Segment Information - Summarized Segment Information (Detail)
₨ in Millions, $ in Millions |
12 Months Ended |
|
|
Mar. 31, 2025
INR (₨)
|
Mar. 31, 2025
USD ($)
|
Mar. 31, 2024
INR (₨)
|
Mar. 31, 2023
INR (₨)
|
Mar. 31, 2025
USD ($)
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
₨ 1,404,485.6
|
$ 16,440.0
|
₨ 1,248,003.4
|
₨ 913,988.5
|
|
| Non-interest revenue |
967,022.6
|
11,319.4
|
738,930.9
|
291,386.5
|
|
| Less: Provision for credit losses |
181,380.1
|
2,123.1
|
133,063.1
|
74,213.8
|
|
| Total revenue, net |
2,190,128.1
|
25,636.3
|
1,853,871.2
|
1,131,161.2
|
|
| Salaries and staff benefits |
(299,251.7)
|
(3,502.9)
|
(288,776.0)
|
(199,726.8)
|
|
| Other than salaries and staff benefits expense |
(496,463.1)
|
(5,811.4)
|
(477,670.4)
|
(269,052.6)
|
|
| Claims and benefits paid pertaining to insurance business |
(532,867.1)
|
(6,237.5)
|
(381,965.8)
|
0.0
|
|
| Total non-interest expense |
(1,328,581.9)
|
(15,551.8)
|
(1,148,412.2)
|
(468,779.4)
|
|
| Income before income tax expense |
861,546.2
|
10,084.5
|
705,459.0
|
662,381.8
|
|
| Income tax expense |
175,014.9
|
2,048.6
|
77,827.1
|
166,117.4
|
|
| Net income before noncontrolling interest |
686,531.3
|
8,035.9
|
627,631.9
|
496,264.4
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
48,187,671.1
|
|
44,118,573.0
|
25,755,624.0
|
$ 564,060.3
|
| Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
1,404,485.6
|
16,440.0
|
1,248,003.4
|
913,988.5
|
|
| Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
0.0
|
$ 0.0
|
0.0
|
|
|
| Retail Banking |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
972,819.5
|
|
802,998.2
|
643,295.7
|
|
| Non-interest revenue |
305,210.1
|
|
276,151.7
|
252,576.6
|
|
| Less: Provision for credit losses |
190,309.5
|
|
118,900.0
|
86,920.2
|
|
| Total revenue, net |
1,087,720.1
|
|
960,249.9
|
808,952.1
|
|
| Salaries and staff benefits |
(263,810.0)
|
|
(246,954.5)
|
(189,302.4)
|
|
| Other than salaries and staff benefits expense |
(330,405.2)
|
|
(301,798.6)
|
(243,387.5)
|
|
| Total non-interest expense |
(594,215.2)
|
|
(548,753.1)
|
(432,689.9)
|
|
| Income before income tax expense |
493,504.9
|
|
411,496.8
|
376,262.2
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
25,660,856.3
|
|
23,256,928.8
|
13,599,750.2
|
|
| Retail Banking | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
956,355.0
|
|
624,203.3
|
474,489.5
|
|
| Retail Banking | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
16,464.5
|
|
178,794.9
|
168,806.2
|
|
| Wholesale Banking |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
286,163.9
|
|
315,667.6
|
250,954.1
|
|
| Non-interest revenue |
52,654.6
|
|
24,303.9
|
42,286.9
|
|
| Less: Provision for credit losses |
(8,929.4)
|
|
14,163.1
|
(12,706.4)
|
|
| Total revenue, net |
347,747.9
|
|
325,808.4
|
305,947.4
|
|
| Salaries and staff benefits |
(11,863.1)
|
|
(23,096.5)
|
(8,618.3)
|
|
| Other than salaries and staff benefits expense |
(64,844.2)
|
|
(61,638.6)
|
(25,643.4)
|
|
| Total non-interest expense |
(76,707.3)
|
|
(84,735.1)
|
(34,261.7)
|
|
| Income before income tax expense |
271,040.6
|
|
241,073.3
|
271,685.7
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
13,784,529.5
|
|
13,133,744.0
|
9,274,409.1
|
|
| Wholesale Banking | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
169,440.6
|
|
249,868.7
|
367,857.6
|
|
| Wholesale Banking | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
116,723.3
|
|
65,798.9
|
(116,903.5)
|
|
| Treasury Services |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
11,540.2
|
|
20,712.9
|
19,738.7
|
|
| Non-interest revenue |
42,448.9
|
|
11,784.3
|
(3,477.0)
|
|
| Less: Provision for credit losses |
0.0
|
|
|
|
|
| Total revenue, net |
53,989.1
|
|
32,497.2
|
16,261.7
|
|
| Salaries and staff benefits |
(2,249.6)
|
|
(2,232.5)
|
(1,806.1)
|
|
| Other than salaries and staff benefits expense |
(386.5)
|
|
(4,045.7)
|
(21.7)
|
|
| Total non-interest expense |
(2,636.1)
|
|
(6,278.2)
|
(1,827.8)
|
|
| Income before income tax expense |
51,353.0
|
|
26,219.0
|
14,433.9
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
3,204,355.4
|
|
2,731,823.5
|
2,881,464.7
|
|
| Treasury Services | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
144,728.0
|
|
265,306.7
|
71,641.4
|
|
| Treasury Services | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
(133,187.8)
|
|
(244,593.8)
|
₨ (51,902.7)
|
|
| Insurance Services |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
133,733.0
|
|
86,474.6
|
|
|
| Non-interest revenue |
521,983.0
|
|
418,250.0
|
|
|
| Less: Provision for credit losses |
0.0
|
|
|
|
|
| Total revenue, net |
655,716.0
|
|
504,724.6
|
|
|
| Salaries and staff benefits |
(8,544.0)
|
|
(6,105.9)
|
|
|
| Other than salaries and staff benefits expense |
(93,757.2)
|
|
(105,692.1)
|
|
|
| Claims and benefits paid pertaining to insurance business |
(532,867.1)
|
|
(381,965.8)
|
|
|
| Total non-interest expense |
(635,168.3)
|
|
(493,763.8)
|
|
|
| Income before income tax expense |
20,547.7
|
|
10,960.8
|
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
4,917,053.5
|
|
4,387,398.1
|
|
|
| Insurance Services | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
133,733.0
|
|
86,474.6
|
|
|
| Insurance Services | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
0.0
|
|
0.0
|
|
|
| Others |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
229.0
|
|
22,150.1
|
|
|
| Non-interest revenue |
44,726.0
|
|
8,441.0
|
|
|
| Less: Provision for credit losses |
0.0
|
|
|
|
|
| Total revenue, net |
44,955.0
|
|
30,591.1
|
|
|
| Salaries and staff benefits |
(12,785.0)
|
|
(10,386.6)
|
|
|
| Other than salaries and staff benefits expense |
(7,070.0)
|
|
(4,495.4)
|
|
|
| Total non-interest expense |
(19,855.0)
|
|
(14,882.0)
|
|
|
| Income before income tax expense |
25,100.0
|
|
15,709.1
|
|
|
| Segment assets: |
|
|
|
|
|
| Segment total assets |
620,876.4
|
|
608,678.6
|
|
|
| Others | Operating Segments |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
229.0
|
|
22,150.1
|
|
|
| Others | Intersegment Eliminations |
|
|
|
|
|
| Segment Reporting Information [Line Items] |
|
|
|
|
|
| Net interest income/(expense) |
₨ 0.0
|
|
₨ 0.0
|
|
|