Rating Agency Grades

Run Date - 07/11/2025 9:45:51 AM

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
Evolve Loan ID Customer Loan ID Seller Loan ID Original Loan Amount DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P
1635133 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630018 XXXXXXXXX XXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1625418 XXXXXXXXX XXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629292 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629873 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629339 XXXXXXXXX XXXXXXX XXXXXX C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1628227 XXXXXXXXX XXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629870 XXXXXXXXX XXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629620 XXXXXXXXX XXXXXXX XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
1628031 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1636385 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1635051 XXXXXXXXX XXXXXXX XXXXXX D D D D D C C C C C A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
1636833 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628796 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
1629460 XXXXXXXXX XXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629357 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C D D D D D A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
1628062 XXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630273 XXXXXXXXX XXXXXXXXXXX XXXXXXX C C C C C A A A A A C C C C C C C C C C B B B B B A A A A A A A A A A B B B B B
1636519 XXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1629672 XXXXXXXXX XXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628881 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1637079 XXXXXXXXX XXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628794 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628821 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1629037 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629276 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629229 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629858 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1633160 XXXXXXXXX XXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1633206 XXXXXXXXX XXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629413 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1627937 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1635125 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628792 XXXXXXXXX XXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629330 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
1629332 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629506 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1629159 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629333 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1633867 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1635053 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629505 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629394 XXXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630523 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629508 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628876 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630334 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629431 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630060 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630318 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1634988 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1633865 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1633866 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1633869 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1634522 XXXXXXXXX XXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A C C C C C D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1636798 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1636945 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1636946 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1637237 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1634433 XXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1634429 XXXXXXXXX XXXXXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A C C C C C D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1634430 XXXXXXXXX XXXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1637396 XXXXXXXXX XXXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1627778 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630202 XXXXXXXXXXXX XXXXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1628508 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1629228 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1634910 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1628246 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A B B B B B A A A A A B B B B B
1628602 XXXXXXXXX XXXXXXXXXX XXXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1635134 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1635019 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1631046 XXXXX XXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628395 XXXXX XXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629589 XXXXX XXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1625986 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628816 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1631053 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1633458 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629864 XXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629424 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1636775 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1636794 XXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1636774 XXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1637080 XXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629613 XXXXXXXXX XXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629862 XXXXXXXXX XXXXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629393 XXXXXXXXX XXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629525 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1634279 XXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629467 XXXXXXXXX XXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A