The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 23,682,846 560,276 SH SOLE 0 0 560,276
ISHARES TR CORE S&P MCP ETF 464287507 53,366,912 860,479 SH SOLE 0 0 860,479
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 24,639,011 184,825 SH SOLE 0 0 184,825
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 6,205,248 152,651 SH SOLE 0 0 152,651
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 12,680,794 366,815 SH SOLE 0 0 366,815
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 7,196,908 132,714 SH SOLE 0 0 132,714
ISHARES TR CORE US AGGBD ET 464287226 3,459,435 34,873 SH SOLE 0 0 34,873
ISHARES TR CORE S&P500 ETF 464287200 935,397 1,507 SH SOLE 0 0 1,507
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,539,997 3,170 SH SOLE 0 0 3,170
COSTCO WHSL CORP NEW COM 22160K105 431,005 435 SH SOLE 0 0 435
ISHARES TR TIPS BD ETF 464287176 499,821 4,542 SH SOLE 0 0 4,542
ALPHABET INC CAP STK CL C 02079K107 976,906 5,507 SH SOLE 0 0 5,507
US BANCORP DEL COM NEW 902973304 1,939,608 42,864 SH SOLE 0 0 42,864
UNITED PARCEL SERVICE INC CL B 911312106 821,593 8,139 SH SOLE 0 0 8,139
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,492,252 12,177 SH SOLE 0 0 12,177
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,900,298 6,866 SH SOLE 0 0 6,866
ALPHABET INC CAP STK CL A 02079K305 1,245,536 7,068 SH SOLE 0 0 7,068
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 785,083 8,192 SH SOLE 0 0 8,192
VERIZON COMMUNICATIONS INC COM 92343V104 561,156 12,969 SH SOLE 0 0 12,969
APPLE INC COM 037833100 617,046 3,007 SH SOLE 0 0 3,007
JPMORGAN CHASE & CO. COM 46625H100 976,643 3,369 SH SOLE 0 0 3,369
META PLATFORMS INC CL A 30303M102 532,062 721 SH SOLE 0 0 721
MICROSOFT CORP COM 594918104 884,645 1,779 SH SOLE 0 0 1,779
WEC ENERGY GROUP INC COM 92939U106 942,281 9,043 SH SOLE 0 0 9,043
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 330,961 8,938 SH SOLE 0 0 8,938
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 1,718,775 63,353 SH SOLE 0 0 63,353
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 277,071 927 SH SOLE 0 0 927
ADVANCED MICRO DEVICES INC COM 007903107 289,254 2,038 SH SOLE 0 0 2,038
AMPHENOL CORP NEW CL A 032095101 988,409 10,009 SH SOLE 0 0 10,009
CSX CORP COM 126408103 1,269,307 38,900 SH SOLE 0 0 38,900
ELI LILLY & CO COM 532457108 490,536 629 SH SOLE 0 0 629
HENRY JACK & ASSOC INC COM 426281101 240,347 1,334 SH SOLE 0 0 1,334
PROCTER AND GAMBLE CO COM 742718109 502,846 3,156 SH SOLE 0 0 3,156
RPM INTL INC COM 749685103 221,971 2,021 SH SOLE 0 0 2,021
AMAZON COM INC COM 023135106 539,625 2,460 SH SOLE 0 0 2,460
UBER TECHNOLOGIES INC COM 90353T100 1,508,008 16,163 SH SOLE 0 0 16,163
ALLIANT ENERGY CORP COM 018802108 550,277 9,100 SH SOLE 0 0 9,100
BRISTOL-MYERS SQUIBB CO COM 110122108 231,484 5,001 SH SOLE 0 0 5,001
ISHARES TR SELECT DIVID ETF 464287168 546,295 4,113 SH SOLE 0 0 4,113
CAPITAL ONE FINL CORP COM 14040H105 246,157 1,157 SH SOLE 0 0 1,157
NVIDIA CORPORATION COM 67066G104 353,936 2,240 SH SOLE 0 0 2,240
VISA INC COM CL A 92826C839 788,522 2,221 SH SOLE 0 0 2,221
ISHARES U S ETF TR SHORT MATURITY M 46431W838 286,375 5,697 SH SOLE 0 0 5,697
BLACKROCK INC COM 09290D101 253,520 242 SH SOLE 0 0 242
WELLS FARGO CO NEW COM 949746101 438,323 5,471 SH SOLE 0 0 5,471
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 400,908 5,445 SH SOLE 0 0 5,445
ISHARES TR NATIONAL MUN ETF 464288414 306,834 2,937 SH SOLE 0 0 2,937
VANGUARD WORLD FD ESG INTL STK ETF 921910725 214,811 3,280 SH SOLE 0 0 3,280
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 237,225 8,888 SH SOLE 0 0 8,888
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 278,150 10,496 SH SOLE 0 0 10,496
DUKE ENERGY CORP NEW COM NEW 26441C204 358,904 3,042 SH SOLE 0 0 3,042
NEXTERA ENERGY INC COM 65339F101 619,594 8,925 SH SOLE 0 0 8,925
JOHNSON CTLS INTL PLC SHS G51502105 302,813 2,867 SH SOLE 0 0 2,867
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 570,466 1,850 SH SOLE 0 0 1,850
FLEXSHARES TR QUALT DIVD IDX 33939L860 648,302 8,859 SH SOLE 0 0 8,859
CURTISS WRIGHT CORP COM 231561101 872,550 1,786 SH SOLE 0 0 1,786
KEMPER CORP COM 488401100 222,018 3,440 SH SOLE 0 0 3,440
M & T BK CORP COM 55261F104 387,980 2,000 SH SOLE 0 0 2,000
MORGAN STANLEY COM NEW 617446448 385,252 2,735 SH SOLE 0 0 2,735
TELEDYNE TECHNOLOGIES INC COM 879360105 484,645 946 SH SOLE 0 0 946
VANGUARD INDEX FDS TOTAL STK MKT 922908769 330,980 1,089 SH SOLE 0 0 1,089
FLEXSHARES TR INTL QLTDV IDX 33939L837 309,076 11,405 SH SOLE 0 0 11,405