The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 30,658 201 SH SOLE 0 0 201
ABBOTT LABS COM 002824100 1,703,743 12,527 SH SOLE 0 0 12,527
ABBVIE INC COM 00287Y109 2,615,642 14,091 SH SOLE 0 0 14,091
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 21,222 71 SH SOLE 0 0 71
ADOBE INC COM 00724F101 23,213 60 SH SOLE 0 0 60
ADVANCED DRAIN SYS INC DEL COM 00790R104 3,102 27 SH SOLE 0 0 27
ADVANCED MICRO DEVICES INC COM 007903107 145,448 1,025 SH SOLE 0 0 1,025
ALCON AG ORD SHS H01301128 385,608 4,368 SH SOLE 0 0 4,368
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,135 10 SH SOLE 0 0 10
ALLIANT ENERGY CORP COM 018802108 11,369 188 SH SOLE 0 0 188
ALLSTATE CORP COM 020002101 21,777 108 SH SOLE 0 0 108
ALPHABET INC CAP STK CL A 02079K305 286,511 1,626 SH SOLE 0 0 1,626
ALPHABET INC CAP STK CL C 02079K107 88,903 501 SH SOLE 0 0 501
ALPS ETF TR REIT DIVIDE DOGS 00162Q106 100,154 3,762 SH SOLE 0 0 3,762
ALTRIA GROUP INC COM 02209S103 84,844 1,447 SH SOLE 0 0 1,447
AMAZON COM INC COM 023135106 937,454 4,273 SH SOLE 0 0 4,273
AMEREN CORP COM 023608102 14,406 150 SH SOLE 0 0 150
AMERICAN ELEC PWR CO INC COM 025537101 218,830 2,109 SH SOLE 0 0 2,109
AMERICAN EXPRESS CO COM 025816109 33,493 105 SH SOLE 0 0 105
AMGEN INC COM 031162100 10,890 39 SH SOLE 0 0 39
ANALOG DEVICES INC COM 032654105 4,761 20 SH SOLE 0 0 20
APPLE INC COM 037833100 5,159,564 25,148 SH SOLE 0 0 25,148
APPLIED MATLS INC COM 038222105 639,865 3,495 SH SOLE 0 0 3,495
ARBOR REALTY TRUST INC COM 038923108 150,068 14,025 SH SOLE 0 0 14,025
ARISTA NETWORKS INC COM SHS 040413205 27,010 264 SH SOLE 0 0 264
ARTISAN PARTNERS ASSET MGMT CL A 04316A108 44,330 1,000 SH SOLE 0 0 1,000
AT&T INC COM 00206R102 154,540 5,340 SH SOLE 0 0 5,340
AUTOMATIC DATA PROCESSING IN COM 053015103 141,016 457 SH SOLE 0 0 457
BANK AMERICA CORP COM 060505104 37,005 782 SH SOLE 0 0 782
BAXTER INTL INC COM 071813109 19,925 658 SH SOLE 0 0 658
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 500,344 1,030 SH SOLE 0 0 1,030
BLACKROCK INC COM 09290D101 74,497 71 SH SOLE 0 0 71
BLACKSTONE INC COM 09260D107 13,463 90 SH SOLE 0 0 90
BLINK CHARGING CO COM 09354A100 33 35 SH SOLE 0 0 35
BOEING CO COM 097023105 59,088 282 SH SOLE 0 0 282
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,562 15 SH SOLE 0 0 15
BOSTON SCIENTIFIC CORP COM 101137107 10,097 94 SH SOLE 0 0 94
BP PLC SPONSORED ADR 055622104 2,455 82 SH SOLE 0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 340 676 SH SOLE 0 0 676
BRAINSTORM CELL THERAPEUTICS COM 10501E300 74 66 SH SOLE 0 0 66
BRISTOL-MYERS SQUIBB CO COM 110122108 80,823 1,746 SH SOLE 0 0 1,746
BROADCOM INC COM 11135F101 112,741 409 SH SOLE 0 0 409
BRUNSWICK CORP COM 117043109 10,883 197 SH SOLE 0 0 197
BUILDERS FIRSTSOURCE INC COM 12008R107 4,318 37 SH SOLE 0 0 37
CADENCE DESIGN SYSTEM INC COM 127387108 55,467 180 SH SOLE 0 0 180
CAPITAL ONE FINL CORP COM 14040H105 1,915 9 SH SOLE 0 0 9
CARRIER GLOBAL CORPORATION COM 14448C104 5,490 75 SH SOLE 0 0 75
CATERPILLAR INC COM 149123101 864,932 2,228 SH SOLE 0 0 2,228
CAVA GROUP INC COM 148929102 843 10 SH SOLE 0 0 10
CENTERPOINT ENERGY INC COM 15189T107 91,079 2,479 SH SOLE 0 0 2,479
CHARTER COMMUNICATIONS INC N CL A 16119P108 11,447 28 SH SOLE 0 0 28
CHENIERE ENERGY INC COM NEW 16411R208 33,850 139 SH SOLE 0 0 139
CHEVRON CORP NEW COM 166764100 165,695 1,157 SH SOLE 0 0 1,157
CHIPOTLE MEXICAN GRILL INC COM 169656105 2,303 41 SH SOLE 0 0 41
CHUBB LIMITED COM H1467J104 9,272 32 SH SOLE 0 0 32
CINTAS CORP COM 172908105 8,024 36 SH SOLE 0 0 36
CISCO SYS INC COM 17275R102 506,058 7,294 SH SOLE 0 0 7,294
CITIGROUP INC COM NEW 172967424 50,647 595 SH SOLE 0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106 2,850 1,000 SH SOLE 0 0 1,000
CME GROUP INC COM 12572Q105 12,955 47 SH SOLE 0 0 47
CMS ENERGY CORP COM 125896100 60,482 873 SH SOLE 0 0 873
COCA COLA CO COM 191216100 56,600 800 SH SOLE 0 0 800
COHEN & STEERS INFRASTRUCTUR COM 19248A109 13,152 488 SH SOLE 0 0 488
COINBASE GLOBAL INC COM CL A 19260Q107 312,638 892 SH SOLE 0 0 892
COLGATE PALMOLIVE CO COM 194162103 8,636 95 SH SOLE 0 0 95
COMCAST CORP NEW CL A 20030N101 27,018 757 SH SOLE 0 0 757
COMERICA INC COM 200340107 70,626 1,184 SH SOLE 0 0 1,184
CONOCOPHILLIPS COM 20825C104 12,744 142 SH SOLE 0 0 142
CONSOLIDATED EDISON INC COM 209115104 235,522 2,347 SH SOLE 0 0 2,347
COPART INC COM 217204106 10,649 217 SH SOLE 0 0 217
COSTCO WHSL CORP NEW COM 22160K105 130,773 132 SH SOLE 0 0 132
CRACKER BARREL OLD CTRY STOR COM 22410J106 1,833 30 SH SOLE 0 0 30
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 148,978 1,609 SH SOLE 0 0 1,609
CRH PLC ORD G25508105 5,417 59 SH SOLE 0 0 59
CUMMINS INC COM 231021106 9,170 28 SH SOLE 0 0 28
DANAHER CORPORATION COM 235851102 363,869 1,842 SH SOLE 0 0 1,842
DBX ETF TR XTRACK MSCI EAFE 233051200 19,382 443 SH SOLE 0 0 443
DEERE & CO COM 244199105 10,170 20 SH SOLE 0 0 20
DENTSPLY SIRONA INC COM 24906P109 3,526 222 SH SOLE 0 0 222
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,069 31 SH SOLE 0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,423 207 SH SOLE 0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,183 50 SH SOLE 0 0 50
DISNEY WALT CO COM 254687106 91,148 735 SH SOLE 0 0 735
DOLLAR GEN CORP NEW COM 256677105 14,069 123 SH SOLE 0 0 123
DOMINOS PIZZA INC COM 25754A201 9,012 20 SH SOLE 0 0 20
DT MIDSTREAM INC COMMON STOCK 23345M107 341,491 3,107 SH SOLE 0 0 3,107
DTE ENERGY CO COM 233331107 866,373 6,541 SH SOLE 0 0 6,541
DUKE ENERGY CORP NEW COM NEW 26441C204 145,494 1,233 SH SOLE 0 0 1,233
DUOLINGO INC CL A COM 26603R106 5,741 14 SH SOLE 0 0 14
DXC TECHNOLOGY CO COM 23355L106 1,300 85 SH SOLE 0 0 85
EATON CORP PLC SHS G29183103 127,089 356 SH SOLE 0 0 356
EATON VANCE TAX-MANAGED GLOB COM 27829F108 323,085 36,924 SH SOLE 0 0 36,924
ECOLAB INC COM 278865100 896,158 3,326 SH SOLE 0 0 3,326
EDISON INTL COM 281020107 742 14 SH SOLE 0 0 14
ELI LILLY & CO COM 532457108 192,544 247 SH SOLE 0 0 247
ENBRIDGE INC COM 29250N105 73,011 1,611 SH SOLE 0 0 1,611
ENTERPRISE PRODS PARTNERS L COM 293792107 6,978 225 SH SOLE 0 0 225
ETF SER SOLUTIONS DEFIANCE QUANTUM 26922A420 27,545 300 SH SOLE 0 0 300
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102 98,692 15,816 SH SOLE 0 0 15,816
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707 19,309 323 SH SOLE 0 0 323
EXXON MOBIL CORP COM 30231G102 288,739 2,678 SH SOLE 0 0 2,678
FAIR ISAAC CORP COM 303250104 10,968 6 SH SOLE 0 0 6
FEDEX CORP COM 31428X106 10,180 45 SH SOLE 0 0 45
FERRARI N V COM N3167Y103 1,963 4 SH SOLE 0 0 4
FIRST MERCHANTS CORP COM 320817109 438,574 11,451 SH SOLE 0 0 11,451
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409 91,783 1,820 SH SOLE 0 0 1,820
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 19,437 180 SH SOLE 0 0 180
FIRSTENERGY CORP COM 337932107 25,042 622 SH SOLE 0 0 622
FORD MTR CO COM 345370860 183,376 16,901 SH SOLE 0 0 16,901
FORTINET INC COM 34959E109 3,172 30 SH SOLE 0 0 30
FOX CORP CL A COM 35137L105 1,009 18 SH SOLE 0 0 18
GALLAGHER ARTHUR J & CO COM 363576109 4,162 13 SH SOLE 0 0 13
GE AEROSPACE COM NEW 369604301 7,980 31 SH SOLE 0 0 31
GENERAC HLDGS INC COM 368736104 25,778 180 SH SOLE 0 0 180
GENERAL DYNAMICS CORP COM 369550108 14,583 50 SH SOLE 0 0 50
GENUINE PARTS CO COM 372460105 3,397 28 SH SOLE 0 0 28
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 8,738 200 SH SOLE 0 0 200
GOLDMAN SACHS GROUP INC COM 38141G104 224,357 317 SH SOLE 0 0 317
GOODYEAR TIRE & RUBR CO COM 382550101 789 76 SH SOLE 0 0 76
GRAINGER W W INC COM 384802104 7,282 7 SH SOLE 0 0 7
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 849 10 SH SOLE 0 0 10
GSK PLC SPONSORED ADR 37733W204 19,508 508 SH SOLE 0 0 508
HALEON PLC SPON ADS 405552100 6,596 636 SH SOLE 0 0 636
HALLIBURTON CO COM 406216101 24,294 1,192 SH SOLE 0 0 1,192
HASBRO INC COM 418056107 11,970 162 SH SOLE 0 0 162
HEICO CORP NEW COM 422806109 5,576 17 SH SOLE 0 0 17
HERSHEY CO COM 427866108 52,109 314 SH SOLE 0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109 20,553 1,005 SH SOLE 0 0 1,005
HOLOGIC INC COM 436440101 245,523 3,768 SH SOLE 0 0 3,768
HOME DEPOT INC COM 437076102 454,851 1,241 SH SOLE 0 0 1,241
HONEYWELL INTL INC COM 438516106 67,536 290 SH SOLE 0 0 290
HP INC COM 40434L105 24,583 1,005 SH SOLE 0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104 58,744 3,505 SH SOLE 0 0 3,505
ICICI BANK LIMITED ADR 45104G104 1,783 53 SH SOLE 0 0 53
IDEXX LABS INC COM 45168D104 198,983 371 SH SOLE 0 0 371
ILLINOIS TOOL WKS INC COM 452308109 117,939 477 SH SOLE 0 0 477
INMUNE BIO INC COM 45782T105 2,426 1,050 SH SOLE 0 0 1,050
INTEL CORP COM 458140100 153,888 6,870 SH SOLE 0 0 6,870
INTERNATIONAL BUSINESS MACHS COM 459200101 1,256,870 4,264 SH SOLE 0 0 4,264
INTERNATIONAL PAPER CO COM 460146103 1,921 41 SH SOLE 0 0 41
INTUITIVE SURGICAL INC COM NEW 46120E602 132,809 244 SH SOLE 0 0 244
INVENTRUST PPTYS CORP COM NEW 46124J201 16,194 591 SH SOLE 0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103 157,218 285 SH SOLE 0 0 285
IRON MTN INC DEL COM 46284V101 30,771 300 SH SOLE 0 0 300
ISHARES GOLD TR ISHARES NEW 464285204 8,034,846 128,846 SH SOLE 0 0 128,846
ISHARES INC CUR HD MSCI EM 46434G509 245,967 8,173 SH SOLE 0 0 8,173
ISHARES INC CORE MSCI EMKT 46434G103 4,070,063 67,800 SH SOLE 0 0 67,800
ISHARES INC ESG AWR MSCI EM 46434G863 229,677 5,864 SH SOLE 0 0 5,864
ISHARES SILVER TR ISHARES 46428Q109 15,192 463 SH SOLE 0 0 463
ISHARES TR 0-3 MNTH TREASRY 46436E718 3,927 39 SH SOLE 0 0 39
ISHARES TR 1 3 YR TREAS BD 464287457 17,567 212 SH SOLE 0 0 212
ISHARES TR 3 7 YR TREAS BD 464288661 15,482 130 SH SOLE 0 0 130
ISHARES TR CORE INTL AGGR 46435G672 5,876 115 SH SOLE 0 0 115
ISHARES TR CORE MSCI TOTAL 46432F834 16,236 210 SH SOLE 0 0 210
ISHARES TR EAFE SML CP ETF 464288273 45,280 623 SH SOLE 0 0 623
ISHARES TR ESG ADVNCD HY BD 46435G441 16,714 352 SH SOLE 0 0 352
ISHARES TR FLTG RATE NT ETF 46429B655 100,714 1,974 SH SOLE 0 0 1,974
ISHARES TR FUTURE AI & TECH 46435U556 18,737 457 SH SOLE 0 0 457
ISHARES TR GLOBAL MATER ETF 464288695 54,388 636 SH SOLE 0 0 636
ISHARES TR HDG MSCI EAFE 46434V803 477,234 12,572 SH SOLE 0 0 12,572
ISHARES TR MSCI ACWI EX US 464288240 45,645 749 SH SOLE 0 0 749
ISHARES TR NATIONAL MUN ETF 464288414 1,548,290 14,819 SH SOLE 0 0 14,819
ISHARES TR RUS 1000 GRW ETF 464287614 42,458 100 SH SOLE 0 0 100
ISHARES TR RUS 2000 GRW ETF 464287648 482,492 1,688 SH SOLE 0 0 1,688
ISHARES TR RUS MD CP GR ETF 464287481 1,391,701 10,035 SH SOLE 0 0 10,035
ISHARES TR RUS MDCP VAL ETF 464287473 397,345 3,007 SH SOLE 0 0 3,007
ISHARES TR RUSSELL 3000 ETF 464287689 96,525 275 SH SOLE 0 0 275
ISHARES TR U.S. BAS MTL ETF 464287838 126,283 902 SH SOLE 0 0 902
ISHARES TR US HLTHCARE ETF 464287762 111,661 1,977 SH SOLE 0 0 1,977
ISHARES TR CORE 1 5 YR USD 46432F859 7,519,207 154,557 SH SOLE 0 0 154,557
ISHARES TR CORE DIV GRWTH 46434V621 125,770 1,967 SH SOLE 0 0 1,967
ISHARES TR CORE MSCI EAFE 46432F842 34,192,993 409,595 SH SOLE 0 0 409,595
ISHARES TR CORE S&P MCP ETF 464287507 5,125,715 82,646 SH SOLE 0 0 82,646
ISHARES TR CORE S&P SCP ETF 464287804 12,194,572 111,580 SH SOLE 0 0 111,580
ISHARES TR CORE S&P TTL STK 464287150 313,971 2,325 SH SOLE 0 0 2,325
ISHARES TR CORE S&P500 ETF 464287200 52,938,152 85,260 SH SOLE 0 0 85,260
ISHARES TR CORE TOTAL USD 46434V613 14,424 312 SH SOLE 0 0 312
ISHARES TR CORE US AGGBD ET 464287226 138,285 1,394 SH SOLE 0 0 1,394
ISHARES TR EAFE GRWTH ETF 464288885 9,255,470 82,638 SH SOLE 0 0 82,638
ISHARES TR EAFE VALUE ETF 464288877 4,392,950 69,202 SH SOLE 0 0 69,202
ISHARES TR ESG AW MSCI EAFE 46435G516 2,167,743 24,297 SH SOLE 0 0 24,297
ISHARES TR ESG AWARE MSCI 46435U663 901,346 21,808 SH SOLE 0 0 21,808
ISHARES TR ESG AWR MSCI USA 46435G425 1,511,156 11,169 SH SOLE 0 0 11,169
ISHARES TR ESG AWR US AGRGT 46435U549 1,450,233 30,506 SH SOLE 0 0 30,506
ISHARES TR ESG MSCI KLD 400 464288570 4,275,965 36,811 SH SOLE 0 0 36,811
ISHARES TR ESG OPTIMIZED 464288802 108,084 853 SH SOLE 0 0 853
ISHARES TR HIGH YLD SYSTM B 46435G250 462,724 9,747 SH SOLE 0 0 9,747
ISHARES TR IBOXX HI YD ETF 464288513 6,206,073 76,951 SH SOLE 0 0 76,951
ISHARES TR MSCI EAFE ETF 464287465 231,445 2,589 SH SOLE 0 0 2,589
ISHARES TR MSCI EMG MKT ETF 464287234 660,550 13,693 SH SOLE 0 0 13,693
ISHARES TR RUS 1000 ETF 464287622 3,414,293 10,055 SH SOLE 0 0 10,055
ISHARES TR RUS MID CAP ETF 464287499 645,630 7,020 SH SOLE 0 0 7,020
ISHARES TR RUSSELL 2000 ETF 464287655 3,261,427 15,114 SH SOLE 0 0 15,114
ISHARES TR S&P 500 GRWT ETF 464287309 6,829,986 62,034 SH SOLE 0 0 62,034
ISHARES TR S&P 500 VAL ETF 464287408 4,942,339 25,291 SH SOLE 0 0 25,291
ISHARES TR S&P MC 400GR ETF 464287606 3,732,168 41,022 SH SOLE 0 0 41,022
ISHARES TR S&P MC 400VL ETF 464287705 3,812,889 30,854 SH SOLE 0 0 30,854
ISHARES TR S&P SML 600 GWT 464287887 1,591,521 11,963 SH SOLE 0 0 11,963
ISHARES TR SELECT DIVID ETF 464287168 170,130 1,281 SH SOLE 0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879 1,427,699 14,350 SH SOLE 0 0 14,350
ISHARES TR TIPS BD ETF 464287176 5,215,339 47,395 SH SOLE 0 0 47,395
ISHARES TR U.S. REAL ES ETF 464287739 125,440 1,324 SH SOLE 0 0 1,324
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 147,382 2,969 SH SOLE 0 0 2,969
JOHNSON & JOHNSON COM 478160104 487,273 3,190 SH SOLE 0 0 3,190
JPMORGAN CHASE & CO. COM 46625H100 3,260,328 11,246 SH SOLE 0 0 11,246
KELLANOVA COM 487836108 12,089 152 SH SOLE 0 0 152
KIMBERLY-CLARK CORP COM 494368103 27,074 210 SH SOLE 0 0 210
KINDER MORGAN INC DEL COM 49456B101 30,753 1,046 SH SOLE 0 0 1,046
KINSALE CAP GROUP INC COM 49714P108 6,775 14 SH SOLE 0 0 14
KLA CORP COM NEW 482480100 8,958 10 SH SOLE 0 0 10
KRAFT HEINZ CO COM 500754106 5,836 226 SH SOLE 0 0 226
KROGER CO COM 501044101 22,954 320 SH SOLE 0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 9,064 216 SH SOLE 0 0 216
LAM RESEARCH CORP COM NEW 512807306 53,537 550 SH SOLE 0 0 550
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 680,064 19,943 SH SOLE 0 0 19,943
LEAR CORP COM NEW 521865204 10,353 109 SH SOLE 0 0 109
LINDE PLC SHS G54950103 21,583 46 SH SOLE 0 0 46
LITTELFUSE INC COM 537008104 3,401 15 SH SOLE 0 0 15
LOCKHEED MARTIN CORP COM 539830109 118,564 256 SH SOLE 0 0 256
LOWES COS INC COM 548661107 8,875 40 SH SOLE 0 0 40
LPL FINL HLDGS INC COM 50212V100 7,125 19 SH SOLE 0 0 19
LUMEN TECHNOLOGIES INC COM 550241103 526 120 SH SOLE 0 0 120
M & T BK CORP COM 55261F104 24,831 128 SH SOLE 0 0 128
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109 2,745 28 SH SOLE 0 0 28
MARATHON PETE CORP COM 56585A102 107,972 650 SH SOLE 0 0 650
MARKEL GROUP INC COM 570535104 9,987 5 SH SOLE 0 0 5
MARVELL TECHNOLOGY INC COM 573874104 253,950 3,281 SH SOLE 0 0 3,281
MCCORMICK & CO INC COM NON VTG 579780206 3,412 45 SH SOLE 0 0 45
MCDONALDS CORP COM 580135101 335,412 1,148 SH SOLE 0 0 1,148
MEDTRONIC PLC SHS G5960L103 57,010 654 SH SOLE 0 0 654
MERCADOLIBRE INC COM 58733R102 7,841 3 SH SOLE 0 0 3
MERCK & CO INC COM 58933Y105 279,673 3,533 SH SOLE 0 0 3,533
META PLATFORMS INC CL A 30303M102 155,847 211 SH SOLE 0 0 211
METLIFE INC COM 59156R108 14,074 175 SH SOLE 0 0 175
MGM RESORTS INTERNATIONAL COM 552953101 37,829 1,100 SH SOLE 0 0 1,100
MICRON TECHNOLOGY INC COM 595112103 13,065 106 SH SOLE 0 0 106
MICROSOFT CORP COM 594918104 3,613,238 7,264 SH SOLE 0 0 7,264
MOBILEYE GLOBAL INC COMMON CLASS A 60741F104 53,940 3,000 SH SOLE 0 0 3,000
MONDELEZ INTL INC CL A 609207105 5,261 78 SH SOLE 0 0 78
MONOLITHIC PWR SYS INC COM 609839105 3,803 5 SH SOLE 0 0 5
MORGAN STANLEY COM NEW 617446448 122,843 872 SH SOLE 0 0 872
MOTOROLA SOLUTIONS INC COM NEW 620076307 27,751 66 SH SOLE 0 0 66
NATIONAL FUEL GAS CO COM 636180101 42,864 506 SH SOLE 0 0 506
NAVITAS SEMICONDUCTOR CORP COM 63942X106 25,205 3,848 SH SOLE 0 0 3,848
NCR VOYIX CORPORATION COM 62886E108 16 1 SH SOLE 0 0 1
NEOGEN CORP COM 640491106 641 134 SH SOLE 0 0 134
NETFLIX INC COM 64110L106 66,957 50 SH SOLE 0 0 50
NEWELL BRANDS INC COM 651229106 3,473 643 SH SOLE 0 0 643
NEWS CORP NEW CL A 65249B109 387 13 SH SOLE 0 0 13
NEXTERA ENERGY INC COM 65339F101 8,678 125 SH SOLE 0 0 125
NIKE INC CL B 654106103 3,908 55 SH SOLE 0 0 55
NORTHROP GRUMMAN CORP COM 666807102 435,483 871 SH SOLE 0 0 871
NORTHWEST NAT HLDG CO COM 66765N105 43,851 1,104 SH SOLE 0 0 1,104
NRG ENERGY INC COM NEW 629377508 28,102 175 SH SOLE 0 0 175
NVIDIA CORPORATION COM 67066G104 1,059,050 6,703 SH SOLE 0 0 6,703
OCCIDENTAL PETE CORP COM 674599105 266,218 6,337 SH SOLE 0 0 6,337
OGE ENERGY CORP COM 670837103 10,053 227 SH SOLE 0 0 227
OLD DOMINION FREIGHT LINE IN COM 679580100 167,169 1,030 SH SOLE 0 0 1,030
ON HLDG AG NAMEN AKT A H5919C104 7,444 143 SH SOLE 0 0 143
ORACLE CORP COM 68389X105 230,655 1,055 SH SOLE 0 0 1,055
ORGANON & CO COMMON STOCK 68622V106 1,636 169 SH SOLE 0 0 169
OTIS WORLDWIDE CORP COM 68902V107 16,042 162 SH SOLE 0 0 162
PALANTIR TECHNOLOGIES INC CL A 69608A108 21,130 155 SH SOLE 0 0 155
PALO ALTO NETWORKS INC COM 697435105 11,051 54 SH SOLE 0 0 54
PARKER-HANNIFIN CORP COM 701094104 2,794 4 SH SOLE 0 0 4
PAYCHEX INC COM 704326107 255,865 1,759 SH SOLE 0 0 1,759
PENNYMAC MTG INVT TR COM 70931T103 90,368 7,027 SH SOLE 0 0 7,027
PENSKE AUTOMOTIVE GRP INC COM 70959W103 4,124 24 SH SOLE 0 0 24
PEPSICO INC COM 713448108 428,586 3,246 SH SOLE 0 0 3,246
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 7,506 600 SH SOLE 0 0 600
PFIZER INC COM 717081103 109,372 4,512 SH SOLE 0 0 4,512
PHILIP MORRIS INTL INC COM 718172109 184,686 1,014 SH SOLE 0 0 1,014
PIEDMONT LITHIUM INC COM 72016P105 4,785 822 SH SOLE 0 0 822
PNC FINL SVCS GROUP INC COM 693475105 1,606 9 SH SOLE 0 0 9
PROCTER AND GAMBLE CO COM 742718109 92,922 583 SH SOLE 0 0 583
PROGRESSIVE CORP COM 743315103 1,068 4 SH SOLE 0 0 4
PROSHARES TR ULTRAPRO QQQ 74347X831 86,652 1,044 SH SOLE 0 0 1,044
PRUDENTIAL FINL INC COM 744320102 5,158 48 SH SOLE 0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 33,672 400 SH SOLE 0 0 400
QUALCOMM INC COM 747525103 60,838 382 SH SOLE 0 0 382
QUANEX BLDG PRODS CORP COM 747619104 18,485 978 SH SOLE 0 0 978
QUANTA SVCS INC COM 74762E102 13,989 37 SH SOLE 0 0 37
RALPH LAUREN CORP CL A 751212101 13,714 50 SH SOLE 0 0 50
RAYMOND JAMES FINL INC COM 754730109 5,829 38 SH SOLE 0 0 38
REPUBLIC SVCS INC COM 760759100 29,347 119 SH SOLE 0 0 119
ROCKET COS INC COM CL A 77311W101 122,572 8,644 SH SOLE 0 0 8,644
RTX CORPORATION COM 75513E101 865,023 5,924 SH SOLE 0 0 5,924
SCHWAB CHARLES CORP COM 808513105 34,672 380 SH SOLE 0 0 380
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 5,963 218 SH SOLE 0 0 218
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 75,214 1,766 SH SOLE 0 0 1,766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,265,147 600,233 SH SOLE 0 0 600,233
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,974 95 SH SOLE 0 0 95
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 733 9 SH SOLE 0 0 9
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,154 20 SH SOLE 0 0 20
SELECT SECTOR SPDR TR ENERGY 81369Y506 123,602 1,457 SH SOLE 0 0 1,457
SELECT SECTOR SPDR TR INDL 81369Y704 2,222 15 SH SOLE 0 0 15
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 383,633 9,262 SH SOLE 0 0 9,262
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 141,265 650 SH SOLE 0 0 650
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,395,676 10,354 SH SOLE 0 0 10,354
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,595,705 44,033 SH SOLE 0 0 44,033
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 419,315 4,775 SH SOLE 0 0 4,775
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 8,124,013 32,082 SH SOLE 0 0 32,082
SERVICENOW INC COM 81762P102 23,377 23 SH SOLE 0 0 23
SHELL PLC SPON ADS 780259305 4,225 60 SH SOLE 0 0 60
SHOPIFY INC CL A SUB VTG SHS 82509L107 7,614 66 SH SOLE 0 0 66
SIMON PPTY GROUP INC NEW COM 828806109 8,682 54 SH SOLE 0 0 54
SIX FLAGS ENTERTAINMENT CORP COM 83001C108 43,962 1,445 SH SOLE 0 0 1,445
SOLVENTUM CORP COM SHS 83444M101 3,717 49 SH SOLE 0 0 49
SOUTHERN CO COM 842587107 554,286 6,036 SH SOLE 0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107 7,884,911 25,867 SH SOLE 0 0 25,867
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 10,799 228 SH SOLE 0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,230,439 3,610 SH SOLE 0 0 3,610
SPDR SERIES TRUST DJ REIT ETF 78464A607 19,288 200 SH SOLE 0 0 200
SPDR SERIES TRUST PORTFLI HIGH YLD 78468R606 25,966 1,091 SH SOLE 0 0 1,091
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 632,113 8,696 SH SOLE 0 0 8,696
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 229,827 5,395 SH SOLE 0 0 5,395
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 67,717 763 SH SOLE 0 0 763
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 64,447 808 SH SOLE 0 0 808
SPDR SERIES TRUST S&P BIOTECH 78464A870 47,768 576 SH SOLE 0 0 576
SPDR SERIES TRUST S&P CAP MKTS 78464A771 2,899 20 SH SOLE 0 0 20
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 1,283 5 SH SOLE 0 0 5
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 1,603,683 55,741 SH SOLE 0 0 55,741
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 327,946 11,197 SH SOLE 0 0 11,197
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 27,503 540 SH SOLE 0 0 540
SPOTIFY TECHNOLOGY S A SHS L8681T102 12,278 16 SH SOLE 0 0 16
STARBUCKS CORP COM 855244109 51,334 560 SH SOLE 0 0 560
STEEL DYNAMICS INC COM 858119100 4,609 36 SH SOLE 0 0 36
STERIS PLC SHS USD G8473T100 487,167 2,028 SH SOLE 0 0 2,028
STRYKER CORPORATION COM 863667101 1,898,218 4,798 SH SOLE 0 0 4,798
SYLVAMO CORP COMMON STOCK 871332102 251 5 SH SOLE 0 0 5
T ROWE PRICE ETF INC FLOATING RATE 87283Q883 117,855 2,292 SH SOLE 0 0 2,292
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 20,299 1,313 SH SOLE 0 0 1,313
TERADATA CORP DEL COM 88076W103 30 1 SH SOLE 0 0 1
TESLA INC COM 88160R101 135,639 427 SH SOLE 0 0 427
TEXAS INSTRS INC COM 882508104 39,241 189 SH SOLE 0 0 189
THE CIGNA GROUP COM 125523100 2,861 9 SH SOLE 0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102 423,301 1,044 SH SOLE 0 0 1,044
TJX COS INC NEW COM 872540109 12,226 99 SH SOLE 0 0 99
T-MOBILE US INC COM 872590104 13,343 56 SH SOLE 0 0 56
TOTALENERGIES SE SPONSORED ADS 89151E109 9,270 151 SH SOLE 0 0 151
TRANSDIGM GROUP INC COM 893641100 7,604 5 SH SOLE 0 0 5
TRAVELERS COMPANIES INC COM 89417E109 12,307 46 SH SOLE 0 0 46
TRIMAS CORP COM NEW 896215209 3,454 121 SH SOLE 0 0 121
TRUIST FINL CORP COM 89832Q109 104,466 2,430 SH SOLE 0 0 2,430
UBER TECHNOLOGIES INC COM 90353T100 12,129 130 SH SOLE 0 0 130
UNITED STS BRENT OIL FD LP UNIT 91167Q100 43,873 1,503 SH SOLE 0 0 1,503
UNITEDHEALTH GROUP INC COM 91324P102 27,142 87 SH SOLE 0 0 87
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 5,949 15 SH SOLE 0 0 15
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 84,021 830 SH SOLE 0 0 830
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,641 226 SH SOLE 0 0 226
VANGUARD BD INDEX FDS INTERMED TERM 921937819 50,632,948 654,680 SH SOLE 0 0 654,680
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,002,824 76,275 SH SOLE 0 0 76,275
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 20,340,510 410,836 SH SOLE 0 0 410,836
VANGUARD INDEX FDS GROWTH ETF 922908736 12,952,869 29,546 SH SOLE 0 0 29,546
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,187,721 39,214 SH SOLE 0 0 39,214
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,208,637 25,348 SH SOLE 0 0 25,348
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,951,794 42,270 SH SOLE 0 0 42,270
VANGUARD INDEX FDS MID CAP ETF 922908629 29,263,554 104,576 SH SOLE 0 0 104,576
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 217,317 2,440 SH SOLE 0 0 2,440
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 735,599 1,295 SH SOLE 0 0 1,295
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,519,526 18,048 SH SOLE 0 0 18,048
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,424,230 10,230 SH SOLE 0 0 10,230
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,106,014 11,215 SH SOLE 0 0 11,215
VANGUARD INDEX FDS TOTAL STK MKT 922908769 263,122 866 SH SOLE 0 0 866
VANGUARD INDEX FDS VALUE ETF 922908744 10,485,006 59,324 SH SOLE 0 0 59,324
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 660,344 9,824 SH SOLE 0 0 9,824
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,638,972 194,884 SH SOLE 0 0 194,884
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,864,440 56,981 SH SOLE 0 0 56,981
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 994,412 20,282 SH SOLE 0 0 20,282
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,429 174 SH SOLE 0 0 174
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 995,317 4,863 SH SOLE 0 0 4,863
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,112,256 37,051 SH SOLE 0 0 37,051
VANGUARD WORLD FD ENERGY ETF 92204A306 42,407 356 SH SOLE 0 0 356
VANGUARD WORLD FD MATERIALS ETF 92204A801 398,555 2,046 SH SOLE 0 0 2,046
VANGUARD WORLD FD MEGA GRWTH IND 921910816 62,616 171 SH SOLE 0 0 171
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 84,436 340 SH SOLE 0 0 340
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 52,374 187 SH SOLE 0 0 187
VANGUARD WORLD FD INF TECH ETF 92204A702 208,270 314 SH SOLE 0 0 314
VEON LTD SPONSORED ADS 91822M502 2,534 55 SH SOLE 0 0 55
VERALTO CORP COM SHS 92338C103 1,010 10 SH SOLE 0 0 10
VERIZON COMMUNICATIONS INC COM 92343V104 61,228 1,415 SH SOLE 0 0 1,415
VERTIV HOLDINGS CO COM CL A 92537N108 514 4 SH SOLE 0 0 4
VIATRIS INC COM 92556V106 4,537 508 SH SOLE 0 0 508
VISA INC COM CL A 92826C839 32,153 91 SH SOLE 0 0 91
VOX ROYALTY CORP COM 92919F103 2,212 700 SH SOLE 0 0 700
VULCAN MATLS CO COM 929160109 727,688 2,790 SH SOLE 0 0 2,790
WALMART INC COM 931142103 251,762 2,575 SH SOLE 0 0 2,575
WARNER BROS DISCOVERY INC COM SER A 934423104 12,721 1,110 SH SOLE 0 0 1,110
WASTE MGMT INC DEL COM 94106L109 6,197 27 SH SOLE 0 0 27
WATSCO INC COM 942622200 832,013 1,884 SH SOLE 0 0 1,884
WELLS FARGO CO NEW COM 949746101 114,171 1,425 SH SOLE 0 0 1,425
WILLIAMS COS INC COM 969457100 21,167 337 SH SOLE 0 0 337
WK KELLOGG CO COM SHS 92942W107 606 38 SH SOLE 0 0 38
WORKDAY INC CL A 98138H101 128,160 534 SH SOLE 0 0 534
XCEL ENERGY INC COM 98389B100 197,831 2,905 SH SOLE 0 0 2,905
YUM BRANDS INC COM 988498101 188,469 1,272 SH SOLE 0 0 1,272
YUM CHINA HLDGS INC COM 98850P109 60,308 1,349 SH SOLE 0 0 1,349
ZOETIS INC CL A 98978V103 29,007 186 SH SOLE 0 0 186
ZSCALER INC COM 98980G102 15,697 50 SH SOLE 0 0 50