EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.11

 

Loan ID Redaction ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXX 1923663 XXXX XXXX Cash out Include Debt Paid at Close finalCdDetailPage XXXX XXXX per final cd
XXXX 1923663 XXXX XXXX Qualifying Housing Debt Income Ratio diligenceFinalLookPage 27.48 30.20 Audit calulated lower front end expenses.
XXXX 2013531 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L VOE Per income docs
XXXX 2013531 XXXX XXXX QM Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.52 43.95 Audit P&I higher, lender did not use correct  note qualifying amount
XXXX 2024328 XXXX XXXX Occupancy the1003Page Second Home Investment  
XXXX 2024328 XXXX XXXX Qualifying Housing Debt Income Ratio diligenceFinalLookPage 5.27 38.63 Lender tape is debt ratio
XXXX 2024323 XXXX XXXX Property Type propertyValuationPage Condominium High Rise Condominium Per appraisal
XXXX 2013699 XXXX XXXX Application Date complianceDetailPage XXXX XXXX Per 1003
XXXX 2013701 XXXX XXXX Number of Mortgaged Properties creditLiabilitiesPage 13 10.0 Per the 1003 and docs in file. 
XXXX 2013700 XXXX XXXX Loan Type the1003Page DSCR Conventional per 1003/1008
XXXX 2013700 XXXX XXXX Application Date complianceDetailPage XXXX XXXX per 1003
XXXX 2013697 XXXX XXXX Property Address notePage XXXX XXXX Per Note
XXXX 2013697 XXXX XXXX Property Type propertyValuationPage Condotel Condominium Per Condo Questionnaire - 48% of project square footage is for hotel unit
XXXX 2013697 XXXX XXXX Number of Mortgaged Properties creditLiabilitiesPage 4 1.0 Per 1003
XXXX 2020159 XXXX XXXX Application Date complianceDetailPage XXXX XXXX per 1003
XXXX 2031277 XXXX XXXX Property Value propertyValuationPage XXXX XXXX Per Appraisal
XXXX 2031277 XXXX XXXX Property Type propertyValuationPage Condominium High Rise Condominium Per Title
XXXX 2033721 XXXX XXXX Loan Type the1003Page DSCR Conventional per loan program, no Tape Data avail
XXXX 2033718 XXXX XXXX Loan Type the1003Page DSCR Conventional per 1003
XXXX 2033718 XXXX XXXX Number of Mortgaged Properties creditLiabilitiesPage 19 1.0 Per 1003, Credit and Fraud report.
XXXX 2033720 XXXX XXXX Number of Mortgaged Properties creditLiabilitiesPage 19 1.0 Per 1003, Credit and Fraud report.
XXXX 2033719 XXXX XXXX Loan Type the1003Page DSCR Conventional per 1003
XXXX 2033717 XXXX XXXX Loan Type the1003Page DSCR Conventional Per approval