The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101 518,640 3,919 SH SOLE 0 3,919 0 0
ALPHABET INC CAP STK CL C 02079K107 232,472 1,311 SH SOLE 0 1,311 0 0
AMAZON COM INC COM 023135106 462,163 2,107 SH SOLE 0 2,107 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 21,312,472 233,946 SH SOLE 0 228,829 0 5,117
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 20,916,174 263,827 SH SOLE 0 258,741 0 5,086
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 10,102,179 147,391 SH SOLE 0 144,194 0 3,197
APPLE INC COM 037833100 698,674 3,405 SH SOLE 0 3,405 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 657,247 1,353 SH SOLE 0 1,353 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107 201,709 1,703 SH SOLE 0 1,703 0 0
CINTAS CORP COM 172908105 395,269 1,774 SH SOLE 0 1,774 0 0
CONSTELLATION BRANDS INC CL A 21036P108 320,661 1,971 SH SOLE 0 1,971 0 0
COSTCO WHSL CORP NEW COM 22160K105 342,557 346 SH SOLE 0 346 0 0
EXXON MOBIL CORP COM 30231G102 970,234 9,000 SH SOLE 0 9,000 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 223,260 4,365 SH SOLE 0 4,365 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 358,019 5,598 SH SOLE 0 5,598 0 0
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 234,857 3,029 SH SOLE 0 3,029 0 0
ISHARES TR CORE S&P500 ETF 464287200 263,337 424 SH SOLE 0 403 0 22
MICROSOFT CORP COM 594918104 1,391,057 2,797 SH SOLE 0 2,797 0 0
NVIDIA CORPORATION COM 67066G104 616,155 3,900 SH SOLE 0 3,900 0 0
PROGRESSIVE CORP COM 743315103 242,553 909 SH SOLE 0 909 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 449,585 4,465 SH SOLE 0 4,465 0 0
QUALCOMM INC COM 747525103 262,041 1,645 SH SOLE 0 1,645 0 0
SEMPRA COM 816851109 287,806 3,798 SH SOLE 0 3,798 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,237,958 2,004 SH SOLE 0 2,004 0 0
TESLA INC COM 88160R101 228,213 718 SH SOLE 0 718 0 0
TETRA TECH INC NEW COM 88162G103 550,306 15,303 SH SOLE 0 15,303 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 428,947 755 SH SOLE 0 754 0 1
VANGUARD INDEX FDS LARGE CAP ETF 922908637 679,710 2,382 SH SOLE 0 2,382 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,492,981 67,427 SH SOLE 0 65,721 0 1,706
VANGUARD INDEX FDS VALUE ETF 922908744 290,199 1,642 SH SOLE 0 1,551 0 91
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 16,378,630 183,906 SH SOLE 0 180,335 0 3,570
VANGUARD INDEX FDS GROWTH ETF 922908736 410,954 937 SH SOLE 0 937 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,686,017 195,835 SH SOLE 0 192,129 0 3,706
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18,228,346 271,174 SH SOLE 0 266,063 0 5,112
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,152,424 420,776 SH SOLE 0 417,345 0 3,431
VANGUARD WORLD FD INF TECH ETF 92204A702 301,497 455 SH SOLE 0 455 0 0
VISA INC COM CL A 92826C839 265,991 749 SH SOLE 0 749 0 0