The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,077,173 5,803 SH SOLE 5,803 0 0
ALPHABET INC CAP STK CL A 02079K305 314,341 1,784 SH SOLE 1,784 0 0
ALPHABET INC CAP STK CL C 02079K107 563,847 3,179 SH SOLE 3,179 0 0
AMAZON COM INC COM 023135106 1,969,025 8,975 SH SOLE 8,975 0 0
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133 7,986,908 122,162 SH SOLE 122,162 0 0
APPLE INC COM 037833100 10,210,483 49,766 SH SOLE 49,766 0 0
BANCO SANTANDER S.A. ADR 05964H105 83,000 10,000 SH SOLE 10,000 0 0
BANK AMERICA CORP COM 060505104 228,795 4,835 SH SOLE 4,835 0 0
BAXTER INTL INC COM 071813109 351,873 11,621 SH SOLE 11,621 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,330,038 2,738 SH SOLE 2,738 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 7,440,898 140,820 SH SOLE 140,820 0 0
BOEING CO COM 097023105 1,024,437 4,889 SH SOLE 4,889 0 0
BROADCOM INC COM 11135F101 330,780 1,200 SH SOLE 1,200 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 409,738 11,095 SH SOLE 11,095 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 26,724,254 657,431 SH SOLE 657,431 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 39,738,560 1,464,718 SH SOLE 1,464,718 0 0
CATERPILLAR INC COM 149123101 340,848 878 SH SOLE 878 0 0
CHEVRON CORP NEW COM 166764100 542,754 3,790 SH SOLE 3,790 0 0
COCA COLA CO COM 191216100 1,934,979 27,350 SH SOLE 27,350 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,014,258 1,025 SH SOLE 1,025 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,631,269 194,522 SH SOLE 194,522 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 18,252,328 426,159 SH SOLE 426,159 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 11,074,394 371,128 SH SOLE 371,128 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 10,437,215 217,398 SH SOLE 217,398 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 452,828 10,690 SH SOLE 10,690 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 7,702,809 248,324 SH SOLE 248,324 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,172,300 132,919 SH SOLE 132,919 0 0
DISNEY WALT CO COM 254687106 1,231,642 9,932 SH SOLE 9,932 0 0
EXXON MOBIL CORP COM 30231G102 1,490,838 13,830 SH SOLE 13,830 0 0
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 11,434,452 143,687 SH SOLE 143,687 0 0
FIRST TR EXCHANGE-TRADED FD US EQTY OPPT ETF 336920103 1,589,889 10,977 SH SOLE 10,977 0 0
GE AEROSPACE COM NEW 369604301 313,976 1,220 SH SOLE 1,220 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 122,311 314,100 SH Call SOLE 314,100 0 0
HOME DEPOT INC COM 437076102 4,617,672 12,595 SH SOLE 12,595 0 0
INTEL CORP COM 458140100 342,061 15,271 SH SOLE 15,271 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 192,349 17,282 SH SOLE 17,282 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 217,564 5,147 SH SOLE 5,147 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,930,860 7,126 SH SOLE 7,126 0 0
INVESTMENT MANAGERS SER TR I FPA GBL EQTY ETF 30254T577 4,303,339 126,593 SH SOLE 126,593 0 0
ISHARES TR CALIF MUN BD ETF 464288356 376,802 6,760 SH SOLE 6,760 0 0
ISHARES TR CORE INTL AGGR 46435G672 394,006 7,712 SH SOLE 7,712 0 0
ISHARES TR CORE S&P SCP ETF 464287804 226,449 2,072 SH SOLE 2,072 0 0
ISHARES TR CORE S&P500 ETF 464287200 566,960 913 SH SOLE 913 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 5,105,680 63,638 SH SOLE 63,638 0 0
ISHARES TR PFD AND INCM SEC 464288687 415,006 13,527 SH SOLE 13,527 0 0
ISHARES TR RUS MID CAP ETF 464287499 350,498 3,811 SH SOLE 3,811 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 331,022 1,534 SH SOLE 1,534 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 314,847 897 SH SOLE 897 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 6,397,801 58,109 SH SOLE 58,109 0 0
ISHARES TR S&P MC 400GR ETF 464287606 270,029 2,968 SH SOLE 2,968 0 0
ISHARES TR S&P MC 400VL ETF 464287705 252,845 2,046 SH SOLE 2,046 0 0
J P MORGAN EXCHANGE TRADED F REALTY INCOME ET 46641Q126 3,572,312 74,989 SH SOLE 74,989 0 0
JOHNSON & JOHNSON COM 478160104 1,301,599 8,521 SH SOLE 8,521 0 0
JPMORGAN CHASE & CO. COM 46625H100 5,199,139 17,934 SH SOLE 17,934 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 159,103 23,363 SH SOLE 23,363 0 0
LINDE PLC SHS G54950103 210,662 449 SH SOLE 449 0 0
MCDONALDS CORP COM 580135101 291,098 996 SH SOLE 996 0 0
META PLATFORMS INC CL A 30303M102 989,999 1,341 SH SOLE 1,341 0 0
MICROSOFT CORP COM 594918104 2,252,757 4,529 SH SOLE 4,529 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 538,203 8,592 SH SOLE 8,592 0 0
NETFLIX INC COM 64110L106 234,348 175 SH SOLE 175 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,585,962 3,172 SH SOLE 3,172 0 0
NVIDIA CORPORATION COM 67066G104 1,132,979 7,171 SH SOLE 7,171 0 0
ORACLE CORP COM 68389X105 862,697 3,946 SH SOLE 3,946 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 2,056,796 15,088 SH SOLE 15,088 0 0
PEGASYSTEMS INC COM 705573103 249,864 4,616 SH SOLE 4,616 0 0
PFIZER INC COM 717081103 324,882 13,403 SH SOLE 13,403 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 9,238,761 100,228 SH SOLE 100,228 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 9,000,711 339,140 SH SOLE 339,140 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 233,983 12,772 SH SOLE 12,772 0 0
PROCTER AND GAMBLE CO COM 742718109 293,031 1,839 SH SOLE 1,839 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,804,544 17,920 SH SOLE 17,920 0 0
RTX CORPORATION COM 75513E101 860,527 5,893 SH SOLE 5,893 0 0
S&P GLOBAL INC COM 78409V104 342,739 650 SH SOLE 650 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,781,839 38,628 SH SOLE 38,628 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,740,377 92,378 SH SOLE 92,378 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 224,396 5,250 SH SOLE 5,250 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 310,974 8,364 SH SOLE 8,364 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 937,152 1,517 SH SOLE 1,517 0 0
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516 592,090 25,206 SH SOLE 25,206 0 0
SPDR SERIES TRUST ICE PFD SEC ETF 78464A292 370,087 11,653 SH SOLE 11,653 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 278,570 8,296 SH SOLE 8,296 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 275,850 5,073 SH SOLE 5,073 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 300,387 3,151 SH SOLE 3,151 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 1,796,384 34,321 SH SOLE 34,321 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 690,723 8,696 SH SOLE 8,696 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,419,871 17,802 SH SOLE 17,802 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 673,594 23,156 SH SOLE 23,156 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 3,519,559 99,765 SH SOLE 99,765 0 0
TESLA INC COM 88160R101 790,986 2,490 SH SOLE 2,490 0 0
UNION PAC CORP COM 907818108 380,752 1,655 SH SOLE 1,655 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,025,485 9,698 SH SOLE 9,698 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 518,284 5,526 SH SOLE 5,526 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,684,220 9,625 SH SOLE 9,625 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,941,309 38,031 SH SOLE 38,031 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,726,903 34,649 SH SOLE 34,649 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 220,890 3,000 SH SOLE 3,000 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 9,946,460 199,468 SH SOLE 199,468 0 0
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 5,182,357 53,092 SH SOLE 53,092 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 43,248,001 873,521 SH SOLE 873,521 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,392,977 10,021 SH SOLE 10,021 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,591,986 19,664 SH SOLE 19,664 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,440,385 27,000 SH SOLE 27,000 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,715,424 9,704 SH SOLE 9,704 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,040,936 11,690 SH SOLE 11,690 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,766,032 18,953 SH SOLE 18,953 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,765,641 14,182 SH SOLE 14,182 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,960,147 8,271 SH SOLE 8,271 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,951,272 17,879 SH SOLE 17,879 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 238,632 785 SH SOLE 785 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 8,294,036 46,928 SH SOLE 46,928 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,042,851 15,514 SH SOLE 15,514 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,414,485 48,817 SH SOLE 48,817 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,287,910 24,468 SH SOLE 24,468 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,316,259 26,846 SH SOLE 26,846 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 37,350,722 182,497 SH SOLE 182,497 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,079,866 124,193 SH SOLE 124,193 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 3,424,050 33,925 SH SOLE 33,925 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,049,596 4,226 SH SOLE 4,226 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 2,860,739 4,313 SH SOLE 4,313 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,584,400 4,327 SH SOLE 4,327 0 0
VISA INC COM CL A 92826C839 342,283 964 SH SOLE 964 0 0
WALMART INC COM 931142103 433,263 4,431 SH SOLE 4,431 0 0
WELLS FARGO CO NEW COM 949746101 1,453,988 18,148 SH SOLE 18,148 0 0