The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101 322,499 1,602 SH SOLE 1,602 0 0
ALPHABET INC CAP STK CL C 02079K107 250,120 1,410 SH SOLE 1,410 0 0
AMGEN INC COM 031162100 383,635 1,374 SH SOLE 1,374 0 0
APPLE INC COM 037833100 2,244,281 10,939 SH SOLE 10,939 0 0
AT&T INC COM 00206R102 410,685 14,191 SH SOLE 14,191 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 219,581 712 SH SOLE 712 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 521,231 1,073 SH SOLE 1,073 0 0
DBX ETF TR XTRACKRS S&P 500 233051143 2,861,499 51,745 SH SOLE 51,745 0 0
ELI LILLY & CO COM 532457108 218,268 280 SH SOLE 280 0 0
EMERSON ELEC CO COM 291011104 207,595 1,557 SH SOLE 1,557 0 0
EXXON MOBIL CORP COM 30231G102 414,289 3,843 SH SOLE 3,843 0 0
FIRST TR EXCHANGE-TRADED FD SHS 337344105 208,147 1,525 SH SOLE 1,525 0 0
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 95,333 10,628 SH SOLE 10,628 0 0
HONEYWELL INTL INC COM 438516106 264,319 1,135 SH SOLE 1,135 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 167,718 15,069 SH SOLE 15,069 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 22,732,399 41,209 SH SOLE 41,209 0 0
ISHARES GOLD TR ISHARES NEW 464285204 42,751,023 685,552 SH SOLE 685,552 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 959,984 8,061 SH SOLE 8,061 0 0
ISHARES TR PFD AND INCM SEC 464288687 286,613 9,342 SH SOLE 9,342 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 3,115,044 32,147 SH SOLE 32,147 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 37,203,666 388,469 SH SOLE 388,469 0 0
ISHARES TR RUS MD CP GR ETF 464287481 26,668,441 192,302 SH SOLE 192,302 0 0
ISHARES TR S&P 500 VAL ETF 464287408 2,809,695 14,378 SH SOLE 14,378 0 0
ISHARES TR RUS TP200 VL ETF 464289420 491,333 5,836 SH SOLE 5,836 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,615,244 32,836 SH SOLE 32,836 0 0
ISHARES TR RUS TP200 GR ETF 464289438 820,139 3,327 SH SOLE 3,327 0 0
ISHARES TR SHORT TREAS BD 464288679 1,766,610 15,999 SH SOLE 15,999 0 0
ISHARES TR CORE S&P US GWT 464287671 383,821 2,552 SH SOLE 2,552 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 445,863 4,388 SH SOLE 4,388 0 0
ISHARES TR CORE S&P MCP ETF 464287507 25,488,732 410,976 SH SOLE 410,976 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 3,409,131 63,214 SH SOLE 63,214 0 0
ISHARES TR RUS TOP 200 ETF 464289446 437,923 2,860 SH SOLE 2,860 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,466,825 7,552 SH SOLE 7,552 0 0
ISHARES TR CORE S&P500 ETF 464287200 21,694,901 34,941 SH SOLE 34,941 0 0
ISHARES TR MORNINGSTAR VALU 464288109 1,500,520 17,994 SH SOLE 17,994 0 0
ISHARES TR DOW JONES US ETF 464287846 902,830 5,984 SH SOLE 5,984 0 0
ISHARES TR S&P 100 ETF 464287101 5,423,517 17,820 SH SOLE 17,820 0 0
ISHARES TR RUS 1000 ETF 464287622 2,168,494 6,386 SH SOLE 6,386 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,896,371 9,177 SH SOLE 9,177 0 0
JOHNSON & JOHNSON COM 478160104 544,070 3,562 SH SOLE 3,562 0 0
JPMORGAN CHASE & CO. COM 46625H100 1,161,090 4,005 SH SOLE 4,005 0 0
MARRIOTT INTL INC NEW CL A 571903202 220,480 807 SH SOLE 807 0 0
META PLATFORMS INC CL A 30303M102 1,158,603 1,570 SH SOLE 1,570 0 0
MICROSOFT CORP COM 594918104 586,944 1,180 SH SOLE 1,180 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342 3,185,338 83,517 SH SOLE 83,517 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882 19,808,730 295,344 SH SOLE 295,344 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 8,896,172 91,037 SH SOLE 91,037 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 9,385,075 79,730 SH SOLE 79,730 0 0
PROSHARES TR PSHS ULTRA DOW30 74347R305 7,476,128 76,264 SH SOLE 76,264 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,720,653 127,376 SH SOLE 127,376 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 42,541,264 1,537,451 SH SOLE 1,537,451 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,218,534 88,635 SH SOLE 88,635 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,438,245 58,848 SH SOLE 58,848 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 20,859,490 47,338 SH SOLE 47,338 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,443,837 15,285 SH SOLE 15,285 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 12,467,207 171,512 SH SOLE 171,512 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 11,166,841 117,151 SH SOLE 117,151 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 2,104,645 79,182 SH SOLE 79,182 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 10,210,787 195,086 SH SOLE 195,086 0 0
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 1,403,027 48,767 SH SOLE 48,767 0 0
TESLA INC COM 88160R101 324,649 1,022 SH SOLE 1,022 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 40,295,752 91,915 SH SOLE 91,915 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,096,692 11,863 SH SOLE 11,863 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 32,645,891 57,472 SH SOLE 57,472 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 211,129 3,530 SH SOLE 3,530 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 15,061,613 268,382 SH SOLE 268,382 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 238,781 360 SH SOLE 360 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 242,578 5,606 SH SOLE 5,606 0 0
WISDOMTREE TR BLMBG US BULL 97717W471 15,202,754 589,940 SH SOLE 589,940 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 320,324 6,367 SH SOLE 6,367 0 0