The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 2,144,318 9,774 SH SOLE 0 0 0 9,774
INVESCO QQQ TRUST SERIES I ETF 46090E103 604,935 1,097 SH SOLE 0 0 0 1,096
STARBUCKS CORP COM Stock 855244109 291,842 3,185 SH SOLE 0 0 0 3,185
JOHNSON & JOHNSON COM Stock 478160104 820,941 5,374 SH SOLE 0 0 0 5,374
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,193,229 3,926 SH SOLE 0 0 0 3,926
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 267,968 3,345 SH SOLE 0 0 0 3,345
COSTCO WHSL CORP NEW COM Stock 22160K105 621,413 628 SH SOLE 0 0 0 627
GOLDMAN SACHS GROUP INC COM Stock 38141G104 232,142 328 SH SOLE 0 0 0 328
YUM BRANDS INC COM Stock 988498101 270,429 1,825 SH SOLE 0 0 0 1,825
PROCTER AND GAMBLE CO COM Stock 742718109 290,201 1,821 SH SOLE 0 0 0 1,821
VANGUARD REAL ESTATE ETF ETF 922908553 1,538,756 17,278 SH SOLE 0 0 0 17,277
INTEL CORP COM Stock 458140100 223,748 9,989 SH SOLE 0 0 0 9,988
NETFLIX INC COM Stock 64110L106 882,487 659 SH SOLE 0 0 0 659
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109 204,021 463 SH SOLE 0 0 0 463
ISHARES SILVER TRUST ETF 46428Q109 697,705 21,265 SH SOLE 0 0 0 21,265
SPDR S&P 500 ETF TRUST ETF 78462F103 595,821 964 SH SOLE 0 0 0 964
ISHARES TIPS BOND ETF ETF 464287176 227,783 2,070 SH SOLE 0 0 0 2,070
ISHARES SELECT U.S. REIT ETF ETF 464287564 251,979 4,120 SH SOLE 0 0 0 4,120
FEDEX CORP COM Stock 31428X106 219,354 965 SH SOLE 0 0 0 965
HOME DEPOT INC COM Stock 437076102 872,418 2,379 SH SOLE 0 0 0 2,379
SPDR GOLD SHARES ETF 78463V107 2,997,089 9,832 SH SOLE 0 0 0 9,832
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 1,100,606 43,502 SH SOLE 0 0 0 43,502
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 1,868,868 78,425 SH SOLE 0 0 0 78,425
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 10,308,588 466,452 SH SOLE 0 0 0 466,451
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 6,903,075 282,450 SH SOLE 0 0 0 282,449
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 906,772 11,199 SH SOLE 0 0 0 11,198
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 6,264,048 123,600 SH SOLE 0 0 0 123,600
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 598,192 19,814 SH SOLE 0 0 0 19,814
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 691,280 6,325 SH SOLE 0 0 0 6,325
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 317,864 13,097 SH SOLE 0 0 0 13,097
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 4,559,437 9,386 SH SOLE 0 0 0 9,386
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 448,277 14,873 SH SOLE 0 0 0 14,873
ADOBE INC COM Stock 00724F101 292,868 757 SH SOLE 0 0 0 757
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 11,633,997 146,340 SH SOLE 0 0 0 146,339
ALPHABET INC CAP STK CL A Stock 02079K305 3,912,934 22,204 SH SOLE 0 0 0 22,203
INTUIT COM Stock 461202103 478,879 608 SH SOLE 0 0 0 608
MICROSOFT CORP COM Stock 594918104 7,169,172 14,413 SH SOLE 0 0 0 14,413
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 1,965,797 30,003 SH SOLE 0 0 0 30,003
BOEING CO COM Stock 097023105 334,200 1,595 SH SOLE 0 0 0 1,595
VANGUARD SMALL-CAP ETF ETF 922908751 3,198,572 13,497 SH SOLE 0 0 0 13,497
VANGUARD MID-CAP ETF ETF 922908629 4,231,079 15,120 SH SOLE 0 0 0 15,120
VANGUARD LARGE-CAP ETF ETF 922908637 9,003,465 31,558 SH SOLE 0 0 0 31,557
UR-ENERGY INC COM Stock 91688R108 10,500 10,000 SH SOLE 0 0 0 10,000
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515 242,303 9,532 SH SOLE 0 0 0 9,532
TESLA INC COM Stock 88160R101 5,637,512 17,747 SH SOLE 0 0 0 17,747
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 548,256 10,767 SH SOLE 0 0 0 10,767
VANGUARD HEALTH CARE ETF ETF 92204A504 694,232 2,795 SH SOLE 0 0 0 2,795
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 348,291 6,651 SH SOLE 0 0 0 6,650
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 258,786 10,615 SH SOLE 0 0 0 10,614
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,194,166 43,157 SH SOLE 0 0 0 43,157
SCHWAB US TIPS ETF ETF 808524870 594,777 22,293 SH SOLE 0 0 0 22,293
VANGUARD S&P 500 ETF ETF 922908363 4,522,319 7,961 SH SOLE 0 0 0 7,961
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF ETF 922042676 3,598,269 77,969 SH SOLE 0 0 0 77,969
SCHWAB U.S. REIT ETF ETF 808524847 910,875 43,047 SH SOLE 0 0 0 43,047
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877 1,288,427 14,143 SH SOLE 0 0 0 14,143
SCHWAB U.S. MID-CAP ETF ETF 808524508 9,245,701 329,615 SH SOLE 0 0 0 329,615
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF ETF 46436E205 491,936 21,086 SH SOLE 0 0 0 21,086
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802 1,829,782 23,080 SH SOLE 0 0 0 23,080
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 4,313,777 62,437 SH SOLE 0 0 0 62,437
ISHARES RUSSELL 2000 ETF ETF 464287655 1,344,587 6,231 SH SOLE 0 0 0 6,231
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 433,862 5,958 SH SOLE 0 0 0 5,958
ISHARES IBONDS DEC 2030 TERM CORPORATE ETF ETF 46436E726 646,981 29,435 SH SOLE 0 0 0 29,435
VANGUARD SMALL CAP VALUE ETF ETF 922908611 2,286,178 11,723 SH SOLE 0 0 0 11,723
SPDR BLOOMBERG 3-12 MONTH T-BILL ETF ETF 78468R523 2,623,361 26,384 SH SOLE 0 0 0 26,384
REGENERON PHARMACEUTICALS COM Stock 75886F107 201,600 384 SH SOLE 0 0 0 384
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF ETF 25434V203 549,075 15,883 SH SOLE 0 0 0 15,883
IMMUNOPRECISE ANTIBODIES LTD COM NEW Stock 45257F200 28,416 26,808 SH SOLE 0 0 0 26,808
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302 2,076,960 71,743 SH SOLE 0 0 0 71,743
SCHWAB US AGGREGATE BOND ETF ETF 808524839 783,681 33,721 SH SOLE 0 0 0 33,721
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 3,765,811 142,106 SH SOLE 0 0 0 142,106
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445 201,692 9,381 SH SOLE 0 0 0 9,381
JPMORGAN SHORT DURATION CORE PLUS ETF ETF 46641Q274 232,883 4,909 SH SOLE 0 0 0 4,909
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303 619,872 12,431 SH SOLE 0 0 0 12,431
ISHARES SHORT DURATION HIGH YIELD MUNI ACTIVE ETF ETF 092528108 772,707 34,635 SH SOLE 0 0 0 34,635
VISA INC COM CL A Stock 92826C839 930,246 2,620 SH SOLE 0 0 0 2,620
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708 913,823 25,497 SH SOLE 0 0 0 25,497
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609 7,573,450 140,353 SH SOLE 0 0 0 140,353
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401 346,024 5,163 SH SOLE 0 0 0 5,163
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF ETF 46436E486 828,724 39,388 SH SOLE 0 0 0 39,388
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880 3,928,195 133,749 SH SOLE 0 0 0 133,748
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 261,040 3,827 SH SOLE 0 0 0 3,827
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF ETF 46138J411 406,296 19,704 SH SOLE 0 0 0 19,704
VANGUARD VALUE ETF ETF 922908744 1,955,218 11,063 SH SOLE 0 0 0 11,062
VANGUARD GROWTH ETF ETF 922908736 4,207,081 9,596 SH SOLE 0 0 0 9,596
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 294,676 11,565 SH SOLE 0 0 0 11,565
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF ETF 25434V864 9,802,250 204,171 SH SOLE 0 0 0 204,171
CONSTELLATION ENERGY CORP COM Stock 21037T109 407,107 1,261 SH SOLE 0 0 0 1,261
META PLATFORMS INC CL A Stock 30303M102 4,608,653 6,244 SH SOLE 0 0 0 6,244
DIMENSIONAL US REAL ESTATE ETF ETF 25434V823 4,638,159 197,705 SH SOLE 0 0 0 197,705
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815 5,074,674 172,432 SH SOLE 0 0 0 172,432
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF ETF 25434V781 3,068,594 93,242 SH SOLE 0 0 0 93,242
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799 713,889 22,962 SH SOLE 0 0 0 22,962
JPMORGAN INFLATION MANAGED BOND ETF ETF 46654Q104 200,329 4,152 SH SOLE 0 0 0 4,151
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724 5,649,148 133,613 SH SOLE 0 0 0 133,612
PALO ALTO NETWORKS INC COM Stock 697435105 281,789 1,377 SH SOLE 0 0 0 1,377
ISHARES IBONDS DEC 2032 TERM CORPORATE ETF ETF 46436E312 822,971 32,548 SH SOLE 0 0 0 32,547
WP CAREY INC COM REIT 92936U109 1,781,082 28,552 SH SOLE 0 0 0 28,552
BROADCOM INC COM Stock 11135F101 3,501,814 12,704 SH SOLE 0 0 0 12,703
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 7,041,269 140,069 SH SOLE 0 0 0 140,069
ISHARES CORE MSCI EAFE ETF ETF 46432F842 529,422 6,342 SH SOLE 0 0 0 6,341
DIMENSIONAL US LARGE CAP VALUE ETF ETF 25434V666 3,126,568 100,792 SH SOLE 0 0 0 100,792
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109 392,352 4,934 SH SOLE 0 0 0 4,934
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 364,347 1,219 SH SOLE 0 0 0 1,219
NVIDIA CORPORATION COM Stock 67066G104 4,377,920 27,710 SH SOLE 0 0 0 27,710
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 3,833,753 72,664 SH SOLE 0 0 0 72,664
ABBVIE INC COM Stock 00287Y109 256,063 1,379 SH SOLE 0 0 0 1,379
PGIM GLOBAL HIGH YIELD FD FORM COM CEF 69346J106 345,495 25,764 SH SOLE 0 0 0 25,764
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 1,386,940 20,633 SH SOLE 0 0 0 20,632
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 1,221,687 5,394 SH SOLE 0 0 0 5,394
BLACKSTONE INC COM Stock 09260D107 655,609 4,383 SH SOLE 0 0 0 4,383
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343 309,837 13,065 SH SOLE 0 0 0 13,065
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF ETF 25434V633 265,422 5,386 SH SOLE 0 0 0 5,386
ISHARES IBONDS DEC 2033 TERM CORPORATE ETF ETF 46436E130 353,811 13,658 SH SOLE 0 0 0 13,658
QUALCOMM INC COM Stock 747525103 1,246,674 7,828 SH SOLE 0 0 0 7,827
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 215,734 397 SH SOLE 0 0 0 397
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF ETF 25434V583 698,780 12,824 SH SOLE 0 0 0 12,824
AVANTIS U.S. MID CAP EQUITY ETF ETF 025072125 788,389 11,911 SH SOLE 0 0 0 11,911
CISCO SYS INC COM Stock 17275R102 1,584,486 22,838 SH SOLE 0 0 0 22,837
ADVANCED MICRO DEVICES INC COM Stock 007903107 1,132,788 7,983 SH SOLE 0 0 0 7,983
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 386,568 4,558 SH SOLE 0 0 0 4,558
ISHARES IBONDS DEC 2034 TERM CORPORATE ETF ETF 46438G653 396,105 15,159 SH SOLE 0 0 0 15,159
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 304,955 1,760 SH SOLE 0 0 0 1,760
ISHARES S&P 500 VALUE ETF ETF 464287408 506,174 2,590 SH SOLE 0 0 0 2,590
ISHARES S&P 500 GROWTH ETF ETF 464287309 589,255 5,352 SH SOLE 0 0 0 5,352
ISHARES CORE S&P 500 ETF ETF 464287200 32,440,697 52,248 SH SOLE 0 0 0 52,247
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 311,734 12,855 SH SOLE 0 0 0 12,855
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732 6,840,099 230,462 SH SOLE 0 0 0 230,461
WELLS FARGO CO NEW COM Stock 949746101 378,149 4,720 SH SOLE 0 0 0 4,719
SALESFORCE INC COM Stock 79466L302 354,077 1,298 SH SOLE 0 0 0 1,298
SPDR EURO STOXX 50 ETF ETF 78463X202 1,099,271 18,404 SH SOLE 0 0 0 18,404
LOCKHEED MARTIN CORP COM Stock 539830109 853,580 1,843 SH SOLE 0 0 0 1,843
JPMORGAN CHASE & CO. COM Stock 46625H100 7,037,361 24,274 SH SOLE 0 0 0 24,274
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 240,764 4,518 SH SOLE 0 0 0 4,518
CHEVRON CORP NEW COM Stock 166764100 1,364,695 9,531 SH SOLE 0 0 0 9,530
ALPHATEC HLDGS INC COM NEW Stock 02081G201 166,500 15,000 SH SOLE 0 0 0 15,000
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,138,096 107,667 SH SOLE 0 0 0 107,667
BANK AMERICA CORP COM Stock 060505104 1,078,472 22,791 SH SOLE 0 0 0 22,791
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 352,892 4,712 SH SOLE 0 0 0 4,712
WALMART INC COM Stock 931142103 267,847 2,739 SH SOLE 0 0 0 2,739
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 574,110 1,948 SH SOLE 0 0 0 1,947
ORACLE CORP COM Stock 68389X105 220,379 1,008 SH SOLE 0 0 0 1,008
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 878,911 17,770 SH SOLE 0 0 0 17,770
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 753,440 5,652 SH SOLE 0 0 0 5,651
PFIZER INC COM Stock 717081103 253,740 10,468 SH SOLE 0 0 0 10,467
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 546,235 4,983 SH SOLE 0 0 0 4,983
CATERPILLAR INC COM Stock 149123101 439,683 1,133 SH SOLE 0 0 0 1,132
ALPHABET INC CAP STK CL C Stock 02079K107 503,639 2,839 SH SOLE 0 0 0 2,839
AMERICAN EXPRESS CO COM Stock 025816109 219,454 688 SH SOLE 0 0 0 687
AMGEN INC COM Stock 031162100 853,355 3,056 SH SOLE 0 0 0 3,056
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 1,138,296 5,562 SH SOLE 0 0 0 5,561
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 516,634 5,208 SH SOLE 0 0 0 5,208
VANGUARD SHORT-TERM BOND ETF ETF 921937827 784,072 9,963 SH SOLE 0 0 0 9,962
LAM RESEARCH CORP COM NEW Stock 512807306 2,182,350 22,420 SH SOLE 0 0 0 22,419
ORTHOFIX MED INC COM Stock 68752M108 223,000 20,000 SH SOLE 0 0 0 20,000
EXXON MOBIL CORP COM Stock 30231G102 409,222 3,796 SH SOLE 0 0 0 3,796
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 248,900 3,048 SH SOLE 0 0 0 3,048
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 13,629,825 336,622 SH SOLE 0 0 0 336,622
BLACKROCK INC COM Stock 09290D101 457,333 436 SH SOLE 0 0 0 435
ISHARES CORE S&P MID-CAP ETF ETF 464287507 347,600 5,605 SH SOLE 0 0 0 5,604
ISHARES MSCI EAFE ETF ETF 464287465 436,670 4,885 SH SOLE 0 0 0 4,885
APPLE INC COM Stock 037833100 15,175,835 73,967 SH SOLE 0 0 0 73,967
DISNEY WALT CO COM Stock 254687106 373,394 3,011 SH SOLE 0 0 0 3,011