The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 33,937,636 946,921 SH SOLE 0 0 946,921
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 19,171,023 453,430 SH SOLE 0 0 453,430
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 18,723,130 437,150 SH SOLE 0 0 437,150
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 18,262,660 338,448 SH SOLE 0 0 338,448
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 8,730,062 428,364 SH SOLE 0 0 428,364
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 8,228,529 103,791 SH SOLE 0 0 103,791
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,092,747 25,611 SH SOLE 0 0 25,611
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,651,728 97,049 SH SOLE 0 0 97,049
VANGUARD INDEX FDS GROWTH ETF 922908736 6,132,722 13,989 SH SOLE 0 0 13,989
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,102,747 207,788 SH SOLE 0 0 207,788
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 5,648,201 119,085 SH SOLE 0 0 119,085
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 5,309,522 79,223 SH SOLE 0 0 79,223
ISHARES TR CORE S&P TTL STK 464287150 4,793,927 35,500 SH SOLE 0 0 35,500
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,695,135 78,501 SH SOLE 0 0 78,501
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,479,585 38,195 SH SOLE 0 0 38,195
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 3,018,573 84,887 SH SOLE 0 0 84,887
INVESCO QQQ TR UNIT SER 1 46090E103 2,955,135 5,357 SH SOLE 0 0 5,357
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,806,893 44,057 SH SOLE 0 0 44,057
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,733,758 40,079 SH SOLE 0 0 40,079
APPLE INC COM 037833100 2,664,599 12,987 SH SOLE 0 0 12,987
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,435,547 6,651 SH SOLE 0 0 6,651
ISHARES TR MSCI INTL MOMENT 46434V449 2,407,627 52,695 SH SOLE 0 0 52,695
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 2,343,741 45,081 SH SOLE 0 0 45,081
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,161,401 74,660 SH SOLE 0 0 74,660
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 2,142,457 44,625 SH SOLE 0 0 44,625
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,072,804 17,077 SH SOLE 0 0 17,077
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,974,458 66,953 SH SOLE 0 0 66,953
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,850,844 56,240 SH SOLE 0 0 56,240
ISHARES TR CORE MSCI INTL 46435G326 1,845,626 24,272 SH SOLE 0 0 24,272
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,685,705 56,796 SH SOLE 0 0 56,796
RYAN SPECIALTY HOLDINGS INC CL A 78351F107 1,681,738 24,735 SH SOLE 0 0 24,735
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1,655,553 56,254 SH SOLE 0 0 56,254
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,648,684 38,711 SH SOLE 0 0 38,711
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,648,456 21,314 SH SOLE 0 0 21,314
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,635,197 35,432 SH SOLE 0 0 35,432
ORACLE CORP COM 68389X105 1,530,410 7,000 SH SOLE 0 0 7,000
MICROSOFT CORP COM 594918104 1,262,510 2,538 SH SOLE 0 0 2,538
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 994,516 3,927 SH SOLE 0 0 3,927
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 978,057 10,982 SH SOLE 0 0 10,982
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 945,133 18,801 SH SOLE 0 0 18,801
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 927,489 23,386 SH SOLE 0 0 23,386
ISHARES TR MSCI INTL QUALTY 46434V456 911,420 21,088 SH SOLE 0 0 21,088
VANGUARD INDEX FDS SM CP VAL ETF 922908611 873,438 4,479 SH SOLE 0 0 4,479
M & T BK CORP COM 55261F104 783,489 4,039 SH SOLE 0 0 4,039
EXXON MOBIL CORP COM 30231G102 727,381 6,748 SH SOLE 0 0 6,748
VANGUARD INDEX FDS TOTAL STK MKT 922908769 718,491 2,364 SH SOLE 0 0 2,364
ISHARES TR MSCI USA MMENTM 46432F396 706,578 2,940 SH SOLE 0 0 2,940
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 700,852 23,487 SH SOLE 0 0 23,487
NVIDIA CORPORATION COM 67066G104 659,138 4,172 SH SOLE 0 0 4,172
SPDR S&P 500 ETF TR TR UNIT 78462F103 577,690 935 SH SOLE 0 0 935
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 540,141 22,155 SH SOLE 0 0 22,155
GE AEROSPACE COM NEW 369604301 493,417 1,917 SH SOLE 0 0 1,917
AMAZON COM INC COM 023135106 484,852 2,210 SH SOLE 0 0 2,210
ISHARES GOLD TR ISHARES NEW 464285204 468,511 7,513 SH SOLE 0 0 7,513
PROCTER AND GAMBLE CO COM 742718109 459,001 2,881 SH SOLE 0 0 2,881
ISHARES TR CORE S&P MCP ETF 464287507 405,301 6,535 SH SOLE 0 0 6,535
META PLATFORMS INC CL A 30303M102 369,783 501 SH SOLE 0 0 501
ISHARES TR EAFE VALUE ETF 464288877 362,443 5,710 SH SOLE 0 0 5,710
SPDR GOLD TR GOLD SHS 78463V107 348,726 1,144 SH SOLE 0 0 1,144
ISHARES INC CORE MSCI EMKT 46434G103 345,538 5,756 SH SOLE 0 0 5,756
ADOBE INC COM 00724F101 309,504 800 SH SOLE 0 0 800
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 307,067 7,302 SH SOLE 0 0 7,302
ISHARES TR CORE S&P SCP ETF 464287804 294,004 2,690 SH SOLE 0 0 2,690
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 287,072 6,793 SH SOLE 0 0 6,793
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 278,637 1,122 SH SOLE 0 0 1,122
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 277,823 5,305 SH SOLE 0 0 5,305
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 271,502 6,409 SH SOLE 0 0 6,409
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 257,922 650 SH SOLE 0 0 650
GE VERNOVA INC COM 36828A101 251,875 476 SH SOLE 0 0 476
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 251,401 884 SH SOLE 0 0 884
SPDR SER TR NUVEEN BLMBRG MU 78468R721 241,173 5,399 SH SOLE 0 0 5,399
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 237,618 1,720 SH SOLE 0 0 1,720
ISHARES TR NEW YORK MUN ETF 464288323 233,431 4,477 SH SOLE 0 0 4,477
ISHARES TR 3 7 YR TREAS BD 464288661 231,392 1,943 SH SOLE 0 0 1,943
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 225,873 9,628 SH SOLE 0 0 9,628
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 223,467 8,329 SH SOLE 0 0 8,329
ISHARES TR S&P MC 400VL ETF 464287705 214,041 1,732 SH SOLE 0 0 1,732
DAVITA INC COM 23918K108 213,675 1,500 SH SOLE 0 0 1,500
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 202,692 1,868 SH SOLE 0 0 1,868
AMERICAN BATTERY TECHNOLOGY COM NEW 02451V309 81,000 50,000 SH SOLE 0 0 50,000
PIMCO NEW YORK MUN INCOME FD COM 72201E105 86,853 16,575 SH SOLE 0 0 16,575
PIMCO NEW YORK MUN FD II COM 72200Y102 104,731 15,585 SH SOLE 0 0 15,585