The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 327,945 744 SH SOLE 0 0 744
ISHARES TR CORE S&P500 ETF 464287200 7,491,779 12,066 SH SOLE 0 0 12,066
ISHARES TR RUS 1000 VAL ETF 464287598 287,460 1,480 SH SOLE 0 0 1,480
ISHARES TR CORE S&P US VLU 464287663 298,085 3,150 SH SOLE 0 0 3,150
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,265,703 6,904 SH SOLE 0 0 6,904
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 213,868 2,619 SH SOLE 0 0 2,619
ADOBE INC COM 00724F101 347,031 897 SH SOLE 0 0 897
AMAZON COM INC COM 023135106 1,842,565 8,399 SH SOLE 0 0 8,399
BRISTOL-MYERS SQUIBB CO COM 110122108 375,643 8,115 SH SOLE 0 0 8,115
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,024,975 2,110 SH SOLE 0 0 2,110
SYNOPSYS INC COM 871607107 252,239 492 SH SOLE 0 0 492
INVESCO QQQ TR UNIT SER 1 46090E103 2,390,004 4,333 SH SOLE 0 0 4,333
AMGEN INC COM 031162100 1,361,707 4,877 SH SOLE 0 0 4,877
ABBOTT LABS COM 002824100 917,115 6,743 SH SOLE 0 0 6,743
ALTRIA GROUP INC COM 02209S103 337,181 5,751 SH SOLE 0 0 5,751
INTEL CORP COM 458140100 245,952 10,980 SH SOLE 0 0 10,980
ORACLE CORP COM 68389X105 1,445,923 6,614 SH SOLE 0 0 6,614
QUALCOMM INC COM 747525103 467,736 2,937 SH SOLE 0 0 2,937
DISNEY WALT CO COM 254687106 959,651 7,738 SH SOLE 0 0 7,738
HONEYWELL INTL INC COM 438516106 533,062 2,289 SH SOLE 0 0 2,289
JOHNSON & JOHNSON COM 478160104 1,968,721 12,889 SH SOLE 0 0 12,889
PFIZER INC COM 717081103 679,257 28,022 SH SOLE 0 0 28,022
CHEVRON CORP NEW COM 166764100 4,204,202 29,361 SH SOLE 0 0 29,361
MOTOROLA SOLUTIONS INC COM NEW 620076307 220,176 524 SH SOLE 0 0 524
MICROSOFT CORP COM 594918104 8,464,841 17,018 SH SOLE 0 0 17,018
UNITED PARCEL SERVICE INC CL B 911312106 227,822 2,257 SH SOLE 0 0 2,257
AT&T INC COM 00206R102 566,889 19,588 SH SOLE 0 0 19,588
CISCO SYS INC COM 17275R102 1,871,916 26,981 SH SOLE 0 0 26,981
INTERNATIONAL BUSINESS MACHS COM 459200101 2,887,665 9,796 SH SOLE 0 0 9,796
COCA COLA CO COM 191216100 2,108,916 29,808 SH SOLE 0 0 29,808
PEPSICO INC COM 713448108 446,031 3,378 SH SOLE 0 0 3,378
VERIZON COMMUNICATIONS INC COM 92343V104 876,399 20,254 SH SOLE 0 0 20,254
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 325,401 1,285 SH SOLE 0 0 1,285
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,700,101 37,622 SH SOLE 0 0 37,622
SCHWAB CHARLES CORP COM 808513105 526,272 5,768 SH SOLE 0 0 5,768
AMETEK INC COM 031100100 244,296 1,350 SH SOLE 0 0 1,350
BANK AMERICA CORP COM 060505104 597,036 12,617 SH SOLE 0 0 12,617
STARBUCKS CORP COM 855244109 1,602,173 17,485 SH SOLE 0 0 17,485
EXXON MOBIL CORP COM 30231G102 1,840,056 17,069 SH SOLE 0 0 17,069
WALMART INC COM 931142103 665,491 6,806 SH SOLE 0 0 6,806
APPLIED MATLS INC COM 038222105 1,026,840 5,609 SH SOLE 0 0 5,609
ELEVANCE HEALTH INC COM 036752103 248,934 640 SH SOLE 0 0 640
UNION PAC CORP COM 907818108 1,267,971 5,511 SH SOLE 0 0 5,511
COSTCO WHSL CORP NEW COM 22160K105 1,412,307 1,427 SH SOLE 0 0 1,427
ELI LILLY & CO COM 532457108 689,105 884 SH SOLE 0 0 884
MCKESSON CORP COM 58155Q103 832,438 1,136 SH SOLE 0 0 1,136
MERCK & CO INC COM 58933Y105 816,554 10,315 SH SOLE 0 0 10,315
PROCTER AND GAMBLE CO COM 742718109 4,975,404 31,229 SH SOLE 0 0 31,229
KIMBERLY-CLARK CORP COM 494368103 421,439 3,269 SH SOLE 0 0 3,269
GILEAD SCIENCES INC COM 375558103 477,184 4,304 SH SOLE 0 0 4,304
HOME DEPOT INC COM 437076102 631,525 1,722 SH SOLE 0 0 1,722
MCDONALDS CORP COM 580135101 686,307 2,349 SH SOLE 0 0 2,349
JPMORGAN CHASE & CO. COM 46625H100 2,279,009 7,861 SH SOLE 0 0 7,861
MONDELEZ INTL INC CL A 609207105 297,882 4,417 SH SOLE 0 0 4,417
WELLS FARGO CO NEW COM 949746101 1,121,520 13,998 SH SOLE 0 0 13,998
FORD MTR CO COM 345370860 276,730 25,505 SH SOLE 0 0 25,505
UNITEDHEALTH GROUP INC COM 91324P102 220,528 707 SH SOLE 0 0 707
RTX CORPORATION COM 75513E101 247,942 1,698 SH SOLE 0 0 1,698
3M CO COM 88579Y101 293,519 1,928 SH SOLE 0 0 1,928
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,193,683 3,927 SH SOLE 0 0 3,927
NORFOLK SOUTHN CORP COM 655844108 1,039,179 4,060 SH SOLE 0 0 4,060
NEXTERA ENERGY INC COM 65339F101 334,396 4,817 SH SOLE 0 0 4,817
APPLE INC COM 037833100 21,793,136 106,220 SH SOLE 0 0 106,220
CATERPILLAR INC COM 149123101 769,044 1,981 SH SOLE 0 0 1,981
ROSS STORES INC COM 778296103 290,245 2,275 SH SOLE 0 0 2,275
PUBLIC STORAGE OPER CO COM 74460D109 318,654 1,086 SH SOLE 0 0 1,086
AMERICAN EXPRESS CO COM 025816109 596,493 1,870 SH SOLE 0 0 1,870
KELLANOVA COM 487836108 287,262 3,612 SH SOLE 0 0 3,612
S&P GLOBAL INC COM 78409V104 2,459,281 4,664 SH SOLE 0 0 4,664
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,915,200 4 SH SOLE 0 0 4
NETFLIX INC COM 64110L106 1,921,261 1,435 SH SOLE 0 0 1,435
CLOROX CO DEL COM 189054109 264,634 2,204 SH SOLE 0 0 2,204
NVIDIA CORPORATION COM 67066G104 3,404,203 21,547 SH SOLE 0 0 21,547
TRAVELERS COMPANIES INC COM 89417E109 227,141 849 SH SOLE 0 0 849
EATON CORP PLC SHS G29183103 259,889 728 SH SOLE 0 0 728
BRUNSWICK CORP COM 117043109 1,315,154 23,808 SH SOLE 0 0 23,808
ALPHABET INC CAP STK CL A 02079K305 12,776,968 72,502 SH SOLE 0 0 72,502
SPDR GOLD TR GOLD SHS 78463V107 320,072 1,050 SH SOLE 0 0 1,050
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 356,257 1,435 SH SOLE 0 0 1,435
VANGUARD INDEX FDS GROWTH ETF 922908736 280,138 639 SH SOLE 0 0 639
SPDR SERIES TRUST S&P DIVID ETF 78464A763 369,729 2,724 SH SOLE 0 0 2,724
ISHARES TR CORE S&P TTL STK 464287150 6,806,555 50,404 SH SOLE 0 0 50,404
ISHARES TR ESG MSCI KLD 400 464288570 236,734 2,038 SH SOLE 0 0 2,038
BLACKSTONE INC COM 09260D107 233,345 1,560 SH SOLE 0 0 1,560
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,154,156 16,159 SH SOLE 0 0 16,159
VISA INC COM CL A 92826C839 254,216 716 SH SOLE 0 0 716
PHILIP MORRIS INTL INC COM 718172109 883,513 4,851 SH SOLE 0 0 4,851
BROADCOM INC COM 11135F101 1,045,531 3,793 SH SOLE 0 0 3,793
TESLA INC COM 88160R101 1,550,584 4,881 SH SOLE 0 0 4,881
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,724,304 20,640 SH SOLE 0 0 20,640
VANGUARD STAR FDS VG TL INTL STK F 921909768 215,354 3,117 SH SOLE 0 0 3,117
ISHARES TR CORE HIGH DV ETF 46429B663 2,347,944 20,039 SH SOLE 0 0 20,039
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 626,400 23,638 SH SOLE 0 0 23,638
ISHARES TR MSCI USA MIN VOL 46429B697 580,774 6,187 SH SOLE 0 0 6,187
XYLEM INC COM 98419M100 279,627 2,162 SH SOLE 0 0 2,162
META PLATFORMS INC CL A 30303M102 1,226,642 1,662 SH SOLE 0 0 1,662
ABBVIE INC COM 00287Y109 1,531,390 8,250 SH SOLE 0 0 8,250
ALPHABET INC CAP STK CL C 02079K107 3,818,212 21,524 SH SOLE 0 0 21,524
ISHARES TR CORE DIV GRWTH 46434V621 15,162,515 237,137 SH SOLE 0 0 237,137
SUNRUN INC COM 86771W105 695,300 85,000 SH SOLE 0 0 85,000
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 751,612 17,710 SH SOLE 0 0 17,710
DBX ETF TR XTRACKERS MSCI 233051150 292,306 5,139 SH SOLE 0 0 5,139
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 207,503 3,650 SH SOLE 0 0 3,650
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 330,203 1,454 SH SOLE 0 0 1,454
AGILON HEALTH INC COM 00857U107 43,700 19,000 SH SOLE 0 0 19,000
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 234,537 6,544 SH SOLE 0 0 6,544
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 365,737 5,028 SH SOLE 0 0 5,028
NERDWALLET INC COM CL A 64082B102 155,971 14,218 SH SOLE 0 0 14,218
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 217,600 4,000 SH SOLE 0 0 4,000
DIREXION SHS ETF TR DLY TSLA BEAR 1X 25460G260 122,578 15,635 SH SOLE 0 0 15,635
BANK NEW YORK MELLON CORP COM 064058100 235,428 2,584 SH SOLE 0 0 2,584