Long-term debt (Tables)
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12 Months Ended |
Mar. 31, 2025 |
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| Schedule of Long-term Debt Instruments |
The below table presents the balance of long-term debt as of March 31, 2024 and March 31, 2025 and the related contractual rates and maturity dates:
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| Subordinated debt |
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| Subordinated debt (other than perpetual debt) |
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2025-2034 |
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6.67% to 9.7% |
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Rs. |
276,600.6 |
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2026-2035 |
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6.67% to 9.70% |
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Rs. |
293,902.2 |
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US$ |
3,440.3 |
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| Perpetual debt — (1) |
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2029-2038 |
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7.55% to 9.4% |
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47,290.8 |
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2026-2034 |
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7.55% to 9.40% |
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52,272.7 |
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611.9 |
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| Perpetual debt — (2) |
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2037 |
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3.70% |
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83,090.7 |
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2027 |
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3.70% |
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85,291.5 |
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998.4 |
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| Variable rate — (1) |
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2026-2029 |
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6.10% to 6.51% |
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479,577.3 |
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2026-2030 |
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4.92% to 6.22% |
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581,229.3 |
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6,803.6 |
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| Variable rate — (2) |
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2025-2030 |
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6.21% to 9.0% |
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1,235,079.0 |
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2026-2032 |
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6.47% to 8.60% |
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623,118.6 |
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7,293.9 |
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| Fixed rate — (1) |
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2025-2034 |
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2.80% to 9.60% |
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4,313,107.4 |
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2026-2034 |
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2.80% to 9.05% |
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3,955,489.6 |
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46,300.8 |
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| Fixed rate — (2) |
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2025-2029 |
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5.18% to 8.19% |
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214,026.2 |
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2026-2029 |
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4.30% to 8.19% |
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274,859.3 |
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3,217.4 |
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| Total |
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Rs. |
6,648,772.0 |
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Rs. |
5,866,163.2 |
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US$ |
68,666.3 |
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( *) |
Variable rate — (1), Perpetual debt — (2) and Fixed rate — (2) represent foreign currency debt. Variable rate debt is typically indexed to SOFR, T-bill rates, Marginal cost of funds based lending rates (“MCLR”), among others. |
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| Maturities of Long-Term Debt Disclosures |
The scheduled maturities of long-term debt are set out below:
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Due in the fiscal year ending March 31: |
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Rs. |
1,466,542.2 |
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US$ |
17,166.6 |
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1,290,428.6 |
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15,105.1 |
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355,754.9 |
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4,164.3 |
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629,335.3 |
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7,366.7 |
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314,375.1 |
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3,679.9 |
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1,672,162.9 |
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19,573.5 |
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Rs. |
5,728,599.0 |
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US$ |
67,056.1 |
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| (1) |
The scheduled maturities of long-term debt do not include perpetual bonds of Rs. 137,564.2 million (net of debt issuance cost). |
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| Long-term Debt |
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| Schedule of Long-term Debt Instruments |
Long-term debt as of March 31, 2024 and March 31, 2025 are comprised of the following:
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Rs. |
407,531.3 |
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Rs. |
431,896.9 |
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US$ |
5,055.5 |
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6,244,131.6 |
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5,436,429.4 |
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63,636.1 |
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(2,890.9 |
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(2,163.1 |
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(25.3 |
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Rs. |
6,648,772.0 |
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Rs. |
5,866,163.2 |
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US$ |
68,666.3 |
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