The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,633,828 9,271 SH SOLE 0 0 9,271
AMAZON COM INC COM 023135106 1,539,021 7,015 SH SOLE 0 0 7,015
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,571,160 39,200 SH SOLE 0 0 39,200
AMETEK INC COM 031100100 712,078 3,935 SH SOLE 0 0 3,935
APPLE INC COM 037833100 2,091,515 10,194 SH SOLE 0 0 10,194
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 266,202 548 SH SOLE 0 0 548
BOEING CO COM 097023105 289,361 1,381 SH SOLE 0 0 1,381
BROADCOM INC COM 11135F101 492,035 1,785 SH SOLE 0 0 1,785
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 109,499,151 3,055,222 SH SOLE 0 0 3,055,222
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 22,211,303 411,625 SH SOLE 0 0 411,625
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 21,376,828 727,846 SH SOLE 0 0 727,846
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 455,317 15,341 SH SOLE 0 0 15,341
ELI LILLY & CO COM 532457108 234,639 301 SH SOLE 0 0 301
EXXON MOBIL CORP COM 30231G102 203,203 1,885 SH SOLE 0 0 1,885
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 3,908,472 74,306 SH SOLE 0 0 74,306
ISHARES INC CORE MSCI EMKT 46434G103 1,408,889 23,470 SH SOLE 0 0 23,470
ISHARES TR 10-20 YR TRS ETF 464288653 3,782,816 37,232 SH SOLE 0 0 37,232
ISHARES TR NEW YORK MUN ETF 464288323 1,274,212 24,438 SH SOLE 0 0 24,438
ISHARES TR CORE MSCI EAFE 46432F842 41,966,336 502,711 SH SOLE 0 0 502,711
ISHARES TR IBONDS DEC25 ETF 46434VBD1 925,161 36,742 SH SOLE 0 0 36,742
ISHARES TR U S EQUITY FACTR 46434V282 23,665,970 369,031 SH SOLE 0 0 369,031
ISHARES TR IBONDS DEC2026 46435GAA0 923,588 38,086 SH SOLE 0 0 38,086
ISHARES TR IBONDS 27 ETF 46435UAA9 725,134 29,878 SH SOLE 0 0 29,878
ISHARES TR IBDS DEC28 ETF 46435U515 307,723 12,106 SH SOLE 0 0 12,106
ISHARES TR IBONDS DEC 29 46436E205 236,726 10,147 SH SOLE 0 0 10,147
ISHARES TR IBONDS 26 TRM TS 46436E858 485,197 21,160 SH SOLE 0 0 21,160
ISHARES TR IBONDS 25 TRM TS 46436E866 477,207 20,428 SH SOLE 0 0 20,428
ISHARES TR IBONDS 27 TRM TS 46436E841 366,014 16,275 SH SOLE 0 0 16,275
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 236,142 4,757 SH SOLE 0 0 4,757
JPMORGAN CHASE & CO. COM 46625H100 336,725 1,161 SH SOLE 0 0 1,161
MCDONALDS CORP COM 580135101 232,275 795 SH SOLE 0 0 795
META PLATFORMS INC CL A 30303M102 1,087,945 1,474 SH SOLE 0 0 1,474
MICROSOFT CORP COM 594918104 2,074,697 4,171 SH SOLE 0 0 4,171
NETFLIX INC COM 64110L106 204,887 153 SH SOLE 0 0 153
NVIDIA CORPORATION COM 67066G104 1,365,666 8,644 SH SOLE 0 0 8,644
PNC FINL SVCS GROUP INC COM 693475105 385,144 2,066 SH SOLE 0 0 2,066
SPDR S&P 500 ETF TR TR UNIT 78462F103 336,730 545 SH SOLE 0 0 545
TESLA INC COM 88160R101 310,036 976 SH SOLE 0 0 976
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,362,926 82,272 SH SOLE 0 0 82,272
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 823,510 11,184 SH SOLE 0 0 11,184
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,031,434 61,229 SH SOLE 0 0 61,229
VANGUARD INDEX FDS TOTAL STK MKT 922908769 740,062 2,435 SH SOLE 0 0 2,435
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 520,018 2,698 SH SOLE 0 0 2,698
VANGUARD INDEX FDS VALUE ETF 922908744 1,451,847 8,215 SH SOLE 0 0 8,215
VANGUARD INDEX FDS MID CAP ETF 922908629 32,786,991 117,168 SH SOLE 0 0 117,168
VANGUARD INDEX FDS SM CP VAL ETF 922908611 845,821 4,337 SH SOLE 0 0 4,337
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 91,866,742 161,729 SH SOLE 0 0 161,729
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,588,795 214,088 SH SOLE 0 0 214,088
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,680,598 53,324 SH SOLE 0 0 53,324
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,160,985 64,918 SH SOLE 0 0 64,918
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 29,330,001 514,471 SH SOLE 0 0 514,471
VANGUARD WORLD FD UTILITIES ETF 92204A876 667,396 3,781 SH SOLE 0 0 3,781
VANGUARD WORLD FD EXTENDED DUR 921910709 7,310,661 108,628 SH SOLE 0 0 108,628