Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

257NQM0775

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

Alternate Income Documentation

14595.00

XXXXXX

6.430%

Manual Underwriting

7.768%

7.500%

XXXXXX

N/A

XXXXXX

49.87%

Self-Employed

1YR Business P&L

N/A

Yes

N/A

0.00%

100.00%

Third-Party Prepared (Unaudited)

Tax Preparer

N/A

Yes

257NQM0804

XXXXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Alternate Income Documentation

9844.00

XXXXXX

6.400%

Manual Underwriting

7.633%

7.375%

XXXXXX

N/A

XXXXXX

42.96%

Self-Employed

1YR Business P&L

N/A

Yes

N/A

0.00%

100.00%

Proceeds from Sale,Stocks/Bonds

Third-Party Prepared (Unaudited)

Tax Preparer

N/A

Yes

N/A

257NQM0861

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.999%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.46

257NQM0730

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.224

1.22

257NQM0713

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.102

1.1

257NQM0731

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

3 - Verified<2Mos

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.291

1.05

257NQM0714

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.206

1.05

257NQM0742

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.22

1.21

257NQM0767

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.197

1.19

257NQM0715

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.364

1.36

257NQM0732

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.222

1.02

257NQM0733

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.231

1.23

257NQM0863

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

7955.00

XXXXXX

6.760%

Manual Underwriting

7.339%

7.000%

XXXXXX

N/A

XXXXXX

36.58%

40.84%

Self-Employed

W2/1099 Verified

N/A

Yes

N/A

0.00%

100.00%

N/A

257NQM0721

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.081

1.09

257NQM0757

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

Alternate Income Documentation

24013.75

XXXXXX

6.360%

Manual Underwriting

7.814%

7.490%

XXXXXX

N/A

XXXXXX

9.33%

12.20%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

55.00%

45.00%

N/A

257NQM0726

XXXXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Alternate Income Documentation

6050.00

XXXXXX

6.730%

Manual Underwriting

7.592%

7.375%

XXXXXX

N/A

XXXXXX

Annually

28.72%

29.04%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Yes

N/A

Yes

257NQM0734

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$172,000.00

8.125%

XXXXXX

N/A

XXXXXX

25.20%

Yes

Self-Employed

2YR Business P&L

N/A

91.52%

100.00%

Audited

CPA

N/A

Yes

N/A

257NQM0839

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

QM Points and Fees Exceeded

15245.00

XXXXXX

6.730%

Manual Underwriting

8.141%

7.750%

XXXXXX

N/A

XXXXXX

45.11%

45.07%

Self-Employed

1YR Business P&L

N/A

0.00%

100.00%

Audited

CPA

N/A

Yes

N/A

257NQM0755

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

Stocks/Bonds

N/A

Yes

1.098

1.0

257NQM0720

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

XXXXXX

N/A

XXXXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

Stocks/Bonds

N/A

Yes

1.09

1.0

257NQM0712

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

Stocks/Bonds

N/A

Yes

1.03

1.0

257NQM0818

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

Alternate Income Documentation

23995.00

XXXXXX

6.780%

Manual Underwriting

7.351%

7.125%

XXXXXX

N/A

XXXXXX

Annually

7.34%

6.57%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Yes

N/A

0.0

257NQM0795

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

QM Points and Fees Exceeded

25675.00

XXXXXX

6.780%

Manual Underwriting

8.419%

7.999%

XXXXXX

N/A

XXXXXX

43.74%

Self-Employed

1YR Business P&L

N/A

98.13%

100.00%

Third-Party Prepared (Unaudited)

Tax Preparer

N/A

Yes

180

N/A

257NQM0735

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.337

1.33

257NQM0736

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.375%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.36

257NQM0764

XXXXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Alternate Income Documentation

6613.20

XXXXXX

6.780%

Manual Underwriting

7.602%

7.490%

XXXXXX

Yes

XXXXXX

Monthly

25.04%

Not Employed

Asset Depletion – Debt Ratio Calculation

N/A

Yes

84.0

Yes

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

257NQM0708

XXXXXX

QM: Safe Harbor APOR (APOR SH)

Yes

N/A

2090.00

XXXXXX

6.780%

Manual Underwriting

7.297%

7.250%

XXXXXX

N/A

XXXXXX

42.03%

4 - Verified 2+ Mos

Self-Employed

W2/1099 Verified

N/A

Yes

N/A

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

Yes

129

XXXXXX

N/A

Yes

257NQM0737

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.375%

XXXXXX

N/A

XXXXXX

0.00%

40.10%

Yes

4 - Verified 2+ Mos

3 - Verified<2Mos

Self-Employed

Not Employed

1YR Business P&L

N/A

Yes

Missing

N/A

0.00%

100.00%

Stocks/Bonds

Third-Party Prepared (Unaudited)

Tax Preparer

N/A

Yes

N/A

257NQM0847

XXXXXX

QM: Safe Harbor APOR (APOR SH)

Yes

N/A

4316.25

XXXXXX

6.100%

Manual Underwriting

7.491%

7.375%

XXXXXX

N/A

XXXXXX

43.22%

Employed

Written Verification of Employment

N/A

0.00%

N/A

Yes

XXXXXX

N/A

257NQM0846

XXXXXX

Yes

XXXXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

QM Points and Fees Exceeded

8995.00

XXXXXX

6.780%

Manual Underwriting

7.939%

7.500%

XXXXXX

N/A

XXXXXX

Monthly

27.78%

30.24%

Self-Employed

1YR Business P&L

N/A

Yes

N/A

0.00%

100.00%

Third-Party Prepared (Unaudited)

Tax Preparer

N/A

Yes

N/A

Yes

257NQM0738

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.226

1.23

257NQM0803

XXXXXX

QM: Safe Harbor APOR (APOR SH)

Yes

N/A

2775.00

XXXXXX

6.830%

Manual Underwriting

7.701%

7.375%

XXXXXX

Yes

XXXXXX

Monthly

24.99%

Retired

2YR Full Doc

N/A

Yes

0.00%

Proceeds from Sale

N/A

257NQM0809

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

XXXXXX

N/A

XXXXXX

20.18%

Yes

Self-Employed

2YR Business P&L

N/A

0.00%

100.00%

Stocks/Bonds

Third-Party Prepared (Unaudited)

CPA

N/A

Yes

N/A

257NQM0765

XXXXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Alternate Income Documentation

3600.00

XXXXXX

6.780%

Manual Underwriting

7.235%

6.875%

XXXXXX

N/A

XXXXXX

14.95%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

0.00%

100.00%

N/A

Yes

N/A

Yes

257NQM0605

XXXXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

XXXXXX

N/A

XXXXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.285

Loan ID

Seller Loan ID

Investor Loan ID

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

257NQM0775

XXXXXX

Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, Lease Agreements Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

690

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

257NQM0804

XXXXXX

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

786

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0861

XXXXXX

Borrower

XXXXXX

719

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0730

XXXXXX

Borrower || Co Borrower

XXXXXX

776

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0713

XXXXXX

Borrower || Co Borrower

XXXXXX

776

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0731

XXXXXX

Borrower || Co Borrower

XXXXXX

781

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0714

XXXXXX

Borrower || Co Borrower

XXXXXX

776

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0742

XXXXXX

Borrower || Co Borrower

XXXXXX

776

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0767

XXXXXX

Borrower || Co Borrower

XXXXXX

781

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0715

XXXXXX

Borrower || Co Borrower

XXXXXX

776

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0732

XXXXXX

Borrower || Co Borrower

XXXXXX

781

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0733

XXXXXX

Borrower || Co Borrower

XXXXXX

781

0.0

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0863

XXXXXX

Borrower - SESoleProprietor, SESoleProprietor - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2022, 2023

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023

XXXXXX

733

0.0

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

I-551 Permanent Resident Card

XXXXXX

257NQM0721

XXXXXX

Borrower

XXXXXX

739

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0757

XXXXXX

Borrower - SESCorp - Business Bank Statements Verified - 2024, 2023, 2022 || Co Borrower - SESCorp - Business Bank Statements Verified - 2024, 2023, 2022

Borrower - 2024, 2023, 2022 || Co Borrower - 2024, 2023, 2022

XXXXXX

770

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0726

XXXXXX

Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

810

0.0

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

Permanent Resident Card

XXXXXX

United States

XXXXXX

I-551 Permanent Resident Card

XXXXXX

257NQM0734

XXXXXX

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, null Business Bank Statements Verified - 2022, 2023, 2024

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXXXXX

773

XXXXXX

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0839

XXXXXX

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

684

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

257NQM0755

XXXXXX

Borrower

XXXXXX

771

0.0

Unknown

US Citizen

N/A

Missing

XXXXXX

United States

XXXXXX

N/A

257NQM0720

XXXXXX

Borrower

XXXXXX

771

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0712

XXXXXX

Borrower

XXXXXX

771

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0818

XXXXXX

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024 - 2024

Borrower - 2024 - 2024

XXXXXX

784

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0795

XXXXXX

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

721

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

257NQM0735

XXXXXX

Borrower

XXXXXX

710

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

257NQM0736

XXXXXX

Borrower

XXXXXX

710

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

257NQM0764

XXXXXX

Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024

XXXXXX

777

0.0

Unknown

US Citizen

N/A

Passport

XXXXXX

United States

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0708

XXXXXX

Borrower - Commission, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, Personal Bank Statements Verified, Lease Agreements Verified - 2023 - 2023

Borrower - 2023 - 2023

XXXXXX

805

0.0

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

Permanent Resident card

XXXXXX

United States

XXXXXX

I-551 Permanent Resident Card

XXXXXX

257NQM0737

XXXXXX

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified, Lease Agreements Verified - 2023, 2024 || Co Borrower

Borrower - 2023, 2024 || Co Borrower

XXXXXX

814

0.0

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0847

XXXXXX

Borrower - Wage - Written VOE Verified - 2022, 2023, 2024

Borrower - 2022, 2023, 2024

XXXXXX

813

0.0

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

Permanent Resident Alien Card

XXXXXX

United States

XXXXXX

I-151 Permanent Resident Card

XXXXXX

257NQM0846

XXXXXX

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

700

0.0

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

I-151 Permanent Resident Card

XXXXXX

257NQM0738

XXXXXX

Borrower

XXXXXX

789

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0803

XXXXXX

Borrower - Retirement - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024 - 2024 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022

XXXXXX

812

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

US Citizen

257NQM0809

XXXXXX

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2022, 2023, 2024

Borrower - 2022, 2023, 2024

XXXXXX

798

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0765

XXXXXX

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified - 2023, 2024

Borrower - 2023, 2024

XXXXXX

813

0.0

Unknown

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

257NQM0605

XXXXXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXXXX

746

0.0

Unknown

$No

US Citizen

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

Loan ID

Seller Loan ID

Investor Loan ID

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower1 SSN

Borrower2 SSN

Borrower 3 SSN

Borrower 4 SSN

First Time Homebuyer

Number of Units

Maturity Date

Note Type

Loan Type

Refinance Purpose

Borrower 1 Mailing Street Address

Borrower 1 Mailing City

Borrower 1 Mailing State

Borrower 1 Mailing Zip Code

Borrower 2 Mailing Street Address

Borrower 2 Mailing City

Borrower 2 Mailing State

Borrower 2 Mailing Zip Code

Borrower 3 Mailing Street

Borrower 3 Mailing City

Borrower 3 Mailing State

Borrower 3 Mailing Zip

Borrower 4 Mailing Street

Borrower 4 Mailing City

Borrower 4 Mailing Zip

Borrower 4 Mailing State

Prepay Penalty Calculation Description

Borrower 1 First Name

Borrower 1 Last Name

Borrower 2 First Name

Borrower 2 Last Name

Borrower 3 First Name

Borrower 3 Last Name

Borrower 4 First Name

Borrower 4 Last Name

Borrower 1 Employer

Borrower 1 Position

Borrower 2 Employer

Borrower 2 Position

Borrower 3 Employer

Borrower 3 Position

Borrower 4 Employer

Borrower 4 Position

First Time Investor

Borrower 1 Years in Industry

Borrower 2 Years in Industry

Borrower 3 Years in Industry

Borrower 4 Years in Industry

Borrower 1 ITIN

Borrower 2 ITIN

Borrower 3 ITIN

Borrower 4 ITIN

Original Appraiser License Number

Original Appraiser Name

257NQM0775

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

43.2

65.66

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

Cash Out - Home Improvement/Reno

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0804

XXXXXX

Fee Simple

N/A

XXXXXX

14.0

XXXXXX

14.0

75.0

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0861

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

10.7

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Cash Out - Home Improvement/Reno

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0730

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

352.3

XXXXXX

352.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0713

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

347.8

XXXXXX

347.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0731

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

350.7

XXXXXX

350.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0714

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

348.3

XXXXXX

348.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0742

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

351.1

XXXXXX

351.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0767

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

348.0

XXXXXX

348.0

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0715

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

347.8

XXXXXX

347.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0732

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

340.8

XXXXXX

340.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0733

XXXXXX

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

344.7

XXXXXX

344.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0863

XXXXXX

Fee Simple

N/A

XXXXXX

8.9

XXXXXX

8.9

41.95

N/A

Borrower As Individual

N/A

XXXXXX

true

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0721

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

13.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Cash Out - Other

XXXXXX

5%, 5%, 5%

XXXXXX

N/A

XXXXXX

257NQM0757

XXXXXX

N/A

Standard Driver's License - Not for federal Use

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

3.2

XXXXXX

3.2

85.0

N/A

Borrower As Individual

N/A

XXXXXX

true

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0726

XXXXXX

Fee Simple

N/A

XXXXXX

10.1

XXXXXX

10.1

80.0

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0734

XXXXXX

Fee Simple

Yes

N/A

XXXXXX

38.2

XXXXXX

38.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0839

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

37.1

24.39

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

Cash Out - Other

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0755

XXXXXX

Fee Simple

N/A

XXXXXX

19.0

XXXXXX

19.0

75.0

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0720

XXXXXX

Fee Simple

N/A

XXXXXX

223.6

XXXXXX

223.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0712

XXXXXX

Fee Simple

N/A

XXXXXX

191.2

XXXXXX

191.2

75.0

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0818

XXXXXX

Fee Simple

N/A

XXXXXX

40.8

XXXXXX

40.8

56.03

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0795

XXXXXX

Fee Simple

N/A

XXXXXX

5.9

XXXXXX

5.9

80.0

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0735

XXXXXX

Fee Simple

N/A

XXXXXX

10.0

XXXXXX

10.0

64.8

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Limited Cash Out - <2% of Loan Amount or $2000

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0736

XXXXXX

Fee Simple

N/A

XXXXXX

8.2

XXXXXX

8.2

62.91

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Limited Cash Out - <2% of Loan Amount or $2000

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0764

XXXXXX

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

677.2

XXXXXX

677.2

31.03

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0708

XXXXXX

Fee Simple

N/A

XXXXXX

67.0

XXXXXX

67.0

80.0

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0737

XXXXXX

N/A

Standard Driver's License - Not for federal Use

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

15.2

XXXXXX

15.2

63.77

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0847

XXXXXX

Fee Simple

N/A

XXXXXX

4.4

XXXXXX

4.4

65.0

N/A

Borrower As Individual

N/A

XXXXXX

true

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0846

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

7.1

57.14

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

Cash Out - Debt Consolidation

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0738

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

123.8

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Cash Out - Other

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0803

XXXXXX

N/A

Real ID Driver's License

XXXXXX

United States

XXXXXX

N/A

Fee Simple

N/A

XXXXXX

14.8

XXXXXX

14.8

32.93

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0809

XXXXXX

Fee Simple

N/A

XXXXXX

25.1

XXXXXX

25.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

6 months interest on amount that exceeds 20%

XXXXXX

N/A

XXXXXX

257NQM0765

XXXXXX

Fee Simple

N/A

XXXXXX

5.1

XXXXXX

5.1

80.0

N/A

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

Conventional

XXXXXX

No Prepayment Penalty

XXXXXX

N/A

XXXXXX

257NQM0605

XXXXXX

Fee Simple

N/A

XXXXXX

0.0

XXXXXX

113.6

71.43

N/A

Yes

Borrower As Individual

N/A

XXXXXX

false

XXXXXX

Fixed

DSCR

Cash Out - Other

XXXXXX

6 Months Interest

XXXXXX

0.00

N/A

XXXXXX