The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 261,330 2,478 SH SOLE 0 0 2,478
ABBOTT LABS COM 002824100 218,990 1,610 SH SOLE 0 0 1,610
AIR PRODS & CHEMS INC COM 009158106 647,328 2,295 SH SOLE 0 0 2,295
ALPHABET INC CAP STK CL A 02079K305 338,362 1,920 SH SOLE 0 0 1,920
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,344,658 36,714 SH SOLE 0 0 36,714
CENCORA INC COM 03073E105 298,051 994 SH SOLE 0 0 994
AMGEN INC COM 031162100 364,369 1,305 SH SOLE 0 0 1,305
APPLE INC COM 037833100 1,861,562 9,073 SH SOLE 0 0 9,073
BANK AMERICA CORP COM 060505104 275,639 5,825 SH SOLE 0 0 5,825
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 388,616 800 SH SOLE 0 0 800
BLACKROCK INC COM 09290D101 482,655 460 SH SOLE 0 0 460
BOOKING HOLDINGS INC COM 09857L108 329,987 57 SH SOLE 0 0 57
CHEVRON CORP NEW COM 166764100 285,091 1,991 SH SOLE 0 0 1,991
CISCO SYS INC COM 17275R102 1,155,672 16,657 SH SOLE 0 0 16,657
COMCAST CORP NEW CL A 20030N101 201,791 5,654 SH SOLE 0 0 5,654
COSTCO WHSL CORP NEW COM 22160K105 349,449 353 SH SOLE 0 0 353
EMERSON ELEC CO COM 291011104 516,254 3,872 SH SOLE 0 0 3,872
EXXON MOBIL CORP COM 30231G102 277,046 2,570 SH SOLE 0 0 2,570
GENERAL DYNAMICS CORP COM 369550108 293,702 1,007 SH SOLE 0 0 1,007
GILEAD SCIENCES INC COM 375558103 219,523 1,980 SH SOLE 0 0 1,980
HOME DEPOT INC COM 437076102 314,944 859 SH SOLE 0 0 859
HONEYWELL INTL INC COM 438516106 399,156 1,714 SH SOLE 0 0 1,714
ILLINOIS TOOL WKS INC COM 452308109 256,151 1,036 SH SOLE 0 0 1,036
INTERCONTINENTAL EXCHANGE IN COM 45866F104 293,552 1,600 SH SOLE 0 0 1,600
INTERNATIONAL BUSINESS MACHS COM 459200101 222,559 755 SH SOLE 0 0 755
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 284,508 13,926 SH SOLE 0 0 13,926
ISHARES GOLD TR ISHARES NEW 464285204 2,020,796 32,405 SH SOLE 0 0 32,405
ISHARES TR CORE S&P TTL STK 464287150 1,216,440 9,008 SH SOLE 0 0 9,008
ISHARES TR SELECT DIVID ETF 464287168 703,096 5,294 SH SOLE 0 0 5,294
ISHARES TR CORE S&P500 ETF 464287200 3,732,174 6,011 SH SOLE 0 0 6,010
ISHARES TR CORE S&P MCP ETF 464287507 4,765,774 76,843 SH SOLE 0 0 76,842
ISHARES TR RUS 1000 VAL ETF 464287598 2,780,440 14,315 SH SOLE 0 0 14,315
ISHARES TR RUS 1000 GRW ETF 464287614 2,630,100 6,195 SH SOLE 0 0 6,194
ISHARES TR RUSSELL 2000 ETF 464287655 230,311 1,067 SH SOLE 0 0 1,067
ISHARES TR CORE S&P SCP ETF 464287804 627,106 5,738 SH SOLE 0 0 5,737
ISHARES TR PFD AND INCM SEC 464288687 210,302 6,855 SH SOLE 0 0 6,854
ISHARES TR MSCI USA QLT FCT 46432F339 2,568,621 14,050 SH SOLE 0 0 14,050
ISHARES TR CORE MSCI EAFE 46432F842 8,957,175 107,297 SH SOLE 0 0 107,297
ISHARES INC CORE MSCI EMKT 46434G103 8,450,265 140,767 SH SOLE 0 0 140,767
JPMORGAN CHASE & CO. COM 46625H100 674,697 2,327 SH SOLE 0 0 2,327
JOHNSON & JOHNSON COM 478160104 526,682 3,448 SH SOLE 0 0 3,448
KINDER MORGAN INC DEL COM 49456B101 237,787 8,088 SH SOLE 0 0 8,088
LOCKHEED MARTIN CORP COM 539830109 264,753 572 SH SOLE 0 0 571
MCDONALDS CORP COM 580135101 237,542 813 SH SOLE 0 0 813
MICROSOFT CORP COM 594918104 1,524,666 3,065 SH SOLE 0 0 3,065
MONDELEZ INTL INC CL A 609207105 204,928 3,039 SH SOLE 0 0 3,038
NOVARTIS AG SPONSORED ADR 66987V109 338,465 2,797 SH SOLE 0 0 2,797
NVIDIA CORPORATION COM 67066G104 515,837 3,265 SH SOLE 0 0 3,265
PEPSICO INC COM 713448108 244,278 1,850 SH SOLE 0 0 1,850
PHILLIPS 66 COM 718546104 271,169 2,273 SH SOLE 0 0 2,273
PRICE T ROWE GROUP INC COM 74144T108 200,398 2,077 SH SOLE 0 0 2,076
PROCTER AND GAMBLE CO COM 742718109 450,020 2,825 SH SOLE 0 0 2,824
QUANTA SVCS INC COM 74762E102 9,450,110 24,995 SH SOLE 0 0 24,995
RTX CORPORATION COM 75513E101 490,481 3,359 SH SOLE 0 0 3,359
S&P GLOBAL INC COM 78409V104 232,008 440 SH SOLE 0 0 440
SPDR S&P 500 ETF TR TR UNIT 78462F103 257,643 417 SH SOLE 0 0 417
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,162,418 8,624 SH SOLE 0 0 8,623
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 381,021 1,753 SH SOLE 0 0 1,753
SELECT SECTOR SPDR TR ENERGY 81369Y506 540,006 6,367 SH SOLE 0 0 6,367
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,129,109 21,560 SH SOLE 0 0 21,560
SELECT SECTOR SPDR TR INDL 81369Y704 434,503 2,945 SH SOLE 0 0 2,945
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,292,024 5,102 SH SOLE 0 0 5,102
STRYKER CORPORATION COM 863667101 207,706 525 SH SOLE 0 0 525
TJX COS INC NEW COM 872540109 348,003 2,818 SH SOLE 0 0 2,818
TEXAS INSTRS INC COM 882508104 333,645 1,607 SH SOLE 0 0 1,607
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15,975,522 78,055 SH SOLE 0 0 78,055
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,047,266 15,158 SH SOLE 0 0 15,158
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,770,543 66,138 SH SOLE 0 0 66,138
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,573,824 41,811 SH SOLE 0 0 41,811
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 389,230 7,743 SH SOLE 0 0 7,742
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,112,437 42,710 SH SOLE 0 0 42,710
VANGUARD WORLD FD INF TECH ETF 92204A702 428,416 646 SH SOLE 0 0 645
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 889,236 1,565 SH SOLE 0 0 1,565
VANGUARD INDEX FDS SM CP VAL ETF 922908611 10,404,678 53,355 SH SOLE 0 0 53,354
VANGUARD INDEX FDS MID CAP ETF 922908629 3,119,233 11,147 SH SOLE 0 0 11,146
VANGUARD INDEX FDS GROWTH ETF 922908736 412,896 942 SH SOLE 0 0 941
VANGUARD INDEX FDS VALUE ETF 922908744 1,480,352 8,376 SH SOLE 0 0 8,375
VANGUARD INDEX FDS SMALL CP ETF 922908751 626,488 2,644 SH SOLE 0 0 2,643
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,965,577 6,467 SH SOLE 0 0 6,467
VERIZON COMMUNICATIONS INC COM 92343V104 325,520 7,523 SH SOLE 0 0 7,523
VISA INC COM CL A 92826C839 279,069 786 SH SOLE 0 0 786
WALMART INC COM 931142103 547,228 5,597 SH SOLE 0 0 5,596
WARNER BROS DISCOVERY INC COM SER A 934423104 114,600 10,000 SH SOLE 0 0 10,000
LINDE PLC SHS G54950103 229,429 489 SH SOLE 0 0 489
ASML HOLDING N V N Y REGISTRY SHS N07059210 200,348 250 SH SOLE 0 0 250