v3.25.2
Deposits (Tables)
12 Months Ended
Mar. 31, 2025
Summary of Deposit Liabilities Table Disclosures
Deposits include demand deposits, which are
non-interest-bearing,
and savings and time deposits, which are interest-bearing. Deposits as of March 31, 2024 and March 31, 2025 are as follows:
 

 
  
As of March 31,
 
 
  
2024
 
  
2025
 
  
2025
 
 
  
(In millions)
 
Interest-bearing:
        
Savings deposits
   Rs. 5,987,449.1      Rs. 6,304,659.5      US$ 73,799.1  
Time deposits
     14,700,957.1        17,689,697.7        207,066.6  
  
 
 
    
 
 
    
 
 
 
Total interest-bearing deposits
     20,688,406.2        23,994,357.2        280,865.7  
Non-interest-bearing
deposits
     3,079,829.4        3,116,596.7        36,481.3  
  
 
 
    
 
 
    
 
 
 
Total
   Rs.  23,768,235.6      Rs.  27,110,953.9      US$  317,347.0  
  
 
 
    
 
 
    
 
 
 
Summary of Time Deposits By Maturity
As of March 31, 2025, the scheduled maturities for total time deposits were as follows:
 

 
  
As of March 31, 2025
 
 
  
(In millions)
 
Due to mature in the fiscal year ending March 31:
  
  
2026
   Rs. 12,328,690.0      US$ 144,313.4  
2027
     3,205,064.6        37,516.9  
2028
     1,073,058.3        12,560.7  
2029
     466,507.6        5,460.7  
2030
     414,373.9        4,850.4  
Thereafter
     202,003.3        2,364.5  
  
 
 
    
 
 
 
Total
   Rs.  17,689,697.7      US$  207,066.6