The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 77,052,368 124,098 SH SOLE 0 0 124,098
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 65,492,781 1,148,795 SH SOLE 0 0 1,148,795
APPLE INC COM 037833100 48,118,242 234,529 SH SOLE 0 0 234,529
ISHARES TR CORE S&P SCP ETF 464287804 41,815,318 382,609 SH SOLE 0 0 382,609
MICROSOFT CORP COM 594918104 29,718,997 59,747 SH SOLE 0 0 59,747
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 28,829,311 582,881 SH SOLE 0 0 582,881
VANGUARD INDEX FDS SML CP GRW ETF 922908595 28,729,483 103,739 SH SOLE 0 0 103,739
ISHARES GOLD TR ISHARES NEW 464285204 23,482,470 376,563 SH SOLE 0 0 376,563
AMAZON COM INC COM 023135106 22,680,758 103,381 SH SOLE 0 0 103,381
ALPHABET INC CAP STK CL A 02079K305 22,362,568 126,894 SH SOLE 0 0 126,894
ISHARES TR CORE MSCI INTL 46435G326 18,996,010 249,816 SH SOLE 0 0 249,816
ISHARES TR IBOXX INV CP ETF 464287242 17,879,977 163,124 SH SOLE 0 0 163,124
VISA INC COM CL A 92826C839 17,062,671 48,057 SH SOLE 0 0 48,057
NVIDIA CORPORATION COM 67066G104 16,602,397 105,085 SH SOLE 0 0 105,085
SHERWIN WILLIAMS CO COM 824348106 11,814,699 34,409 SH SOLE 0 0 34,409
COSTCO WHSL CORP NEW COM 22160K105 11,128,906 11,242 SH SOLE 0 0 11,242
ISHARES TR CORE S&P MCP ETF 464287507 10,735,024 173,090 SH SOLE 0 0 173,090
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,223,393 462,597 SH SOLE 0 0 462,597
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 9,388,250 38,630 SH SOLE 0 0 38,630
U HAUL HOLDING COMPANY COM SER N 023586506 9,025,584 166,003 SH SOLE 0 0 166,003
HONEYWELL INTL INC COM 438516106 8,975,454 38,541 SH SOLE 0 0 38,541
JOHNSON & JOHNSON COM 478160104 8,884,913 58,166 SH SOLE 0 0 58,166
STARBUCKS CORP COM 855244109 8,504,530 92,814 SH SOLE 0 0 92,814
AMGEN INC COM 031162100 8,328,050 29,827 SH SOLE 0 0 29,827
WATSCO INC COM 942622200 8,323,213 18,847 SH SOLE 0 0 18,847
QUALCOMM INC COM 747525103 7,639,225 47,967 SH SOLE 0 0 47,967
DISNEY WALT CO COM 254687106 7,415,551 59,798 SH SOLE 0 0 59,798
SALESFORCE INC COM 79466L302 6,896,877 25,292 SH SOLE 0 0 25,292
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,545,410 11,523 SH SOLE 0 0 11,523
PROGRESSIVE CORP COM 743315103 6,479,896 24,282 SH SOLE 0 0 24,282
ZOETIS INC CL A 98978V103 5,802,433 37,207 SH SOLE 0 0 37,207
PALO ALTO NETWORKS INC COM 697435105 5,754,069 28,118 SH SOLE 0 0 28,118
IQVIA HLDGS INC COM 46266C105 5,538,659 35,146 SH SOLE 0 0 35,146
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,522,308 129,207 SH SOLE 0 0 129,207
SNAP ON INC COM 833034101 5,476,146 17,598 SH SOLE 0 0 17,598
BANK AMERICA CORP COM 060505104 5,039,912 106,507 SH SOLE 0 0 106,507
ELI LILLY & CO COM 532457108 4,546,350 5,832 SH SOLE 0 0 5,832
NIKE INC CL B 654106103 4,461,481 62,802 SH SOLE 0 0 62,802
ISHARES TR RUS MD CP GR ETF 464287481 4,266,768 30,767 SH SOLE 0 0 30,767
NEXTERA ENERGY INC COM 65339F101 4,248,921 61,206 SH SOLE 0 0 61,206
SCHLUMBERGER LTD COM STK 806857108 4,074,557 120,549 SH SOLE 0 0 120,549
ADOBE INC COM 00724F101 3,992,603 10,320 SH SOLE 0 0 10,320
ISHARES TR 3 7 YR TREAS BD 464288661 3,613,906 30,346 SH SOLE 0 0 30,346
ADVANCED DRAIN SYS INC DEL COM 00790R104 3,442,700 29,973 SH SOLE 0 0 29,973
ISHARES TR ESG AWARE MSCI 46435U663 3,205,225 77,552 SH SOLE 0 0 77,552
CVS HEALTH CORP COM 126650100 3,204,743 46,459 SH SOLE 0 0 46,459
CARMAX INC COM 143130102 3,113,235 46,321 SH SOLE 0 0 46,321
VERTEX PHARMACEUTICALS INC COM 92532F100 3,059,415 6,872 SH SOLE 0 0 6,872
ISHARES TR ESG AW MSCI EAFE 46435G516 3,031,786 33,981 SH SOLE 0 0 33,981
WILLIAMS SONOMA INC COM 969904101 2,984,117 18,266 SH SOLE 0 0 18,266
ISHARES TR RUSSELL 2000 ETF 464287655 2,910,321 13,487 SH SOLE 0 0 13,487
PINTEREST INC CL A 72352L106 2,900,143 80,874 SH SOLE 0 0 80,874
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,885,516 114,052 SH SOLE 0 0 114,052
UNITED PARCEL SERVICE INC CL B 911312106 2,698,040 26,729 SH SOLE 0 0 26,729
CAPITAL ONE FINL CORP COM 14040H105 2,583,758 12,144 SH SOLE 0 0 12,144
JPMORGAN CHASE & CO. COM 46625H100 2,474,382 8,535 SH SOLE 0 0 8,535
ISHARES TR ESG AWR MSCI USA 46435G425 2,472,608 18,275 SH SOLE 0 0 18,275
LOWES COS INC COM 548661107 2,472,077 11,142 SH SOLE 0 0 11,142
APPLIED MATLS INC COM 038222105 2,301,745 12,573 SH SOLE 0 0 12,573
NVR INC COM 62944T105 2,296,941 311 SH SOLE 0 0 311
META PLATFORMS INC CL A 30303M102 2,262,247 3,065 SH SOLE 0 0 3,065
ISHARES TR RUS 1000 ETF 464287622 1,842,847 5,427 SH SOLE 0 0 5,427
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,825,803 65,091 SH SOLE 0 0 65,091
ISHARES TR MSCI USA QLT FCT 46432F339 1,732,195 9,475 SH SOLE 0 0 9,475
US BANCORP DEL COM NEW 902973304 1,721,854 38,052 SH SOLE 0 0 38,052
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,679,701 17,506 SH SOLE 0 0 17,506
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,661,505 67,983 SH SOLE 0 0 67,983
HF SINCLAIR CORP COM 403949100 1,504,597 36,626 SH SOLE 0 0 36,626
TFS FINL CORP COM 87240R107 1,267,547 97,880 SH SOLE 0 0 97,880
ISHARES INC ESG AWR MSCI EM 46434G863 1,212,038 30,943 SH SOLE 0 0 30,943
PAYPAL HLDGS INC COM 70450Y103 1,181,466 15,897 SH SOLE 0 0 15,897
ISHARES TR ESG AWRE USD ETF 46435G193 1,161,641 50,006 SH SOLE 0 0 50,006
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,128,311 3,775 SH SOLE 0 0 3,775
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,100,341 8,254 SH SOLE 0 0 8,254
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,005,326 3,308 SH SOLE 0 0 3,308
ISHARES TR MSCI USA VALUE 46432F388 972,814 8,593 SH SOLE 0 0 8,593
SYSCO CORP COM 871829107 960,914 12,687 SH SOLE 0 0 12,687
ALPHABET INC CAP STK CL C 02079K107 912,318 5,143 SH SOLE 0 0 5,143
HOME DEPOT INC COM 437076102 880,303 2,401 SH SOLE 0 0 2,401
VANGUARD INDEX FDS GROWTH ETF 922908736 848,615 1,936 SH SOLE 0 0 1,936
CHEVRON CORP NEW COM 166764100 847,399 5,918 SH SOLE 0 0 5,918
AUTOMATIC DATA PROCESSING IN COM 053015103 818,494 2,654 SH SOLE 0 0 2,654
ISHARES TR MSCI INTL VLU FT 46435G409 801,332 24,364 SH SOLE 0 0 24,364
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 794,291 9,579 SH SOLE 0 0 9,579
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 743,640 9,843 SH SOLE 0 0 9,843
WALMART INC COM 931142103 718,488 7,348 SH SOLE 0 0 7,348
GILEAD SCIENCES INC COM 375558103 665,997 6,007 SH SOLE 0 0 6,007
ISHARES TR MORNINGSTAR GRWT 464287119 653,106 6,740 SH SOLE 0 0 6,740
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 651,418 1,341 SH SOLE 0 0 1,341
F5 INC COM 315616102 647,210 2,199 SH SOLE 0 0 2,199
WASTE MGMT INC DEL COM 94106L109 641,154 2,802 SH SOLE 0 0 2,802
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 566,256 13,221 SH SOLE 0 0 13,221
COMMVAULT SYS INC COM 204166102 557,683 3,199 SH SOLE 0 0 3,199
SPDR S&P 500 ETF TR TR UNIT 78462F103 547,480 886 SH SOLE 0 0 886
TEXAS INSTRS INC COM 882508104 525,279 2,530 SH SOLE 0 0 2,530
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 511,437 5,453 SH SOLE 0 0 5,453
MASTERCARD INCORPORATED CL A 57636Q104 482,707 859 SH SOLE 0 0 859
PROCTER AND GAMBLE CO COM 742718109 468,094 2,938 SH SOLE 0 0 2,938
DANAHER CORPORATION COM 235851102 444,070 2,248 SH SOLE 0 0 2,248
COCA COLA CO COM 191216100 437,801 6,188 SH SOLE 0 0 6,188
VANGUARD INDEX FDS SMALL CP ETF 922908751 437,727 1,847 SH SOLE 0 0 1,847
ORACLE CORP COM 68389X105 435,293 1,991 SH SOLE 0 0 1,991
MARRIOTT INTL INC NEW CL A 571903202 432,765 1,584 SH SOLE 0 0 1,584
ISHARES TR RUS 1000 GRW ETF 464287614 428,402 1,009 SH SOLE 0 0 1,009
ISHARES TR SELECT DIVID ETF 464287168 411,579 3,099 SH SOLE 0 0 3,099
CISCO SYS INC COM 17275R102 403,098 5,810 SH SOLE 0 0 5,810
ABBVIE INC COM 00287Y109 392,401 2,114 SH SOLE 0 0 2,114
CATERPILLAR INC COM 149123101 376,564 970 SH SOLE 0 0 970
INVESCO QQQ TR UNIT SER 1 46090E103 374,426 679 SH SOLE 0 0 679
CONSTELLATION ENERGY CORP COM 21037T109 366,010 1,134 SH SOLE 0 0 1,134
AIR PRODS & CHEMS INC COM 009158106 359,627 1,275 SH SOLE 0 0 1,275
CROWDSTRIKE HLDGS INC CL A 22788C105 356,517 700 SH SOLE 0 0 700
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 343,159 5,105 SH SOLE 0 0 5,105
ECOLAB INC COM 278865100 336,800 1,250 SH SOLE 0 0 1,250
LAUDER ESTEE COS INC CL A 518439104 334,836 4,144 SH SOLE 0 0 4,144
MCDONALDS CORP COM 580135101 330,153 1,130 SH SOLE 0 0 1,130
TESLA INC COM 88160R101 328,779 1,035 SH SOLE 0 0 1,035
BLACKROCK INC COM 09290D101 312,677 298 SH SOLE 0 0 298
COLGATE PALMOLIVE CO COM 194162103 312,515 3,438 SH SOLE 0 0 3,438
ADVANCED MICRO DEVICES INC COM 007903107 312,180 2,200 SH SOLE 0 0 2,200
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 307,519 5,699 SH SOLE 0 0 5,699
PEPSICO INC COM 713448108 302,475 2,291 SH SOLE 0 0 2,291
INTEL CORP COM 458140100 279,284 12,468 SH SOLE 0 0 12,468
FISERV INC COM 337738108 276,144 1,602 SH SOLE 0 0 1,602
ISHARES TR MSCI USA MIN VOL 46429B697 272,974 2,908 SH SOLE 0 0 2,908
TRAVELERS COMPANIES INC COM 89417E109 267,540 1,000 SH SOLE 0 0 1,000
UNION PAC CORP COM 907818108 262,982 1,143 SH SOLE 0 0 1,143
CLOROX CO DEL COM 189054109 261,273 2,176 SH SOLE 0 0 2,176
AFLAC INC COM 001055102 260,065 2,466 SH SOLE 0 0 2,466
ISHARES TR U.S. FINLS ETF 464287788 238,835 1,974 SH SOLE 0 0 1,974
FIRST SOLAR INC COM 336433107 232,419 1,404 SH SOLE 0 0 1,404
SHOPIFY INC CL A SUB VTG SHS 82509L107 230,700 2,000 SH SOLE 0 0 2,000
AMER STATES WTR CO COM 029899101 223,924 2,921 SH SOLE 0 0 2,921
LAMAR ADVERTISING CO NEW CL A 512816109 218,448 1,800 SH SOLE 0 0 1,800
MASCO CORP COM 574599106 213,676 3,320 SH SOLE 0 0 3,320
ISHARES TR CORE HIGH DV ETF 46429B663 209,852 1,791 SH SOLE 0 0 1,791
LOCKHEED MARTIN CORP COM 539830109 205,635 444 SH SOLE 0 0 444
JOHNSON CTLS INTL PLC SHS G51502105 204,481 1,936 SH SOLE 0 0 1,936
AVISTA CORP COM 05379B107 203,299 5,357 SH SOLE 0 0 5,357
AIRJOULE TECHNOLOGIES CORP CL A 612160101 94,851 20,486 SH SOLE 0 0 20,486