The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 781,399 4,434 SH SOLE 0 0 4,434
ALPHABET INC CAP STK CL C 02079K107 1,074,507 6,057 SH SOLE 0 0 6,057
AMAZON COM INC COM 023135106 1,421,647 6,480 SH SOLE 0 0 6,480
AMERICAN EXPRESS CO COM 025816109 303,988 953 SH SOLE 0 0 953
APPLE INC COM 037833100 4,456,840 21,723 SH SOLE 0 0 21,723
AT&T INC COM 00206R102 709,200 24,506 SH SOLE 0 0 24,506
AUTOMATIC DATA PROCESSING IN COM 053015103 791,354 2,566 SH SOLE 0 0 2,566
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,333,670 15,097 SH SOLE 0 0 15,097
BNY MELLON STRATEGIC MUN BD COM 09662E109 84,455 15,081 SH SOLE 0 0 15,081
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 3,435,398 86,994 SH SOLE 0 0 86,994
CATERPILLAR INC COM 149123101 466,740 1,202 SH SOLE 0 0 1,202
CHEVRON CORP NEW COM 166764100 409,940 2,863 SH SOLE 0 0 2,863
DISNEY WALT CO COM 254687106 245,204 1,977 SH SOLE 0 0 1,977
DOMINION ENERGY INC COM 25746U109 245,516 4,344 SH SOLE 0 0 4,344
ELI LILLY & CO COM 532457108 551,026 707 SH SOLE 0 0 707
EXXON MOBIL CORP COM 30231G102 4,995,394 46,339 SH SOLE 0 0 46,339
GE AEROSPACE COM NEW 369604301 451,427 1,754 SH SOLE 0 0 1,754
GE VERNOVA INC COM 36828A101 227,535 430 SH SOLE 0 0 430
HCA HEALTHCARE INC COM 40412C101 204,575 534 SH SOLE 0 0 534
HOME DEPOT INC COM 437076102 561,326 1,531 SH SOLE 0 0 1,531
INTERNATIONAL BUSINESS MACHS COM 459200101 3,386,908 11,490 SH SOLE 0 0 11,490
INTUIT COM 461202103 207,934 264 SH SOLE 0 0 264
INVESCO QQQ TR UNIT SER 1 46090E103 51,086,490 92,608 SH SOLE 0 0 92,608
ISHARES TR RUS 1000 VAL ETF 464287598 2,058,255 10,597 SH SOLE 0 0 10,597
ISHARES TR CORE US AGGBD ET 464287226 294,525 2,969 SH SOLE 0 0 2,969
ISHARES TR RUS 1000 GRW ETF 464287614 7,243,542 17,060 SH SOLE 0 0 17,060
ISHARES TR RUS 1000 ETF 464287622 1,072,022 3,157 SH SOLE 0 0 3,157
ISHARES TR CORE S&P MCP ETF 464287507 34,394,950 554,578 SH SOLE 0 0 554,578
ISHARES TR CORE S&P500 ETF 464287200 249,912 403 SH SOLE 0 0 403
ISHARES TR RUSSELL 2000 ETF 464287655 1,736,113 8,045 SH SOLE 0 0 8,045
ISHARES TR CORE S&P SCP ETF 464287804 22,446,073 205,381 SH SOLE 0 0 205,381
ISHARES TR RUS 2000 VAL ETF 464287630 358,718 2,274 SH SOLE 0 0 2,274
JOHNSON & JOHNSON COM 478160104 470,768 3,082 SH SOLE 0 0 3,082
JPMORGAN CHASE & CO. COM 46625H100 1,127,406 3,889 SH SOLE 0 0 3,889
KLA CORP COM NEW 482480100 537,444 600 SH SOLE 0 0 600
LEIDOS HOLDINGS INC COM 525327102 579,610 3,674 SH SOLE 0 0 3,674
LINDE PLC SHS G54950103 256,172 546 SH SOLE 0 0 546
MARTI TECHNOLOGIES INC SHS CL A 573134103 106,050 35,000 SH SOLE 0 0 35,000
MCDONALDS CORP COM 580135101 351,263 1,202 SH SOLE 0 0 1,202
MICROSOFT CORP COM 594918104 2,480,482 4,987 SH SOLE 0 0 4,987
NEXTERA ENERGY INC COM 65339F101 947,455 13,648 SH SOLE 0 0 13,648
NORTHROP GRUMMAN CORP COM 666807102 450,221 900 SH SOLE 0 0 900
NVIDIA CORPORATION COM 67066G104 771,258 4,882 SH SOLE 0 0 4,882
ORACLE CORP COM 68389X105 504,161 2,306 SH SOLE 0 0 2,306
PHILIP MORRIS INTL INC COM 718172109 201,072 1,104 SH SOLE 0 0 1,104
PROCTER AND GAMBLE CO COM 742718109 1,579,638 9,915 SH SOLE 0 0 9,915
QUALCOMM INC COM 747525103 1,606,755 10,089 SH SOLE 0 0 10,089
RTX CORPORATION COM 75513E101 206,180 1,412 SH SOLE 0 0 1,412
SCIENCE APPLICATIONS INTL CO COM 808625107 265,084 2,354 SH SOLE 0 0 2,354
SPDR S&P 500 ETF TR TR UNIT 78462F103 516,891 837 SH SOLE 0 0 837
STRYKER CORPORATION COM 863667101 320,460 810 SH SOLE 0 0 810
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 1,641,054 46,515 SH SOLE 0 0 46,515
THE CIGNA GROUP COM 125523100 285,621 864 SH SOLE 0 0 864
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,734,033 9,614 SH SOLE 0 0 9,614
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,191,464 11,238 SH SOLE 0 0 11,238
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,274,622 7,750 SH SOLE 0 0 7,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 93,432,522 164,485 SH SOLE 0 0 164,485
VANGUARD INDEX FDS VALUE ETF 922908744 16,314,519 92,308 SH SOLE 0 0 92,308
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,945,116 17,856 SH SOLE 0 0 17,856
VANGUARD INDEX FDS MID CAP ETF 922908629 1,155,786 4,130 SH SOLE 0 0 4,130
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 555,665 6,239 SH SOLE 0 0 6,239
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 673,225 11,453 SH SOLE 0 0 11,453
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,092,046 10,222 SH SOLE 0 0 10,222
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,323,815 58,302 SH SOLE 0 0 58,302
VANGUARD WORLD FD ESG INTL STK ETF 921910725 412,993 6,305 SH SOLE 0 0 6,305
VANGUARD WORLD FD ESG US STK ETF 921910733 951,637 8,680 SH SOLE 0 0 8,680
VERIZON COMMUNICATIONS INC COM 92343V104 290,444 6,712 SH SOLE 0 0 6,712
VISA INC COM CL A 92826C839 1,325,044 3,732 SH SOLE 0 0 3,732
WALMART INC COM 931142103 327,661 3,351 SH SOLE 0 0 3,351