The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 466,924 3,433 SH SOLE 0 0 3,433
ABBVIE INC COM 00287Y109 981,023 5,285 SH SOLE 0 0 5,285
ALPHABET INC CAP STK CL A 02079K305 492,257 2,793 SH SOLE 0 0 2,793
ALTRIA GROUP INC COM 02209S103 350,100 5,971 SH SOLE 0 0 5,971
AMAZON COM INC COM 023135106 2,418,144 11,022 SH SOLE 0 0 11,022
AMGEN INC COM 031162100 1,415,332 5,069 SH SOLE 0 0 5,069
ANALOG DEVICES INC COM 032654105 660,268 2,774 SH SOLE 0 0 2,774
APPLE INC COM 037833100 7,641,855 37,246 SH SOLE 0 0 37,246
ARCHER DANIELS MIDLAND CO COM 039483102 310,980 5,892 SH SOLE 0 0 5,892
ASTRAZENECA PLC SPONSORED ADR 046353108 314,041 4,494 SH SOLE 0 0 4,494
AT&T INC COM 00206R102 405,672 14,018 SH SOLE 0 0 14,018
BANK AMERICA CORP COM 060505104 233,722 4,939 SH SOLE 0 0 4,939
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 597,029 17,570 SH SOLE 0 0 17,570
BARINGS CORPORATE INVS COM 06759X107 1,475,046 68,100 SH SOLE 0 0 68,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,372,800 6 SH SOLE 0 0 6
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206 204,726 2,000 SH SOLE 0 0 2,000
BRISTOL-MYERS SQUIBB CO COM 110122108 280,244 6,054 SH SOLE 0 0 6,054
BROADCOM INC COM 11135F101 332,458 1,206 SH SOLE 0 0 1,206
CARPENTER TECHNOLOGY CORP COM 144285103 276,380 1,000 SH SOLE 0 0 1,000
CATERPILLAR INC COM 149123101 1,065,727 2,745 SH SOLE 0 0 2,745
CHEVRON CORP NEW COM 166764100 296,833 2,073 SH SOLE 0 0 2,073
CISCO SYS INC COM 17275R102 381,431 5,498 SH SOLE 0 0 5,498
COCA COLA CO COM 191216100 796,968 11,265 SH SOLE 0 0 11,265
COMCAST CORP NEW CL A 20030N101 203,275 5,696 SH SOLE 0 0 5,696
CONSOLIDATED EDISON INC COM 209115104 223,580 2,228 SH SOLE 0 0 2,228
COSTCO WHSL CORP NEW COM 22160K105 829,136 838 SH SOLE 0 0 838
CSX CORP COM 126408103 635,470 19,475 SH SOLE 0 0 19,475
DEERE & CO COM 244199105 1,416,654 2,786 SH SOLE 0 0 2,786
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265 93,800 20,000 SH SOLE 0 0 20,000
DISNEY WALT CO COM 254687106 232,403 1,874 SH SOLE 0 0 1,874
DUKE ENERGY CORP NEW COM NEW 26441C204 424,800 3,600 SH SOLE 0 0 3,600
ELI LILLY & CO COM 532457108 1,063,691 1,365 SH SOLE 0 0 1,365
ENTERPRISE PRODS PARTNERS L COM 293792107 647,539 20,882 SH SOLE 0 0 20,882
EQT CORP COM 26884L109 501,494 8,599 SH SOLE 0 0 8,599
ETF SER SOLUTIONS US GLB JETS 26922A842 414,485 18,045 SH SOLE 0 0 18,045
EXXON MOBIL CORP COM 30231G102 1,724,351 15,996 SH SOLE 0 0 15,996
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 294,648 1,094 SH SOLE 0 0 1,094
GENERAL DYNAMICS CORP COM 369550108 208,376 714 SH SOLE 0 0 714
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 2,963,173 47,290 SH SOLE 0 0 47,290
HERSHEY CO COM 427866108 218,557 1,317 SH SOLE 0 0 1,317
HOME DEPOT INC COM 437076102 2,410,349 6,574 SH SOLE 0 0 6,574
INTERNATIONAL BUSINESS MACHS COM 459200101 323,953 1,099 SH SOLE 0 0 1,099
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 344,486 30,951 SH SOLE 0 0 30,951
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115 618,137 13,368 SH SOLE 0 0 13,368
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 929,595 12,766 SH SOLE 0 0 12,766
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,255,772 36,654 SH SOLE 0 0 36,654
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 245,833 1,735 SH SOLE 0 0 1,735
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,021,858 11,125 SH SOLE 0 0 11,125
INVESCO QQQ TR UNIT SER 1 46090E103 5,018,405 9,097 SH SOLE 0 0 9,097
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 684,022 11,175 SH SOLE 0 0 11,175
ISHARES GOLD TR ISHARES NEW 464285204 3,816,245 61,197 SH SOLE 0 0 61,197
ISHARES INC CORE MSCI EMKT 46434G103 9,812,870 163,466 SH SOLE 0 0 163,466
ISHARES INC MSCI EMERG MRKT 464286533 510,920 8,136 SH SOLE 0 0 8,136
ISHARES INC MSCI GBL MIN VOL 464286525 304,488 2,568 SH SOLE 0 0 2,568
ISHARES TR 0-5 YR TIPS ETF 46429B747 807,535 7,847 SH SOLE 0 0 7,847
ISHARES TR 0-5YR HI YL CP 46434V407 481,745 11,167 SH SOLE 0 0 11,167
ISHARES TR 1 3 YR TREAS BD 464287457 7,231,567 87,275 SH SOLE 0 0 87,275
ISHARES TR 10-20 YR TRS ETF 464288653 632,098 6,221 SH SOLE 0 0 6,221
ISHARES TR 3 7 YR TREAS BD 464288661 272,121 2,285 SH SOLE 0 0 2,285
ISHARES TR BROAD USD HIGH 46435U853 1,781,876 47,504 SH SOLE 0 0 47,504
ISHARES TR CORE 1 5 YR USD 46432F859 218,342 4,488 SH SOLE 0 0 4,488
ISHARES TR CORE DIV GRWTH 46434V621 1,501,189 23,478 SH SOLE 0 0 23,478
ISHARES TR CORE HIGH DV ETF 46429B663 1,553,558 13,259 SH SOLE 0 0 13,259
ISHARES TR CORE INTL AGGR 46435G672 2,182,799 42,725 SH SOLE 0 0 42,725
ISHARES TR CORE MSCI EAFE 46432F842 9,381,842 112,384 SH SOLE 0 0 112,384
ISHARES TR CORE MSCI EURO 46434V738 820,296 12,391 SH SOLE 0 0 12,391
ISHARES TR CORE MSCI INTL 46435G326 6,852,885 90,122 SH SOLE 0 0 90,122
ISHARES TR CORE MSCI TOTAL 46432F834 267,880 3,465 SH SOLE 0 0 3,465
ISHARES TR CORE S&P MCP ETF 464287507 1,108,918 17,880 SH SOLE 0 0 17,880
ISHARES TR CORE S&P SCP ETF 464287804 1,838,643 16,824 SH SOLE 0 0 16,824
ISHARES TR CORE S&P TTL STK 464287150 8,210,569 60,801 SH SOLE 0 0 60,801
ISHARES TR CORE S&P500 ETF 464287200 12,089,244 19,471 SH SOLE 0 0 19,471
ISHARES TR CORE TOTAL USD 46434V613 2,031,870 43,951 SH SOLE 0 0 43,951
ISHARES TR CORE US AGGBD ET 464287226 19,094,246 192,482 SH SOLE 0 0 192,482
ISHARES TR ESG AWR MSCI USA 46435G425 221,761 1,639 SH SOLE 0 0 1,639
ISHARES TR EXPANDED TECH 464287515 264,990 2,420 SH SOLE 0 0 2,420
ISHARES TR EXPND TEC SC ETF 464287549 224,545 1,999 SH SOLE 0 0 1,999
ISHARES TR EXPONENTIAL TECH 46434V381 501,886 7,692 SH SOLE 0 0 7,692
ISHARES TR FLTG RATE NT ETF 46429B655 282,027 5,528 SH SOLE 0 0 5,528
ISHARES TR GLB CNS DISC ETF 464288745 245,274 1,303 SH SOLE 0 0 1,303
ISHARES TR GLB CNSM STP ETF 464288737 964,970 14,759 SH SOLE 0 0 14,759
ISHARES TR GLB INFRASTR ETF 464288372 568,303 9,600 SH SOLE 0 0 9,600
ISHARES TR GLOB HLTHCRE ETF 464287325 439,782 5,108 SH SOLE 0 0 5,108
ISHARES TR GLOB INDSTRL ETF 464288729 934,104 5,648 SH SOLE 0 0 5,648
ISHARES TR GLOBAL TECH ETF 464287291 1,399,598 15,157 SH SOLE 0 0 15,157
ISHARES TR IBDS DEC28 ETF 46435U515 267,622 10,528 SH SOLE 0 0 10,528
ISHARES TR IBONDS 27 ETF 46435UAA9 547,944 22,577 SH SOLE 0 0 22,577
ISHARES TR IBONDS DEC2026 46435GAA0 576,884 23,789 SH SOLE 0 0 23,789
ISHARES TR IBONDS DEC25 ETF 46434VBD1 741,249 29,438 SH SOLE 0 0 29,438
ISHARES TR IBOXX HI YD ETF 464288513 526,115 6,523 SH SOLE 0 0 6,523
ISHARES TR IBOXX INV CP ETF 464287242 682,985 6,231 SH SOLE 0 0 6,231
ISHARES TR ISHARES BIOTECH 464287556 1,148,253 9,076 SH SOLE 0 0 9,076
ISHARES TR ISHARES SEMICDTR 464287523 668,360 2,800 SH SOLE 0 0 2,800
ISHARES TR ISHS 1-5YR INVS 464288646 10,052,750 190,537 SH SOLE 0 0 190,537
ISHARES TR ISHS 5-10YR INVT 464288638 5,824,050 109,290 SH SOLE 0 0 109,290
ISHARES TR JPMORGAN USD EMG 464288281 1,276,909 13,787 SH SOLE 0 0 13,787
ISHARES TR MSCI EAFE ETF 464287465 928,066 10,382 SH SOLE 0 0 10,382
ISHARES TR MSCI EAFE MIN VL 46429B689 747,313 8,890 SH SOLE 0 0 8,890
ISHARES TR MSCI EMG MKT ETF 464287234 755,440 15,660 SH SOLE 0 0 15,660
ISHARES TR MSCI USA MIN VOL 46429B697 2,765,548 29,461 SH SOLE 0 0 29,461
ISHARES TR MSCI USA SMCP MN 46435G433 940,982 22,399 SH SOLE 0 0 22,399
ISHARES TR MSCI USA VALUE 46432F388 247,251 2,184 SH SOLE 0 0 2,184
ISHARES TR NATIONAL MUN ETF 464288414 6,866,749 65,723 SH SOLE 0 0 65,723
ISHARES TR PFD AND INCM SEC 464288687 918,928 29,952 SH SOLE 0 0 29,952
ISHARES TR RUS 1000 GRW ETF 464287614 402,927 949 SH SOLE 0 0 949
ISHARES TR RUS 1000 VAL ETF 464287598 227,832 1,173 SH SOLE 0 0 1,173
ISHARES TR RUS 2000 GRW ETF 464287648 321,593 1,125 SH SOLE 0 0 1,125
ISHARES TR RUS 2000 VAL ETF 464287630 486,217 3,082 SH SOLE 0 0 3,082
ISHARES TR RUS MDCP VAL ETF 464287473 305,376 2,311 SH SOLE 0 0 2,311
ISHARES TR RUS MID CAP ETF 464287499 1,240,124 13,484 SH SOLE 0 0 13,484
ISHARES TR RUSSELL 2000 ETF 464287655 1,509,020 6,993 SH SOLE 0 0 6,993
ISHARES TR S&P 500 GRWT ETF 464287309 6,529,728 59,307 SH SOLE 0 0 59,307
ISHARES TR S&P 500 VAL ETF 464287408 1,805,095 9,237 SH SOLE 0 0 9,237
ISHARES TR S&P MC 400GR ETF 464287606 216,169 2,376 SH SOLE 0 0 2,376
ISHARES TR S&P MC 400VL ETF 464287705 277,411 2,245 SH SOLE 0 0 2,245
ISHARES TR S&P SML 600 GWT 464287887 882,056 6,630 SH SOLE 0 0 6,630
ISHARES TR SELECT DIVID ETF 464287168 1,603,283 12,072 SH SOLE 0 0 12,072
ISHARES TR SHORT TREAS BD 464288679 356,560 3,229 SH SOLE 0 0 3,229
ISHARES TR SHRT NAT MUN ETF 464288158 572,429 5,383 SH SOLE 0 0 5,383
ISHARES TR SP SMCP600VL ETF 464287879 817,864 8,221 SH SOLE 0 0 8,221
ISHARES TR TIPS BD ETF 464287176 1,141,776 10,376 SH SOLE 0 0 10,376
ISHARES TR U.S. BAS MTL ETF 464287838 333,644 2,383 SH SOLE 0 0 2,383
ISHARES TR U.S. TECH ETF 464287721 1,659,234 9,576 SH SOLE 0 0 9,576
ISHARES TR US AER DEF ETF 464288760 837,325 4,439 SH SOLE 0 0 4,439
ISHARES TR US CONSM STAPLES 464287812 487,243 6,913 SH SOLE 0 0 6,913
ISHARES TR US CONSUM DISCRE 464287580 483,580 4,853 SH SOLE 0 0 4,853
ISHARES TR US HLTHCARE ETF 464287762 545,631 9,661 SH SOLE 0 0 9,661
ISHARES TR US INDUSTRIALS 464287754 357,199 2,510 SH SOLE 0 0 2,510
ISHARES TR US INFRASTRUC 46435U713 225,936 4,593 SH SOLE 0 0 4,593
ISHARES TR USD INV GRDE ETF 464288620 1,267,585 24,642 SH SOLE 0 0 24,642
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 1,034,807 11,009 SH SOLE 0 0 11,009
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 377,781 7,454 SH SOLE 0 0 7,454
JABIL INC COM 466313103 914,930 4,195 SH SOLE 0 0 4,195
JOHNSON & JOHNSON COM 478160104 1,681,190 11,006 SH SOLE 0 0 11,006
JPMORGAN CHASE & CO. COM 46625H100 1,796,664 6,197 SH SOLE 0 0 6,197
LIVE OAK BANCSHARES INC COM 53803X105 267,545 8,978 SH SOLE 0 0 8,978
LOWES COS INC COM 548661107 306,677 1,382 SH SOLE 0 0 1,382
MARATHON PETE CORP COM 56585A102 207,140 1,247 SH SOLE 0 0 1,247
MARKEL GROUP INC COM 570535104 203,731 102 SH SOLE 0 0 102
MARVELL TECHNOLOGY INC COM 573874104 201,008 2,597 SH SOLE 0 0 2,597
MCDONALDS CORP COM 580135101 210,363 720 SH SOLE 0 0 720
MERCK & CO INC COM 58933Y105 798,092 10,082 SH SOLE 0 0 10,082
META PLATFORMS INC CL A 30303M102 357,974 485 SH SOLE 0 0 485
MICROSOFT CORP COM 594918104 4,730,654 9,511 SH SOLE 0 0 9,511
MICROSTRATEGY INC CL A NEW 594972408 4,894,822 12,109 SH SOLE 0 0 12,109
MOLSON COORS BEVERAGE CO CL B 60871R209 215,732 4,486 SH SOLE 0 0 4,486
MOODYS CORP COM 615369105 847,186 1,689 SH SOLE 0 0 1,689
NETFLIX INC COM 64110L106 520,972 389 SH SOLE 0 0 389
NVIDIA CORPORATION COM 67066G104 5,333,566 33,759 SH SOLE 0 0 33,759
NXP SEMICONDUCTORS N V COM N6596X109 289,718 1,326 SH SOLE 0 0 1,326
PALANTIR TECHNOLOGIES INC CL A 69608A108 234,471 1,720 SH SOLE 0 0 1,720
PEPSICO INC COM 713448108 741,616 5,617 SH SOLE 0 0 5,617
PFIZER INC COM 717081103 369,279 15,234 SH SOLE 0 0 15,234
PHILIP MORRIS INTL INC COM 718172109 772,538 4,242 SH SOLE 0 0 4,242
PINNACLE FINL PARTNERS INC COM 72346Q104 2,842,822 25,748 SH SOLE 0 0 25,748
PROCTER AND GAMBLE CO COM 742718109 1,211,929 7,607 SH SOLE 0 0 7,607
PROSHARES TR PSHS ULT S&P 500 74347R107 420,587 4,304 SH SOLE 0 0 4,304
ROYAL BK CDA COM 780087102 331,375 2,519 SH SOLE 0 0 2,519
RTX CORPORATION COM 75513E101 599,267 4,104 SH SOLE 0 0 4,104
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,978,578 165,182 SH SOLE 0 0 165,182
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 279,367 9,751 SH SOLE 0 0 9,751
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,570,197 523,538 SH SOLE 0 0 523,538
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,825,022 89,810 SH SOLE 0 0 89,810
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,455,509 148,688 SH SOLE 0 0 148,688
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,361,200 1,064,255 SH SOLE 0 0 1,064,255
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,893,394 260,128 SH SOLE 0 0 260,128
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 663,470 22,714 SH SOLE 0 0 22,714
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 371,830 13,438 SH SOLE 0 0 13,438
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,951,998 366,285 SH SOLE 0 0 366,285
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,738,739 311,541 SH SOLE 0 0 311,541
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,912,177 90,368 SH SOLE 0 0 90,368
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,037,690 317,695 SH SOLE 0 0 317,695
SCHWAB STRATEGIC TR US TIPS ETF 808524870 701,842 26,306 SH SOLE 0 0 26,306
SELECT SECTOR SPDR TR ENERGY 81369Y506 607,070 7,158 SH SOLE 0 0 7,158
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 397,279 7,586 SH SOLE 0 0 7,586
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,329,949 32,109 SH SOLE 0 0 32,109
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 304,782 2,261 SH SOLE 0 0 2,261
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,267,282 15,519 SH SOLE 0 0 15,519
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 314,512 1,242 SH SOLE 0 0 1,242
SMARTFINANCIAL INC COM NEW 83190L208 1,180,206 34,938 SH SOLE 0 0 34,938
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 256,590 7,275 SH SOLE 0 0 7,275
SOUTHERN CO COM 842587107 313,049 3,409 SH SOLE 0 0 3,409
SPDR GOLD TR GOLD SHS 78463V107 351,165 1,152 SH SOLE 0 0 1,152
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 242,453 4,470 SH SOLE 0 0 4,470
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,409,515 84,206 SH SOLE 0 0 84,206
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 533,609 12,485 SH SOLE 0 0 12,485
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,878,192 4,658 SH SOLE 0 0 4,658
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 31,359,751 736,144 SH SOLE 0 0 736,144
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 1,646,382 54,534 SH SOLE 0 0 54,534
SPDR SERIES TRUST S&P BIOTECH 78464A870 540,041 6,512 SH SOLE 0 0 6,512
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,229,698 9,060 SH SOLE 0 0 9,060
TESLA INC COM 88160R101 1,434,871 4,517 SH SOLE 0 0 4,517
TRUIST FINL CORP COM 89832Q109 433,211 10,077 SH SOLE 0 0 10,077
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 531,990 17,858 SH SOLE 0 0 17,858
UNITED PARCEL SERVICE INC CL B 911312106 387,105 3,835 SH SOLE 0 0 3,835
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,215,352 23,345 SH SOLE 0 0 23,345
VANECK ETF TRUST PREFERRED SECURT 92189F429 304,731 17,800 SH SOLE 0 0 17,800
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 5,294,487 52,302 SH SOLE 0 0 52,302
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,163,769 78,320 SH SOLE 0 0 78,320
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 120,884,663 1,641,785 SH SOLE 0 0 1,641,785
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 628,689 12,608 SH SOLE 0 0 12,608
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,963,604 241,640 SH SOLE 0 0 241,640
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,557,839 8,084 SH SOLE 0 0 8,084
VANGUARD INDEX FDS GROWTH ETF 922908736 1,353,040 3,086 SH SOLE 0 0 3,086
VANGUARD INDEX FDS LARGE CAP ETF 922908637 10,676,289 37,421 SH SOLE 0 0 37,421
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,120,313 10,972 SH SOLE 0 0 10,972
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,383,466 8,412 SH SOLE 0 0 8,412
VANGUARD INDEX FDS MID CAP ETF 922908629 16,246,330 58,058 SH SOLE 0 0 58,058
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 20,215,598 226,989 SH SOLE 0 0 226,989
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,037,455 7,108 SH SOLE 0 0 7,108
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,371,712 12,162 SH SOLE 0 0 12,162
VANGUARD INDEX FDS SMALL CP ETF 922908751 23,543,688 99,349 SH SOLE 0 0 99,349
VANGUARD INDEX FDS SML CP GRW ETF 922908595 258,386 933 SH SOLE 0 0 933
VANGUARD INDEX FDS TOTAL STK MKT 922908769 443,770,856 1,460,097 SH SOLE 0 0 1,460,097
VANGUARD INDEX FDS VALUE ETF 922908744 1,653,538 9,356 SH SOLE 0 0 9,356
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 58,280,150 867,006 SH SOLE 0 0 867,006
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 44,251,717 894,697 SH SOLE 0 0 894,697
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 290,619 3,536 SH SOLE 0 0 3,536
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,590,623 19,277 SH SOLE 0 0 19,277
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,357,706 10,564 SH SOLE 0 0 10,564
VANGUARD MALVERN FDS CORE BD ETF 922020748 2,125,149 27,393 SH SOLE 0 0 27,393
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 855,003 17,008 SH SOLE 0 0 17,008
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,256,639 107,213 SH SOLE 0 0 107,213
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 62,347,911 751,904 SH SOLE 0 0 751,904
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 13,966,406 237,605 SH SOLE 0 0 237,605
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 36,402,210 457,889 SH SOLE 0 0 457,889
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,347,529 65,215 SH SOLE 0 0 65,215
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,784,934 40,309 SH SOLE 0 0 40,309
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 75,568,424 1,325,529 SH SOLE 0 0 1,325,529
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,156,794 33,004 SH SOLE 0 0 33,004
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 16,312,675 122,366 SH SOLE 0 0 122,366
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 493,599 6,162 SH SOLE 0 0 6,162
VANGUARD WORLD FD CONSUM STP ETF 92204A207 17,222,720 78,643 SH SOLE 0 0 78,643
VANGUARD WORLD FD ENERGY ETF 92204A306 1,375,040 11,543 SH SOLE 0 0 11,543
VANGUARD WORLD FD ESG INTL STK ETF 921910725 454,287 6,936 SH SOLE 0 0 6,936
VANGUARD WORLD FD ESG US STK ETF 921910733 5,514,688 50,298 SH SOLE 0 0 50,298
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 418,482 1,685 SH SOLE 0 0 1,685
VANGUARD WORLD FD INF TECH ETF 92204A702 4,061,832 6,124 SH SOLE 0 0 6,124
VANGUARD WORLD FD UTILITIES ETF 92204A876 16,555,799 93,795 SH SOLE 0 0 93,795
VERIZON COMMUNICATIONS INC COM 92343V104 519,849 12,014 SH SOLE 0 0 12,014
VISA INC COM CL A 92826C839 511,983 1,442 SH SOLE 0 0 1,442
WALMART INC COM 931142103 1,403,162 14,350 SH SOLE 0 0 14,350
WESTROCK COFFEE CO COM 96145W103 69,110 12,061 SH SOLE 0 0 12,061
XCEL ENERGY INC COM 98389B100 222,483 3,267 SH SOLE 0 0 3,267