The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 292,481 756 SH SOLE 756 0 0
AIR PRODS & CHEMS INC COM 009158106 293,060 1,039 SH SOLE 1,039 0 0
ALPHABET INC CAP STK CL C 02079K107 408,529 2,303 SH SOLE 2,303 0 0
ALPHABET INC CAP STK CL A 02079K305 872,867 4,953 SH SOLE 4,953 0 0
ALPHABET INC CAP STK CL C 02079K107 23,593 133 SH DFND 133 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783 767,634 33,008 SH SOLE 33,008 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 400,359 8,194 SH SOLE 8,194 0 0
AMAZON COM INC COM 023135106 1,106,823 5,045 SH SOLE 5,045 0 0
AMAZON COM INC COM 023135106 25,449 116 SH DFND 116 0 0
ANALOG DEVICES INC COM 032654105 230,403 968 SH SOLE 968 0 0
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760 437,923 21,054 SH SOLE 21,054 0 0
APPLE INC COM 037833100 13,952 68 SH DFND 68 0 0
APPLE INC COM 037833100 977,225 4,763 SH SOLE 4,763 0 0
APPLIED MATLS INC COM 038222105 409,528 2,237 SH SOLE 2,237 0 0
ARES CAPITAL CORP COM 04010L103 317,871 14,475 SH SOLE 14,475 0 0
AUTODESK INC COM 052769106 291,925 943 SH SOLE 943 0 0
BANK NEW YORK MELLON CORP COM 064058100 250,552 2,750 SH SOLE 2,750 0 0
BECTON DICKINSON & CO COM 075887109 229,954 1,335 SH SOLE 1,335 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,143,503 2,354 SH SOLE 2,354 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 907,970 13,497 SH SOLE 13,497 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 459,969 8,446 SH SOLE 8,446 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 262,086 4,960 SH SOLE 4,960 0 0
BONDBLOXX ETF TRUST BONDBLOXX PRIVAT 09789C671 1,279,904 25,405 SH SOLE 25,405 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 378,255 7,514 SH SOLE 7,514 0 0
BOOKING HOLDINGS INC COM 09857L108 1,088,377 188 SH SOLE 188 0 0
BP PLC SPONSORED ADR 055622104 215,227 7,191 SH SOLE 7,191 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 3,069,849 104,988 SH SOLE 104,988 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 1,335,031 36,961 SH SOLE 36,961 0 0
CARMAX INC COM 143130102 501,924 7,468 SH SOLE 7,468 0 0
CENCORA INC COM 03073E105 405,397 1,352 SH SOLE 1,352 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 353,779 1,599 SH SOLE 1,599 0 0
COCA COLA CO COM 191216100 782,637 11,062 SH SOLE 11,062 0 0
COHEN & STEERS REIT & PFD & COM 19247X100 327,888 14,400 SH SOLE 14,400 0 0
COMCAST CORP NEW CL A 20030N101 251,186 7,038 SH SOLE 7,038 0 0
CONOCOPHILLIPS COM 20825C104 200,030 2,229 SH SOLE 2,229 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 294,150 2,917 SH SOLE 2,917 0 0
DISNEY WALT CO COM 254687106 467,146 3,767 SH SOLE 3,767 0 0
EA SERIES TRUST ASTORIA US QUALI 02072L185 2,610,434 96,437 SH SOLE 96,437 0 0
EA SERIES TRUST ASTORIA US QUALI 02072L185 123,569 4,565 SH OTR 4,565 0 0
EA SERIES TRUST ASTORIA US EQUAL 02072L433 153,481 4,765 SH OTR 4,765 0 0
EA SERIES TRUST ALPHA ARCHITECT 02072Q408 436,949 4,234 SH SOLE 4,234 0 0
EA SERIES TRUST ASTORIA US EQUAL 02072L433 5,528,492 171,639 SH SOLE 171,639 0 0
EATON VANCE SR FLTNG RTE TR COM 27828Q105 337,433 27,841 SH SOLE 27,841 0 0
ECOLAB INC COM 278865100 213,935 794 SH SOLE 794 0 0
ELEVANCE HEALTH INC COM 036752103 491,645 1,264 SH SOLE 1,264 0 0
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198 372,296 18,985 SH SOLE 18,985 0 0
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222 2,634,158 63,627 SH SOLE 63,627 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321 236,012 4,264 SH SOLE 4,264 0 0
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806 495,507 22,280 SH SOLE 22,280 0 0
EXXON MOBIL CORP COM 30231G102 492,215 4,566 SH SOLE 4,566 0 0
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 2,109,958 31,834 SH SOLE 31,834 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 375,271 7,643 SH SOLE 7,643 0 0
FISERV INC COM 337738108 240,684 1,396 SH SOLE 1,396 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 233,779 32,201 SH SOLE 32,201 0 0
FS KKR CAP CORP COM 302635206 270,269 13,025 SH SOLE 13,025 0 0
GENERAL DYNAMICS CORP COM 369550108 1,204,847 4,131 SH SOLE 4,131 0 0
HARTFORD FDS EXCHANGE TRADED AAA CLO ETF 41653L602 274,843 7,069 SH SOLE 7,069 0 0
HOWMET AEROSPACE INC COM 443201108 575,142 3,090 SH SOLE 3,090 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 529,884 25,623 SH SOLE 25,623 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 531,768 27,062 SH SOLE 27,062 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 530,710 27,188 SH SOLE 27,188 0 0
IQVIA HLDGS INC COM 46266C105 489,947 3,109 SH SOLE 3,109 0 0
ISHARES INC MSCI EMRG CHN 46434G764 203,690 3,226 SH SOLE 3,226 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 256,994 6,561 SH SOLE 6,561 0 0
ISHARES TR EAFE VALUE ETF 464288877 287,755 4,533 SH SOLE 4,533 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 691,348 29,761 SH SOLE 29,761 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 546,449 2,989 SH SOLE 2,989 0 0
ISHARES TR CORE TOTAL USD 46434V613 478,388 10,348 SH SOLE 10,348 0 0
ISHARES TR U.S. TECH ETF 464287721 201,860 1,165 SH SOLE 1,165 0 0
ISHARES TR S&P 500 VAL ETF 464287408 396,312 2,028 SH SOLE 2,028 0 0
ISHARES TR ESG EAFE ETF 46436E759 274,981 3,694 SH SOLE 3,694 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 290,444 2,638 SH SOLE 2,638 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 752,701 13,957 SH SOLE 13,957 0 0
ISHARES TR ESG MSCI KLD 400 464288570 664,087 5,717 SH SOLE 5,717 0 0
ISHARES TR ESG ADV TTL USD 46436E619 251,632 5,778 SH SOLE 5,778 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 269,937 5,908 SH SOLE 5,908 0 0
ISHARES TR A RATE CP BD ETF 46429B291 296,273 6,193 SH SOLE 6,193 0 0
ISHARES TR MBS ETF 464288588 214,633 2,286 SH SOLE 2,286 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,563,426 2,518 SH SOLE 2,518 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 807,134 16,978 SH SOLE 16,978 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 475,580 3,515 SH SOLE 3,515 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 390,730 6,873 SH SOLE 6,873 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 231,962 4,264 SH SOLE 4,264 0 0
JOHNSON & JOHNSON COM 478160104 965,227 6,319 SH SOLE 6,319 0 0
JPMORGAN CHASE & CO. COM 46625H100 24,932 86 SH DFND 86 0 0
JPMORGAN CHASE & CO. COM 46625H100 371,085 1,280 SH SOLE 1,280 0 0
MASTERCARD INCORPORATED CL A 57636Q104 601,838 1,071 SH SOLE 1,071 0 0
MCDONALDS CORP COM 580135101 1,238,801 4,240 SH SOLE 4,240 0 0
META PLATFORMS INC CL A 30303M102 1,225,229 1,660 SH SOLE 1,660 0 0
MICROSOFT CORP COM 594918104 6,582,223 13,233 SH SOLE 13,233 0 0
MICROSOFT CORP COM 594918104 32,332 65 SH DFND 65 0 0
MONDELEZ INTL INC CL A 609207105 424,400 6,293 SH SOLE 6,293 0 0
NOVARTIS AG SPONSORED ADR 66987V109 219,391 1,813 SH SOLE 1,813 0 0
ORACLE CORP COM 68389X105 1,947,775 8,909 SH SOLE 8,909 0 0
PACER FDS TR US SMALL CAP CAS 69374H857 1,344,991 33,781 SH SOLE 33,781 0 0
PACER FDS TR TRENDP US LAR CP 69374H105 402,679 7,933 SH SOLE 7,933 0 0
PACER FDS TR US CASH COWS 100 69374H881 3,595,716 65,258 SH SOLE 65,258 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 547,110 14,409 SH SOLE 14,409 0 0
PHILIP MORRIS INTL INC COM 718172109 849,819 4,666 SH SOLE 4,666 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 8,042 303 SH OTR 303 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 3,583,882 135,037 SH SOLE 135,037 0 0
PIMCO MUN INCOME FD III COM 72201A103 123,480 18,000 SH SOLE 18,000 0 0
PROCTER AND GAMBLE CO COM 742718109 314,338 1,973 SH SOLE 1,973 0 0
PROGRESSIVE CORP COM 743315103 248,180 930 SH SOLE 930 0 0
QUALCOMM INC COM 747525103 342,887 2,153 SH SOLE 2,153 0 0
SALESFORCE INC COM 79466L302 342,771 1,257 SH SOLE 1,257 0 0
SCHWAB CHARLES CORP COM 808513105 768,879 8,427 SH SOLE 8,427 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 385,714 16,597 SH SOLE 16,597 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 288,248 3,024 SH SOLE 3,024 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 608,924 8,377 SH SOLE 8,377 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 25,878 356 SH OTR 356 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,606,414 38,625 SH SOLE 38,625 0 0
STARBUCKS CORP COM 855244109 324,462 3,541 SH SOLE 3,541 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 667,013 2,945 SH SOLE 2,945 0 0
TIDAL TR II RETURN STCKD US 88636J816 3,934,037 168,698 SH SOLE 168,698 0 0
TIDAL TR II RTN STACKED BD 88636J105 345,938 21,341 SH SOLE 21,341 0 0
TIDAL TR II RET STCKD GL STK 88636J204 7,229,426 275,827 SH SOLE 275,827 0 0
TJX COS INC NEW COM 872540109 208,328 1,687 SH SOLE 1,687 0 0
TOUCHSTONE ETF TRUST STRATEGIC INCOME 89157W202 1,878,428 71,871 SH SOLE 71,871 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 209,957 480 SH SOLE 480 0 0
UNILEVER PLC SPON ADR NEW 904767704 213,422 3,489 SH SOLE 3,489 0 0
UNITEDHEALTH GROUP INC COM 91324P102 319,457 1,024 SH SOLE 1,024 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411 311,615 19,141 SH SOLE 19,141 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 657,590 8,931 SH SOLE 8,931 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 406,131 8,203 SH SOLE 8,203 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 804,807 2,648 SH SOLE 2,648 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 761,436 15,530 SH SOLE 15,530 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 248,384 3,212 SH SOLE 3,212 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 482,317 6,981 SH SOLE 6,981 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 201,557 2,516 SH SOLE 2,516 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 373,535 2,802 SH SOLE 2,802 0 0
VISA INC COM CL A 92826C839 639,090 1,800 SH SOLE 1,800 0 0
VISA INC COM CL A 92826C839 18,818 53 SH DFND 53 0 0
WELLS FARGO CO NEW COM 949746101 284,346 3,549 SH SOLE 3,549 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 375,413 7,462 SH SOLE 7,462 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 837,954 16,739 SH SOLE 16,739 0 0
WISDOMTREE TR HEDGED HI YLD BD 97717W430 482,383 21,547 SH SOLE 21,547 0 0
WISDOMTREE TR DYNAMIC INTL EQT 97717X263 977,262 24,641 SH SOLE 24,641 0 0
WISDOMTREE TR EFFICIENT GLD PL 97717Y568 1,098,639 23,296 SH SOLE 23,296 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 240,458 3,670 SH SOLE 3,670 0 0