v3.25.2
Concentrations of Credit Risk (Detail)
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2025
INR (₨)
Mar. 31, 2025
USD ($)
Mar. 31, 2024
INR (₨)
Mar. 31, 2025
USD ($)
Concentration Risk [Line Items]        
Gross loans ₨ 28,638,811.1   ₨ 26,793,047.4  
Fair value of credit substitutes 161,179.6   131,486.9 $ 1,886.7
Non-funded exposure 2,642,091.8   2,103,968.0  
Total Exposure ₨ 31,442,082.5 $ 368,044.9 ₨ 29,028,502.3  
Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 100.00% 100.00% 100.00%  
Consumer Loans        
Concentration Risk [Line Items]        
Gross loans ₨ 10,435,520.6   ₨ 10,191,521.5  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 252.5   468.1  
Total Exposure ₨ 10,435,773.1 $ 122,155.8 ₨ 10,191,989.6  
Consumer Loans | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 33.30% 33.30% 35.10%  
NBFC        
Concentration Risk [Line Items]        
Gross loans ₨ 1,650,812.6   ₨ 1,725,559.7  
Fair value of credit substitutes 50,076.1   20,585.6  
Non-funded exposure 1,035.1   5,153.7  
Total Exposure ₨ 1,701,923.8 $ 19,921.9 ₨ 1,751,299.0  
NBFC | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 5.40% 5.40% 6.00%  
Retail Trade        
Concentration Risk [Line Items]        
Gross loans ₨ 1,107,102.6   ₨ 1,085,962.9  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 56,842.4   56,822.6  
Total Exposure ₨ 1,163,945.0 $ 13,624.5 ₨ 1,142,785.5  
Retail Trade | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.70% 3.70% 3.90%  
Real Estate & Property Services        
Concentration Risk [Line Items]        
Gross loans ₨ 1,168,287.2   ₨ 1,070,220.3  
Fair value of credit substitutes 0.0   3,495.0  
Non-funded exposure 62,855.1   57,556.4  
Total Exposure ₨ 1,231,142.3 $ 14,411.1 ₨ 1,131,271.7  
Real Estate & Property Services | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.90% 3.90% 3.90%  
Consumer Services        
Concentration Risk [Line Items]        
Gross loans ₨ 1,017,874.2   ₨ 860,297.1  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 45,155.5   35,933.7  
Total Exposure ₨ 1,063,029.7 $ 12,443.3 ₨ 896,230.8  
Consumer Services | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 3.40% 3.40% 3.10%  
Power        
Concentration Risk [Line Items]        
Gross loans ₨ 769,686.4   ₨ 770,473.1  
Fair value of credit substitutes 24,160.8   37,706.9  
Non-funded exposure 102,143.7   63,452.3  
Total Exposure ₨ 895,990.9 $ 10,488.0 ₨ 871,632.3  
Power | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.80% 2.80% 3.00%  
Food and Beverage        
Concentration Risk [Line Items]        
Gross loans ₨ 760,841.6   ₨ 712,895.6  
Fair value of credit substitutes 0.0   1,405.1  
Non-funded exposure 59,838.4   59,163.2  
Total Exposure ₨ 820,680.0 $ 9,606.5 ₨ 773,463.9  
Food and Beverage | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.60% 2.60% 2.70%  
Road Transportation        
Concentration Risk [Line Items]        
Gross loans ₨ 815,518.6   ₨ 741,738.6  
Fair value of credit substitutes 0.0   0.0  
Non-funded exposure 14,315.2   11,160.3  
Total Exposure ₨ 829,833.8 $ 9,713.6 ₨ 752,898.9  
Road Transportation | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.60% 2.60% 2.60%  
Others (none greater than 2%)        
Concentration Risk [Line Items]        
Gross loans ₨ 7,702,733.5   ₨ 9,184,195.4  
Fair value of credit substitutes 55,116.1   61,578.3  
Non-funded exposure 1,501,008.6   1,477,275.2  
Total Exposure ₨ 9,258,858.2 $ 108,379.5 ₨ 10,723,048.9  
Others (none greater than 2%) | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 29.50% 29.50% 37.00%  
Wholesale Trade - Non Industrial        
Concentration Risk [Line Items]        
Gross loans ₨ 643,909.8      
Fair value of credit substitutes 0.0      
Non-funded exposure 36,548.1      
Total Exposure ₨ 680,457.9 $ 7,965.1    
Wholesale Trade - Non Industrial | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.20% 2.20%    
Wholesale Trade - Industrial        
Concentration Risk [Line Items]        
Gross loans ₨ 574,318.0      
Fair value of credit substitutes 0.0      
Non-funded exposure 101,287.4      
Total Exposure ₨ 675,605.4 $ 7,908.3    
Wholesale Trade - Industrial | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.10% 2.10%    
Infrastructure Development        
Concentration Risk [Line Items]        
Gross loans ₨ 362,910.9   ₨ 450,183.2  
Fair value of credit substitutes 8,937.8   6,716.0  
Non-funded exposure 359,503.4   336,982.5  
Total Exposure ₨ 731,352.1 $ 8,560.8 ₨ 793,881.7  
Infrastructure Development | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.30% 2.30% 2.70%  
Engineering        
Concentration Risk [Line Items]        
Gross loans ₨ 447,424.3      
Fair value of credit substitutes 2,484.2      
Non-funded exposure 203,246.4      
Total Exposure ₨ 653,154.9 $ 7,645.5    
Engineering | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.10% 2.10%    
Agri-Allied        
Concentration Risk [Line Items]        
Gross loans ₨ 627,426.4      
Fair value of credit substitutes 0.0      
Non-funded exposure 5,066.2      
Total Exposure ₨ 632,492.6 $ 7,403.6    
Agri-Allied | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.00% 2.00%    
Iron and Steel        
Concentration Risk [Line Items]        
Gross loans ₨ 554,444.4      
Fair value of credit substitutes 20,404.6      
Non-funded exposure 92,993.8      
Total Exposure ₨ 667,842.8 $ 7,817.4    
Iron and Steel | Lender Concentration Risk | Concentration of Credit Risk by Industry        
Concentration Risk [Line Items]        
% 2.10% 2.10%