COLT SECURITIZATION DEPOSITOR, LLC ABS-15G
Exhibit 99.30
Loan ID | Deal ID | Seller Loan ID | Investor Loan ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
XXXX | 4350115898 | XXXX | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
XXXX | 4350115945 | XXXX | XXXX | XXXX | B1 Verified Citizenship Designation | fraudReportPage | Permanent Non-US Citizen | Permanent Resident Alien | B1 Verified Citizenship Designation updated Correctly. |
XXXX | 4350115930 | XXXX | XXXX | XXXX | Borrower 1 FTHB | the1003Page | true | N | Borrower is FTHB |
XXXX | 4350115892 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | True data Captured incorrectly.Updated Asset depletion income as Other. |
XXXX | 4350115893 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | Borrower has No Other Income. |
XXXX | 4350115898 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | True data shows incorrect data. Updated Asset Depletion income under Other Income. |
XXXX | 4350115899 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | Borrower 1 Other Income updated but not reflected in true data. |
XXXX | 4350115911 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | Updated as per Final 1003.B1 has SSI income.True Data captured incorrectly. |
XXXX | 4350115920 | XXXX | XXXX | XXXX | Borrower 1 Other Income | the1003Page | XXXX | XXXX | Borrower 1 Other Income updated but not reflecting in true data. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 1 Other Income Amount 2 | the1003Page | XXXX | XXXX | Lender provided an updated/corrected 1003 & 1008 to change income calculations. |
XXXX | 4350115911 | XXXX | XXXX | XXXX | Borrower 1 Other Income Amount 2 | the1003Page | XXXX | XXXX | Updated as per Final 1003.B1 has Retirement income.True Data captured incorrectly. |
XXXX | 4350115910 | XXXX | XXXX | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | B1 self employment flag updated as per final 1003 |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | Lender provided an updated/corrected 1003 & 1008 to change income calculations. |
XXXX | 4350115899 | XXXX | XXXX | XXXX | Borrower 2 Employer 1 Yrs on Job | the1003Page | XXXX | XXXX | Borrower 2 Employer 1 Yrs on Job verified from final 1003. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 2 Other Income | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115911 | XXXX | XXXX | XXXX | Borrower 2 Other Income | the1003Page | XXXX | XXXX | Updated as per Final 1003.B2 has SSI income.True Data captured incorrectly. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 2 Other Income Amount 2 | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115898 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115899 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Borrower 2 Sex - XXXX verified from final 1003. |
XXXX | 4350115907 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115911 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Updated as per Final 1003. |
XXXX | 4350115912 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Borrower 2 Sex is XXXX confirmed from ID. |
XXXX | 4350115922 | XXXX | XXXX | XXXX | Borrower 2 Sex - Female | the1003Page | XXXX | XXXX | Borrower 2 - XXXX updated as per final 1003. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | Lender provided an updated/corrected 1003 & 1008 to change income calculations. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Updated as per Final CD. |
XXXX | 4350115895 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close updated as per Final CD. |
XXXX | 4350115897 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Per final CD. |
XXXX | 4350115898 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Updated as per Final CD. |
XXXX | 4350115899 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close verified from final CD. |
XXXX | 4350115901 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close is $XXXX |
XXXX | 4350115902 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close is $XXXX |
XXXX | 4350115904 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close is $XXXX |
XXXX | 4350115907 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Updated as per Final CD-Cash to Close. |
XXXX | 4350115913 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close verified from final CD. |
XXXX | 4350115915 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close Verified from final CD. |
XXXX | 4350115922 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close Verified from final CD. |
XXXX | 4350115936 | XXXX | XXXX | XXXX | Cash to Close | finalCdDetailPage | XXXX | XXXX | Cash to Close is to Borrower amount of $XXXX |
XXXX | 4350115940 | XXXX | XXXX | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | |
XXXX | 4350115951 | XXXX | XXXX | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | Borrower 1 qualified with Asset Depletion. Borrower 2 qualified with Asset Depletion & Schedule C Self-employment. |
XXXX | 4350115952 | XXXX | XXXX | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | Loan Program updated as per the Qualified Income Asset Depletion |
XXXX | 4350115890 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR. |
XXXX | 4350115897 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR Confirmed. |
XXXX | 4350115903 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Subject loan is DSCR. |
XXXX | 4350115904 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR. |
XXXX | 4350115907 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Subject loan is DSCR. |
XXXX | 4350115908 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR Confirmed. |
XXXX | 4350115913 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type Confirmed DSCR. |
XXXX | 4350115919 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Subject loan is DSCR. |
XXXX | 4350115921 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type DSCR Confirmed. |
XXXX | 4350115922 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR Confirmed. |
XXXX | 4350115925 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR Confirmed. |
XXXX | 4350115931 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR. |
XXXX | 4350115935 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type is DSCR. |
XXXX | 4350115942 | XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | LoanType Dscr Confirmed per approval certificate |
XXXX | 4350115903 | XXXX | XXXX | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | XXXX | XXXX | True Data Shows Inclusive of insurance company for Unit A required the borrower to get just the liability coverage for XXXX. Therefore, there are two invoices for XXXX and One for XXXX. |
XXXX | 4350115895 | XXXX | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | Monthly Taxes are combination of city + county taxes. |
XXXX | 4350115919 | XXXX | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | True Data shows Inclusive of Both City & County Taxes. |
XXXX | 4350115932 | XXXX | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | City Property Tax $XXXX & Village Property Tax $XXXX in file. |
XXXX | 4350115936 | XXXX | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | Monthly Property Tax Amount is $XXXX |
XXXX | 4350115889 | XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Note Date is XXXX |
XXXX | 4350115890 | XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Note Date is XXXX |
XXXX | 4350115928 | XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Note Date XXXX Confirmed |
XXXX | 4350115929 | XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | True data is correct, verified from Note document on page # 425. |
XXXX | 4350115945 | XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Note date verified from Note document |
XXXX | 4350115889 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Originator Doc Type is DSCR. |
XXXX | 4350115890 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Originator Doc Type is DSCR. |
XXXX | 4350115906 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Originator Doc Type Dscr Confirmed |
XXXX | 4350115924 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Originatoor Doc type dscr confirmed |
XXXX | 4350115939 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Confirmed Originator Doc type is DSCR. |
XXXX | 4350115941 | XXXX | XXXX | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified | Originator doc type updated as per DSCR. |
XXXX | 4350115889 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Originator QM Status is ATR/QM: Exempt. |
XXXX | 4350115890 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Originator QM Status is ATR/QM: Exempt. |
XXXX | 4350115900 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Originator QM Status is ATR/QM: Exempt. |
XXXX | 4350115905 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (SH) | Originator QM Status is Non-QM: Lender documented all ATR UW factors. |
XXXX | 4350115916 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | Eligible | Originator QM Status is Non-QM: Lender documented all ATR UW factors. |
XXXX | 4350115918 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | OriginatorQM Status Non-qm Confirmed |
XXXX | 4350115923 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | QM: Safe Harbor (SH) | Originator QM Status is ATR/QM: Exempt. |
XXXX | 4350115927 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is Non-QM: Lender documented all ATR UW factors. |
XXXX | 4350115928 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | Eligible | OriginatorQM Status Non-QM Lender Confirmed |
XXXX | 4350115948 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (SH) | Originator QM Status is Non-QM: Lender documented all ATR UW factors. |
XXXX | 4350115949 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status non-qm Lender confirmed |
XXXX | 4350115953 | XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | QM: Safe Harbor (SH) | Occupancy is Investment Originator QM Status needs to be ATR/QM: Exempt |
XXXX | 4350115906 | XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | |
XXXX | 4350115891 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value is $XXXX but used $$ XXXX for qualifying as previous sale within the 6 Months. |
XXXX | 4350115905 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value is $XXXX |
XXXX | 4350115930 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value is $XXXX |
XXXX | 4350115940 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value is $XXXX. Tape Value is the Sales Price. |
XXXX | 4350115948 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value is $XXXX. Tape Data is the Sales Price. |
XXXX | 4350115952 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value of $XXXX verified & updated as per the Appraisal |
XXXX | 4350115954 | XXXX | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Primary Appraised Property Value of $XXXX verified & updated as per the Appraisal |
XXXX | 4350115920 | XXXX | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | Property Address verified from Note & DOT. |
XXXX | 4350115926 | XXXX | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | Per note |
XXXX | 4350115948 | XXXX | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | True Data Property Address formatted as shown on the Note & Mortgage. |
XXXX | 4350115951 | XXXX | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | True Data property address formatted exactly as shown on the Note and Mortgage. |
XXXX | 4350115912 | XXXX | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type is 2-4 unit confirmed from appraisal report. |
XXXX | 4350115914 | XXXX | XXXX | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Property type is PUD verified from appraisal page 33 and PUD rider is on page 471 |
XXXX | 4350115925 | XXXX | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type verified from appraisal report. |
XXXX | 4350115932 | XXXX | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type Two to Four Unit verified from appraisal report. |
XXXX | 4350115889 | XXXX | XXXX | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Property Value is XXXX |
XXXX | 4350115890 | XXXX | XXXX | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Property Value is XXXX |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | Zip Code Confirmed. Tape Data is missing the leading zero. |
XXXX | 4350115908 | XXXX | XXXX | XXXX | Qualifying CLTV | propertyValuationPage | 30.29 | 31 | Loan Amount $XXXX/ Appraised Value $XXXX = 30.29% is rounded up to 31% |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 39.78 | 39.01 | Lender provided an updated/corrected 1003 & 1008 to change income calculations and the corresponding DTI. The True Data is correct and is the most-recent lender calculation |
XXXX | 4350115912 | XXXX | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | 324.36 | DTI & HTI not applicable on DSCR loans. |
XXXX | 4350115949 | XXXX | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 15.03 | 14.23 | HTI Matches with Provided Updated 1008 in (Findings), Changes made |
XXXX | 4350115908 | XXXX | XXXX | XXXX | Qualifying LTV | propertyValuationPage | 30.29 | 31 | Loan Amount $XXXX/ Appraised Value $XXXX = 30.29% is rounded up to 31% |
XXXX | 4350115893 | XXXX | XXXX | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | This is IO Loan, Monthly Payment will be in the amount of U.S. $XXXX for the first 120 months of this Note, and thereafter will be in the amount of U.S. $XXXX |
XXXX | 4350115909 | XXXX | XXXX | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | This is IO Loan, The monthly Payment will be in the amount of U.S. $XXXX for the first 120 months of this Note, and thereafter will be in the amount of U.S. $XXXX |
XXXX | 4350115925 | XXXX | XXXX | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | ARM Interest only Note hence consider 1 option. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.18 | 48.22 | Lender provided an updated/corrected 1003 & 1008 to change income calculations and the corresponding DTI. The True Data is correct and is the most-recent lender calculation. |
XXXX | 4350115903 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 1896.74 | Subject loan is DSCR. |
XXXX | 4350115912 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 788.56 | DTI & HTI not applicable on DSCR loans. |
XXXX | 4350115914 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 3.17 | 3.15 | DTI discrepancy on the loan, as per the DTI calculations our calculated DTI is 3.17% matching with 1008 whereas Tape data showing 3.15% DTI Variance is 0.02 within tolerance due to the difference in insurance premium our calculated insurance premium as per insurance document page 331 is $XXXX whereas as per first payment letter page 470 and Final CD page 149 insurance premium reflecting $XXXX |
XXXX | 4350115918 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.57 | 25.19 | DTI 25.57 Confirmed as all liabilities entered from Gap Credit report |
XXXX | 4350115940 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.91 | 47.26 | This is ARM Interest only Loan, DTI getting variance due to the P&I payment used to qualify. |
XXXX | 4350115944 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.11 | 35.95 | DTI difference is 0.16% which is within the variance limit and does not exceed the guideline limit of 50% |
XXXX | 4350115945 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.77 | 43.18 | DTI discrepancy on the loan, as per the DTI calculations our calculated DTI is 42.77% but Originator DTI is 43.18% Variance is 0.41 % within tolerance. |
XXXX | 4350115949 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.56 | 20.41 | DTI Matches with Provided Updated 1008 in (Findings), Changes made |
XXXX | 4350115950 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.52 | 35.27 | Due to income variance getting discrepancy and DTI with in tolerance limit. |
XXXX | 4350115951 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.49 | 49.66 | Audit DTI is 47.4874%, rounded to 47.49%. DIfference is in the qualifying P&I ARM payment. Lender used a rate of 8.802% and P&I of XXXX. Audit used a rate of 8.750% (rounded to the nearest 0.125%) and a P&I of $XXXX. DTI per the 1008 is 47.62%. Source of this tape data is unknown. |
XXXX | 4350115952 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.97 | 48.53 | Difference in DTI is due to a calculation difference in the Asset Depletion income. Lender had different figures for the Cash to Close to be deducted as well as an XXXX |
XXXX | 4350115910 | XXXX | XXXX | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX | XXXX | Qualifying Total Housing expenses PITIA is matching Tape data not included HOA amount. |
XXXX | 4350115914 | XXXX | XXXX | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX | XXXX | Qualifying Total Housing expenses PITIA is matching with 1008 Tape data not included HOA amount. |
XXXX | 4350115929 | XXXX | XXXX | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX | XXXX | True data is correct, tape data shows only P&I amount whereas true data shows PITIA. |
XXXX | 4350115891 | XXXX | XXXX | XXXX | Refinance Type | the1003Page | Cash Out - Other | Limited Cash Out - <2% of Loan Amount or $XXXX | Refinance Type is cash out other as $XXXX is going to borrower. |
XXXX | 4350115903 | XXXX | XXXX | XXXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Confirmed cash out per final CD |
XXXX | 4350115931 | XXXX | XXXX | XXXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Limited Cash Out - <2% of Loan Amount or $XXXX | Refinance Type, No cash out. Less than $XXXX |
XXXX | 4350115893 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc | Verified Doc Type is 1YR Full Doc. |
XXXX | 4350115894 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | Full Doc | Subject loan Qualifying with Asset Depletion. |
XXXX | 4350115895 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Asset Utilization (No DTI) | Full Doc | Borrower is qualifying with Asset Depleting no DTI. |
XXXX | 4350115897 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Verified Doc Type is DSCR |
XXXX | 4350115898 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc | B1 income qualifying with Wage. |
XXXX | 4350115900 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | Income Verified from 12 Month Bank Statement. |
XXXX | 4350115904 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Verified Doc Type is DSCR. |
XXXX | 4350115907 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Subject loan is DSCR. |
XXXX | 4350115908 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Verified Doc Type is DSCR Confirmed. |
XXXX | 4350115909 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | Verified Doc Type is 12 Month Bank Statement. |
XXXX | 4350115910 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Asset Utilization (No DTI) | ALT DOC | Doctype updated per loan program & documentation. |
XXXX | 4350115913 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Alternative | Verified Doc Type is DSCR Confirmed. |
XXXX | 4350115914 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | Doctype updated per loan program & documentation. |
XXXX | 4350115917 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | True data is correct, 12 months bank statements were used for qualification. |
XXXX | 4350115919 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Subject loan is DSCR. |
XXXX | 4350115920 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Alternative | Verified from 12 Month Bank Statement. |
XXXX | 4350115921 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Alternative | Verified Doc Type is DSCR Confirmed. |
XXXX | 4350115922 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | No Documentation | Verified Doc Type is DSCR Confirmed. |
XXXX | 4350115925 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Verified Doc Type is DSCR Confirmed. |
XXXX | 4350115932 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | Verified Doc Type from 12 Month Bank Statement. |
XXXX | 4350115935 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Alternative | Verified Doc Type is DSCR. |
XXXX | 4350115936 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | Verified Doc Type is 12 Month Bank Statement. |
XXXX | 4350115937 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | 12 Month Bank Statement is a part of Alt Doc. |
XXXX | 4350115944 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | 12 months Bank Statements = Alt Doc |
XXXX | 4350115945 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | Doctype updated as per loan program and documentation. |
XXXX | 4350115951 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | FullDocumentation | Borrower 1 qualified with Asset Depletion. Borrower 2 qualified with Asset Depletion & Schedule C Self-employment. |
XXXX | 4350115952 | XXXX | XXXX | XXXX | Verified Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | FullDocumentation | Verified Doc Type updated as per the Qualified Income Asset Depletion |