The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101 7,013,849 46,071 SH SOLE 46,071 0 0
ABBOTT LABS Common Stock 002824100 2,593,847 19,071 SH SOLE 19,071 0 0
ABBVIE INC Common Stock 00287Y109 4,218,957 22,729 SH SOLE 22,729 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 4,110,036 13,751 SH SOLE 13,751 0 0
ADOBE INC Common Stock 00724F101 4,582,594 11,845 SH SOLE 11,845 0 0
AFLAC INC Common Stock 001055102 535,526 5,078 SH SOLE 5,078 0 0
Airbnb Inc Common Stock 009066101 273,679 2,068 SH SOLE 2,068 0 0
AKAMAI TECHNOLOGIES INC Common Stock 00971T101 3,783,256 47,433 SH SOLE 47,433 0 0
ALLSTATE CORP Common Stock 020002101 661,706 3,287 SH SOLE 3,287 0 0
Alphabet Inc Common Stock 02079K107 473,277 2,668 SH SOLE 2,668 0 0
Alphabet Inc Common Stock 02079K305 10,744,215 60,967 SH SOLE 60,967 0 0
ALTRIA GROUP INC Common Stock 02209S103 554,112 9,451 SH SOLE 9,451 0 0
AMAZON COM INC Common Stock 023135106 8,158,895 37,189 SH SOLE 37,189 0 0
AMGEN INC Common Stock 031162100 539,713 1,933 SH SOLE 1,933 0 0
ANALOG DEVICES INC Common Stock 032654105 669,550 2,813 SH SOLE 2,813 0 0
APPLE INC Common Stock 037833100 18,650,158 90,901 SH SOLE 90,901 0 0
AT&T INC Common Stock 00206R102 6,769,413 233,912 SH SOLE 233,912 0 0
Automatic Data Processing Inc Common Stock 053015103 491,898 1,595 SH SOLE 1,595 0 0
AUTOZONE INC Common Stock 053332102 274,705 74 SH SOLE 74 0 0
BANK AMERICA CORP Common Stock 060505104 616,958 13,038 SH SOLE 13,038 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 1,186,250 2,442 SH SOLE 2,442 0 0
BIOGEN INC Common Stock 09062X103 3,708,296 29,527 SH SOLE 29,527 0 0
BLACKROCK INC Common Stock 09290D101 224,540 214 SH SOLE 214 0 0
BOEING CO Common Stock 097023105 252,693 1,206 SH SOLE 1,206 0 0
Bristol-Myers Squibb Co Common Stock 110122108 269,917 5,831 SH SOLE 5,831 0 0
BROADCOM INC Common Stock 11135F101 531,178 1,927 SH SOLE 1,927 0 0
CAPITAL ONE FINL CORP Common Stock 14040H105 278,503 1,309 SH SOLE 1,309 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104 486,714 6,650 SH SOLE 6,650 0 0
CATERPILLAR INC Common Stock 149123101 1,646,399 4,241 SH SOLE 4,241 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108 539,182 2,312 SH SOLE 2,312 0 0
CENCORA INC Common Stock 03073E105 2,458,470 8,199 SH SOLE 8,199 0 0
CHENIERE ENERGY INC Common Stock 16411R208 6,959,315 28,578 SH SOLE 28,578 0 0
CHEVRON CORP NEW Common Stock 166764100 1,530,988 10,692 SH SOLE 10,692 0 0
CHUBB LIMITED Int'l Common Stock H1467J104 6,873,317 23,724 SH SOLE 23,724 0 0
CINCINNATI FINL CORP Common Stock 172062101 1,713,920 11,509 SH SOLE 11,509 0 0
CISCO SYS INC Common Stock 17275R102 11,459,980 165,177 SH SOLE 165,177 0 0
Citigroup Inc Common Stock 172967424 6,751,037 79,312 SH SOLE 79,312 0 0
CLOUDFLARE INC Common Stock 18915M107 587,490 3,000 SH SOLE 3,000 0 0
CME GROUP INC Common Stock 12572Q105 7,943,368 28,820 SH SOLE 28,820 0 0
COCA COLA CO Common Stock 191216100 881,333 12,457 SH SOLE 12,457 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 249,430 2,744 SH SOLE 2,744 0 0
CONOCOPHILLIPS Common Stock 20825C104 379,600 4,230 SH SOLE 4,230 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109 259,176 803 SH SOLE 803 0 0
CORNING INC Common Stock 219350105 230,397 4,381 SH SOLE 4,381 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 248,475 251 SH SOLE 251 0 0
CVS HEALTH CORP Common Stock 126650100 5,581,724 80,918 SH SOLE 80,918 0 0
DANAHER CORPORATION Common Stock 235851102 1,139,806 5,770 SH SOLE 5,770 0 0
DARDEN RESTAURANTS INC Common Stock 237194105 679,848 3,119 SH SOLE 3,119 0 0
DEERE & CO Common Stock 244199105 526,796 1,036 SH SOLE 1,036 0 0
DIMENSIONAL ETF TRUST Fixed Income ETF 25434V872 380,340 9,000 SH SOLE 9,000 0 0
DISNEY WALT CO Common Stock 254687106 926,727 7,473 SH SOLE 7,473 0 0
DOMINION ENERGY INC Common Stock 25746U109 456,456 8,076 SH SOLE 8,076 0 0
DTE ENERGY CO Common Stock 233331107 283,862 2,143 SH SOLE 2,143 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 6,130,690 51,955 SH SOLE 51,955 0 0
EATON CORP PLC Int'l Common Stock G29183103 1,243,753 3,484 SH SOLE 3,484 0 0
EBAY INC. Common Stock 278642103 256,142 3,440 SH SOLE 3,440 0 0
ELEVANCE HEALTH INC Common Stock 036752103 379,236 975 SH SOLE 975 0 0
ELI LILLY & CO Common Stock 532457108 380,411 488 SH SOLE 488 0 0
EMERSON ELEC CO Common Stock 291011104 343,725 2,578 SH SOLE 2,578 0 0
ENBRIDGE INC Int'l Common Stock 29250N105 285,335 6,296 SH SOLE 6,296 0 0
EQT CORP Common Stock 26884L109 3,976,258 68,180 SH SOLE 68,180 0 0
ESSENTIAL UTILS INC Common Stock 29670G102 426,850 11,493 SH SOLE 11,493 0 0
EXXON MOBIL CORP Common Stock 30231G102 3,287,469 30,496 SH SOLE 30,496 0 0
Farmers National Banc Corp Common Stock 309627107 7,528,444 545,935 SH SOLE 545,935 0 0
FirstEnergy Corp Common Stock 337932107 249,572 6,199 SH SOLE 6,199 0 0
Freeport-McMoRan Inc Common Stock 35671D857 4,069,264 93,870 SH SOLE 93,870 0 0
GE Aerospace Common Stock 369604301 1,979,586 7,691 SH SOLE 7,691 0 0
GE VERNOVA INC Common Stock 36828A101 833,940 1,576 SH SOLE 1,576 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 255,786 877 SH SOLE 877 0 0
GENERAL MLS INC Common Stock 370334104 1,047,236 20,213 SH SOLE 20,213 0 0
GILEAD SCIENCES INC Common Stock 375558103 5,348,591 48,242 SH SOLE 48,242 0 0
GRAFTECH INTL LTD Common Stock 384313508 9,726 10,000 SH SOLE 10,000 0 0
HERSHEY CO Common Stock 427866108 624,470 3,763 SH SOLE 3,763 0 0
HOME DEPOT INC Common Stock 437076102 2,769,232 7,553 SH SOLE 7,553 0 0
HONEYWELL INTL INC Common Stock 438516106 9,040,402 38,820 SH SOLE 38,820 0 0
HP INC Common Stock 40434L105 365,653 14,949 SH SOLE 14,949 0 0
HUBBELL INC Common Stock 443510607 714,718 1,750 SH SOLE 1,750 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104 1,382,583 82,493 SH SOLE 82,493 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109 333,046 1,347 SH SOLE 1,347 0 0
INTEL CORP Common Stock 458140100 329,392 14,705 SH SOLE 14,705 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 10,080,886 34,198 SH SOLE 34,198 0 0
INVESCO ACTVELY MNGD ETC FD TR Fixed Income ETF 46090F100 250,446 19,206 SH SOLE 19,206 0 0
INVESCO EXCH TRADED FD TR II Exchange Traded Fund 46138E354 284,362 3,905 SH SOLE 3,905 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357 655,900 3,609 SH SOLE 3,609 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103 6,507,697 11,797 SH SOLE 11,797 0 0
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101 378,278 6,180 SH SOLE 6,180 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204 534,176 8,566 SH SOLE 8,566 0 0
ISHARES TR Exchange Traded Fund 464287200 2,126,583 3,425 SH SOLE 3,425 0 0
ISHARES TR Exchange Traded Fund 464287234 1,449,323 30,044 SH SOLE 30,044 0 0
ISHARES TR Exchange Traded Fund 464287465 2,691,533 30,110 SH SOLE 30,110 0 0
ISHARES TR Exchange Traded Fund 464287481 265,434 1,914 SH SOLE 1,914 0 0
ISHARES TR Exchange Traded Fund 464287507 3,221,257 51,939 SH SOLE 51,939 0 0
ISHARES TR Exchange Traded Fund 464287598 576,863 2,970 SH SOLE 2,970 0 0
ISHARES TR Exchange Traded Fund 464287606 288,225 3,168 SH SOLE 3,168 0 0
ISHARES TR Exchange Traded Fund 464287655 2,217,458 10,276 SH SOLE 10,276 0 0
ISHARES TR Exchange Traded Fund 464287804 2,942,961 26,928 SH SOLE 26,928 0 0
ISHARES TR Exchange Traded Fund 464288752 267,118 2,867 SH SOLE 2,867 0 0
ISHARES TR Fixed Income ETF 464287457 1,143,551 13,801 SH SOLE 13,801 0 0
ISHARES TR Fixed Income ETF 464288414 473,503 4,532 SH SOLE 4,532 0 0
JOHNSON & JOHNSON Common Stock 478160104 7,604,048 49,781 SH SOLE 49,781 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 19,862,604 68,513 SH SOLE 68,513 0 0
KENVUE INC Common Stock 49177J102 860,453 41,111 SH SOLE 41,111 0 0
Kimberly-Clark Corp Common Stock 494368103 5,885,198 45,650 SH SOLE 45,650 0 0
KINDER MORGAN INC DEL Common Stock 49456B101 6,886,862 234,247 SH SOLE 234,247 0 0
KROGER CO Common Stock 501044101 456,346 6,362 SH SOLE 6,362 0 0
LAM RESEARCH CORP Common Stock 512807306 4,241,493 43,574 SH SOLE 43,574 0 0
LINDE PLC Int'l Common Stock G54950103 243,974 520 SH SOLE 520 0 0
Lockheed Martin Corp Common Stock 539830109 4,298,865 9,282 SH SOLE 9,282 0 0
LOWES COS INC Common Stock 548661107 210,333 948 SH SOLE 948 0 0
MARATHON PETE CORP Common Stock 56585A102 659,124 3,968 SH SOLE 3,968 0 0
MCDONALDS CORP Common Stock 580135101 11,857,720 40,585 SH SOLE 40,585 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103 5,629,177 64,577 SH SOLE 64,577 0 0
Merck & Co Inc Common Stock 58933Y105 352,262 4,450 SH SOLE 4,450 0 0
Meta Platforms Inc Common Stock 30303M102 4,322,255 5,856 SH SOLE 5,856 0 0
METALLUS INC Common Stock 887399103 632,581 41,050 SH SOLE 41,050 0 0
METLIFE INC Common Stock 59156R108 322,082 4,005 SH SOLE 4,005 0 0
Microsoft Corp Common Stock 594918104 26,789,508 53,858 SH SOLE 53,858 0 0
MICROVISION INC DEL Common Stock 594960304 177,612 155,800 SH SOLE 155,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103 3,922,117 26,499 SH SOLE 26,499 0 0
Netflix Inc Common Stock 64110L106 314,696 235 SH SOLE 235 0 0
NEWMONT CORP Common Stock 651639106 7,354,102 126,229 SH SOLE 126,229 0 0
NEXTERA ENERGY INC Common Stock 65339F101 6,685,979 96,312 SH SOLE 96,312 0 0
Nike Inc Common Stock 654106103 1,115,825 15,707 SH SOLE 15,707 0 0
NORDSON CORP Common Stock 655663102 385,866 1,800 SH SOLE 1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 798,882 3,121 SH SOLE 3,121 0 0
NUCOR CORP Common Stock 670346105 3,310,783 25,558 SH SOLE 25,558 0 0
NVIDIA CORPORATION Common Stock 67066G104 945,412 5,984 SH SOLE 5,984 0 0
ORACLE CORP Common Stock 68389X105 3,272,235 14,967 SH SOLE 14,967 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107 239,331 2,417 SH SOLE 2,417 0 0
PALANTIR TECHNOLOGIES INC Common Stock 69608A108 9,588,612 70,339 SH SOLE 70,339 0 0
PARKER-HANNIFIN CORP Common Stock 701094104 3,458,125 4,951 SH SOLE 4,951 0 0
PEPSICO INC Common Stock 713448108 7,695,687 58,283 SH SOLE 58,283 0 0
PFIZER INC Common Stock 717081103 1,886,308 77,818 SH SOLE 77,818 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 8,518,038 46,769 SH SOLE 46,769 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105 1,542,998 8,277 SH SOLE 8,277 0 0
PPG INDS INC Common Stock 693506107 1,774,159 15,597 SH SOLE 15,597 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 5,439,344 34,141 SH SOLE 34,141 0 0
PROGRESSIVE CORP Common Stock 743315103 1,762,343 6,604 SH SOLE 6,604 0 0
QUALCOMM INC Common Stock 747525103 616,973 3,874 SH SOLE 3,874 0 0
QUANTA SVCS INC Common Stock 74762E102 446,134 1,180 SH SOLE 1,180 0 0
RTX CORPORATION Common Stock 75513E101 856,407 5,865 SH SOLE 5,865 0 0
SCHLUMBERGER LTD Common Stock 806857108 3,233,916 95,678 SH SOLE 95,678 0 0
SCHWAB CHARLES CORP Common Stock 808513105 229,012 2,510 SH SOLE 2,510 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524201 962,545 39,384 SH SOLE 39,384 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209 440,494 3,268 SH SOLE 3,268 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407 8,596,705 39,556 SH SOLE 39,556 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506 1,480,443 17,456 SH SOLE 17,456 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852 224,114 2,065 SH SOLE 2,065 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886 837,015 10,250 SH SOLE 10,250 0 0
SHELL PLC Int'l Common Stock 780259305 457,102 6,492 SH SOLE 6,492 0 0
SMUCKER J M CO Common Stock 832696405 937,908 9,551 SH SOLE 9,551 0 0
SOLVENTUM CORP Common Stock 83444M101 5,831,413 76,891 SH SOLE 76,891 0 0
SOUTHERN CO Common Stock 842587107 6,112,205 66,560 SH SOLE 66,560 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107 2,989,163 9,806 SH SOLE 9,806 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 39,106,198 63,294 SH SOLE 63,294 0 0
SPDR SER TR Exchange Traded Fund 78464A698 3,153,609 53,100 SH SOLE 53,100 0 0
STRYKER CORPORATION Common Stock 863667101 879,485 2,223 SH SOLE 2,223 0 0
TESLA INC Common Stock 88160R101 445,677 1,403 SH SOLE 1,403 0 0
TEXAS INSTRS INC Common Stock 882508104 304,786 1,468 SH SOLE 1,468 0 0
TFS FINL CORP Common Stock 87240R107 259,000 20,000 SH SOLE 20,000 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 240,032 592 SH SOLE 592 0 0
TJX COS INC NEW Common Stock 872540109 690,803 5,594 SH SOLE 5,594 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103 558,135 1,276 SH SOLE 1,276 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109 530,799 1,984 SH SOLE 1,984 0 0
Twilio Inc Common Stock 90138F102 5,877,005 47,258 SH SOLE 47,258 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100 6,304,001 67,567 SH SOLE 67,567 0 0
UNION PAC CORP Common Stock 907818108 3,766,640 16,371 SH SOLE 16,371 0 0
United Parcel Service Inc Common Stock 911312106 323,412 3,204 SH SOLE 3,204 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 664,184 2,129 SH SOLE 2,129 0 0
Valero Energy Corp Common Stock 91913Y100 4,269,851 31,765 SH SOLE 31,765 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F106 432,462 8,307 SH SOLE 8,307 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363 857,157 1,509 SH SOLE 1,509 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553 421,432 4,732 SH SOLE 4,732 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736 1,248,125 2,847 SH SOLE 2,847 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751 258,782 1,092 SH SOLE 1,092 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769 1,315,105 4,327 SH SOLE 4,327 0 0
VANGUARD MALVERN FDS Fixed Income ETF 922020748 614,278 7,918 SH SOLE 7,918 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844 250,516 1,224 SH SOLE 1,224 0 0
VENTAS INC Common Stock 92276F100 272,050 4,308 SH SOLE 4,308 0 0
Verizon Communications Inc Common Stock 92343V104 5,732,669 132,486 SH SOLE 132,486 0 0
VISA INC Common Stock 92826C839 7,657,718 21,568 SH SOLE 21,568 0 0
WALMART INC Common Stock 931142103 4,856,244 49,665 SH SOLE 49,665 0 0
WELLS FARGO CO NEW Common Stock 949746101 946,938 11,819 SH SOLE 11,819 0 0
WEYERHAEUSER CO MTN BE Common Stock 962166104 3,709,559 144,397 SH SOLE 144,397 0 0
YUM BRANDS INC Common Stock 988498101 697,631 4,708 SH SOLE 4,708 0 0