The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 889,539 5,843 SH SOLE 0 0 5,843
ABBOTT LABS COM 002824100 979,000 7,198 SH SOLE 0 0 7,198
ABBVIE INC COM 00287Y109 1,018,869 5,489 SH SOLE 0 0 5,489
ADOBE INC COM 00724F101 829,471 2,144 SH SOLE 0 0 2,144
ADVANCED MICRO DEVICES INC COM 007903107 754,625 5,318 SH SOLE 0 0 5,318
AIR PRODS & CHEMS INC COM 009158106 511,939 1,815 SH SOLE 0 0 1,815
ALBEMARLE CORP COM 012653101 380,721 6,075 SH SOLE 0 0 6,075
ALLY FINL INC COM 02005N100 9,274,112 238,103 SH SOLE 0 0 238,103
ALPHABET INC CAP STK CL C 02079K107 397,354 2,240 SH SOLE 0 0 2,240
ALPHABET INC CAP STK CL A 02079K305 7,891,690 44,781 SH SOLE 0 0 44,781
ALTRIA GROUP INC COM 02209S103 7,904,227 134,801 SH SOLE 0 0 134,801
AMAZON COM INC COM 023135106 6,265,998 28,561 SH SOLE 0 0 28,561
AMERICAN ELEC PWR CO INC COM 025537101 807,253 7,780 SH SOLE 0 0 7,780
APA CORPORATION COM 03743Q108 5,145,734 281,341 SH SOLE 0 0 281,341
APPLE INC COM 037833100 20,833,262 101,541 SH SOLE 0 0 101,541
ASML HOLDING N V N Y REGISTRY SHS N07059210 571,392 713 SH SOLE 0 0 713
AT&T INC COM 00206R102 14,024,625 484,610 SH SOLE 0 0 484,610
AUTOMATIC DATA PROCESSING IN COM 053015103 339,240 1,100 SH SOLE 0 0 1,100
BANCO SANTANDER S.A. ADR 05964H105 283,885 34,203 SH SOLE 0 0 34,203
BANK AMERICA CORP COM 060505104 457,538 9,669 SH SOLE 0 0 9,669
BANK NEW YORK MELLON CORP COM 064058100 1,079,107 11,844 SH SOLE 0 0 11,844
BATH & BODY WORKS INC COM 070830104 510,010 17,023 SH SOLE 0 0 17,023
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 466,340 960 SH SOLE 0 0 960
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
BEST BUY INC COM 086516101 2,071,431 30,857 SH SOLE 0 0 30,857
BLACKROCK INC COM 09290D101 709,293 676 SH SOLE 0 0 676
BOSTON SCIENTIFIC CORP COM 101137107 702,999 6,545 SH SOLE 0 0 6,545
BRISTOL-MYERS SQUIBB CO COM 110122108 7,290,537 157,497 SH SOLE 0 0 157,497
BROADCOM INC COM 11135F101 9,585,248 34,773 SH SOLE 0 0 34,773
CAPITAL ONE FINL CORP COM 14040H105 1,228,051 5,772 SH SOLE 0 0 5,772
CARMAX INC COM 143130102 467,715 6,959 SH SOLE 0 0 6,959
CARNIVAL CORP UNIT 99/99/9999 143658300 673,868 23,964 SH SOLE 0 0 23,964
CATERPILLAR INC COM 149123101 349,389 900 SH SOLE 0 0 900
CBOE GLOBAL MKTS INC COM 12503M108 715,955 3,070 SH SOLE 0 0 3,070
CHEVRON CORP NEW COM 166764100 2,549,802 17,807 SH SOLE 0 0 17,807
CISCO SYS INC COM 17275R102 7,283,756 104,984 SH SOLE 0 0 104,984
CITIGROUP INC COM NEW 172967424 7,685,656 90,292 SH SOLE 0 0 90,292
CNH INDL N V SHS N20944109 7,939,478 612,614 SH SOLE 0 0 612,614
CONAGRA BRANDS INC COM 205887102 2,773,624 135,497 SH SOLE 0 0 135,497
CONOCOPHILLIPS COM 20825C104 708,767 7,898 SH SOLE 0 0 7,898
COSTCO WHSL CORP NEW COM 22160K105 1,351,269 1,365 SH SOLE 0 0 1,365
COTERRA ENERGY INC COM 127097103 8,830,949 347,949 SH SOLE 0 0 347,949
CROWN CASTLE INC COM 22822V101 7,115,770 69,267 SH SOLE 0 0 69,267
CUBESMART COM 229663109 2,976,870 70,044 SH SOLE 0 0 70,044
CVS HEALTH CORP COM 126650100 8,328,817 120,742 SH SOLE 0 0 120,742
DANAHER CORPORATION COM 235851102 391,525 1,982 SH SOLE 0 0 1,982
DEERE & CO COM 244199105 231,363 455 SH SOLE 0 0 455
DOLLAR GEN CORP NEW COM 256677105 7,639,898 66,794 SH SOLE 0 0 66,794
DOMINION ENERGY INC COM 25746U109 6,298,175 111,433 SH SOLE 0 0 111,433
DOW INC COM 260557103 2,189,446 82,683 SH SOLE 0 0 82,683
DUKE ENERGY CORP NEW COM NEW 26441C204 200,600 1,700 SH SOLE 0 0 1,700
EDWARDS LIFESCIENCES CORP COM 28176E108 833,093 10,652 SH SOLE 0 0 10,652
ELI LILLY & CO COM 532457108 2,624,148 3,366 SH SOLE 0 0 3,366
EMERSON ELEC CO COM 291011104 529,321 3,970 SH SOLE 0 0 3,970
EOG RES INC COM 26875P101 302,973 2,533 SH SOLE 0 0 2,533
EQUIFAX INC COM 294429105 979,641 3,777 SH SOLE 0 0 3,777
EVERSOURCE ENERGY COM 30040W108 2,347,006 36,891 SH SOLE 0 0 36,891
EXXON MOBIL CORP COM 30231G102 2,293,875 21,279 SH SOLE 0 0 21,279
FIDELITY NATIONAL FINANCIAL COM SHS 31620R303 5,967,587 106,450 SH SOLE 0 0 106,450
FIRST AMERN FINL CORP COM 31847R102 1,513,817 24,659 SH SOLE 0 0 24,659
FIRST BUSINESS FINL SVCS INC COM 319390100 337,218 6,656 SH SOLE 0 0 6,656
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 573,107 32,197 SH SOLE 0 0 32,197
FISERV INC COM 337738108 256,719 1,489 SH SOLE 0 0 1,489
FORD MTR CO COM 345370860 4,285,718 394,997 SH SOLE 0 0 394,997
FORTINET INC COM 34959E109 1,303,740 12,332 SH SOLE 0 0 12,332
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769 870,056 21,844 SH SOLE 0 0 21,844
GE AEROSPACE COM NEW 369604301 601,521 2,337 SH SOLE 0 0 2,337
GE VERNOVA INC COM 36828A101 305,320 577 SH SOLE 0 0 577
HERSHEY CO COM 427866108 3,814,737 22,987 SH SOLE 0 0 22,987
HESS CORP COM 42809H107 703,784 5,080 SH SOLE 0 0 5,080
HOME DEPOT INC COM 437076102 2,146,678 5,855 SH SOLE 0 0 5,855
HONEYWELL INTL INC COM 438516106 1,045,865 4,491 SH SOLE 0 0 4,491
HUNTINGTON INGALLS INDS INC COM 446413106 602,685 2,496 SH SOLE 0 0 2,496
INTEL CORP COM 458140100 378,426 16,894 SH SOLE 0 0 16,894
INTERNATIONAL PAPER CO COM 460146103 538,545 11,500 SH SOLE 0 0 11,500
INTUITIVE SURGICAL INC COM NEW 46120E602 791,749 1,457 SH SOLE 0 0 1,457
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 455,382 18,625 SH SOLE 0 0 18,625
INVESCO QQQ TR UNIT SER 1 46090E103 215,140 390 SH SOLE 0 0 390
ISHARES TR SP SMCP600VL ETF 464287879 3,537,842 35,560 SH SOLE 0 0 35,560
ISHARES TR SHRT NAT MUN ETF 464288158 394,522 3,710 SH SOLE 0 0 3,710
ISHARES TR SHORT TREAS BD 464288679 649,270 5,880 SH SOLE 0 0 5,880
ISHARES TR S&P SML 600 GWT 464287887 3,805,745 28,606 SH SOLE 0 0 28,606
ISHARES TR S&P MC 400VL ETF 464287705 13,835,220 111,954 SH SOLE 0 0 111,954
ISHARES TR S&P MC 400GR ETF 464287606 15,121,709 166,209 SH SOLE 0 0 166,209
ISHARES TR S&P 500 VAL ETF 464287408 31,973,979 163,617 SH SOLE 0 0 163,617
ISHARES TR S&P 500 GRWT ETF 464287309 45,042,993 409,110 SH SOLE 0 0 409,110
ISHARES TR S&P 100 ETF 464287101 794,658 2,611 SH SOLE 0 0 2,611
ISHARES TR RUSSELL 2000 ETF 464287655 1,798,453 8,334 SH SOLE 0 0 8,334
ISHARES TR RUS MID CAP ETF 464287499 278,486 3,028 SH SOLE 0 0 3,028
ISHARES TR RUS 2000 VAL ETF 464287630 235,852 1,495 SH SOLE 0 0 1,495
ISHARES TR RUS 2000 GRW ETF 464287648 2,953,792 10,333 SH SOLE 0 0 10,333
ISHARES TR RUS 1000 VAL ETF 464287598 929,611 4,786 SH SOLE 0 0 4,786
ISHARES TR RUS 1000 GRW ETF 464287614 1,918,140 4,518 SH SOLE 0 0 4,518
ISHARES TR MSCI EMG MKT ETF 464287234 246,024 5,100 SH SOLE 0 0 5,100
ISHARES TR MSCI EAFE ETF 464287465 3,497,831 39,130 SH SOLE 0 0 39,130
ISHARES TR ISHS 1-5YR INVS 464288646 420,761 7,975 SH SOLE 0 0 7,975
ISHARES TR GLOBAL ENERG ETF 464287341 279,313 7,109 SH SOLE 0 0 7,109
ISHARES TR CRE U S REIT ETF 464288521 841,500 14,878 SH SOLE 0 0 14,878
ISHARES TR CORE S&P500 ETF 464287200 6,165,952 9,931 SH SOLE 0 0 9,931
ISHARES TR CORE S&P TTL STK 464287150 738,264 5,467 SH SOLE 0 0 5,467
ISHARES TR CORE S&P SCP ETF 464287804 1,228,420 11,240 SH SOLE 0 0 11,240
ISHARES TR CORE S&P MCP ETF 464287507 2,411,896 38,889 SH SOLE 0 0 38,889
ISHARES TR 1 3 YR TREAS BD 464287457 287,110 3,465 SH SOLE 0 0 3,465
ISHARES TR 0-5YR HI YL CP 46434V407 2,330,510 54,022 SH SOLE 0 0 54,022
JOHNSON & JOHNSON COM 478160104 6,513,486 42,641 SH SOLE 0 0 42,641
JPMORGAN CHASE & CO. COM 46625H100 7,050,320 24,319 SH SOLE 0 0 24,319
KINDER MORGAN INC DEL COM 49456B101 11,395,970 387,618 SH SOLE 0 0 387,618
KLA CORP COM NEW 482480100 1,367,795 1,527 SH SOLE 0 0 1,527
KRAFT HEINZ CO COM 500754106 731,275 28,322 SH SOLE 0 0 28,322
KROGER CO COM 501044101 9,112,728 127,042 SH SOLE 0 0 127,042
LAUDER ESTEE COS INC CL A 518439104 3,551,564 43,955 SH SOLE 0 0 43,955
LENNAR CORP CL A 526057104 205,735 1,860 SH SOLE 0 0 1,860
LOCKHEED MARTIN CORP COM 539830109 5,669,557 12,242 SH SOLE 0 0 12,242
LOWES COS INC COM 548661107 264,691 1,193 SH SOLE 0 0 1,193
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 857,949 14,828 SH SOLE 0 0 14,828
MERCK & CO INC COM 58933Y105 6,111,149 77,194 SH SOLE 0 0 77,194
META PLATFORMS INC CL A 30303M102 2,466,697 3,342 SH SOLE 0 0 3,342
MICROSOFT CORP COM 594918104 25,333,743 50,931 SH SOLE 0 0 50,931
MOLSON COORS BEVERAGE CO CL B 60871R209 568,953 11,831 SH SOLE 0 0 11,831
MONDELEZ INTL INC CL A 609207105 969,181 14,371 SH SOLE 0 0 14,371
MORGAN STANLEY COM NEW 617446448 323,274 2,295 SH SOLE 0 0 2,295
MOSAIC CO NEW COM 61945C103 667,767 18,305 SH SOLE 0 0 18,305
NISOURCE INC COM 65473P105 950,613 23,565 SH SOLE 0 0 23,565
NORTHROP GRUMMAN CORP COM 666807102 281,239 563 SH SOLE 0 0 563
NVIDIA CORPORATION COM 67066G104 4,752,498 30,081 SH SOLE 0 0 30,081
ORACLE CORP COM 68389X105 1,506,361 6,890 SH SOLE 0 0 6,890
PALANTIR TECHNOLOGIES INC CL A 69608A108 309,992 2,274 SH SOLE 0 0 2,274
PALO ALTO NETWORKS INC COM 697435105 878,929 4,295 SH SOLE 0 0 4,295
PAYPAL HLDGS INC COM 70450Y103 518,457 6,976 SH SOLE 0 0 6,976
PEPSICO INC COM 713448108 754,741 5,716 SH SOLE 0 0 5,716
PFIZER INC COM 717081103 7,217,817 297,765 SH SOLE 0 0 297,765
PHILIP MORRIS INTL INC COM 718172109 2,950,871 16,202 SH SOLE 0 0 16,202
PINTEREST INC CL A 72352L106 880,722 24,560 SH SOLE 0 0 24,560
PRICE T ROWE GROUP INC COM 74144T108 2,833,723 29,365 SH SOLE 0 0 29,365
PROCTER AND GAMBLE CO COM 742718109 3,540,728 22,224 SH SOLE 0 0 22,224
PUBLIC STORAGE OPER CO COM 74460D109 3,149,148 10,733 SH SOLE 0 0 10,733
PURE STORAGE INC CL A 74624M102 947,191 16,450 SH SOLE 0 0 16,450
QUALCOMM INC COM 747525103 5,323,321 33,425 SH SOLE 0 0 33,425
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 342,285 9,500 SH SOLE 0 0 9,500
RTX CORPORATION COM 75513E101 401,555 2,750 SH SOLE 0 0 2,750
SALESFORCE INC COM 79466L302 851,339 3,122 SH SOLE 0 0 3,122
SCHLUMBERGER LTD COM STK 806857108 399,145 11,809 SH SOLE 0 0 11,809
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,390,344 94,480 SH SOLE 0 0 94,480
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,973,975 11,744 SH SOLE 0 0 11,744
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 232,895 2,852 SH SOLE 0 0 2,852
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,359,762 10,088 SH SOLE 0 0 10,088
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 640,328 12,227 SH SOLE 0 0 12,227
SELECT SECTOR SPDR TR ENERGY 81369Y506 419,301 4,944 SH SOLE 0 0 4,944
SHERWIN WILLIAMS CO COM 824348106 1,030,080 3,000 SH SOLE 0 0 3,000
SOUTHERN CO COM 842587107 1,088,461 11,853 SH SOLE 0 0 11,853
SPDR GOLD TR GOLD SHS 78463V107 8,843,872 29,012 SH SOLE 0 0 29,012
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,405,245 5,511 SH SOLE 0 0 5,511
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,005,906 3,541 SH SOLE 0 0 3,541
SPDR SERIES TRUST S&P DIVID ETF 78464A763 4,823,678 35,539 SH SOLE 0 0 35,539
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 15,822,122 302,295 SH SOLE 0 0 302,295
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 11,737,833 123,141 SH SOLE 0 0 123,141
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 472,001 14,056 SH SOLE 0 0 14,056
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739 717,498 15,001 SH SOLE 0 0 15,001
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 2,493,988 27,188 SH SOLE 0 0 27,188
STEEL DYNAMICS INC COM 858119100 530,986 4,148 SH SOLE 0 0 4,148
STRYKER CORPORATION COM 863667101 890,168 2,250 SH SOLE 0 0 2,250
SYSCO CORP COM 871829107 954,324 12,600 SH SOLE 0 0 12,600
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 765,990 3,382 SH SOLE 0 0 3,382
TARGET CORP COM 87612E106 3,302,436 33,476 SH SOLE 0 0 33,476
TEXAS INSTRS INC COM 882508104 4,360,797 21,004 SH SOLE 0 0 21,004
THERMO FISHER SCIENTIFIC INC COM 883556102 670,244 1,653 SH SOLE 0 0 1,653
TRUIST FINL CORP COM 89832Q109 8,087,408 188,123 SH SOLE 0 0 188,123
TYSON FOODS INC CL A 902494103 3,131,634 55,982 SH SOLE 0 0 55,982
UNION PAC CORP COM 907818108 2,100,554 9,130 SH SOLE 0 0 9,130
UNITED AIRLS HLDGS INC COM 910047109 329,669 4,140 SH SOLE 0 0 4,140
UNITEDHEALTH GROUP INC COM 91324P102 3,071,667 9,846 SH SOLE 0 0 9,846
VANECK ETF TRUST PREFERRED SECURT 92189F429 274,229 16,018 SH SOLE 0 0 16,018
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 506,900 11,148 SH SOLE 0 0 11,148
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 333,047 3,290 SH SOLE 0 0 3,290
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,296,148 12,347 SH SOLE 0 0 12,347
VANGUARD INDEX FDS VALUE ETF 922908744 225,874 1,278 SH SOLE 0 0 1,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 459,847 1,513 SH SOLE 0 0 1,513
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,321,007 4,770 SH SOLE 0 0 4,770
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,372,503 7,038 SH SOLE 0 0 7,038
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,400,686 35,914 SH SOLE 0 0 35,914
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,489,351 16,723 SH SOLE 0 0 16,723
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,308,115 7,954 SH SOLE 0 0 7,954
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,259,848 4,430 SH SOLE 0 0 4,430
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,801,523 97,079 SH SOLE 0 0 97,079
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,308,513 26,688 SH SOLE 0 0 26,688
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 599,464 6,873 SH SOLE 0 0 6,873
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 30,337,439 381,603 SH SOLE 0 0 381,603
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 41,779,838 710,783 SH SOLE 0 0 710,783
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 11,747,318 253,503 SH SOLE 0 0 253,503
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,667,930 309,551 SH SOLE 0 0 309,551
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 22,377,375 374,141 SH SOLE 0 0 374,141
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,604,329 203,549 SH SOLE 0 0 203,549
VANGUARD WORLD FD INF TECH ETF 92204A702 509,405 768 SH SOLE 0 0 768
VEEVA SYS INC CL A COM 922475108 781,578 2,714 SH SOLE 0 0 2,714
VENTAS INC COM 92276F100 935,568 14,815 SH SOLE 0 0 14,815
VERIZON COMMUNICATIONS INC COM 92343V104 9,278,254 214,427 SH SOLE 0 0 214,427
VIRTU FINL INC CL A 928254101 9,464,970 211,319 SH SOLE 0 0 211,319
VISA INC COM CL A 92826C839 1,945,674 5,480 SH SOLE 0 0 5,480
WALMART INC COM 931142103 647,891 6,626 SH SOLE 0 0 6,626
WARNER BROS DISCOVERY INC COM SER A 934423104 367,970 32,109 SH SOLE 0 0 32,109
WEC ENERGY GROUP INC COM 92939U106 6,140,374 58,929 SH SOLE 0 0 58,929
WELLS FARGO CO NEW COM 949746101 1,444,244 18,026 SH SOLE 0 0 18,026
WESTERN UN CO COM 959802109 4,838,562 574,651 SH SOLE 0 0 574,651
WHITE MTNS INS GROUP LTD COM G9618E107 2,112,227 1,176 SH SOLE 0 0 1,176
WILLIAMS SONOMA INC COM 969904101 1,305,980 7,994 SH SOLE 0 0 7,994