The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 464,131 2,500 SH SOLE 2,500 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 587,319 1,965 SH SOLE 1,965 0 0
ADOBE INC COM 00724F101 356,703 922 SH SOLE 922 0 0
ALPHABET INC CAP STK CL C 02079K107 362,133 2,041 SH SOLE 2,041 0 0
ALPHABET INC CAP STK CL A 02079K305 387,954 2,201 SH SOLE 2,201 0 0
AMAZON COM INC COM 023135106 1,064,700 4,853 SH SOLE 4,853 0 0
AMGEN INC COM 031162100 703,609 2,520 SH SOLE 2,520 0 0
APPLE INC COM 037833100 8,575,311 41,796 SH SOLE 41,796 0 0
APPLIED MATLS INC COM 038222105 405,866 2,217 SH SOLE 2,217 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 389,930 5,580 SH SOLE 5,580 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 26,236,800 36 SH SOLE 36 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,075,695 4,273 SH SOLE 4,273 0 0
BLACKSTONE INC COM 09260D107 230,503 1,541 SH SOLE 1,541 0 0
BROADCOM INC COM 11135F101 5,097,595 18,493 SH SOLE 18,493 0 0
CAPITAL GROUP CORE BALANCED SHS 14021D107 419,371 12,541 SH SOLE 12,541 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 20,346,311 773,624 SH SOLE 773,624 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,288,700 48,284 SH SOLE 48,284 0 0
CISCO SYS INC COM 17275R102 340,031 4,901 SH SOLE 4,901 0 0
COCA COLA CO COM 191216100 586,239 8,286 SH SOLE 8,286 0 0
CONSTELLATION BRANDS INC CL A 21036P108 249,865 1,536 SH SOLE 1,536 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 10,831,390 170,011 SH SOLE 170,011 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 35,771,680 1,034,761 SH SOLE 1,034,761 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 1,621,927 24,179 SH SOLE 24,179 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 733,000 17,345 SH SOLE 17,345 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,156,444 39,375 SH SOLE 39,375 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 89,455,514 2,111,792 SH SOLE 2,111,792 0 0
DISNEY WALT CO COM 254687106 285,843 2,305 SH SOLE 2,305 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 308,570 2,615 SH SOLE 2,615 0 0
EXXON MOBIL CORP COM 30231G102 228,536 2,120 SH SOLE 2,120 0 0
FRANKLIN TEMPLETON HOLDINGS RESPBLY SRCD GLD 35473M105 270,064 6,142 SH SOLE 6,142 0 0
HERSHEY CO COM 427866108 338,828 2,042 SH SOLE 2,042 0 0
HOME DEPOT INC COM 437076102 650,786 1,775 SH SOLE 1,775 0 0
HONEYWELL INTL INC COM 438516106 716,106 3,075 SH SOLE 3,075 0 0
INTUIT COM 461202103 645,857 820 SH SOLE 820 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 272,792 502 SH SOLE 502 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 250,906 3,521 SH SOLE 3,521 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 204,319 3,338 SH SOLE 3,338 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 219,743 4,307 SH SOLE 4,307 0 0
ISHARES TR GLB INFRASTR ETF 464288372 229,814 3,882 SH SOLE 3,882 0 0
ISHARES TR NATIONAL MUN ETF 464288414 659,164 6,309 SH SOLE 6,309 0 0
ISHARES TR IBONDS 1-5 YR TR 46438G521 846,469 33,497 SH SOLE 33,497 0 0
ISHARES TR SHORT TREAS BD 464288679 1,180,950 10,695 SH SOLE 10,695 0 0
ISHARES TR IBONDS 1-5 YR CO 46438G539 623,582 24,711 SH SOLE 24,711 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 252,333 4,976 SH SOLE 4,976 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,044,177 18,733 SH SOLE 18,733 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,581,218 27,814 SH SOLE 27,814 0 0
JOHNSON & JOHNSON COM 478160104 1,024,527 6,707 SH SOLE 6,707 0 0
JPMORGAN CHASE & CO. COM 46625H100 1,422,625 4,907 SH SOLE 4,907 0 0
LOCKHEED MARTIN CORP COM 539830109 204,069 441 SH SOLE 441 0 0
MCDONALDS CORP COM 580135101 387,125 1,325 SH SOLE 1,325 0 0
META PLATFORMS INC CL A 30303M102 579,880 786 SH SOLE 786 0 0
MICROSOFT CORP COM 594918104 31,867,478 64,067 SH SOLE 64,067 0 0
MONDELEZ INTL INC CL A 609207105 361,209 5,356 SH SOLE 5,356 0 0
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 435,318 8,651 SH SOLE 8,651 0 0
NVIDIA CORPORATION COM 67066G104 3,441,965 21,786 SH SOLE 21,786 0 0
PACER FDS TR METAURUS CAP 400 69374H436 405,964 10,288 SH SOLE 10,288 0 0
PEPSICO INC COM 713448108 379,219 2,872 SH SOLE 2,872 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 253,030 5,085 SH SOLE 5,085 0 0
PHILIP MORRIS INTL INC COM 718172109 375,916 2,064 SH SOLE 2,064 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 600,697 5,975 SH SOLE 5,975 0 0
PROCTER AND GAMBLE CO COM 742718109 1,128,928 7,086 SH SOLE 7,086 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460 3,143,001 62,672 SH SOLE 62,672 0 0
RTX CORPORATION COM 75513E101 330,589 2,264 SH SOLE 2,264 0 0
SAMSARA INC COM CL A 79589L106 200,849 5,049 SH SOLE 5,049 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 42,823,201 1,615,970 SH SOLE 1,615,970 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 1,104,639 40,389 SH SOLE 40,389 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 585,266 24,006 SH SOLE 24,006 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,547,752 411,685 SH SOLE 411,685 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,375,494 519,324 SH SOLE 519,324 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 873,486 34,525 SH SOLE 34,525 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 901,336 40,784 SH SOLE 40,784 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 794,552 9,730 SH SOLE 9,730 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 439,262 5,425 SH SOLE 5,425 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 258,548 1,021 SH SOLE 1,021 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 311,811 5,954 SH SOLE 5,954 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 787,519 5,843 SH SOLE 5,843 0 0
SEMPRA COM 816851109 1,439,554 18,999 SH SOLE 18,999 0 0
SERVICENOW INC COM 81762P102 317,677 309 SH SOLE 309 0 0
SNOWFLAKE INC CL A 833445109 323,571 1,446 SH SOLE 1,446 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,725,400 2,793 SH SOLE 2,793 0 0
SPDR SERIES TRUST AEROSPACE DEF 78464A631 1,166,920 5,532 SH SOLE 5,532 0 0
SPINNAKER ETF SERIES SELECT STOXX EUR 84858T772 380,497 8,818 SH SOLE 8,818 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 617,373 15,392 SH SOLE 15,392 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 23,733,158 501,228 SH SOLE 501,228 0 0
TESLA INC COM 88160R101 222,997 702 SH SOLE 702 0 0
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203 15,699 14,738 SH SOLE 14,738 0 0
UNITEDHEALTH GROUP INC COM 91324P102 219,739 704 SH SOLE 704 0 0
USCF ETF TR MIDSTREAM ENERGY 90290T882 454,537 8,909 SH SOLE 8,909 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,899,160 6,249 SH SOLE 6,249 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 353,211 622 SH SOLE 622 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,762,368 4,020 SH SOLE 4,020 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 231,078 4,713 SH SOLE 4,713 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,922,261 9,392 SH SOLE 9,392 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 534,141 2,439 SH SOLE 2,439 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 309,680 1,247 SH SOLE 1,247 0 0
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 812,096 22,973 SH SOLE 22,973 0 0
VISA INC COM CL A 92826C839 338,952 955 SH SOLE 955 0 0
WALMART INC COM 931142103 782,142 7,999 SH SOLE 7,999 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 45,980,167 549,082 SH SOLE 549,082 0 0
YUM BRANDS INC COM 988498101 233,976 1,579 SH SOLE 1,579 0 0