The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 304,679 1,641 SH SOLE 0 0 1,641
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,626,858 5,443 SH SOLE 0 0 5,443
ADOBE INC COM 00724F101 331,169 856 SH SOLE 0 0 856
ADVANCED MICRO DEVICES INC COM 007903107 794,072 5,596 SH SOLE 0 0 5,596
AIR PRODS & CHEMS INC COM 009158106 625,045 2,216 SH SOLE 0 0 2,216
AKEBIA THERAPEUTICS INC COM 00972D105 36,400 10,000 SH SOLE 0 0 10,000
ALPHABET INC CAP STK CL A 02079K305 289,370 1,642 SH SOLE 0 0 1,642
ALPHABET INC CAP STK CL C 02079K107 879,019 4,955 SH SOLE 0 0 4,955
AMAZON COM INC COM 023135106 4,065,955 18,533 SH SOLE 0 0 18,533
AMERICAN CENTY ETF TR US SML CP VALU 025072877 25,167,592 276,263 SH SOLE 0 0 276,263
APPLE INC COM 037833100 1,879,583 9,161 SH SOLE 0 0 9,161
ARCH CAP GROUP LTD ORD G0450A105 546,300 6,000 SH SOLE 0 0 6,000
ARK ETF TR FINTECH INNOVA 00214Q708 211,693 4,214 SH SOLE 0 0 4,214
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 269,791 3,026 SH SOLE 0 0 3,026
ARK ETF TR NEXT GNRTN INTER 00214Q401 276,756 1,875 SH SOLE 0 0 1,875
AT&T INC COM 00206R102 661,075 22,843 SH SOLE 0 0 22,843
AUTOZONE INC COM 053332102 408,345 110 SH SOLE 0 0 110
BANK AMERICA CORP COM 060505104 443,075 9,363 SH SOLE 0 0 9,363
BECTON DICKINSON & CO COM 075887109 283,351 1,645 SH SOLE 0 0 1,645
BLACKROCK ENHANCED EQUITY DI COM 09251A104 134,150 15,090 SH SOLE 0 0 15,090
BLACKSTONE INC COM 09260D107 459,959 3,075 SH SOLE 0 0 3,075
BOSTON SCIENTIFIC CORP COM 101137107 845,317 7,870 SH SOLE 0 0 7,870
BROADCOM INC COM 11135F101 763,125 2,768 SH SOLE 0 0 2,768
CAMECO CORP COM 13321L108 688,854 9,280 SH SOLE 0 0 9,280
CARNIVAL CORP UNIT 99/99/9999 143658300 730,192 25,967 SH SOLE 0 0 25,967
CATERPILLAR INC COM 149123101 453,047 1,167 SH SOLE 0 0 1,167
CERAGON NETWORKS LTD ORD M22013102 24,600 10,000 SH SOLE 0 0 10,000
CHENIERE ENERGY INC COM NEW 16411R208 493,499 2,027 SH SOLE 0 0 2,027
CHEVRON CORP NEW COM 166764100 1,447,253 10,107 SH SOLE 0 0 10,107
COCA COLA CO COM 191216100 332,979 4,706 SH SOLE 0 0 4,706
COHERENT CORP COM 19247G107 347,741 3,898 SH SOLE 0 0 3,898
COMCAST CORP NEW CL A 20030N101 203,532 5,703 SH SOLE 0 0 5,703
CONSTELLATION ENERGY CORP COM 21037T109 524,458 1,625 SH SOLE 0 0 1,625
CROWDSTRIKE HLDGS INC CL A 22788C105 320,865 630 SH SOLE 0 0 630
CSX CORP COM 126408103 283,911 8,701 SH SOLE 0 0 8,701
CVS HEALTH CORP COM 126650100 246,440 3,573 SH SOLE 0 0 3,573
DANAHER CORPORATION COM 235851102 217,096 1,099 SH SOLE 0 0 1,099
DEERE & CO COM 244199105 225,077 443 SH SOLE 0 0 443
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 14,095,778 470,016 SH SOLE 0 0 470,016
DISNEY WALT CO COM 254687106 388,636 3,134 SH SOLE 0 0 3,134
ELI LILLY & CO COM 532457108 3,213,280 4,122 SH SOLE 0 0 4,122
ETF SER SOLUTIONS DEFIANCE CONNECT 26922A289 228,849 4,338 SH SOLE 0 0 4,338
EXACT SCIENCES CORP COM 30063P105 265,700 5,000 SH SOLE 0 0 5,000
EXELON CORP COM 30161N101 218,070 5,022 SH SOLE 0 0 5,022
EXXON MOBIL CORP COM 30231G102 3,204,006 29,722 SH SOLE 0 0 29,722
F5 INC COM 315616102 208,967 710 SH SOLE 0 0 710
FORD MTR CO COM 345370860 133,502 12,304 SH SOLE 0 0 12,304
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 10,445,599 192,333 SH SOLE 0 0 192,333
FULTON FINL CORP PA COM 360271100 1,721,709 95,438 SH SOLE 0 0 95,438
GABELLI EQUITY TR INC COM 362397101 108,392 18,624 SH SOLE 0 0 18,624
GABELLI UTIL TR COM 36240A101 105,200 18,138 SH SOLE 0 0 18,138
GALLAGHER ARTHUR J & CO COM 363576109 1,760,660 5,500 SH SOLE 0 0 5,500
GE AEROSPACE COM NEW 369604301 249,948 971 SH SOLE 0 0 971
GLOBAL X FDS US INFR DEV ETF 37954Y673 342,468 7,858 SH SOLE 0 0 7,858
HONEYWELL INTL INC COM 438516106 307,402 1,320 SH SOLE 0 0 1,320
ILLINOIS TOOL WKS INC COM 452308109 568,675 2,300 SH SOLE 0 0 2,300
INNOVIZ TECHNOLOGIES LTD SHS M5R635108 17,707 10,797 SH SOLE 0 0 10,797
INTERNATIONAL BUSINESS MACHS COM 459200101 508,053 1,723 SH SOLE 0 0 1,723
INTUIT COM 461202103 362,310 460 SH SOLE 0 0 460
ISHARES TR NATIONAL MUN ETF 464288414 3,398,525 32,528 SH SOLE 0 0 32,528
JOHNSON & JOHNSON COM 478160104 246,863 1,616 SH SOLE 0 0 1,616
JPMORGAN CHASE & CO. COM 46625H100 2,333,836 8,050 SH SOLE 0 0 8,050
MARVELL TECHNOLOGY INC COM 573874104 406,427 5,251 SH SOLE 0 0 5,251
MCDONALDS CORP COM 580135101 379,260 1,298 SH SOLE 0 0 1,298
MERCK & CO INC COM 58933Y105 458,944 5,798 SH SOLE 0 0 5,798
META PLATFORMS INC CL A 30303M102 644,201 873 SH SOLE 0 0 873
MICRON TECHNOLOGY INC COM 595112103 204,965 1,663 SH SOLE 0 0 1,663
MICROSOFT CORP COM 594918104 3,199,898 6,433 SH SOLE 0 0 6,433
NEXTERA ENERGY INC COM 65339F101 774,284 11,154 SH SOLE 0 0 11,154
NORTHROP GRUMMAN CORP COM 666807102 499,980 1,000 SH SOLE 0 0 1,000
NORWOOD FINANCIAL CORP COM 669549107 606,552 23,528 SH SOLE 0 0 23,528
NVIDIA CORPORATION COM 67066G104 1,804,959 11,425 SH SOLE 0 0 11,425
OCEANFIRST FINL CORP COM 675234108 468,091 26,581 SH SOLE 0 0 26,581
ORACLE CORP COM 68389X105 872,751 3,992 SH SOLE 0 0 3,992
PEOPLES FINL SVCS CORP COM 711040105 1,414,697 28,655 SH SOLE 0 0 28,655
PEPSICO INC COM 713448108 314,762 2,384 SH SOLE 0 0 2,384
PHILIP MORRIS INTL INC COM 718172109 225,691 1,239 SH SOLE 0 0 1,239
PNC FINL SVCS GROUP INC COM 693475105 678,888 3,642 SH SOLE 0 0 3,642
PROCTER AND GAMBLE CO COM 742718109 376,541 2,363 SH SOLE 0 0 2,363
PROSHARES TR PSHS ULT S&P 500 74347R107 224,459 2,297 SH SOLE 0 0 2,297
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 269,031 3,196 SH SOLE 0 0 3,196
QUALCOMM INC COM 747525103 278,624 1,749 SH SOLE 0 0 1,749
ROCKWELL AUTOMATION INC COM 773903109 567,014 1,707 SH SOLE 0 0 1,707
ROYAL CARIBBEAN GROUP COM V7780T103 292,117 933 SH SOLE 0 0 933
RTX CORPORATION COM 75513E101 228,453 1,565 SH SOLE 0 0 1,565
S&P GLOBAL INC COM 78409V104 263,118 499 SH SOLE 0 0 499
SCHWAB CHARLES CORP COM 808513105 429,284 4,705 SH SOLE 0 0 4,705
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,891,845 65,968 SH SOLE 0 0 65,968
SOUTHERN CO COM 842587107 289,789 3,156 SH SOLE 0 0 3,156
SPDR GOLD TR GOLD SHS 78463V107 342,324 1,123 SH SOLE 0 0 1,123
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,281,221 5,311 SH SOLE 0 0 5,311
SPDR SERIES TRUST S&P BIOTECH 78464A870 233,695 2,818 SH SOLE 0 0 2,818
T-MOBILE US INC COM 872590104 299,493 1,257 SH SOLE 0 0 1,257
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 410,174 1,689 SH SOLE 0 0 1,689
TESLA INC COM 88160R101 358,320 1,128 SH SOLE 0 0 1,128
UNITEDHEALTH GROUP INC COM 91324P102 307,484 986 SH SOLE 0 0 986
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 603,580 5,962 SH SOLE 0 0 5,962
VANGUARD INDEX FDS MID CAP ETF 922908629 1,131,403 4,043 SH SOLE 0 0 4,043
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 37,245,239 65,569 SH SOLE 0 0 65,569
VERIZON COMMUNICATIONS INC COM 92343V104 563,261 13,017 SH SOLE 0 0 13,017
VERTEX PHARMACEUTICALS INC COM 92532F100 210,580 473 SH SOLE 0 0 473
VISA INC COM CL A 92826C839 551,748 1,554 SH SOLE 0 0 1,554
WALMART INC COM 931142103 311,130 3,182 SH SOLE 0 0 3,182
WELLS FARGO CO NEW COM 949746101 288,352 3,599 SH SOLE 0 0 3,599
WISDOMTREE TR US QTLY DIV GRT 97717X669 15,293,027 182,625 SH SOLE 0 0 182,625