| Loan Number |
Loan ID |
QM Status |
ATR |
Exempt Reason |
TRID Flag |
Bank Statement Flag |
Business/Personal Bank Statement |
Foreign National Flag |
Bank Statement Months |
Number of Units |
Lease In Place Indicator |
Short Term Rental indicator |
Title Vesting Type |
AUS/GSE Eligible Flag |
Non-QM DocType Flag |
Non-QM DTI Flag |
Non-QM Points and Fees Flag |
Non-QM Appendix Q Flag |
Non-QM IO Flag |
Non-QM Investment Property Exemption Flag |
Non-QM Business Purpose / Foreign National |
Non-QM Loan Term Exceeds 30 yrs |
Primary Borrower Retired Flag |
Co-Borrower Retired Flag |
State of Formation |
Length of Self-Employment |
Co-Borrower Length of Self-Employment |
Qualifying Rent |
Business Expense-to-Income Ratio |
Source of Business Expense-to-Income Ratio |
Third Party Preparer |
Debt Service Coverage Ratio (DSCR) |
Rent Source |
DSCR PITIA |
Residual Income |
Borr 1 - Income Qual Months Personal Bank Statements |
Borr 1 - Income Qual Months Business Bank Statements |
Borr 1 - Income Qual Years W2 |
Borr 1 - Income Qual Years Tax Returns |
Borr 1 - Income Qual WVOE Months |
Borr 1 - Income Qual PNL Letter |
Borr 1 - Income Qual CPA Letter |
Borr 1 - Income Qual Number Paystubs |
Borr 2 - Income Qual Months Personal Bank Statements |
Borr 2 -Income Qual Months Business Bank Statements |
Borr 2 - Income Qual Years W2 |
Borr 2 - Income Qual Years Tax Returns |
Borr 2 - Income Qual WVOE Months |
Borr 2 - Income Qual PNL Letter |
Borr 2 - Income Qual CPA Letter |
Borr 2 - Income Qual Number Paystubs |