EFMT 2025-NQM3 ABS 15G

 

Exhibit 99.05

 

Supplemental Data

Run Date - 7/14/2025 3:09:47 PM 

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number TILA Status Loan Designation Exempt QM/ATR Equivalency CDFI Bank Originated Loan Application Date TRID Tested GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs Monthly Property Tax Monthly Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Document Type Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH IO Remaining Amortization Term at Recast Maturity Date Borrower Own Funds Cash Amount Borrower Own Funds Percent Is the Note an eNote Borrower WVOE - # of Months of Income provided Co Borrower WVOE - # of Months of Income provided Co Borrower2 WVOE - # of Months of Income provided Co Borrower3 WVOE - # of Months of Income provided Were the origination guidelines utilized for this diligence review? Title Evidence Ownership Type Borrower Type Borrower Designation Co Borrower Type Co Borrower Designation Co Borrower2 Type Co Borrower2 Designation Co Borrower3 Type Co Borrower3 Designation Senior Lien Position Senior Lien Original Loan Amount Senior Lien Original Interest Rate Senior Lien Note Projected Closing Date Senior Lien Current Balance Senior Lien Current P&I Loan Closed in the Name of an Entity Note Executed by Assumable Mortgage Flag Leasehold Flag Buydown Flag Borrower Experian FICO Model Used Borrower Equifax FICO Model Used Borrower TransUnion FICO Model Used Co Borrower Experian FICO Model Used Co Borrower Equifax FICO Model Used Co Borrower TransUnion FICO Model Used Co Borrower2 Experian FICO Model Used Co Borrower2 Equifax FICO Model Used Co Borrower2 TransUnion FICO Model Used Co Borrower3 Experian FICO Model Used Co Borrower3 Equifax FICO Model Used Co Borrower3 TransUnion FICO Model Used Borrower Documentation Used to Determine Legal Residency Co Borrower Documentation Used to Determine Legal Residency Co Borrower2 Documentation Used to Determine Legal Residency Co Borrower3 Documentation Used to Determine Legal Residency Delayed Financing? Months Reserves Correspondent Type Departure Residence Rate Increase on Default MERS Min Number Co Borrower Other Income Co Borrower Wage Income Primary Housing Lates 0 6 Months 30 Primary Housing Lates 0 6 Months 60 Primary Housing Lates 0 6 Months 90 Primary Housing Lates 7 12 Months 30 Primary Housing Lates 7 12 Months 60 Primary Housing Lates 7 12 Months 90 Primary Housing Lates 13 24 Months 30 Primary Housing Lates 13 24 Months 60 Primary Housing Lates 13 24 Months 90 Primary Housing Lates 25 36 Months 30 Primary Housing Lates 25 36 Months 60 Primary Housing Lates 25 36 Months 90 Borrower 1 ITIN Flag Borrower 2 ITIN Flag Borrower 3 ITIN Flag Borrower 4 ITIN Flag
xxx 1611570 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 24 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source:  | # of Bank Statements Required: 24]; Account Statements - Business - 2022 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source:  | # of Bank Statements Required: 24]; CPA Letter - 2022 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source:  | # of Bank Statements Required: 24]; Third Party Verification - 2022 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source:  | # of Bank Statements Required: 24]; Other - 2015 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt                               xxx xxx xxx No   xxx xxx   xxx xxx xxx None     No No xxx 0   0 0 2 0   24 xxx No                   xxx xxx               Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac Beacon 5.0 FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2020083 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 0   0 0 0 0   12 xxx No                   xxx xxx   No         Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No xxx     No   xxx xxx                         No No No No
xxx 2020085 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     No No xxx 0   0 0 0 0   12 xxx No                   xxx xxx 10.000% No         Yes Commitment Fee Simple Individual Trustee                         No Trustee No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx   Yes Yes   xxx xxx                         No No No No
xxx 2020093 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx   [Borrower -  | Primary Income - Wages]; Other - 2025 [Borrower -  | Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Primary Income - Wages]; VVOE - 2025 [Borrower -  | Primary Income - Wages]; WVOE - 2025 [Borrower -  | Primary Income - Wages]; W-2 - 2024 [Borrower -  | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower -  | Non-Primary Income - Wages]; Other - 2025 [Borrower -  | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Non-Primary Income - Wages]; VVOE - 2025 [Borrower -  | Non-Primary Income - Wages]; WVOE - 2025 [Borrower -  | Non-Primary Income - Wages]; W-2 - 2024 [Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 1   0 0 2 0     xxx No                   xxx xxx   No 15       Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No xxx     No   xxx xxx                         No No No No
xxx 2020082 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 24 Personal, Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0   0 0 0 0 12 12 xxx No                 240 xxx xxx   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No xxx     No   xxx xxx                         No No No No
xxx 2020089 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed         US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0 0 0 0 0 0   12 xxx No                   xxx xxx 64.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                       xxx     No   xxx xxx                         No No No No
xxx 2036790 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed         US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 24.000% xxx xxx   [Borrower -  | Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Primary Income - Wages]; Paystubs - 2025 [Borrower -  | Primary Income - Wages]; VVOE - 2025 [Borrower -  | Primary Income - Wages]; VVOE - 2025 [Borrower -  | Primary Income - Wages]; WVOE - 2025 [Borrower -  | Primary Income - Wages]; W-2 - 2024 [Borrower -  | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 19.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 19.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 19.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Account Statements - Personal - 2025 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Other - 2025 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2022 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 2 0 0 0 3 0   12 xxx No                   xxx xxx 10.000% No 24       Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx     No   xxx xxx                         No No No No
xxx 2026606 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed         US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 24 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     No No xxx 0 0 0 0 0 0   12 xxx No                 240 xxx xxx   No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual Yes   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                     No xxx   No No   xxx xxx                         No No No No
xxx 2026602 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0   0 0 0 0   12 xxx No                   xxx xxx 28.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2036788 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx   [Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     No No xxx 2   1 0 2 1     xxx No                 240 xxx xxx   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No xxx   No No   xxx xxx                         No No No No
xxx 2036784 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed Non-Employment Income   0     US Citizen US Citizen           xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                           Level 2-Stated/Not Verified   Level 3-Stated/Partially Verified   Level 1-Not Stated/Not Verified   No Yes 24 Business 92.000% xxx xxx   [Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) -  | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) -  | Non-Primary Income - Social Security]; 1099-SSA - 2024
  Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     No No xxx 0 0 0 0 0 0   12 xxx No                   xxx xxx   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity Yes   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No xxx   No No   xxx xxx                         No No No No
xxx 2026598 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 24 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0   0 0 0 0   12 xxx No                   xxx xxx 19.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2026601 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 36 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 68.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 68.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 68.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 68.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0   0 0 0 0   12 xxx No                   xxx xxx 22.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2036798 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx   [Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; WVOE - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 2   0 0 2 0     xxx No                   xxx xxx 38.000% No 21       Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2026597 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed           US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx   [Coborrower(s) -  | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) -  | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) -  | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 1yr P&L w/o Bank Statements                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 0 0 0 0 0 0     xxx No                 240 xxx xxx 35.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity Yes   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx   No No   xxx xxx                         No No No No
xxx 2036795 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed         US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx Third Party Prepared (Unaudited) [Borrower -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; P&L Statement - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040-ES - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040-ES - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 2 0 2 0 3 1     xxx No                   xxx xxx   No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No xxx   No No   xxx xxx                         No No No No
xxx 2036791 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 24 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     No No xxx 0   0 0 0 0   24 xxx No                   xxx xxx 24.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx   Yes No   xxx xxx                         No No No No
xxx 2036792 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No Yes 12 Business 100.000% xxx xxx   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 0   0 0 0 0   12 xxx No                   xxx xxx 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx   Yes No   xxx xxx                         No No No No
xxx 2036787 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Personal - 2025
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2025
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1099 Transcript - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1099 Transcript - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr 1099                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     Yes No xxx 0   0 0 2 0     xxx No                   xxx xxx 76.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx     No   xxx xxx                         No No No No
xxx 2036796 xxx   xxx       Yes No xxx xxx   xxx xxx xxx xxx No No xxx Self-Employed         US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx   [Coborrower(s) -  | Primary Income - Sole Proprietor]; Account Statements - Personal - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1099 - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2022
[Borrower]; Account Transcripts - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 1yr 1099                               xxx xxx xxx     xxx xxx   xxx xxx xxx None     N/A No xxx 0 2 0 0 0 1     xxx No                   xxx xxx 66.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                       xxx   No No   xxx xxx                         No No No No
xxx 2026599 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       N/A No xxx 0 0 0 0 0 0     xxx No 1.12 0.89               xxx xxx   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026604 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0 0 0 0 0 0     xxx No 1.26 0.8               xxx xxx   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No xxx         xxx xxx                         No No No No
xxx 2036786 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0 0 0 0 0 0     xxx No 1.06 0.95               xxx xxx   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                     No xxx         xxx xxx 0 0 0 0 0 0 0 0 0       No No No No
xxx 2026610 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       Yes No xxx 0 0 0 0 0 0     xxx No 1.05 0.95             240 xxx xxx 5.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity Yes   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx         xxx xxx 0 0 0 0 0 0             No No No No
xxx 2026613 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0 0 0 0 0 0     xxx No 1.03 0.97             240 xxx xxx 60.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026605 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       N/A No xxx 0 0 0 0 0 0     xxx No 1.03 0.97             240 xxx xxx 2.000% No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026608 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       Yes No xxx 0 0 0 0 0 0     xxx No 1.47 0.68               xxx xxx   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V8 Facta FICO Risk Score Classic 04                     No xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026600 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       N/A No xxx 0   0 0 0 0     xxx No 1.15 0.87               xxx xxx   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026603 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0   0 0 0 0     xxx No 1.12 0.89               xxx xxx   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No xxx         xxx xxx 0 0 0 0 0 0 0 0 0       No No No No
xxx 2026609 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       Yes No xxx 0 0 0 0 0 0     xxx No 1 1             240 xxx xxx 12.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac Beacon 5.0 FICO Risk Score Classic 04                       xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2026611 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       N/A No xxx 0   0 0 0 0     xxx No 1.03 0.97               xxx xxx 30.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx         xxx xxx 0 0 0 0 0 0 0 0 0       No No No No
xxx 2026607 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             Non-Permanent Resident Alien             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0 0 0 0 0 0     xxx No 1.48 0.67               xxx xxx   No         Yes Final Fee Simple Corp Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No xxx         xxx xxx                         No No No No
xxx 2026612 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx           US Citizen               xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       No No xxx 0   0 0 0 0     xxx No 0.85 1.18               xxx xxx 34.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             xxx         xxx xxx 0 0 0 0 0 0 0 0 0       No No No No
xxx 2036799 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx None     No No xxx 0 0 0 0 0 0     xxx No 1.16 0.86               xxx xxx 10.000% No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       xxx     No   xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No
xxx 2036783 xxx   xxx       No No xxx xxx   xxx xxx xxx xxx No No xxx             US Citizen             xxx xxx xxx xxx xxx xxx           xxx xxx xxx xxx xxx                                                       No No       xxx xxx         DSCR                               xxx xxx xxx Yes   xxx xxx   xxx xxx xxx       N/A No xxx 0 0 0 0 0 0     xxx No 1.03 0.97               xxx xxx   No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No xxx         xxx xxx 0 0 0 0 0 0 0 0 0 0 0 0 No No No No