v3.25.2
Loans - Loan Delinquency and Non-Accrual Loans (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2025
INR (₨)
Mar. 31, 2025
USD ($)
Mar. 31, 2024
INR (₨)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans ₨ 28,638,811.1 $ 335,231.3 ₨ 26,793,047.4
Finance receivable on non-accrual status 375,910.9 4,400.2 327,443.9
Retail Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 21,531,565.4 252,037.5 19,590,408.1
Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,550,907.4 18,154.1 1,378,523.1
Finance receivable on non-accrual status 16,360.1   14,998.0
Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,426,193.3 40,105.3 3,119,246.7
Finance receivable on non-accrual status 28,927.7   25,466.5
Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 4,967,690.0 58,149.2 4,207,836.2
Finance receivable on non-accrual status 67,930.3   53,355.4
Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,862,193.6 21,797.9 1,619,602.9
Finance receivable on non-accrual status 28,370.4   21,563.6
Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 7,141,179.0 83,591.0 6,993,168.0
Finance receivable on non-accrual status 50,161.9   43,712.7
Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,583,402.1 30,240.0 2,272,031.2
Finance receivable on non-accrual status 89,835.3   61,520.0
Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 7,107,245.7 83,193.8 7,202,639.3
Finance receivable on non-accrual status 94,325.2   106,827.7
31 to 90 days past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 162,948.3 1,907.4 161,159.9
31 to 90 days past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 8,143.6   6,083.8
31 to 90 days past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 32,386.3   24,446.2
31 to 90 days past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 20,814.2   12,571.8
31 to 90 days past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 21,153.2   19,351.4
31 to 90 days past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 35,639.8   37,025.6
31 to 90 days past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 41,687.8   26,479.0
31 to 90 days past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,123.4   35,202.1
Non-accrual/ 91 days or more past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 375,910.9 4,400.2 327,443.9
Non-accrual/ 91 days or more past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 16,360.1   14,998.0
Non-accrual/ 91 days or more past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 28,927.7   25,466.5
Non-accrual/ 91 days or more past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 67,930.3   53,355.4
Non-accrual/ 91 days or more past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 28,370.4   21,563.6
Non-accrual/ 91 days or more past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 50,161.9   43,712.7
Non-accrual/ 91 days or more past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 89,835.3   61,520.0
Non-accrual/ 91 days or more past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 94,325.2   106,827.7
Total current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 28,099,951.9 [1] $ 328,923.7 [1] 26,304,443.6 [3]
Total current | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,526,403.7 [1]   1,357,441.3 [3]
Total current | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 3,364,879.3 [1]   3,069,334.0 [3]
Total current | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 4,878,945.5 [1]   4,141,909.0 [3]
Total current | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,812,670.0 [1]   1,578,687.9 [3]
Total current | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 7,055,377.3 [1]   6,912,429.7 [3]
Total current | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 2,451,879.0 [1]   2,184,032.2 [3]
Total current | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] ₨ 7,009,797.1 [1]   ₨ 7,060,609.5 [3]
[1] Includes crop-related agricultural loans with days past due less than 366 as they are not considered as non-performing of Rs. 44.4 billion.
[2] Loans up to 30 days past due are considered current.
[3] Includes crop-related agricultural loans with days past due less than 366 as they are not considered as non-performing of Rs. 35.4 billion.