EXHIBIT 99.2

RRMS CREDIT REVIEW REPORT

 

Deal ID    Brean ID    Due Diligence
Results 		   Simple Id    Lender Case #    Exception Date    Exception Type        Exception           Follow-up Comments        Cleared Date    Credit
 Initial Loan 
Grade		   Credit
 Final Loan 
Grade
1   XXX   Passed   XXX   XXX                       A   A
2   XXX   Passed   XXX   XXX                       A   A
3   XXX   Passed   XXX   XXX   5/6/2025   Credit   The loan data tape has the both borrower’s wrong sex.   A corrected loan data tape has been added to the loan file documents.   5/7/2025   B   A
4   XXX   Passed   XXX   XXX   5/6/2025   Value   The loan file documents is missing a copy of the $XXX appraisal.   A copy of the missing document has been added to the loan file documents.   5/7/2025   B   A
5   XXX   Passed   XXX   XXX   5/6/2025   Credit   The Note amount should be $XXX   A corrected loan data tape has been added to the loan file documents.   5/7/2025   B   A
6   XXX   Passed   XXX   XXX   5/6/2025   Value   The loan data tape has an incorrect appraisal amount.   A corrected loan data tape has been added to the loan file documents.   5/7/2025   B   A
7   XXX   Passed   XXX   XXX                       A   A
8   XXX   Passed   XXX   XXX                       A   A
9   XXX   Passed   XXX   XXX                       A   A
10   XXX   Passed   XXX   XXX                       A   A
11   XXX   Passed   XXX   XXX                       A   A
12   XXX   Passed   XXX   XXX                       A   A
13   XXX   Passed   XXX   XXX                       A   A
14   XXX   Passed   XXX   XXX                       A   A
15   XXX   Passed   XXX   XXX                       A   A
16   XXX   Passed   XXX   XXX                       A   A
17   XXX   Passed   XXX   XXX                       A   A
18   XXX   Passed   XXX   XXX   5/22/2025   Credit   The loan file documents is missing a copy of the Financial Assessment Worksheet.   A copy of the missing document has been added to the loan file documents.   5/22/2025   B   A
19   XXX   Passed   XXX   XXX                       A   A
20   XXX   Passed   XXX   XXX                       A   A
21   XXX   Passed   XXX   XXX                       A   A
22   XXX   Passed   XXX   XXX   5/28/2025   Credit   The loan file documents is missing a copy of the borrower’s unexpired ID. The borrower’s ID in the loan file documents expired XX/XX/XX.   Per the lender: the expired license was approved by senior management for use. Also, the license was valid during the time of underwriting.   6/10/2025   B   A
23   XXX   Passed   XXX   XXX                       A   A
24   XXX   Passed   XXX   XXX                       A   A
25   XXX   Passed   XXX   XXX                       A   A
26   XXX   Passed   XXX   XXX                       A   A
27   XXX   Passed   XXX   XXX                       A   A
28   XXX   Passed   XXX   XXX   6/5/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   6/10/2025   B   A
29   XXX   Passed   XXX   XXX                       A   A
30   XXX   Passed   XXX   XXX                       A   A
31   XXX   Passed   XXX   XXX                       A   A
32   XXX   Passed   XXX   XXX                       A   A
33   XXX   Passed   XXX   XXX                       A   A
34   XXX   Passed   XXX   XXX                       A   A
35   XXX   Passed   XXX   XXX                       A   A
36   XXX   Passed   XXX   XXX   6/13/2025   Credit   The Financial Assessment Worksheet is missing from the loan file documents.   A copy of the missing document has been added to the loan file documents.   6/23/2025   B   A
37   XXX   Passed   XXX   XXX   6/13/2025   Credit   The loan data tape has wrong borrower’s name and different FICO score from the 3/14/2025 credit bureau.   A corrected loan data tape has been added to the loan file documents.   6/23/2025   B   A
38   XXX   Passed   XXX   XXX                       A   A
39   XXX   Passed   XXX   XXX                       A   A
40   XXX   Passed   XXX   XXX                       A   A
41   XXX   Passed   XXX   XXX                       A   A
42   XXX   Passed   XXX   XXX                       A   A
43   XXX   Passed   XXX   XXX   6/19/2025   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   6/23/2025   B   A
44   XXX   Passed   XXX   XXX   6/19/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   6/23/2025   B   A
45   XXX   Passed   XXX   XXX                       A   A
46   XXX   Passed   XXX   XXX   6/18/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   6/23/2025   B   A
47   XXX   Passed   XXX   XXX                       A   A
48   XXX   Passed   XXX   XXX                       A   A
49   XXX   Passed   XXX   XXX                       A   A
50   XXX   Passed   XXX   XXX   6/18/2025   Credit   The loan data tape incorrectly reflects the non-borrowing spouse as a co-borrower.   A corrected loan data tape has been added to the loan file documents.   6/23/2025   B   A
51   XXX   Passed   XXX   XXX                       A   A
52   XXX   Passed   XXX   XXX                       A   A
53   XXX   Passed   XXX   XXX   6/19/2025   Value   The loan data tape needs to reflect the field value of $XXX, not the CDA value of $XXX. There is a 36.6% difference between the XX/XX/XX appraised value of $XXX and 5/16/2025 CDA value of $XXX. The XX/XX/XX field review supports the appraised value of $XXX.   A corrected loan data tape has been added to the loan file documents.   6/23/2025   B   A
54   XXX   Passed   XXX   XXX                       A   A
55   XXX   Passed   XXX   XXX   6/18/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   6/23/2025   B   A
56   XXX   Passed   XXX   XXX                       A   A
57   XXX   Passed   XXX   XXX                       A   A
58   XXX   Passed   XXX   XXX   6/30/2025   Value   The 5/2/2025 appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   7/2/2025   B   A
59   XXX   Passed   XXX   XXX                       A   A
60   XXX   Passed   XXX   XXX                       A   A
61   XXX   Passed   XXX   XXX                       A   A
62   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan file documents is missing a copy of the flood determination certification.   A copy of the missing document has been added to the loan file documents.   7/1/2025   B   A
63   XXX   Passed   XXX   XXX                       A   A
64   XXX   Passed   XXX   XXX   7/7/2025   Credit   The loan file documents is missing a copy of Financial Assessment worksheet.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
65   XXX   Passed   XXX   XXX   7/7/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
66   XXX   Passed   XXX   XXX                       A   A
67   XXX   Passed   XXX   XXX   7/6/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   7/8/2025   B   A
68   XXX   Passed   XXX   XXX   7/6/2025   Credit   The final loan application is missing page 2. The Notice to Borrower at Loan Closing Regarding Prepayment is unsigned by the lender. The Lender Certification to Complete Blank Spaces is missing. The Xactus VOE from 6/16/2025 states there is no record the 2nd VOE from the NYC Citywide Administrative Service has no date or signature.   A copy of the missing document has been added to the loan file documents. A copy of the signed document has been added to the loan file documents. Per the lender: The broker submitted the VOE request through the appropriate NYC system and obtained the employment verification provided. Please note that NYC’s verifications are system-generated and are not signed or dated.   7/8/2025   B   A
69   XXX   Passed   XXX   XXX                       A   A
70   XXX   Passed   XXX   XXX                       A   A
71   XXX   Passed   XXX   XXX                       A   A
72   XXX   Passed   XXX   XXX                       A   A
73   XXX   Passed   XXX   XXX                       A   A
74   XXX   Passed   XXX   XXX                       A   A
75   XXX   Passed   XXX   XXX   7/8/2025   Credit   The loan data tape is missing both borrower’s middle initials.   A corrected loan data tape has been added to the loan file documents.   7/9/2025   B   A
76   XXX   Passed   XXX   XXX                       A   A
77   XXX   Passed   XXX   XXX                       A   A
78   XXX   Passed   XXX   XXX                       A   A
79   XXX   Passed   XXX   XXX                       A   A
80   XXX   Passed   XXX   XXX                       A   A
81   XXX   Passed   XXX   XXX                       A   A
82   XXX   Passed   XXX   XXX                       A   A
83   XXX   Passed   XXX   XXX                       A   A
84   XXX   Passed   XXX   XXX                       A   A
85   XXX   Passed   XXX   XXX                       A   A
86   XXX   Passed   XXX   XXX                       A   A
87   XXX   Passed   XXX   XXX                       A   A
88   XXX   Passed   XXX   XXX   7/9/2025   Value   The loan file documents is missing a copy of the completion of required repairs (1004D from the appraisal).   A copy of the missing document has been added to the loan file documents.   7/9/2025   B   A
89   XXX   Passed   XXX   XXX                       A   A
90   XXX   Passed   XXX   XXX                       A   A
91   XXX   Passed   XXX   XXX   7/8/2025   Credit   The loan data tape is missing both borrower’s middle initials. The loan file documents is missing a copy of the Financial Assessment worksheet.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents. 7/9/2025   7/9/2025   B   A
92   XXX   Passed   XXX   XXX   5/29/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The appraisal is missing a copy of the appraiser’s insurance.   A copy of a letter of explanation for delay in disbursement until XX/XX/XX has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   6/18/2025   B   A
93   XXX   Passed   XXX   XXX                       A   A
94   XXX   Passed   XXX   XXX                       A   A
95   XXX   Passed   XXX   XXX                       A   A
96   XXX   Passed   XXX   XXX                       A   A
97   XXX   Passed   XXX   XXX                       A   A
98   XXX   Passed   XXX   XXX                       A   A
99   XXX   Passed   XXX   XXX   4/30/2025   Credit   The Closing Instructions, XXX Instructions, Addendum to HUD-1 Settlement Statement and Disbursement Confirmation are not signed by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/9/2025   B   A
100   XXX   Passed   XXX   XXX                       A   A
101   XXX   Passed   XXX   XXX                       A   A
102   XXX   Passed   XXX   XXX                       A   A
103   XXX   Passed   XXX   XXX   5/8/2025   Credit   The Closing Instructions, XXX General Closing Instructions and Addendum to HUD-1 Settlement Statement are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/9/2025   B   A
104   XXX   Passed   XXX   XXX                       A   A
105   XXX   Passed   XXX   XXX   4/30/2025   Credit   The loan file documents is missing a copy of the borrower’s initial loan application.   A copy of the missing document has been added to the loan file documents   5/9/2025   B   A
106   XXX   Passed   XXX   XXX   5/8/2025   Credit   The Closing Instructions, XXX General Closing Instructions and Addendum to HUD-1 Settlement Statement are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/9/2025   B   A
107   XXX   Passed   XXX   XXX   5/15/2025   Credit   Per county instrument #XXX, the subject has an oil and gas lease with PennEnergy Resources, LLC. This lease began on XX/XX/XX and has a term of five years from the effective date, with the option for an additional five years thereafter. This has no effect on the
marketability of the subject, and this is not atypical in this neighborhood. Additional note: The subject has no oil, gas or mineral leases. The appraiser noticed no active oil, gas, or mineral drilling on or within 200 feet of the subject
property.
No adverse conditions exist that affect livability, soundness, or structural integrity of the subject property.
The as-is value of site improvements is included in the site value.
The subject is zoned A-1, Agricultural District. The subject has no agricultural uses and is not income-producing. However the title report initiates the following. Memorandum of Gas Gathering Agreement recorded on XX/XX/XXin Instrument No. XXX in the records of the County of Butler, State of Pennsylvania.		   A copy of an email from Title confirming the UCC was removed has been added to the loan file documents. A copy of the Investor approval for no UCC has been added to the loan file documents.   7/3/2025   B   A
108   XXX   Passed   XXX   XXX                       A   A
109   XXX   Passed   XXX   XXX   5/16/2025   Credit   The Financial Assessment Worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   5/23/2025   B   A
110   XXX   Passed   XXX   XXX                       A   A
111   XXX   Passed   XXX   XXX   5/16/2025   Credit   The Financial Assessment Worksheet is unsigned by the underwriter. The General Closing Instructions,H4L General Closing Instructions, Disbursement Confirmation, and Addendum to HUD-1 Settlement Statement are unsigned by the closing agent. The Co-borrower incorrectly indicated on both loan applications that she is US citizen. She is a resident alien.   Copies of the signed documents have been added to the loan file documents. Copies of the corrected loan applications has been added to the loan file documents.   5/23/2025   B   A
112   XXX   Passed   XXX   XXX   5/19/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/23/2025   B   A
113   XXX   Passed   XXX   XXX   5/19/2025   Credit   The Financial Assessment Worksheet is unsigned by the underwriter. The loan file documents is missing a copy of the mortgage, the General Closing Instructions,H4L General Closing Instructions, Disbursement Confirmation, and Addendum to HUD-1 Settlement Statement .   A copy of the signed document has been added to the loan file documents. Copies of missing documents have been added to the loan file documents.   5/29/2025   B   A
114   XXX   Passed   XXX   XXX                       A   A
115   XXX   Passed   XXX   XXX   5/19/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement. The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   A corrected HUD-1 Settlement Statement has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   5/23/2025   B   A
116   XXX   Passed   XXX   XXX   5/19/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/23/2025   B   A
117   XXX   Passed   XXX   XXX   5/20/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/23/2025   B   A
118   XXX   Passed   XXX   XXX   5/20/2025   Value   The loan file documents is missing a copy of the appraiser’s insurance from the XX/XX/XX appraisal.   A copy of the missing document has been added to the loan file documents.   6/5/2025   B   A
119   XXX   Passed   XXX   XXX   5/20/2025   Credit   The letter of explanation for derogatory activity is unsigned by the borrower.   A copy of the signed document has been added to the loan file documents.   5/23/2025   B   A
120   XXX   Passed   XXX   XXX                       A   A
121   XXX   Passed   XXX   XXX   5/26/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/29/2025   B   A
122   XXX   Passed   XXX   XXX   5/29/2025   Credit   The Letter of explanation for the benefit of the XXX program is unsigned by the borrower.   A copy of the signed document has been added to the loan file documents.   7/1/2025   B   A
123   XXX   Passed   XXX   XXX   5/26/2025   Credit   The disbursement confirmation has a different date than the HUD-1 settlement statement and the disbursement confirmation. The loan file documents is missing the HUD-1 Settlement Statement, Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and Disbursement Confirmation (copies in the file belongs to another borrower).   Copies of the missing documents have been added to the loan file documents. A letter has been added to the loan file documents concerning the disbursement letter.   6/16/2025   B   A
124   XXX   Passed   XXX   XXX   5/26/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/29/2025   B   A
125   XXX   Passed   XXX   XXX   5/26/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   5/29/2025   B   A
126   XXX   Passed   XXX   XXX   5/26/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   5/29/2025   B   A
127   XXX   Passed   XXX   XXX                       A   A
128   XXX   Passed   XXX   XXX   5/26/2025   Credit   The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unsigned by the closing agent   Copies of the missing documents have been added to the loan file documents.   6/16/2025   B   A
129   XXX   Passed   XXX   XXX   5/29/2025   Credit   The HUD-1 Settlement Statement has different funding date than the loan data tape and disbursement confirmation.   A copy of a letter of explanation for delay in disbursement until 5/6/2025 has been added to the loan file documents.   6/18/2025   B   A
130   XXX   Passed   XXX   XXX   5/27/2025   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   5/29/2025   B   A
131   XXX   Passed   XXX   XXX                       A   A
132   XXX   Passed   XXX   XXX   5/29/2025   Value   The appraisal took place 4/14/2025, need appraiser’s insurance for that time period.   A copy of the missing document has been added to the loan file documents.   6/5/2025   B   A
133   XXX   Passed   XXX   XXX   5/29/2025   Credit   The loan data tape has the wrong sex for the borrower.   A corrected loan data tape has been added to the loan file documents.   6/5/2025   B   A
134   XXX   Passed   XXX   XXX                       A   A
135   XXX   Passed   XXX   XXX                       A   A
136   XXX   Passed   XXX   XXX                       A   A
137   XXX   Passed   XXX   XXX   5/30/2025   Credit   The Closing Instructions is missing the signature page. The XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents has been added to the loan file documents.   6/5/2025   B   A
138   XXX   Passed   XXX   XXX   6/3/2025   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   6/5/2025   B   A
139   XXX   Passed   XXX   XXX                       A   A
140   XXX   Passed   XXX   XXX                       A   A
141   XXX   Passed   XXX   XXX                       A   A
142   XXX   Passed   XXX   XXX                       A   A
143   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/18/2025   B   A
144   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/15/2025 has been added to the loan file documents.   6/18/2025   B   A
145   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Financial Assessment worksheet is unsigned by the underwriter.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents. A copy of the signed document has been added to the Ioan file documents.   6/18/2025   B   A
146   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/18/2025   B   A
147   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/18/2025   B   A
148   XXX   Passed   XXX   XXX   6/10/2025   Credit/Value   The loan data tape should reflect the co-borrower’s FICO score as zero. The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The appraisal and CDA valuation has a 27.3% variance. Is there a field review or BPO to reconcile the difference?   A corrected loan data tape has been added to the loan file documents. A copy of a letter of explanation for delay in disbursement until 5/15/2025 has been added to the loan file documents. Per the lender: The Cost Determination Analysis (CDA) came in 27.3% higher than the appraised value. The borrower
has reviewed the figures and confirmed they would like to proceed based on the appraisal value.		   6/30/2025   B   A
149   XXX   Passed   XXX   XXX   6/10/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/28/2025 has been added to the loan file documents.   6/18/2025   B   A
150   XXX   Passed   XXX   XXX   6/10/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Marital Status Affidavit states the borrower is married. The Note and Mortgage state the borrower is unmarried. The XXX is missing pages. It appears the property is at least 32 acres. The appraisal and title parcel # are not the same and the property description is not the same. Hazard Insurance policy indicates the property as 80 acres along with a barn and various farm equipment. The property tax direct states the property has agricultural value loss exemptions. = Only land that is primarily being used for agricultural use for farming or ranching activities, such as crop production, livestock production, dairy farming, beekeeping, aquaculture, and/or horticulture. The land should be used for at least five of the past seven years to maintain the exemption and meet minimum acreage requirements. The XXX Property Tax Code requires the land to be used in a manner consistent with the production of income, even if the income is not significant. The land should not be used primarily for non-agricultural purposes, such as commercial enterprises, or recreational uses. The loan file documents is missing the Investor approval for borrower’s credit score is less than 600.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents. A corrected document has been added to the loan file documents. A copy of the Lender Certification that the property is residential 2 acres has been added to the loan file documents. A copy of the Investor approval for credit score less 600 has been added to the loan file documents.   7/3/2025   B   A
151   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/18/2025   B   A
152   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/20/2025   B   A
153   XXX   Passed   XXX   XXX   6/16/2025   Credit   The Flood Determination has the wrong loan number. The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a corrected Flood determination has been added to the loan file documents. A copy of a letter of explanation for delay in disbursement until 5/27/2025 has been added to the loan file documents.   6/20/2025   B   A
154   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents.   6/20/2025   B   A
155   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan data tape is missing the borrower’s credit score.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents. A corrected loan data tape has been added to the loan file documents.   6/18/2025   B   A
156   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents.   6/18/2025   B   A
157   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/27/2025 has been added to the loan file documents.   6/18/2025   B   A
158   XXX   Passed   XXX   XXX   6/16/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan data tape is missing the 3/12/2025 $XXX appraisal.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents. A corrected loan data tape has been added to the loan file documents.   6/18/2025   B   A
159   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/28/2025 has been added to the loan file documents.   6/18/2025   B   A
160   XXX   Passed   XXX   XXX   6/16/2025   Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The 4/25/2025 completion of repairs inspection is missing a copy of that appraiser]s license. The loan file documents is missing a copy of the Investor approval for removal of 2 kitchens and not legal garage conversion.   A copy of a letter of explanation for delay in disbursement until 5/23/2025 has been added to the loan file documents. Per the lender: The appraiser put license # on the state certification line. This can be placed on either line. A copy of the missing document has been added to the loan file documents.   6/30/2025   B   A
161   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/28/2025 has been added to the loan file documents.   6/18/2025   B   A
162   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The HUD-1 Settlement Statement is unsigned by the settlement agent.   A copy of a letter of explanation for delay in disbursement until 5/27/2025 has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   6/18/2025   B   A
163   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/27/2025 has been added to the loan file documents.   6/18/2025   B   A
164   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The HUD-1 Settlement Statement is unstamped or unsigned by the settlement agent. The loan file documents is missing a copy of the Investor approved LESA due to credit score below 600. The loan file documents is missing a copy of a Letter of Explanation for 7 month delinquency on mortgage.   A copy of a letter of explanation for delay in disbursement until 6/3/2025 has been added to the loan file documents. A copy of the stamped document has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   6/20/2025   B   A
165   XXX   Passed   XXX   XXX                       A   A
166   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Closing Instructions, XXX General Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unstamped or unsigned by the closing agent   A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents. Copies of the stamped documents have been added to the loan file documents.   6/18/2025   B   A
167   XXX   Passed   XXX   XXX   6/16/2025   Credit   The Disbursement Confirmation is unsigned.   A copy of the signed document has been added to the loan file documents.   6/20/2025   B   A
168   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Financial Assessment Worksheet is unsigned by the underwriter.   A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   6/18/2025   B   A
169   XXX   Passed   XXX   XXX   6/16/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy of the Investor LESA approval for credit score less than 600.   A copy of a letter of explanation for delay in disbursement until 5/28/2025 has been added to the loan file documents. A copy of the LESA approval has been added to the loan file documents.   6/30/2025   B   A
170   XXX   Passed   XXX   XXX   6/23/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents.   6/30/2025   B   A
171   XXX   Passed   XXX   XXX   6/23/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents.   6/30/2025   B   A
172   XXX   Passed   XXX   XXX   6/23/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement due to borrower needing to make corrections to the signed closing documents has been added to the loan file documents.   6/30/2025   B   A
173   XXX   Passed   XXX   XXX   6/23/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy pf the Investor approval for LESA due to the borrower’s credit score is below 600.   A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   6/30/2025   B   A
174   XXX   Passed   XXX   XXX   6/24/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy of the Investor approval for LESA due to borrower’s credit score less than 600.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   6/30/2025   B   A
175   XXX   Passed   XXX   XXX   6/24/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy of the Investor approval for LESA due to borrower’s credit score less than 600.   A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   6/30/2025   B   A
176   XXX   Passed   XXX   XXX   6/24/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Closing Instructions and Disbursement Confirmation are unsigned by the closing agent.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   6/30/2025   B   A
177   XXX   Passed   XXX   XXX   6/24/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents.   6/30/2025   B   A
178   XXX   Passed   XXX   XXX   6/24/2025   Credit/Value   The loan data tape has a different borrower’s FICO score than the 5/6/2025 credit bureau report. The loan data tape is missing 4/21/2025 $XXX appraisal. The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing the supporting rental income of $XXX documentation.   A corrected loan data tape has been added to the loan file documents. A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents. A copy of the rent schedule has been added to the loan file documents.   7/4/2025   B   A
179   XXX   Passed   XXX   XXX   6/24/2025   Credit   The loan data tape is missing the borrower’s FICO score. The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The ClearTrust Risk Assessment Report, OFAC Check is not the borrower. The Closing Instructions, Home4 Life Instructions, Addendum to HUD1 Settlement Statement and Disbursement Confirmation are unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. A copy of a letter of explanation for delay in disbursement until 5/29/2025 has been added to the loan file documents. A copies of the correct documents have been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   6/30/2025   B   A
180   XXX   Passed   XXX   XXX   6/25/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents.   6/30/2025   B   A
181   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/3/2025   B   A
182   XXX   Passed   XXX   XXX   6/25/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy of the Financial Assessment Worksheet.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   6/30/2025   B   A
183   XXX   Passed   XXX   XXX   6/25/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The appraisal is missing a copy of the appraiser’s insurance. The Closing Instructions, XXX Instructions, and Disbursement Confirmation are unsigned by the closing agent.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents. A copy of the missing document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   6/30/2025   B   A
184   XXX   Passed   XXX   XXX   6/25/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 5/30/2025 has been added to the loan file documents.   6/30/2025   B   A
185   XXX   Passed   XXX   XXX                       A   A
186   XXX   Passed   XXX   XXX   6/25/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 6/3/2025 has been added to the loan file documents.   6/30/2025   B   A
187   XXX   Passed   XXX   XXX   6/25/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A copy of a letter of explanation for delay in disbursement until 6/5/2025 has been added to the loan file documents.   6/30/2025   B   A
188   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/3/2025   B   A
189   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a XX/XX/XX funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation of XX/XX/XX. The borrower’s ID expired XX/XX/XX.   Copies of the corrected documents have been added to the loan file documents. A copy of the borrower’s ID has been added to the loa file documents.   7/4/2025   B   A
190   XXX   Passed   XXX   XXX   7/1/2025   Value   The loan data tape needs to have the value reconciliation of $XXX instead of the BPO value of $XXX.   A corrected loa data tape has been added to the loan file documents.   7/3/2025   B   A
191   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan file documents majority of the closing documents, examples. the Note, Mortgage, Right to Cancel, HUD-1 Settlement Statement, Disbursement Confirmation, closing instructions, XXX instructions, Borrower Damage Cert. and Exhibit A.   Copies of the missing documents have been added to the loan file documents.   7/4/2025   B   A
192   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/3/2025   B   A
193   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Closing Instructions, the Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the corrected documents have been added to the loan file documents. Copies of the signed documents has been added to the loan file documents.   7/3/2025   B   A
194   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/3/2025   B   A
195   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape is missing the funding date. Disbursement Confirmation is missing from the loan file documents. The Closing Instructions, the XXX Instructions, and the Addendum to HUD-1 Settlement Statement are unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents. Copies of the signed documents has been added to the loan file documents.   7/3/2025   B   A
196   XXX   Passed   XXX   XXX   7/1/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/3/2025   B   A
197   XXX   Passed   XXX   XXX   7/2/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/8/2025   B   A
198   XXX   Passed   XXX   XXX   7/2/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The Closing Instructions, the XXX Instructions, the Disbursement Confirmation and the Addendum to HUD-1 Settlement Statement are unsigned by the closing agent.   Copies of the corrected documents have been added to the loan file documents. Copies of the signed/stamped documents has been added to the loan file documents.   7/8/2025   B   A
199   XXX   Passed   XXX   XXX   7/3/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/8/2025   B   A
200   XXX   Passed   XXX   XXX   7/3/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/8/2025   B   A
201   XXX   Passed   XXX   XXX   7/3/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   7/8/2025   B   A
202   XXX   Passed   XXX   XXX                       A   A
203   XXX   Passed   XXX   XXX                       A   A
204   XXX   Passed   XXX   XXX                       A   A
205   XXX   Passed   XXX   XXX                       A   A
206   XXX   Passed   XXX   XXX                       A   A
207   XXX   Passed   XXX   XXX   7/3/2025   Credit   The loan file documents is missing the Deed of Trust Mortgage, the Right to Cancel, repair set aside and the Borrower Damage Certification.   Copies of the missing documents have been added to the loan file documents.   7/8/2025   B   A
208   XXX   Passed   XXX   XXX                       A   A
209   XXX   Passed   XXX   XXX                       A   A
210   XXX   Passed   XXX   XXX                       A   A
211   XXX   Passed   XXX   XXX                       A   A
212   XXX   Passed   XXX   XXX                       A   A
213   XXX   Passed   XXX   XXX                       A   A
214   XXX   Passed   XXX   XXX                       A   A
215   XXX   Passed   XXX   XXX   7/4/2025   Credit   The loan data tape has a different funding date than the HUD1 Settlement Statement and Disbursement Confirmation.   A corrected loan data tape has been added to the loan file documents.   7/9/2025   B   A
216   XXX   Passed   XXX   XXX   7/4/2025   Credit   The Closing Instructions, XXX Closing Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation unstamped or unsigned by the closing agent   Copies of the signed documents have been added to the loan file documents.   7/8/2025   B   A
217   XXX   Passed   XXX   XXX                       A   A
218   XXX   Passed   XXX   XXX   7/4/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet and the Closing Instructions.   Copies of the missing documents have been added to the loan file documents.   7/9/2025   B   A
219   XXX   Passed   XXX   XXX   7/4/2025   Credit   The loan file documents is missing the closing documents, IE. Note, HUD-1 Settlement Statement.   Copies of the missing documents have been added to the loan file documents.   7/8/2025   B   A
220   XXX   Passed   XXX   XXX                       A   A
221   XXX   Passed   XXX   XXX                       A   A
222   XXX   Passed   XXX   XXX                       A   A
223   XXX   Passed   XXX   XXX                       A   A
224   XXX   Passed   XXX   XXX                       A   A
225   XXX   Passed   XXX   XXX                       A   A
226   XXX   Passed   XXX   XXX   7/4/2025   Credit   The loan data tape has a different funding date than the HUD1 Settlement Statement and Disbursement Confirmation.   A corrected loan data tape has been added to the loan file documents.   7/9/2025   B   A
227   XXX   Passed   XXX   XXX                       A   A
228   XXX   Passed   XXX   XXX                       A   A
229   XXX   Passed   XXX   XXX                       A   A
230   XXX   Passed   XXX   XXX                       A   A
231   XXX   Passed   XXX   XXX   7/5/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
232   XXX   Passed   XXX   XXX                       A   A
233   XXX   Passed   XXX   XXX                       A   A
234   XXX   Passed   XXX   XXX   7/5/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
235   XXX   Passed   XXX   XXX   7/5/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
236   XXX   Passed   XXX   XXX                       A   A
237   XXX   Passed   XXX   XXX                       A   A
238   XXX   Passed   XXX   XXX                       A   A
239   XXX   Passed   XXX   XXX                       A   A
240   XXX   Passed   XXX   XXX                       A   A
241   XXX   Passed   XXX   XXX                       A   A
242   XXX   Passed   XXX   XXX                       A   A
243   XXX   Passed   XXX   XXX                       A   A
244   XXX   Passed   XXX   XXX   7/6/2025   Credit   The Closing Instructions, XXX General Closing Instructions, and the Addendum to HUD-1 Settlement Statement are unstamped or unsigned by the closing agent   Copies of the signed documents have been added to the loan file documents.   7/8/2025   B   A
245   XXX   Passed   XXX   XXX   7/6/2025   Credit   The letter of explanation for adverse credit history is unsigned by the borrower. The loan file documents is missing a copy of the re-verification of employment within 10 days to mortgage disbursement.   Copies of the missing documents have been added to the loan file documents.   7/9/2025   B   A
246   XXX   Passed   XXX   XXX                       A   A
247   XXX   Passed   XXX   XXX                       A   A
248   XXX   Passed   XXX   XXX                       A   A
249   XXX   Passed   XXX   XXX   7/7/2025   Value   The appraisers insurance expired 3/25/2025   A copy of the unexpired document has been added to the loan file documents.   7/9/2025   B   A
250   XXX   Passed   XXX   XXX                       A   A
251   XXX   Passed   XXX   XXX   7/7/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
252   XXX   Passed   XXX   XXX   7/7/2025   Credit   The loan file is missing all of the closing documents, including the loan approval and financial assessment worksheet etc.   Copies of the missing documents have been added to the loan file documents.   7/9/2025   B   A
253   XXX   Passed   XXX   XXX   7/7/2025   Credit   The Financial Assessment Worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/8/2025   B   A
254   XXX   Passed   XXX   XXX   7/8/2025   Value   The loan file documents are missing a copy of the appraisal. The Completion of repairs on 6/19/2025 has an expired appraiser’s insurance of 5/6/2025.   A copy of the missing document has been added to the loan file documents. A copy of the unexpired appraiser’s insurance has been added to the loan file documents.   7/10/2025   B   A
255   XXX   Passed   XXX   XXX   7/8/2025   Credit   The loan file documents is missing a copy of the Investor LESA approval due to credit score less than 600.   A copy of the missing document has been added to the loan file documents.   7/8/2025   B   A
256   XXX   Passed   XXX   XXX   7/8/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation.   A corrected HUD-1 Settlement Statement has been added to the loan file documents.   7/9/2025   B   A
257   XXX   Passed   XXX   XXX                       A   A
258   XXX   Passed   XXX   XXX                       A   A
259   XXX   Passed   XXX   XXX   7/9/2025   Credit   The loan file documents is missing a copy of the Investor LESA approval due to credit score less than 600.   A copy of the missing document has been added to the loan file documents.   7/10/2025   B   A
260   XXX   Passed   XXX   XXX   7/9/2025   Credit   The loan file documents is missing a copy of the Investor LESA approval due to credit score less than 600.   A copy of the missing document has been added to the loan file documents.   7/10/2025   B   A
261   XXX   Passed   XXX   XXX   7/9/2025   Credit   The loan file documents is missing a copy of the Investor LESA approval due to credit score less than 600. The Closing Instructions, and XXX General Closing Instructions, are unsigned by the closing agent   A copy of the missing document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   7/10/2025   B   A
262   XXX   Passed   XXX   XXX                       A   A
263   XXX   Passed   XXX   XXX   7/9/2025   Credit   The loan file documents is missing a copy of the supporting social security income.   A copy of the missing document has been added to the loan file documents.   7/10/2025   B   A
264   XXX   Passed   XXX   XXX   7/9/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter. The loan file documents is missing a copy of the condominium questionnaire.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/11/2025   B   A
265   XXX   Passed   XXX   XXX                       A   A
266   XXX   Passed   XXX   XXX                       A   A
267   XXX   Passed   XXX   XXX                       A   A
268   XXX   Passed   XXX   XXX   7/9/2025   Credit/Value   The loan data tape is missing the second appraisal. The loan file documents is missing all of the closing documents. Examples include: Mortgage, Note, HUD-1 Settlement Statement, Right to Cancel etc.   Copies of the missing documents have been added to the loan file documents.   7/10/2025   B   A
269   XXX   Passed   XXX   XXX                       A   A
270   XXX   Passed   XXX   XXX   7/10/2025   Credit   The Closing Instructions, XXX General Closing Instructions, and the Addendum to HUD-1 Settlement Statement are unsigned by the closing agent. The loan file documents is missing a copy of the Disbursement Confirmation.   Copies of the signed documents have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/10/2025   B   A
271   XXX   Passed   XXX   XXX   7/10/2025   Credit   The loan file documents is missing a copy of the Investor approved exception to allow without obtaining a Non-traditional mortgage credit report (NTMCR) on 6/23/2025   A copy of the missing document has been added to the loan file documents.   7/10/2025   B   A
272   XXX   Passed   XXX   XXX                       A   A
273   XXX   Passed   XXX   XXX   7/10/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   7/10/2025   B   A
274   XXX   Passed   XXX   XXX                       A   A
275   XXX   Passed   XXX   XXX   7/10/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter. The Closing Instructions, XXX General Closing Instructions, the Addendum to HUD-1 Settlement Statement, and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   7/10/2025   B   A
276   XXX   Passed   XXX   XXX                       A   A
277   XXX   Passed   XXX   XXX   5/13/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation.   A corrected loan data tape has been added to the loan file documents.   5/13/2025   B   A
278   XXX   Passed   XXX   XXX   5/13/2025   Credit   The Disbursement Confirmation is missing from the loan file documents. The loan data tape has a different funding date than the HUD-1 Settlement Statement.   A copy of the missing documents has been added to the loan file documents. A copy of a HUD-1 Settlement Statement that reflects the same funding date as the data tape.   5/13/2025   B   A
279   XXX   Passed   XXX   XXX                       A   A
280   XXX   Passed   XXX   XXX                       A   A
281   XXX   Passed   XXX   XXX                       A   A
282   XXX   Passed   XXX   XXX                       A   A
283   XXX   Passed   XXX   XXX                       A   A
284   XXX   Passed   XXX   XXX   5/13/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   5/23/2025   B   A
285   XXX   Passed   XXX   XXX                       A   A
286   XXX   Passed   XXX   XXX                       A   A
287   XXX   Passed   XXX   XXX                       A   A
288   XXX   Passed   XXX   XXX                       A   A
289   XXX   Passed   XXX   XXX                       A   A
290   XXX   Passed   XXX   XXX                       A   A
291   XXX   Passed   XXX   XXX                       A   A
292   XXX   Passed   XXX   XXX   6/3/2025   Value   The loan file documents is missing a coy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   6/11/2025   B   A
293   XXX   Passed   XXX   XXX   5/20/2025   Credit   The loan data tape has a co borrower date of birth. There is no co-borrower. The loan data tape has the wrong sex for the borrower.   A corrected loan data tape has been added to the loan file documents.   5/22/2025   B   A
294   XXX   Passed   XXX   XXX                       A   A
295   XXX   Passed   XXX   XXX                       A   A
296   XXX   Passed   XXX   XXX   5/20/2025   Value   The loan file documents is missing the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   5/22/2025   B   A
297   XXX   Passed   XXX   XXX                       A   A
298   XXX   Passed   XXX   XXX                       A   A
299   XXX   Passed   XXX   XXX   5/13/2025   Credit   A copy of the Purchase Contract is missing from the loan file documents.   A copy of the missing documents has been added to the loan file documents.   5/13/2025   B   A
300   XXX   Passed   XXX   XXX                       A   A
301   XXX   Passed   XXX   XXX                       A   A
302   XXX   Passed   XXX   XXX                       A   A
303   XXX   Passed   XXX   XXX                       A   A
304   XXX   Passed   XXX   XXX   5/12/2025   Value   The CDA valuation documentation is missing from the loan file documents.   A copy of the missing documents has been added to the loan file documents.   5/13/2025   B   A
305   XXX   Passed   XXX   XXX                       A   A
306   XXX   Passed   XXX   XXX   5/20/2025   Value   The loan file documents is missing the CDA valuation documents.   A copy of the missing document has been added to the loan file documents.   5/22/2025   B   A
307   XXX   Passed   XXX   XXX   5/28/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation.   Copies of the updated documents that support the funding date have been added to the loan file documents.   6/5/2025   B   A
308   XXX   Passed   XXX   XXX                       A   A
309   XXX   Passed   XXX   XXX   6/2/2025   Credit   The loan data tape has an incorrect Note amount.   A corrected loan data tape has been added to the loan file documents.   6/11/2025   B   A
310   XXX   Passed   XXX   XXX   6/10/2025   Credit   The Disbursement Confirmation has a different date than the HUD-1 Settlement Statement and loan data tape.   A corrected document has been added to the loan file documents.   6/17/2025   B   A
311   XXX   Passed   XXX   XXX                       A   A
312   XXX   Passed   XXX   XXX   5/27/2025   Credit   The loan data tape has as different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation.   Copies of the updated documents that support the funding date have been added to the loan file documents.   6/5/2025   B   A
313   XXX   Passed   XXX   XXX                       A   A
314   XXX   Passed   XXX   XXX   5/21/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   5/22/2025   B   A
315   XXX   Passed   XXX   XXX   5/27/2025   Value   The loan data tape should reflect the BPO value instead of the CDA valuation. Per the lender CDA 10.7%, BPO completed and supports appraised value.   A corrected loan data tape has been added to the loan file documents.   6/11/2025   B   A
316   XXX   Passed   XXX   XXX                       A   A
317   XXX   Passed   XXX   XXX                       A   A
318   XXX   Passed   XXX   XXX   5/23/2025   Credit   The loan file documents is missing a copy of the purchase contract.   A copy of the missing document has been added to the loan file documents.   5/23/2025   B   A
319   XXX   Passed   XXX   XXX                       A   A
320   XXX   Passed   XXX   XXX                       A   A
321   XXX   Passed   XXX   XXX                       A   A
322   XXX   Passed   XXX   XXX                       A   A
323   XXX   Passed   XXX   XXX                       A   A
324   XXX   Passed   XXX   XXX   5/28/2025   Credit   The loan file documents is missing a copy of the supporting social security income documentation.   A copy of the missing document has been added to the loan file documents.   6/5/2025   B   A
325   XXX   Passed   XXX   XXX                       A   A
326   XXX   Passed   XXX   XXX                       A   A
327   XXX   Passed   XXX   XXX                       A   A
328   XXX   Passed   XXX   XXX   6/23/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/7/2025   B   A
329   XXX   Passed   XXX   XXX   6/2/2025   Credit/Value   The loan data tape has a coborrower date of birth. There is no coborrower. The loan data tape should reflect the BPO value rather then the CDA value.   A corrected loan data tape has been added to the loan file documents.   6/11/2025   B   A
330   XXX   Passed   XXX   XXX                       A   A
331   XXX   Passed   XXX   XXX                       A   A
332   XXX   Passed   XXX   XXX                       A   A
333   XXX   Passed   XXX   XXX   6/10/2025   Credit   The Disbursement Confirmation has a different date than the HUD-1 Settlement Statement and loan data tape.   A corrected document has been added to the loan file documents.   6/17/2025   B   A
334   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan file documents is missing a copy of the Investor approval exception for late taxes.   A copy of the missing document has been added to the loan file documents.   6/17/2025   B   A
335   XXX   Passed   XXX   XXX   6/22/2025   Credit   The loan file documents is missing a copy of the purchase agreement.   A copy of the missing document has been added to the loan file documents.   7/7/2025   B   A
336   XXX   Passed   XXX   XXX   6/11/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   6/17/2025   B   A
337   XXX   Passed   XXX   XXX                       A   A
338   XXX   Passed   XXX   XXX                       A   A
339   XXX   Passed   XXX   XXX   6/23/2025   Credit   The Note is not signed by the lender.   A copy of the missing document has been added to the loan file documents.   7/7/2025   B   A
340   XXX   Passed   XXX   XXX                       A   A
341   XXX   Passed   XXX   XXX                       A   A
342   XXX   Passed   XXX   XXX                       A   A
343   XXX   Passed   XXX   XXX                       A   A
344   XXX   Passed   XXX   XXX   7/2/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation. The loan file documents is missing a copy of the CDA valuation documentation. The loan file documents is missing a copy of the supporting departing REO sale income used in the income calculations.   Copies of the updated documents that support the funding date have been added to the loan file documents. Copies of the missing documents have been added to the loan file documents   7/9/2025   B   A
345   XXX   Passed   XXX   XXX                       A   A
346   XXX   Passed   XXX   XXX                       A   A
347   XXX   Passed   XXX   XXX   6/9/2025   Credit   The loan file documents is missing a copy of the Mortgage.   A copy of the missing document has been added to the loan file documents.   6/17/2025   B   A
348   XXX   Passed   XXX   XXX                       A   A
349   XXX   Passed   XXX   XXX                       A   A
350   XXX   Passed   XXX   XXX   6/21/2025   Credit   The lender has not signed the Note.   A copy of the missing document has been added to the loan file documents.   6/24/2025   B   A
351   XXX   Passed   XXX   XXX                       A   A
352   XXX   Passed   XXX   XXX                       A   A
353   XXX   Passed   XXX   XXX                       A   A
354   XXX   Passed   XXX   XXX   6/17/2025   Credit   The loan file documents is missing a copy of the Mortgage document.   A copy of the missing document has been added to the loan file documents.   6/17/2025   B   A
355   XXX   Passed   XXX   XXX                       A   A
356   XXX   Passed   XXX   XXX                       A   A
357   XXX   Passed   XXX   XXX                       A   A
358   XXX   Passed   XXX   XXX                       A   A
359   XXX   Passed   XXX   XXX                       A   A
360   XXX   Passed   XXX   XXX                       A   A
361   XXX   Passed   XXX   XXX                       A   A
362   XXX   Passed   XXX   XXX                       A   A
363   XXX   Passed   XXX   XXX                       A   A
364   XXX   Passed   XXX   XXX                       A   A
365   XXX   Passed   XXX   XXX                       A   A
366   XXX   Passed   XXX   XXX   6/20/2025   Credit   #7 will stay on the final policy because it runs with the land. Per title, the only way this will be removed is if the oil and gas lease is terminated and a withdrawal is recorded. Per the title report, the title company even states: No insurance is made as to the present ownership of the leasehold created by said lease, not as to other matters affecting the rights and interests of the lessor or lease in said lease.   Per the lender: In the lease agreement provide. Pg 1-Remains in force for 10yrs, client purchased the property 1989. We also have the clients 1040’s to confirm no royalty income was received.   6/30/2025   B   A
367   XXX   Passed   XXX   XXX                       A   A
368   XXX   Passed   XXX   XXX                       A   A
369   XXX   Passed   XXX   XXX                       A   A
370   XXX   Passed   XXX   XXX                       A   A
371   XXX   Passed   XXX   XXX                       A   A
372   XXX   Passed   XXX   XXX                       A   A
373   XXX   Passed   XXX   XXX                       A   A
374   XXX   Passed   XXX   XXX   7/7/2025   Credit   The loan file documents is missing a copy of the Investor approval exception for credit score below 600.   A copy of the missing document has been added to the loan file documents.   7/9/2025   B   A
375   XXX   Passed   XXX   XXX                       A   A
376   XXX   Passed   XXX   XXX                       A   A
377   XXX   Passed   XXX   XXX   7/7/2025   Credit   The Note is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   7/9/2025   B   A
378   XXX   Passed   XXX   XXX                       A   A
379   XXX   Passed   XXX   XXX                       A   A
380   XXX   Passed   XXX   XXX                       A   A
381   XXX   Passed   XXX   XXX                       A   A
382   XXX   Passed   XXX   XXX                       A   A
383   XXX   Passed   XXX   XXX                       A   A
384   XXX   Passed   XXX   XXX                       A   A
385   XXX   Passed   XXX   XXX                       A   A
386   XXX   Passed   XXX   XXX   7/7/2025   Credit   The loan data tape and HUD1 Settlement Statement reflect a different funding date than the Disbursement Confirmation.   Copies of the updated documents that support the funding date have been added to the loan file documents.   7/9/2025   B   A
387   XXX   Passed   XXX   XXX                       A   A
388   XXX   Passed   XXX   XXX                       A   A
389   XXX   Passed   XXX   XXX                       A   A
390   XXX   Passed   XXX   XXX   7/6/2025   Value   The appraisal is missing a copy of the appraiser’s license.   A copy of the missing document has been added to the loan file documents.   7/8/2025   B   A
391   XXX   Passed   XXX   XXX                       A   A
392   XXX   Passed   XXX   XXX                       A   A
393   XXX   Passed   XXX   XXX                       A   A
394   XXX   Passed   XXX   XXX                       A   A
395   XXX   Passed   XXX   XXX                       A   A
396   XXX   Passed   XXX   XXX                       A   A
397   XXX   Passed   XXX   XXX                       A   A
398   XXX   Passed   XXX   XXX                       A   A
399   XXX   Passed   XXX   XXX                       A   A
400   XXX   Passed   XXX   XXX                       A   A
401   XXX   Passed   XXX   XXX                       A   A
402   XXX   Passed   XXX   XXX                       A   A
403   XXX   Passed   XXX   XXX                       A   A
404   XXX   Passed   XXX   XXX                       A   A
405   XXX   Passed   XXX   XXX                       A   A
406   XXX   Passed   XXX   XXX                       A   A
407   XXX   Passed   XXX   XXX   7/12/2025   Credit/Value   The loan file documents is missing the CDA valuation documentation. The loan file documents is missing the supporting pension documentation.   Copies of the missing documents have been added to the loan file documents.   7/13/2025   B   A
408   XXX   Passed   XXX   XXX                       A   A
409   XXX   Passed   XXX   XXX                       A   A
410   XXX   Passed   XXX   XXX   7/12/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/13/2025   B   A
411   XXX   Passed   XXX   XXX                       A   A
412   XXX   Passed   XXX   XXX   7/12/2025   Value   The loan data tape is missing the second appraisal.   A corrected loan data tape has been added to the loan file documents.   7/13/2025   B   A
413   XXX   Passed   XXX   XXX   7/12/2025   Credit/Value   The loan data rape has an incorrect application date. The loan file documents is missing the CDA valuation documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/13/2025   B   A
414   XXX   Passed   XXX   XXX                       A   A
415   XXX   Passed   XXX   XXX                       A   A
416   XXX   Passed   XXX   XXX                       A   A
417   XXX   Passed   XXX   XXX   7/13/2025   Credit/Value   The loan file documents is missing a copy of the 24 month payment history for the HOA. The loan file documents is missing a copy of the CDA valuation documentation.   Copies of the missing documents have been added to the loan file documents.   7/13/2025   B   A
418   XXX   Passed   XXX   XXX   7/13/2025   Value   The loan data tape has an incorrect appraisal amount. The loan file documents is missing a copy of the BPO documentation. Per the Underwriter notes: CDA Value to Appraisal Value: 0.0% BPO value used   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/13/2025   B   A
419   XXX   Passed   XXX   XXX   7/12/2025   Credit   The loan data tape has an incorrect application date.   A copy of the corrected loan data tape has been added t the loan file documents.   7/12/2025   B   A
420   XXX   Passed   XXX   XXX                       A   A
421   XXX   Passed   XXX   XXX                       A   A
422   XXX   Passed   XXX   XXX                       A   A
423   XXX   Passed   XXX   XXX                       A   A
424   XXX   Passed   XXX   XXX   7/13/2025   Credit/Value   The Note or the Allonge is unsigned by the lender. The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/13/2025   B   A
425   XXX   Passed   XXX   XXX                       A   A
426   XXX   Passed   XXX   XXX   7/11/2025   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   7/11/2025   B   A
427   XXX   Passed   XXX   XXX   7/13/2025   Credit   The Note or the Allonge is unsigned by the Lender.   A copy of the signed document has been added to the loan file documents.   7/13/2025   B   A
428   XXX   Passed   XXX   XXX   7/11/2025   Credit/Value   The Note is unsigned by the lender. The Allonge is unsigned by the lender. The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/11/2025   B   A
429   XXX   Passed   XXX   XXX                       A   A
430   XXX   Passed   XXX   XXX   7/13/2025   Credit/Value   The appraisal is missing a copy of the appraiser’s license and insurance documentation. The Note or the Allonge is unsigned by the Lender.   A copy of the missing documents has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   7/13/2025   B   A
431   XXX   Passed   XXX   XXX                       A   A
432   XXX   Passed   XXX   XXX   7/12/2025   Value   The loan file documents is missing the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/12/2025   B   A
433   XXX   Passed   XXX   XXX   7/13/2025   Credit   The loan file documents is missing the supporting income documents for the IRA account $XXX and Checking account for $XXX.   Copies of the missing documents have been added to the loan file documents.   7/14/2025   B   A
434   XXX   Passed   XXX   XXX                       A   A
435   XXX   Passed   XXX   XXX   7/14/2025   Credit/Value   The Note or the Allonge is unsigned by the lender. The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/14/2025   B   A
436   XXX   Passed   XXX   XXX                       A   A
437   XXX   Passed   XXX   XXX   7/14/2025   Value   The loan file documents are missing a copy of the CDA valuation documentation.   A copy of the missing documents has been added to the loan file documents.   7/14/2025   B   A
438   XXX   Passed   XXX   XXX   7/10/2025   Credit/Value   The loan application date is incorrect. The loan file documents is missing a copy of the CDA valuation documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/11/2025   B   A
439   XXX   Passed   XXX   XXX   7/11/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/11/2025   B   A