 29.28% 29.28% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 03/13/2025 03/13/2025       743                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 780041.56 79.5 780041.56 79.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2033716 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No Yes No N/A N/A           No     7.625%   $3,158.53 No   $5,433.00 $452.75 $2,162.76 $180.23 $0.00 $0.00 $0.00 $3,791.51   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.16 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 04/17/2025 04/17/2025 04/17/2025     727                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A 147931.41 39.0 147931.41 39.0 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 2031277 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 14958.75 03/24/2025 6.660%     No 7.814%   7.750%   $19,155.07 No   $104,683.20 $8,723.60 $384.00 $32.00 $58,368.00 $4,864.00 $0.00 $32,774.67 $398,313.53 Yes XXXX XXXX $4,864.00   Monthly 0.00% 8.59% 8.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 35 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 03/11/2025 03/11/2025       736                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A 505243.88 15.4 505243.88 15.4 No 75.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX 2033721 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $2,590.03 No   $11,754.12 $979.51 $1,399.80 $116.65 $0.00 $0.00 $0.00 $3,686.19   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.573 1.53   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/06/2025 03/06/2025       742                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 361471.81 98.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2033718 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $2,538.23 No   $5,336.52 $444.71 $3,056.52 $254.71 $0.00 $0.00 $0.00 $3,237.65   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.112 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/06/2025 03/06/2025       742                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 358212.59 110.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2033720 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.250%   $2,020.95 No   $4,154.64 $346.22 $825.48 $68.79 $0.00 $0.00 $0.00 $2,435.96   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.273 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/06/2025 03/06/2025       742                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 288533.74 118.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2033719 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $1,554.02 No   $3,592.80 $299.40 $2,671.80 $222.65 $0.00 $0.00 $0.00 $2,076.07   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.108 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/06/2025 03/06/2025       742                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 218038.08 105.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2033717 XXXX XXXX XXXX XXXX No XXXX XXXX 02/01/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $2,227.43 No   $4,635.00 $386.25 $1,008.00 $84.00 $0.00 $0.00 $0.00 $2,697.68   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.075 1.07   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/06/2025 03/06/2025       742                 No                                       NA     XXXX       XXXX     XXXX     XXXX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen XXXX       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 23314330.57 8642.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A