Loan ID | Seller Loan ID | Redaction ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
XXXX | XXXX | 257NQM0862 | XXXX | Interest Rate | notePage | 7 | 6.9900 | Per Note |
XXXX | XXXX | 257NQM0862 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.15 | 37.00 | Audit calculated lower income-Unexplained large deposits removed |
XXXX | XXXX | 257NQM0716 | XXXX | Interest Only Flag | notePage | Yes | No | Per Note |
XXXX | XXXX | 257NQM0716 | XXXX | Qualifying LTV | propertyValuationPage | 33.33 | 30.30 | Per Sales price and loan amount. |
XXXX | XXXX | 257NQM0716 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | Asset Utilization ; per tape asset depletion DTI. |
XXXX | XXXX | 257NQM0716 | XXXX | Qualifying FICO | creditLiabilitiesPage | 817 | 812 | Primary Wage Earner |
XXXX | XXXX | 257NQM0748 | XXXX | Qualifying FICO | creditLiabilitiesPage | 812 | 799 | Per credit report |
XXXX | XXXX | 257NQM0741 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 257NQM0741 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.001 | 1.2901 | per 1008 addendum |
XXXX | XXXX | 257NQM0747 | XXXX | Amount of Other Lien | titlePage | 0 | 1480000.0 | No other lien |
XXXX | XXXX | 257NQM0747 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 10 | 1.0 | Per 1003 and Credit report |
XXXX | XXXX | 257NQM0709 | XXXX | Lender Name | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 257NQM0728 | XXXX | Lender Name | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 257NQM0785 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per appraisal |
XXXX | XXXX | 257NQM0722 | XXXX | Verified Doc Type | employmentIncomePage | 2YR Full Doc | 12 Month Bank Statement | Highest income 2 year full docs. |
XXXX | XXXX | 257NQM0768 | XXXX | Loan Amount | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 257NQM0768 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0768 | XXXX | Qualifying LTV | propertyValuationPage | 21.28 | 18.93 | per 1008 |
XXXX | XXXX | 257NQM0768 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.21 | 39.28 | Per reviewer's calc - T*I and additional property verified higher. |
XXXX | XXXX | 257NQM0801 | XXXX | Qualifying LTV | propertyValuationPage | 46.84 | 47.00 | Per loan approval / 1008 |
XXXX | XXXX | 257NQM0801 | XXXX | Qualifying FICO | creditLiabilitiesPage | 709 | 716 | Per most recent credit report with credit scores |
XXXX | XXXX | 257NQM0859 | XXXX | Qualifying LTV | propertyValuationPage | 75.0 | 72.20 | In line with 1008 |
XXXX | XXXX | 257NQM0859 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0859 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.089 | 1.32 | In line with 1008. |
XXXX | XXXX | 257NQM0744 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 18.48 | 22.00 | Variance in REO rental income and payment. |
XXXX | XXXX | 257NQM0815 | XXXX | Loan Amount | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 257NQM0815 | XXXX | Qualifying LTV | propertyValuationPage | 40.22 | 44.12 | In line with 1008 |
XXXX | XXXX | 257NQM0815 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal |
XXXX | XXXX | 257NQM0815 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.74 | 26.12 | In line with 1008 |
XXXX | XXXX | 257NQM0799 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0799 | XXXX | Qualifying FICO | creditLiabilitiesPage | 801 | 744 | main wage mid |
XXXX | XXXX | 257NQM0758 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0779 | XXXX | Interest Only Flag | notePage | No | Yes | Per Note. |
XXXX | XXXX | 257NQM0779 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.15 | 48.36 | Variance due to audit calculated lower income |
XXXX | XXXX | 257NQM0800 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.22 | 1.0 | In line with lender DSCR calc |
XXXX | XXXX | 257NQM0819 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.51 | 50.34 | Difference is the qualifying rate used because of I/O |
XXXX | XXXX | 257NQM0832 | XXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0821 | XXXX | Property Type | propertyValuationPage | Single Family Detached | PUD | Per appraisal |
XXXX | XXXX | 257NQM0821 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 19.44 | 34.00 | Audit used verified income and liabilities. DTI same as lender 1008 |
XXXX | XXXX | 257NQM0081 | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 257NQM0081 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
XXXX | XXXX | 257NQM0081 | XXXX | B1 Originator Citizenship Designation | fraudReportPage | Permanent Resident Alien | USCitizen | per 1003 |
XXXX | XXXX | 257NQM0081 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.47 | 27.67 | Lender appears to have not accounted for taxes on departure home |
XXXX | XXXX | 257NQM0807 | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Per appraisal |
XXXX | XXXX | 257NQM0833 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.109 | 1.06 | DSCR in line with lender DSCR calc |
XXXX | XXXX | 257NQM0838 | XXXX | Loan Amount | notePage | XXXX | XXXX | Loan amount per Note, DOT and 1003. |
XXXX | XXXX | 257NQM0838 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | In line with 1008 and CD. |
XXXX | XXXX | 257NQM0838 | XXXX | Qualifying LTV | propertyValuationPage | 75.0 | 74.90 | In line with 1008 |
XXXX | XXXX | 257NQM0838 | XXXX | Qualifying CLTV | propertyValuationPage | 75.0 | 74.90 | In line with 1008 |
XXXX | XXXX | 257NQM0838 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.554 | 1.76 | In line with 1008/ UW comment. |
XXXX | XXXX | 257NQM0864 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.16 | 34.40 | Per lender 1008 |
XXXX | XXXX | 257NQM0080 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 257NQM0092 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | 4 Unit per Appraisal |
XXXX | XXXX | 257NQM0086 | XXXX | Note Date | notePage | XXXX | XXXX | As per executed note in file. |
XXXX | XXXX | 257NQM0090 | XXXX | Initial Originator Signature Date | complianceDetailPage | XXXX | XXXX | As per initial 1003 in file |
XXXX | XXXX | 257NQM0090 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | XXXX | XXXX | Per 1003 |
XXXX | XXXX | 257NQM0852 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.544 | 2.34 | Validated using 1007 rents / final audited PITI. |
XXXX | XXXX | 257NQM0853 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.685 | 1.9 | Received value is the same as the lenders calculated value. |
XXXX | XXXX | 257NQM0843 | XXXX | Qualifying FICO | creditLiabilitiesPage | 763 | 767 | per credit report |
XXXX | XXXX | 257NQM0843 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.385 | 1.33 | Reviewed value is the same as the lenders calculated value |
XXXX | XXXX | 257NQM0857 | XXXX | Lender Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 257NQM0857 | XXXX | Qualifying FICO | creditLiabilitiesPage | 809 | 791 | Primary Wage Earner Score |
XXXX | XXXX | 257NQM0087 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 257NQM0087 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
XXXX | XXXX | 257NQM0087 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 208.74 | DSCR |
XXXX | XXXX | 257NQM0093 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
XXXX | XXXX | 257NQM0093 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD. |
XXXX | XXXX | 257NQM0088 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 257NQM0371 | XXXX | Note Date | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 257NQM0371 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 5221.73 | DSCR |
XXXX | XXXX | 257NQM0370 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per 1003 |
XXXX | XXXX | 257NQM0370 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 6 | 1.0 | Per 1003 |
XXXX | XXXX | 257NQM0372 | XXXX | Loan Type | the1003Page | DSCR | XXXX | Per 1008 |
XXXX | XXXX | 257NQM0372 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 in file |
XXXX | XXXX | 257NQM0871 | XXXX | ARM Lifetime Interest Rate Cap Maximum | notePage | 5 | 12.125 | Per Note |
XXXX | XXXX | 257NQM0871 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
XXXX | XXXX | 257NQM0871 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.54 | 39.84 | Qualifying rate is Start Rate at Fully Amortized Payment for I/O ARMS |