EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.10

 

Loan ID Redaction ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
XXXX 2024326 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 1800 Appraisal - 1007   N/A     1800 Appraisal - 1007 No 81.2 1.231 1.231 1461.69                                             N/A         1800             No No 1.1 1 1 N/A 98.87 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2013522 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 2700 Appraisal - 1007   N/A     2700 Appraisal - 1007 No 95.94 1.011 1.042 2590.36                                             No         2700               No 0.0 1 1 N/A 46.44 No     Vested Individual XXXX XXXX                                     0    
XXXX 2013523 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 4500 Appraisal - 1007   N/A     4500 Appraisal - 1007 No 116.17 0.861 0.861 5227.76                                             N/A         4500               No 0.0 1 1 N/A 6.66 No     Vested Individual XXXX XXXX                                     0    
XXXX 2013521 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 4800 4500 Appraisal - 1007   N/A     4500 Appraisal - 1007 No 67.96 1.472 1.472 3058.06 4800 05-31-2025 12                                       N/A         4500               No 2.5 1 1 N/A 122.68 No XXXX Limited Liability Corporation (LLC) Vested Individual XXXX XXXX                                     0   XXXX
XXXX 2024320 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 2900 Appraisal - 1007   N/A     2900 Appraisal - 1007 No 65.62 1.524 1.524 1903                                             N/A         2900             No No 0.0 1 1 N/A 48.84 No     Vested Individual XXXX XXXX                                     0    
XXXX 2013699 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 6800 Appraisal - 1025   N/A     6800 Appraisal - 1025 No 86.15 1.16 1.161 5857.88                                             Yes         6800               No 0.0 1 1 N/A 26.81 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2013701 XXXX XXXX XXXX 12 Month Bank Statement Present No 0 4400 Appraisal - 1007   N/A     4400 Appraisal - 1007 No 97.57   0 4292.92                                             Yes     XXXX   4400               No 0.6 3 1 N/A 92.14 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2013700 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 11500 Appraisal - 1007   N/A     11500 Appraisal - 1007 No 98.68 1.0 1.013 11347.71                                             Yes         11500               No 0.0 3 1 N/A 11.88 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2033716 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 4400 Appraisal - 1025   N/A     4400 Appraisal - 1025 No 86.17 1.16 1.16 3791.51                                             Yes         4400               No 0.0 1 1 N/A 39.02 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX Individual Guarantor XXXX XXXX                             Yes 2 Full Recourse XXXX
XXXX 2033721 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 5800 5800 Appraisal - 1025   N/A     5800 Appraisal - 1025 No 63.56 1.53 1.573 3686.19 2900 12-31-2026 12 2900 05-29-2025 1                                 Yes     XXXX   5800               No 2.8 1 1 N/A 98.06 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2033718 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 3600 3600 Appraisal - 1007   N/A     3600 Appraisal - 1007 No 89.93 1.11 1.112 3237.65 3600 07-31-2026 24                                       Yes         3600               No 0.9 1 1 N/A 110.64 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2033720 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 3100 3100 Appraisal - 1007   N/A     3100 Appraisal - 1007 No 78.58 1.27 1.273 2435.96 3100 07-31-2025 12                                       Yes         3100               No 0.9 1 1 N/A 118.45 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2033719 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 2300 Appraisal - 1007   N/A     2300 Appraisal - 1007 No 90.26 1.1 1.108 2076.07                                             Yes     XXXX   2300               No 0.8 10 1 N/A 105.02 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2033717 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 2900 Appraisal - 1007   N/A     2900 Appraisal - 1007 No 93.02 1.07 1.075 2697.68                                             Yes         2900               No 1.0 1 1 N/A 8642.36 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX