The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 418,456 3,714 SH SOLE 0 0 3,714
ALPHABET INC CAP STK CL C 02079K107 850,286 4,793 SH SOLE 0 0 4,793
ALPHABET INC CAP STK CL A 02079K305 278,091 1,578 SH SOLE 0 0 1,578
AMAZON COM INC COM 023135106 999,541 4,556 SH SOLE 0 0 4,556
APPLE INC COM 037833100 789,431 3,848 SH SOLE 0 0 3,848
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 247,817 7,656 SH SOLE 0 0 7,656
BROADCOM INC COM 11135F101 313,414 1,137 SH SOLE 0 0 1,137
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 9,434,200 295,093 SH SOLE 0 0 295,093
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,021,918 38,288 SH SOLE 0 0 38,288
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 998,749 36,160 SH SOLE 0 0 36,160
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 1,656,055 49,243 SH SOLE 0 0 49,243
EXXON MOBIL CORP COM 30231G102 315,746 2,929 SH SOLE 0 0 2,929
META PLATFORMS INC CL A 30303M102 605,930 821 SH SOLE 0 0 821
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,821,056 19,375 SH SOLE 0 0 19,375
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404 1,581,471 84,525 SH SOLE 0 0 84,525
ISHARES INC MSCI GBL MIN VOL 464286525 623,133 5,255 SH SOLE 0 0 5,255
ISHARES TR CORE US AGGBD ET 464287226 1,269,149 12,794 SH SOLE 0 0 12,794
ISHARES TR NEW YORK MUN ETF 464288323 912,947 17,510 SH SOLE 0 0 17,510
ISHARES TR NATIONAL MUN ETF 464288414 812,046 7,772 SH SOLE 0 0 7,772
ISHARES TR MSCI USA QLT FCT 46432F339 583,167 3,190 SH SOLE 0 0 3,190
ISHARES INC MSCI GBL GOLD MN 46434G855 1,494,645 34,140 SH SOLE 0 0 34,140
ISHARES INC EMNG MKTS EQT 46434G889 2,351,482 45,160 SH SOLE 0 0 45,160
ISHARES TR U S EQUITY FACTR 46434V282 9,962,994 155,356 SH SOLE 0 0 155,356
ISHARES TR US SML CAP EQT 46434V290 2,169,650 31,930 SH SOLE 0 0 31,930
ISHARES TR GLOBAL EQUITY 46434V316 1,461,642 30,327 SH SOLE 0 0 30,327
ISHARES TR 0-5YR HI YL CP 46434V407 462,290 10,716 SH SOLE 0 0 10,716
ISHARES TR CORE TOTAL USD 46434V613 493,433 10,673 SH SOLE 0 0 10,673
ISHARES TR CORE DIV GRWTH 46434V621 10,221,300 159,858 SH SOLE 0 0 159,858
ISHARES TR INTL DIV GRWTH 46435G524 1,436,359 18,207 SH SOLE 0 0 18,207
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,707,418 16,957 SH SOLE 0 0 16,957
JPMORGAN CHASE & CO. COM 46625H100 315,422 1,088 SH SOLE 0 0 1,088
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 4,594,588 99,192 SH SOLE 0 0 99,192
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 215,402 3,795 SH SOLE 0 0 3,795
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 779,919 16,178 SH SOLE 0 0 16,178
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 701,952 13,832 SH SOLE 0 0 13,832
ELI LILLY & CO COM 532457108 203,457 261 SH SOLE 0 0 261
MICROSOFT CORP COM 594918104 846,681 1,702 SH SOLE 0 0 1,702
NETFLIX INC COM 64110L106 250,417 187 SH SOLE 0 0 187
NORFOLK SOUTHN CORP COM 655844108 268,001 1,047 SH SOLE 0 0 1,047
NVIDIA CORPORATION COM 67066G104 818,123 5,178 SH SOLE 0 0 5,178
PIMCO ETF TR MULTISECTOR BD 72201R585 3,572,319 134,601 SH SOLE 0 0 134,601
RBB FUND TRUST FIRST EAGLE GBL 75526L886 5,894,868 146,020 SH SOLE 0 0 146,020
SPDR S&P 500 ETF TR TR UNIT 78462F103 359,589 582 SH SOLE 0 0 582
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 263,375 11,669 SH SOLE 0 0 11,669
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 359,833 3,775 SH SOLE 0 0 3,775
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 263,193 6,328 SH SOLE 0 0 6,328
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 298,178 3,251 SH SOLE 0 0 3,251
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,746,655 140,429 SH SOLE 0 0 140,429
VANECK ETF TRUST GOLD MINERS ETF 92189F106 239,514 4,601 SH SOLE 0 0 4,601
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 554,299 2,708 SH SOLE 0 0 2,708
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 272,448 687 SH SOLE 0 0 687
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,088,250 96,269 SH SOLE 0 0 96,269
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 203,071 3,562 SH SOLE 0 0 3,562
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,619,179 17,967 SH SOLE 0 0 17,967
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 250,144 4,976 SH SOLE 0 0 4,976
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 582,606 2,346 SH SOLE 0 0 2,346
VANGUARD WORLD FD INF TECH ETF 92204A702 204,954 309 SH SOLE 0 0 309
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,448,025 19,078 SH SOLE 0 0 19,078
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 348,331 7,104 SH SOLE 0 0 7,104
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 906,230 1,595 SH SOLE 0 0 1,595
VANGUARD INDEX FDS GROWTH ETF 922908736 7,964,490 18,167 SH SOLE 0 0 18,167
VANGUARD INDEX FDS SMALL CP ETF 922908751 211,548 893 SH SOLE 0 0 893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,819,353 5,986 SH SOLE 0 0 5,986
VISA INC COM CL A 92826C839 258,020 727 SH SOLE 0 0 727
WALMART INC COM 931142103 216,813 2,217 SH SOLE 0 0 2,217