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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 0-3 MNTH TREASRY 46436E718 2,547,074 25,296 SH SOLE 25,296 0 0
ISHARES TR CORE MSCI EAFE 46432F842 7,726,453 92,555 SH SOLE 92,555 0 0
ISHARES TR CORE S&P TTL STK 464287150 12,273,009 90,884 SH SOLE 90,884 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,166,024 44,901 SH SOLE 44,901 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 13,718,956 39,085 SH SOLE 39,085 0 0
ISHARES TR RUS MD CP GR ETF 464287481 7,198,659 51,908 SH SOLE 51,908 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20,286,082 830,036 SH SOLE 830,036 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,230,114 42,584 SH SOLE 42,584 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 4,371,760 29,635 SH SOLE 29,635 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,373,460 17,271 SH SOLE 17,271 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,243,123 27,469 SH SOLE 27,469 0 0
NORTHERN LIGHTS FD TR TOEWS AGILTY SHS 66538J720 22,415,191 667,785 SH SOLE 667,785 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,486,450 5,672 SH SOLE 5,672 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,198,277 39,251 SH SOLE 39,251 0 0
GE AEROSPACE COM NEW 369604301 203,561 791 SH SOLE 791 0 0
GREIF INC CL A 397624107 633,653 9,750 SH SOLE 9,750 0 0
STRATEGY SHS EVENTIDE US MRKT 86280R787 5,779,551 222,365 SH SOLE 222,365 0 0
NEOS ETF TRUST FIS CHRISTIAN 78433H204 818,325 26,722 SH SOLE 26,722 0 0
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 2,558,381 61,901 SH SOLE 61,901 0 0
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796 7,310,998 31,884 SH SOLE 31,884 0 0
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658 827,730 20,367 SH SOLE 20,367 0 0
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419 860,194 25,100 SH SOLE 25,100 0 0
TIMOTHY PLAN HIG DV STK ETF 887432326 755,812 19,995 SH SOLE 19,995 0 0
TIMOTHY PLAN INTL ETF 887432334 2,505,481 77,584 SH SOLE 77,584 0 0
TIMOTHY PLAN U S SM CP CORE 887432342 726,027 18,770 SH SOLE 18,770 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,280,662 26,351 SH SOLE 26,351 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 453,058 8,574 SH SOLE 8,574 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 838,680 9,227 SH SOLE 9,227 0 0
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 2,084,007 26,188 SH SOLE 26,188 0 0
PACER FDS TR US CASH COWS 100 69374H881 5,225,113 94,830 SH SOLE 94,830 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,562,390 9,157 SH SOLE 9,157 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,160,904 4,899 SH SOLE 4,899 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 202,823 688 SH SOLE 688 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,294,331 3,695 SH SOLE 3,695 0 0
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 1,586,676 78,861 SH SOLE 78,861 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 249,163 5,058 SH SOLE 5,058 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 975,743 13,399 SH SOLE 13,399 0 0
PACER FDS TR US SMALL CAP CAS 69374H857 2,640,774 66,326 SH SOLE 66,326 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,502,758 160,526 SH SOLE 160,526 0 0
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739 701,948 14,676 SH SOLE 14,676 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,996,625 81,514 SH SOLE 81,514 0 0
STRATEGY SHS EVENTIDE HIGH DI 86280R811 769,585 30,295 SH SOLE 30,295 0 0
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 1,691,870 31,152 SH SOLE 31,152 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,452,052 136,445 SH SOLE 136,445 0 0
ISHARES TR CORE TOTAL USD 46434V613 3,688,779 79,792 SH SOLE 79,792 0 0
AMERICAN CENTY ETF TR US QUALITY GROW 025072307 3,863,002 35,401 SH SOLE 35,401 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 599,180 8,642 SH SOLE 8,642 0 0
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 265,140 3,636 SH SOLE 3,636 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,323,127 4,353 SH SOLE 4,353 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 991,156 9,002 SH SOLE 9,002 0 0
ISHARES TR S&P MC 400GR ETF 464287606 230,111 2,529 SH SOLE 2,529 0 0
ISHARES TR S&P MC 400VL ETF 464287705 203,631 1,648 SH SOLE 1,648 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 343,581 8,065 SH SOLE 8,065 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 202,158 356 SH SOLE 356 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,401,448 22,597 SH SOLE 22,597 0 0
ISHARES INC CORE MSCI EMKT 46434G103 216,674 3,609 SH SOLE 3,609 0 0
ISHARES TR S&P 500 VAL ETF 464287408 350,362 1,793 SH SOLE 1,793 0 0
ISHARES TR CORE S&P SCP ETF 464287804 729,477 6,675 SH SOLE 6,675 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 501,468 17,168 SH SOLE 17,168 0 0
APPLE INC COM 037833100 610,598 2,976 SH SOLE 2,976 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 407,356 18,432 SH SOLE 18,432 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 838,650 13,599 SH SOLE 13,599 0 0
EXXON MOBIL CORP COM 30231G102 423,845 3,932 SH SOLE 3,932 0 0
NVIDIA CORPORATION COM 67066G104 300,814 1,904 SH SOLE 1,904 0 0
FIDELITY MERRIMACK STR TR SYSTEMATIC MUN 316188846 244,238 5,022 SH SOLE 5,022 0 0
BWX TECHNOLOGIES INC COM 05605H100 372,539 2,586 SH SOLE 2,586 0 0
ALPHABET INC CAP STK CL C 02079K107 872,581 4,919 SH SOLE 4,919 0 0
MICROSOFT CORP COM 594918104 1,601,187 3,219 SH SOLE 3,219 0 0
CSX CORP COM 126408103 212,682 6,518 SH SOLE 6,518 0 0
SPDR GOLD TR GOLD SHS 78463V107 236,243 775 SH SOLE 775 0 0
NUCOR CORP COM 670346105 487,977 3,767 SH SOLE 3,767 0 0
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528108 467,328 20,947 SH SOLE 20,947 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 438,253 19,401 SH SOLE 19,401 0 0
UNITED PARCEL SERVICE INC CL B 911312106 977,907 9,688 SH SOLE 9,688 0 0