v3.25.2
Estimated fair value of financial instruments - Comparison of Fair Value and Carrying Value of Financial Instruments (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2025
INR (₨)
Mar. 31, 2025
USD ($)
Mar. 31, 2024
INR (₨)
Mar. 31, 2024
USD ($)
Jun. 30, 2023
INR (₨)
Mar. 31, 2023
INR (₨)
Mar. 31, 2022
INR (₨)
Financial Assets:              
Cash and due from banks, and restricted cash ₨ 1,982,929.8 $ 23,211.2 ₨ 2,086,031.4 $ 24,418.0   ₨ 1,387,395.2 ₨ 1,122,031.1
Securities purchased under agreements to resell 349,210.7 4,087.7 34,178.3        
Loans [net of allowance of Rs. 457,346.5 and Rs. 535,829.3 (US$ 6,272.1), as of March 31, 2024 and March 31, 2025, respectively] 28,102,981.8 328,959.2 26,335,700.9        
Accrued interest receivable 322,788.9 3,778.4 249,644.5        
Other assets 1,978,448.8 23,158.7 1,942,177.5        
Financial Liabilities :              
Interest-bearing deposits 23,994,357.2 280,865.7 20,688,406.2        
Non-interest-bearing deposits 3,116,596.7 36,481.3 3,079,829.4        
Securities sold under repurchase agreements 129,190.0 1,512.2 56,541.0        
Short-term borrowings 1,306,013.1 15,287.5 1,313,737.1        
Accrued interest payable 258,311.8 3,023.7 238,638.8        
Long-term debt 5,866,163.2 68,666.3 6,648,772.0        
Accrued expenses and other liabilities 850,899.0 9,960.2 690,851.5        
Separate account liabilities 1,016,281.4 11,896.1 955,416.3 $ 11,183.7 ₨ 857,528.7    
Liabilities on policies in force [1] 47,316.6 553.9 55,544.1        
Financial Assets:              
Cash and due from banks, and restricted cash 1,982,929.8 23,211.2 2,086,031.4        
Investments held for trading 625,388.5 7,320.5 461,245.3        
Investments available for sale debt securities 9,910,174.3 116,003.4 8,295,487.1        
Securities purchased under agreements to resell 349,210.7 4,087.7 34,178.3        
Loans 28,129,341.2 329,267.7 26,413,971.9        
Accrued interest receivable 322,788.9 3,778.4 249,644.5        
Separate account assets 1,016,281.4 11,896.1 955,416.3        
Other assets 1,972,882.8 23,093.6 1,939,683.8        
Financial Liabilities :              
Securities sold under repurchase agreements 129,190.0 1,512.2 56,541.0        
Short-term borrowings 1,305,341.6 15,279.7 1,314,424.4        
Accrued interest payable 258,311.8 3,023.7 238,638.8        
Long-term debt 5,936,593.3 69,490.7 6,639,457.7        
Accrued expenses and other liabilities 850,899.1 9,960.2 690,851.5        
Separate account liabilities 1,016,281.4 11,896.1 955,416.3        
Liabilities on policies in force [1] 47,316.6 553.9 55,544.1        
Interest Bearing Deposits Liabilities              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 24,119,101.2 282,325.9 20,775,875.4        
Non-interest-bearing deposits              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 3,116,596.7 $ 36,481.3 3,079,829.4        
Fair Value Measurements Using Quoted Prices In Active Markets for Identical Assets (Level 1)              
Financial Assets:              
Cash and due from banks, and restricted cash 1,982,929.8   2,086,031.4        
Investments held for trading 340,388.3   290,951.1        
Investments available for sale debt securities 1,435,936.3   548,944.7        
Securities purchased under agreements to resell 0.0   0.0        
Loans 0.0   0.0        
Accrued interest receivable 0.0   0.0        
Separate account assets 873,154.4   808,309.4        
Other assets 20,404.1   24,545.8        
Financial Liabilities :              
Securities sold under repurchase agreements 0.0   0.0        
Short-term borrowings 0.0   0.0        
Accrued interest payable 0.0   0.0        
Long-term debt 0.0   0.0        
Accrued expenses and other liabilities 0.0   0.0        
Separate account liabilities 0.0   0.0        
Liabilities on policies in force [1] 0.0   0.0        
Fair Value Measurements Using Quoted Prices In Active Markets for Identical Assets (Level 1) | Interest Bearing Deposits Liabilities              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 0.0   0.0        
Fair Value Measurements Using Quoted Prices In Active Markets for Identical Assets (Level 1) | Non-interest-bearing deposits              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 0.0   0.0        
Fair Value Measurements Using Significant other observable inputs (Level 2)              
Financial Assets:              
Cash and due from banks, and restricted cash 0.0   0.0        
Investments held for trading 250,009.3   148,296.2        
Investments available for sale debt securities 8,360,598.8   7,608,007.7        
Securities purchased under agreements to resell 349,210.7   34,178.3        
Loans 5,801,666.4   4,988,245.6        
Accrued interest receivable 322,729.4   249,592.0        
Separate account assets 143,127.0   147,106.9        
Other assets 1,950,178.0   1,913,303.2        
Financial Liabilities :              
Securities sold under repurchase agreements 129,190.0   56,541.0        
Short-term borrowings 1,305,341.6   1,314,424.4        
Accrued interest payable 258,311.8   238,638.8        
Long-term debt 5,936,593.3   6,639,457.7        
Accrued expenses and other liabilities 849,510.6   688,513.7        
Separate account liabilities 1,016,281.4   955,416.3        
Liabilities on policies in force [1] 47,316.6   55,544.1        
Fair Value Measurements Using Significant other observable inputs (Level 2) | Interest Bearing Deposits Liabilities              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 24,119,101.2   20,775,875.4        
Fair Value Measurements Using Significant other observable inputs (Level 2) | Non-interest-bearing deposits              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 3,116,596.7   3,079,829.4        
Fair Value Measurements Using Significant unobservable inputs (Level 3)              
Financial Assets:              
Cash and due from banks, and restricted cash 0.0   0.0        
Investments held for trading 34,990.9   21,998.0        
Investments available for sale debt securities 113,639.2   138,534.7        
Securities purchased under agreements to resell 0.0   0.0        
Loans 22,327,674.8   21,425,726.3        
Accrued interest receivable 59.5   52.5        
Separate account assets 0.0   0.0        
Other assets 2,300.7   1,834.8        
Financial Liabilities :              
Securities sold under repurchase agreements 0.0   0.0        
Short-term borrowings 0.0   0.0        
Accrued interest payable 0.0   0.0        
Long-term debt 0.0   0.0        
Accrued expenses and other liabilities 1,388.5   2,337.8        
Separate account liabilities 0.0   0.0        
Liabilities on policies in force [1] 0.0   0.0        
Fair Value Measurements Using Significant unobservable inputs (Level 3) | Interest Bearing Deposits Liabilities              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits 0.0   0.0        
Fair Value Measurements Using Significant unobservable inputs (Level 3) | Non-interest-bearing deposits              
Financial Liabilities :              
Interest and (Non-Interest)-bearing deposits ₨ 0.0   ₨ 0.0        
[1] The liabilities on policies in force includes only the fair value of contracts that are classified as insurance contract