| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 257NQM0704 | Closed | 2024-10-29 17:33 | 2024-10-30 07:10 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR unknown | Resolved-Provided 1008 document shows DSCR calculation. - Due Diligence Vendor-10/30/2024 Ready for Review-Document Uploaded. - Buyer-10/29/2024 Open-Please provide supply evidence of the DSCR calculation amount - Due Diligence Vendor-10/29/2024 |
Resolved-Provided 1008 document shows DSCR calculation. - Due Diligence Vendor-10/30/2024 |
XXXX | MN | Investment | Purchase | NA | 2704980 | N/A | N/A | |||||
| XXXX | 257NQM0704 | Closed | 2024-10-29 17:37 | 2024-10-30 07:07 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Waived-Exception Provided: LTV > 75% - Due Diligence Vendor-10/30/2024 Ready for Review-Document Uploaded. - Buyer-10/29/2024 Open-Audited CLTV of 80% exceeds Guideline CLTV of 75% The borrower exceeds LTV of 75% which is maximum for first time investor - Due Diligence Vendor-10/29/2024 |
Waived-Exception Provided: LTV > 75% - Due Diligence Vendor-10/30/2024 |
XXXX | Compensating Factors: 1. Borrower(s) have 14.43 months Reserves. Minimum required per guidelines is 12 months-Verified. 2. DSCR is 1.015. Minimum required per guidelines is 1-Verified. 3. Credit Score is 804. Minimum required per guidelines is 700-Verified. |
MN | Investment | Purchase | NA | 2705036 | Originator Pre-Close | Yes | ||||
| XXXX | 257NQM0810 | Closed | 2024-12-13 11:33 | 2024-12-17 15:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received PCCD, finding resovled - Due Diligence Vendor-12/17/2024 Ready for Review-Document Uploaded. - Buyer-12/14/2024 Open-TRID: Missing Closing Disclosure Missing PCCD - Due Diligence Vendor-12/13/2024 |
Resolved-Received PCCD, finding resovled - Due Diligence Vendor-12/17/2024 |
XXXX | CA | Primary Residence | Purchase | NA | 2999367 | N/A | N/A | |||||
| XXXX | 257NQM0810 | Closed | 2024-12-13 20:58 | 2024-12-17 15:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-12/17/2024 Ready for Review-Document Uploaded. - Buyer-12/13/2024 Open-Title Document is Incomplete Missing vesting in borrowers name - Due Diligence Vendor-12/13/2024 |
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-12/17/2024 |
XXXX | CA | Primary Residence | Purchase | NA | 3005354 | N/A | N/A |