The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 289,976 2,132 SH SOLE 755 0 1,377
ABBVIE INC COM 00287Y109 491,741 2,649 SH SOLE 826 0 1,823
ADOBE INC COM 00724F101 469,028 1,212 SH SOLE 141 0 1,071
ADVANCED MICRO DEVICES INC COM 007903107 246,449 1,737 SH SOLE 732 0 1,005
ALPHABET INC CAP STK CL A 02079K305 1,564,120 8,875 SH SOLE 3,896 0 4,980
ALPHABET INC CAP STK CL C 02079K107 2,099,621 11,836 SH SOLE 2,075 0 9,761
AMAZON COM INC COM 023135106 4,054,879 18,483 SH SOLE 7,754 0 10,728
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3,687,844 49,829 SH SOLE 33,753 0 16,076
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 110,982,863 1,627,076 SH SOLE 982,898 0 644,178
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 20,584,709 259,646 SH SOLE 155,262 0 104,384
AMERICAN CENTY ETF TR US SML CP VALU 025072877 21,538,064 236,422 SH SOLE 145,030 0 91,392
APPLE INC COM 037833100 55,439,914 270,215 SH SOLE 15,895 0 254,319
APPLIED MATLS INC COM 038222105 1,062,529 5,804 SH SOLE 3,017 0 2,787
ARROWMARK FINANCIAL CORP COM 861780104 394,782 18,862 SH SOLE 18,862 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 322,960 403 SH SOLE 19 0 384
AT&T INC COM 00206R102 226,518 7,827 SH SOLE 3,399 0 4,428
AUTOMATIC DATA PROCESSING IN COM 053015103 244,359 792 SH SOLE 57 0 735
BANK AMERICA CORP COM 060505104 2,097,325 44,322 SH SOLE 1,647 0 42,675
BANK NEW YORK MELLON CORP COM 064058100 3,164,736 34,735 SH SOLE 129 0 34,606
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,533,988 3,158 SH SOLE 892 0 2,266
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 48,169,425 911,609 SH SOLE 542,343 0 369,266
BOEING CO COM 097023105 460,910 2,200 SH SOLE 797 0 1,403
BROADCOM INC COM 11135F101 1,044,068 3,788 SH SOLE 1,631 0 2,157
CADENCE DESIGN SYSTEM INC COM 127387108 263,468 855 SH SOLE 121 0 734
CELSIUS HLDGS INC COM NEW 15118V207 395,196 8,519 SH SOLE 15 0 8,504
CHEVRON CORP NEW COM 166764100 298,659 2,086 SH SOLE 497 0 1,589
CINTAS CORP COM 172908105 635,625 2,852 SH SOLE 2,767 0 85
CISCO SYS INC COM 17275R102 386,227 5,567 SH SOLE 911 0 4,656
CITIGROUP INC COM NEW 172967424 230,110 2,703 SH SOLE 621 0 2,083
COCA COLA CO COM 191216100 319,557 4,517 SH SOLE 3,135 0 1,381
COMCAST CORP NEW CL A 20030N101 257,485 7,214 SH SOLE 927 0 6,287
COSTCO WHSL CORP NEW COM 22160K105 5,685,502 5,743 SH SOLE 4,373 0 1,371
DEERE & CO COM 244199105 230,346 453 SH SOLE 57 0 396
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 371,061 12,634 SH SOLE 0 0 12,634
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 50,256,286 1,173,390 SH SOLE 691,174 0 482,216
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 48,761,396 1,684,331 SH SOLE 1,023,444 0 660,888
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 1,756,259 26,205 SH SOLE 225 0 25,980
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 794,055 11,837 SH SOLE 90 0 11,747
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 736,771 17,426 SH SOLE 0 0 17,426
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 783,283 14,516 SH SOLE 0 0 14,516
DISNEY WALT CO COM 254687106 441,781 3,562 SH SOLE 1,051 0 2,511
ELI LILLY & CO COM 532457108 767,126 984 SH SOLE 352 0 632
EQUINIX INC COM 29444U700 368,303 463 SH SOLE 442 0 21
EXXON MOBIL CORP COM 30231G102 435,355 4,039 SH SOLE 2,041 0 1,998
FEDEX CORP COM 31428X106 261,073 1,149 SH SOLE 122 0 1,027
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 54,511,481 1,191,508 SH SOLE 701,274 0 490,233
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 924,150 9,832 SH SOLE 6,474 0 3,358
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 21,340,881 1,198,926 SH SOLE 704,659 0 494,267
FIRST TR EXCHNG TRADED FD VI FT VEST NASD 100 33740F219 529,418 23,677 SH SOLE 21,580 0 2,097
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 2,631,450 82,750 SH SOLE 29,924 0 52,826
GENELUX CORPORATION COM 36870H103 63,140 22,000 SH SOLE 0 0 22,000
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 227,616 2,273 SH SOLE 159 0 2,114
GOLDMAN SACHS GROUP INC COM 38141G104 394,018 557 SH SOLE 71 0 486
HOME DEPOT INC COM 437076102 1,240,109 3,382 SH SOLE 785 0 2,598
HONEYWELL INTL INC COM 438516106 258,904 1,112 SH SOLE 105 0 1,007
INTEL CORP COM 458140100 213,074 9,512 SH SOLE 6,160 0 3,352
INTERNATIONAL BUSINESS MACHS COM 459200101 249,704 847 SH SOLE 281 0 566
INTUITIVE SURGICAL INC COM NEW 46120E602 3,138,193 5,775 SH SOLE 5,690 0 85
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 4,169,299 126,419 SH SOLE 85,356 0 41,063
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,236,228 9,847 SH SOLE 6,119 0 3,728
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 264,992 3,639 SH SOLE 3,639 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 53,733,548 97,407 SH SOLE 58,619 0 38,788
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 210,746 3,443 SH SOLE 3,012 0 431
ISHARES INC EM MKT SM-CP ETF 464286475 785,983 12,120 SH SOLE 7,419 0 4,701
ISHARES INC CORE MSCI EMKT 46434G103 3,345,851 55,736 SH SOLE 31,477 0 24,259
ISHARES INC ESG AWR MSCI EM 46434G863 447,439 11,423 SH SOLE 10,005 0 1,418
ISHARES TR US TREAS BD ETF 46429B267 465,387 20,252 SH SOLE 1,172 0 19,080
ISHARES TR CORE S&P500 ETF 464287200 2,561,816 4,126 SH SOLE 1,261 0 2,865
ISHARES TR RUS 1000 GRW ETF 464287614 1,518,891 3,577 SH SOLE 2,467 0 1,110
ISHARES TR PFD AND INCM SEC 464288687 1,147,103 37,389 SH SOLE 21,520 0 15,869
ISHARES TR ESG AWR US AGRGT 46435U549 686,389 14,438 SH SOLE 12,894 0 1,544
ISHARES TR ESG AW MSCI EAFE 46435G516 1,047,687 11,743 SH SOLE 10,346 0 1,397
ISHARES TR CORE S&P TTL STK 464287150 667,366 4,942 SH SOLE 1,130 0 3,812
ISHARES TR EAFE VALUE ETF 464288877 1,346,601 21,213 SH SOLE 14,972 0 6,241
ISHARES TR RUS 2000 VAL ETF 464287630 2,192,820 13,900 SH SOLE 8,330 0 5,569
ISHARES TR S&P 500 VAL ETF 464287408 5,730,828 29,326 SH SOLE 17,494 0 11,832
ISHARES TR NATIONAL MUN ETF 464288414 597,312 5,717 SH SOLE 788 0 4,929
ISHARES TR RUS MD CP GR ETF 464287481 16,616,310 119,818 SH SOLE 68,472 0 51,346
ISHARES TR RUS 1000 ETF 464287622 824,279 2,427 SH SOLE 115 0 2,312
ISHARES TR CORE S&P US VLU 464287663 223,705 2,364 SH SOLE 59 0 2,305
ISHARES TR CALIF MUN BD ETF 464288356 331,486 5,947 SH SOLE 1,913 0 4,034
ISHARES TR RUS MDCP VAL ETF 464287473 3,765,215 28,494 SH SOLE 17,747 0 10,748
ISHARES TR RUS 1000 VAL ETF 464287598 226,405 1,166 SH SOLE 646 0 519
ISHARES TR RUS 2000 GRW ETF 464287648 335,886 1,175 SH SOLE 502 0 673
ISHARES TR CORE US AGGBD ET 464287226 205,344 2,070 SH SOLE 21 0 2,049
ISHARES TR EAFE SML CP ETF 464288273 1,665,045 22,909 SH SOLE 12,856 0 10,053
ISHARES TR 0-3 MNTH TREASRY 46436E718 200,172 1,988 SH SOLE 0 0 1,988
ISHARES TR CORE S&P MCP ETF 464287507 585,657 9,443 SH SOLE 2,175 0 7,268
ISHARES TR S&P SML 600 GWT 464287887 20,520,577 154,244 SH SOLE 91,172 0 63,072
ISHARES TR MSCI USA QLT FCT 46432F339 239,311 1,309 SH SOLE 983 0 326
ISHARES TR MRGSTR MD CP GRW 464288307 640,316 7,981 SH SOLE 7,408 0 573
ISHARES TR CORE S&P US GWT 464287671 216,426 1,439 SH SOLE 121 0 1,318
ISHARES TR USD GRN BOND ETF 46435U440 734,071 15,399 SH SOLE 14,097 0 1,302
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 780,321 13,726 SH SOLE 6,335 0 7,391
JOHNSON & JOHNSON COM 478160104 534,948 3,502 SH SOLE 1,075 0 2,427
JPMORGAN CHASE & CO. COM 46625H100 3,872,618 13,358 SH SOLE 1,220 0 12,138
KB HOME COM 48666K109 654,868 12,363 SH SOLE 12,353 0 10
LAM RESEARCH CORP COM NEW 512807306 427,225 4,389 SH SOLE 4,208 0 181
LOCKHEED MARTIN CORP COM 539830109 335,079 723 SH SOLE 367 0 356
MASTERCARD INCORPORATED CL A 57636Q104 336,602 599 SH SOLE 359 0 240
MCDONALDS CORP COM 580135101 517,226 1,770 SH SOLE 207 0 1,564
MERCK & CO INC COM 58933Y105 220,492 2,785 SH SOLE 705 0 2,080
META PLATFORMS INC CL A 30303M102 3,510,860 4,757 SH SOLE 1,822 0 2,935
MICROSOFT CORP COM 594918104 6,073,349 12,210 SH SOLE 4,175 0 8,035
MICROSTRATEGY INC CL A NEW 594972408 257,090 636 SH SOLE 603 0 33
NETFLIX INC COM 64110L106 987,061 737 SH SOLE 140 0 597
NORTHROP GRUMMAN CORP COM 666807102 321,987 644 SH SOLE 604 0 40
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,455,341 15,491 SH SOLE 13,777 0 1,714
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 364,715 8,952 SH SOLE 6,931 0 2,021
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 209,715 4,328 SH SOLE 3,795 0 533
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 262,049 7,269 SH SOLE 6,358 0 911
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,260,592 30,075 SH SOLE 26,813 0 3,262
NVIDIA CORPORATION COM 67066G104 7,167,863 45,369 SH SOLE 8,816 0 36,553
ORACLE CORP COM 68389X105 606,546 2,774 SH SOLE 1,507 0 1,267
PALANTIR TECHNOLOGIES INC CL A 69608A108 219,339 1,609 SH SOLE 833 0 776
PARKER-HANNIFIN CORP COM 701094104 223,776 320 SH SOLE 47 0 273
PAYPAL HLDGS INC COM 70450Y103 467,844 6,295 SH SOLE 194 0 6,101
PEPSICO INC COM 713448108 563,165 4,265 SH SOLE 2,256 0 2,009
PIMCO ETF TR MULTISECTOR BD 72201R585 48,132,062 1,813,567 SH SOLE 1,055,204 0 758,363
PROCTER AND GAMBLE CO COM 742718109 420,791 2,641 SH SOLE 1,298 0 1,343
PROGRESSIVE CORP COM 743315103 286,519 1,074 SH SOLE 945 0 129
QUALCOMM INC COM 747525103 586,009 3,680 SH SOLE 1,966 0 1,714
ROSS STORES INC COM 778296103 217,907 1,708 SH SOLE 86 0 1,622
ROYAL CARIBBEAN GROUP COM V7780T103 213,248 681 SH SOLE 444 0 237
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 278,376 9,530 SH SOLE 9,477 0 53
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 366,826 13,078 SH SOLE 2,505 0 10,573
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,217,776 28,593 SH SOLE 18,836 0 9,757
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 291,125 11,912 SH SOLE 0 0 11,912
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 607,291 20,149 SH SOLE 0 0 20,149
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 952,498 18,188 SH SOLE 934 0 17,254
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,138,326 13,422 SH SOLE 6,251 0 7,171
SENSEONICS HLDGS INC COM 81727U105 18,448 38,724 SH SOLE 38,724 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 248,848 565 SH SOLE 483 0 82
SPDR GOLD TR GOLD SHS 78463V107 239,596 786 SH SOLE 392 0 394
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,161,391 3,498 SH SOLE 1,592 0 1,906
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 540,957 18,469 SH SOLE 12,541 0 5,928
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 357,876 4,032 SH SOLE 604 0 3,428
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 246,212 2,583 SH SOLE 0 0 2,583
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 436,780 8,032 SH SOLE 1,135 0 6,897
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 368,898 4,644 SH SOLE 0 0 4,644
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 1,560,800 17,015 SH SOLE 9,878 0 7,137
SPDR SERIES TRUST DJ REIT ETF 78464A607 3,097,326 32,117 SH SOLE 20,128 0 11,989
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 830,848 32,455 SH SOLE 29,154 0 3,301
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 364,358 4,865 SH SOLE 2,017 0 2,848
TESLA INC COM 88160R101 3,759,710 11,836 SH SOLE 4,317 0 7,519
TRANE TECHNOLOGIES PLC SHS G8994E103 249,324 570 SH SOLE 538 0 32
UNITED RENTALS INC COM 911363109 425,671 565 SH SOLE 81 0 484
UNITEDHEALTH GROUP INC COM 91324P102 380,295 1,219 SH SOLE 227 0 992
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 488,886 6,640 SH SOLE 4,521 0 2,118
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,864,506 37,659 SH SOLE 28,138 0 9,521
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 30,130,073 338,312 SH SOLE 201,537 0 136,775
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,776,978 6,248 SH SOLE 4,228 0 2,021
VANGUARD INDEX FDS GROWTH ETF 922908736 17,506,159 39,932 SH SOLE 22,065 0 17,867
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,787,609 3,147 SH SOLE 634 0 2,513
VANGUARD INDEX FDS MID CAP ETF 922908629 359,983 1,286 SH SOLE 725 0 561
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,151,567 11,380 SH SOLE 7,582 0 3,798
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,837,693 6,046 SH SOLE 2,012 0 4,034
VANGUARD INDEX FDS VALUE ETF 922908744 17,787,370 100,641 SH SOLE 63,553 0 37,089
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,011,922 20,573 SH SOLE 11,622 0 8,951
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 23,622,474 143,637 SH SOLE 87,051 0 56,585
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,719,902 20,239 SH SOLE 11,981 0 8,258
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,362,312 35,143 SH SOLE 24,386 0 10,757
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,534,166 51,237 SH SOLE 31,116 0 20,121
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 304,852 6,218 SH SOLE 309 0 5,909
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 637,379 7,687 SH SOLE 0 0 7,687
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 44,173,964 751,514 SH SOLE 445,005 0 306,509
VANGUARD STAR FDS VG TL INTL STK F 921909768 385,729 5,583 SH SOLE 2,107 0 3,476
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,769,689 48,583 SH SOLE 24,537 0 24,045
VANGUARD WORLD FD INF TECH ETF 92204A702 1,423,780 2,147 SH SOLE 27 0 2,120
VANGUARD WORLD FD MEGA GRWTH IND 921910816 78,545,792 214,506 SH SOLE 129,090 0 85,417
VISA INC COM CL A 92826C839 699,167 1,969 SH SOLE 776 0 1,193
WALMART INC COM 931142103 973,884 9,960 SH SOLE 5,333 0 4,627
WASTE MGMT INC DEL COM 94106L109 659,132 2,881 SH SOLE 43 0 2,838
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 33,498,925 743,594 SH SOLE 441,281 0 302,313
WISDOMTREE TR US QUALITY GROW 97717Y477 288,184 5,484 SH SOLE 0 0 5,484
WISDOMTREE TR INTL EQUITY FD 97717W703 739,957 11,642 SH SOLE 9,263 0 2,379