Vista Point Assets LLC ABS-15G
Exhibit 99.4 - Schedule 5
| Loan ID | Dummy ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag |
| xx | 527472 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6916 | 12/16/2024 | 6.630% | No AUS | No | 11.056% | 10.625% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | FL | xx | xx | Monthly | 0.00% | 7.13% | 7.13% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 63 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024 | Borrower - 2024 | xx | xx | FL | xx | xx | 11/22/2024 | 11/22/2024 | 691 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 22.76 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 552240 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18290 | 12/16/2024 | 6.630% | No AUS | No | 10.274% | 9.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 40.52% | 40.52% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 72 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | FL | xx | xx | 12/04/2024 | 12/04/2024 | 681 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 39.81 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 523788 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12260.9 | 02/24/2025 | 6.850% | No AUS | No | 11.268% | 10.750% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 49.99% | 49.99% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 50.00% | Borrower Prepared | 12 | Borrower | Yes | 72 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xx | xx | CA | xx | xx | 02/25/2025 | 02/25/2025 | 687 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | .89 | xx | 1.01 | No | xx | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 516621 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12940 | 01/06/2025 | 6.890% | No AUS | No | 10.284% | 9.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 42.63% | 42.63% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 84 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xx | xx | FL | xx | xx | 12/04/2024 | 12/04/2024 | 685 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 36.38 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 523889 | xx | xx | xx | No | xx | xx | xx | V1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 11.125% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.123 | 1.123 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | FL | xx | xx | 01/02/2025 | 01/02/2025 | 696 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 15.56 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 558978 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16890 | 01/20/2025 | 7.070% | No AUS | No | 9.572% | 9.125% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 30.74% | 30.74% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 12 | CPA | Yes | 161 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | xx | xx | CA | xx | xx | 01/03/2025 | 01/03/2025 | 743 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 40.73 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 560119 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13790 | 03/03/2025 | 6.730% | No AUS | No | 8.490% | 8.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 35.28% | 35.28% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 32 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 03/03/2025 | 03/03/2025 | 789 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 71.57 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 584249 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12163.9 | 02/17/2025 | 6.880% | No AUS | No | 10.977% | 10.625% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 48.56% | 48.56% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 24 | 0 | 71.13% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 96 | Yes | 58 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor, SSI and Disability - CPA Letter Verified, 1 YR W2 1099 Verified, Personal Bank Statements Verified - 2024 | Borrower || Co Borrower - 2024 | xx | xx | CA | xx | xx | 01/08/2025 | 01/08/2025 | 01/30/2025 | 687 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot | CA | xx | xx | N/A | Fee Simple | No | No | N/A | xx | .00 | xx | 22.12 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 568137 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12517.5 | 02/10/2025 | 6.870% | No AUS | No | 9.498% | 9.250% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 50.00% | 50.00% | No | Employed | 2YR Full Doc | 2 | 0 | 1 Month | NA | Yes | 8 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 5 | 5 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xx | xx | CA | xx | xx | 01/02/2025 | 01/02/2025 | 702 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 6.53 | xx | 12.73 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 596114 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6790 | 02/03/2025 | 6.920% | No AUS | No | 9.577% | 9.250% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 45.62% | 45.62% | No | No | Self-Employed | Self-Employed | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 56.85% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 83 | Yes | 83 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, SESoleProprietor - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024 | Borrower - 2 YRS IRS Transcripts Verified || Co Borrower - 2024 | xx | xx | CA | xx | xx | 01/09/2025 | 01/09/2025 | 01/09/2025 | 752 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 30.45 | No | xx | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 578843 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8765 | 02/17/2025 | 6.880% | No AUS | No | 9.602% | 9.250% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 48.10% | 48.10% | No | No | Self-Employed | Unknown | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2024 || Co Borrower | Borrower - 2024 || Co Borrower | xx | xx | CA | xx | xx | 01/08/2025 | 01/08/2025 | 01/08/2025 | 737 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 17.76 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 526445 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 01/20/2025 | 7.070% | No AUS | No | 10.112% | 9.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.59% | 49.59% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SECorporation, SECorporation, SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024 | Borrower - Executed 4506T Verified - 2024 | xx | xx | CA | xx | xx | 02/03/2025 | 02/03/2025 | 771 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 62.76 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 590677 | xx | xx | xx | No | xx | xx | xx | 1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 29.28% | 29.28% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 78 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xx | xx | FL | xx | xx | 01/29/2025 | 01/29/2025 | 773 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 14.09 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 596435 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 01/20/2025 | 7.070% | No AUS | No | 11.355% | 10.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 38.42% | 38.42% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 50.00% | Audited | 12 | Tax Preparer | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xx | xx | CA | xx | xx | 01/13/2025 | 01/13/2025 | 680 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 26.55 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 561539 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7415 | 01/27/2025 | 6.930% | No AUS | No | 12.538% | 12.000% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 8.62% | 8.62% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 0.00% | 100.00% | N/A | 0 | N/A | Yes | 60 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 11/15/2024 | 11/15/2024 | 736 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Standard Driver's License - Not for federal use | xx | xx | xx | I-151 Permanent Resident Card | xx | Fee Simple | No | No | N/A | .00 | .00 | xx | 0 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 522850 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 02/03/2025 | 6.920% | No AUS | No | 11.249% | 10.750% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | NV | xx | xx | Monthly | 0.00% | 41.18% | 41.18% | No | Self-Employed | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation, SEPartnership, Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | xx | xx | NV | xx | xx | 02/07/2025 | 02/07/2025 | 699 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 14.14 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 581681 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7790 | 02/17/2025 | 6.880% | No AUS | No | 9.777% | 9.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 37.67% | 37.67% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | Yes | 74 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 01/14/2025 | 01/14/2025 | 697 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 6.54 | xx | 42.69 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 563706 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14365 | 02/17/2025 | 6.880% | No AUS | No | 9.165% | 8.875% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 49.89% | 49.89% | No | Employed | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 2 | 0 | 2 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Primary Residence Rent Income - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xx | xx | CA | xx | xx | 12/23/2024 | 12/23/2024 | 807 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 5.05 | xx | 33.8 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 522643 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18665 | 02/24/2025 | 6.850% | No AUS | No | 9.556% | 9.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 29.36% | 29.36% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 31.10% | N/A | 0 | N/A | Yes | 110 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | FL | xx | xx | 12/09/2024 | 12/09/2024 | 687 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 17.73 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 538120 | xx | xx | xx | No | xx | xx | xx | 1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.000% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 42.16% | 42.16% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 133 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2024 | Borrower - 2024 | xx | xx | CA | xx | xx | 01/08/2025 | 01/08/2025 | 744 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 60.12 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 580021 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11165 | 02/17/2025 | 6.880% | No AUS | No | 8.672% | 8.500% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 42.62% | 42.62% | No | Self-Employed | 1YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 2 | 1 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 12 | Tax Preparer | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | xx | xx | CA | xx | xx | 12/16/2024 | 12/16/2024 | 738 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 0 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 567116 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10885 | 03/31/2025 | 6.650% | No AUS | No | 10.042% | 9.750% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 47.31% | 47.31% | No | No | Self-Employed | Self-Employed | 1YR Business P&L | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% | Audited | 12 | CPA | Audited | CPA | 12 | Yes | 36 | Yes | 36 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower | xx | xx | CA | xx | xx | 01/27/2025 | 01/27/2025 | 01/27/2025 | 702 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 13.38 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 520921 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4790 | 03/10/2025 | 6.620% | No AUS | No | 9.327% | 9.125% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 44.81% | 44.81% | No | No | Self-Employed | Employed | 1YR Business P&L | 0 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 108 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2024 || Co Borrower - 2 YRS Executed 4506T Verified | xx | xx | CA | xx | xx | 01/23/2025 | 01/23/2025 | 01/23/2025 | 788 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 35.28 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 555067 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10727.5 | 02/10/2025 | 6.870% | No AUS | No | 9.769% | 9.500% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Annually | 0.00% | 49.57% | 49.57% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 86.38% | 50.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, SESoleProprietor, Retirement - CPA Letter Verified, Award Letter Verified, Business Bank Statements Verified - 2024 || Co Borrower - Retirement - CPA Letter Verified, Award Letter Verified, Business Bank Statements Verified - 2024 | Borrower - 2024 || Co Borrower - 2024 | xx | xx | CA | xx | xx | 01/29/2025 | 01/29/2025 | 01/29/2025 | 681 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 500503 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13835 | 02/24/2025 | 6.850% | No AUS | No | 10.560% | 10.125% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 38.87% | 38.87% | No | No | Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 60 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - N/A || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | CA | xx | xx | 02/16/2025 | 02/16/2025 | 02/16/2025 | 761 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 68.06 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 564202 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17015 | 03/17/2025 | 6.650% | No AUS | No | 10.405% | 9.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 44.95% | 44.95% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 179 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 01/17/2025 | 01/17/2025 | 709 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 43.36 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 557736 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8387.5 | 03/17/2025 | 6.650% | No AUS | No | 8.839% | 8.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | NV | xx | xx | Monthly | 0.00% | 49.96% | 49.96% | No | No | Employed | Unknown | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | Yes | 60.0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 221 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower | xx | xx | NV | xx | xx | 01/30/2025 | 01/30/2025 | 01/30/2025 | 758 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NV | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 2.92 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 506187 | xx | xx | xx | No | xx | xx | xx | 1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.000% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 44.96% | 44.96% | Yes | Yes | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 90.40% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | Yes | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | CA | xx | xx | 02/06/2025 | 02/06/2025 | 02/06/2025 | 795 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | Unknown | N/A | xx | 16.13 | xx | 16.13 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 518932 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14165 | 02/24/2025 | 6.850% | No AUS | No | 9.141% | 8.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 27.80% | 27.80% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 60.00% | N/A | 0 | N/A | Yes | 148 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2024 | Borrower - 2024 | xx | xx | FL | xx | xx | 01/28/2025 | 01/28/2025 | 712 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 23.54 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 576080 | xx | xx | xx | No | xx | xx | xx | 1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 24.81% | 24.81% | Yes | Self-Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 0 | 1 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Borrower Prepared | 14 | Borrower | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xx | xx | WA | xx | xx | 01/21/2025 | 01/21/2025 | 796 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 554825 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6190 | 03/10/2025 | 6.620% | No AUS | No | 9.069% | 8.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 41.83% | 41.83% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 12 | 12 | No | 96.55% | 100.00% | N/A | 0 | N/A | Yes | 62 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 01/20/2025 | 01/20/2025 | 743 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 38.95 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 511466 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6885 | 02/24/2025 | 6.850% | No AUS | No | 8.570% | 8.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 15.32% | 15.32% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 205 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 02/14/2025 | 02/14/2025 | 768 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 19.55 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 513865 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9290 | 02/24/2025 | 6.850% | No AUS | No | 8.723% | 8.500% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 33.52% | 33.52% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 12 | CPA | Yes | 49 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xx | xx | CA | xx | xx | 01/18/2025 | 01/18/2025 | 820 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 10.55 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 541258 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 24052.5 | 03/03/2025 | 6.730% | No AUS | No | 9.127% | 8.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 46.15% | 46.15% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 70.00% | N/A | 0 | N/A | Yes | 56 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024 | Borrower - Executed 4506T Verified - 2024 | xx | xx | CA | xx | xx | 02/14/2025 | 02/14/2025 | 782 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 44.81 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 587560 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 29.10% | 29.10% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 12 | CPA | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xx | xx | CA | xx | xx | 02/19/2025 | 02/19/2025 | 707 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 21.01 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 576697 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.500% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | $0.00 | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.472 | 1.472 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 01/30/2025 | 01/30/2025 | 770 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 57.7 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 565780 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.500% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.205 | 1.205 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 01/30/2025 | 01/30/2025 | 770 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 29.07 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 585646 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.215 | 1.215 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 01/30/2025 | 01/30/2025 | 770 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 64.03 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 515682 | xx | xx | xx | No | xx | xx | xx | V1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.132 | 1.132 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 02/25/2025 | 02/25/2025 | 747 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 24.72 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 572453 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13790 | 03/24/2025 | 6.660% | No AUS | No | 9.028% | 8.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 16.61% | 16.61% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 52.00% | 48.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | Yes | 48 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership, SEPartnership - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | CA | xx | xx | 02/26/2025 | 02/26/2025 | 02/26/2025 | 706 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 7.62 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 524001 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13040 | 03/17/2025 | 6.650% | No AUS | No | 8.330% | 8.125% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.30% | 49.30% | No | Self-Employed | 1YR Full Doc | 1 | 1 Month | N/A | 0 | 1 | 1 | 1 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xx | xx | CA | xx | xx | 02/24/2025 | 02/24/2025 | 791 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 26.04 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 576430 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | $0.00 | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.474 | 1.474 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | NH | xx | xx | 03/06/2025 | 03/06/2025 | 774 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 52.39 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 529887 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7110 | 03/03/2025 | 6.730% | No AUS | No | 8.479% | 8.125% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | NC | xx | xx | Monthly | 0.00% | 9.75% | 9.75% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 50.00% | N/A | 0 | N/A | Yes | 108 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | NC | xx | xx | 02/27/2025 | 02/27/2025 | 768 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 56.11 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 514657 | xx | xx | xx | No | xx | xx | xx | V1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0.00% | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.007 | 1.007 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 03/04/2025 | 03/04/2025 | 03/04/2025 | 743 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 37 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 508908 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16282.5 | 04/07/2025 | 6.620% | No AUS | No | 10.036% | 9.625% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | GA | xx | xx | Annually | 0.00% | 49.33% | 49.33% | Yes | Yes | Self-Employed | Unknown | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 158 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, SEPartnership - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - N/A | Borrower || Co Borrower | xx | xx | GA | xx | xx | 04/09/2025 | 04/09/2025 | 04/09/2025 | 767 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 62.81 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 558539 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7785 | 03/31/2025 | 6.650% | No AUS | No | 9.189% | 9.000% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.37% | 49.37% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 30.00% | 45.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 115 | Yes | 115 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | CA | xx | xx | 03/11/2025 | 03/11/2025 | 03/11/2025 | 780 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 43.04 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 588755 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8035 | 04/21/2025 | 6.810% | No AUS | No | 11.470% | 11.125% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.66% | 49.66% | No | Employed | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xx | xx | CA | xx | xx | 04/07/2025 | 04/07/2025 | 681 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 8.77 | xx | 12.62 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 561209 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9290 | 03/17/2025 | 6.650% | No AUS | No | 8.521% | 8.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 26.92% | 26.92% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 14 | CPA | Yes | 308 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | xx | xx | CA | xx | xx | 02/17/2025 | 02/17/2025 | 795 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 14.87 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 511487 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6815 | 03/24/2025 | 6.660% | No AUS | No | 8.357% | 8.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 46.84% | 46.84% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 25 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 03/05/2025 | 03/05/2025 | 801 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 10.19 | xx | 36.75 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 556456 | xx | xx | xx | No | xx | xx | xx | V1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6497 | 03/24/2025 | 6.660% | No AUS | No | 9.638% | 9.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 37.78% | 37.78% | No | No | Self-Employed | Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Audited | 14 | CPA | N/A | N/A | 0 | Yes | 120 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified || Co Borrower | Borrower || Co Borrower | xx | xx | CA | xx | xx | 03/06/2025 | 03/06/2025 | 03/06/2025 | 757 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | xx | .88 | xx | 47.28 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 548978 | xx | xx | xx | No | xx | xx | xx | V1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.625% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 19.45% | 19.45% | Yes | Yes | Self-Employed | Unknown | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - N/A | Borrower || Co Borrower | xx | xx | CA | xx | xx | 04/02/2025 | 04/02/2025 | 04/02/2025 | 736 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 41.2 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 561513 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16415 | 03/31/2025 | 6.650% | No AUS | No | 8.674% | 8.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 8.28% | 8.28% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 141 | Yes | 141 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESCorp, SESCorp - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - SESCorp, SESCorp - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified | xx | xx | CA | xx | xx | 03/20/2025 | 03/20/2025 | 03/20/2025 | 774 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 37.59 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 565140 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18170 | 04/07/2025 | 6.620% | No AUS | No | 8.785% | 8.500% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.34% | 49.34% | No | No | Employed | Self-Employed | 12 Month Bank Statement | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 34.45% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 24 | Yes | 122 | 27 | Work Number | Yes | 247 | 27 | Work Number | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SESoleProprietor, Wage - CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xx | xx | CA | xx | xx | 03/18/2025 | 03/18/2025 | 03/18/2025 | 782 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 64.76 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 517991 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3665 | 04/07/2025 | 6.620% | No AUS | No | 9.147% | 9.000% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 3.42% | 3.42% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 90.01% | Proceeds from Sale | N/A | 0 | N/A | Yes | 130 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 03/18/2025 | 03/18/2025 | 790 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | xx | 44.43 | xx | 44.43 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 587693 | xx | xx | xx | No | xx | xx | xx | v2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6290 | 04/07/2025 | 6.620% | No AUS | No | 8.763% | 8.500% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 43.82% | 43.82% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 81 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | xx | xx | CA | xx | xx | 03/28/2025 | 03/28/2025 | 771 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 63.15 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 510982 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5790 | 04/14/2025 | 6.700% | No AUS | No | 9.355% | 9.000% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 44.51% | 44.51% | No | No | Self-Employed | Employed | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 47.37% | 50.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower || Co Borrower - 2 YRS IRS Transcripts Verified | xx | xx | WA | xx | xx | 03/28/2025 | 03/28/2025 | 03/28/2025 | 777 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | WA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 51.62 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 558040 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 9.500% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | $0.00 | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.561 | 1.56 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 03/17/2025 | 03/17/2025 | 774 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 17.32 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 572956 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | $0.00 | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.19 | 1.19 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 03/17/2025 | 03/17/2025 | 774 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 37.52 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 553606 | xx | xx | xx | No | xx | xx | xx | 1 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | $0.00 | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.41 | 1.41 | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xx | xx | CA | xx | xx | 03/17/2025 | 03/17/2025 | 774 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 39 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 562866 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8540 | 04/07/2025 | 6.620% | No AUS | No | 8.854% | 8.625% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 2.71% | 2.71% | No | No | Self-Employed | Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 71.46% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 384 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - N/A | Borrower || Co Borrower | xx | xx | CA | xx | xx | 03/21/2025 | 03/21/2025 | 03/21/2025 | 797 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 39.18 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 575849 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4782.5 | 04/14/2025 | 6.700% | No AUS | No | 10.696% | 10.375% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | AZ | xx | xx | Annually | 0.00% | 20.64% | 20.64% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 51 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | AZ | xx | xx | 04/23/2025 | 04/23/2025 | 717 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xx | xx | xx | I-551 Permanent Resident Card | xx | Fee Simple | No | No | N/A | .00 | .00 | xx | 46.27 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 534130 | xx | xx | xx | No | xx | xx | xx | 2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6790 | 04/28/2025 | 6.880% | No AUS | No | 10.103% | 9.625% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 49.31% | 49.31% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Audited | 12 | CPA | Yes | 60 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xx | xx | CA | xx | xx | 04/07/2025 | 04/07/2025 | 705 | 7 | xx | xx | 0 | 107 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 29.13 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 544698 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8445.63 | 04/14/2025 | 6.700% | No AUS | No | 11.480% | 10.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 10.93% | 10.93% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 48 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 04/07/2025 | 04/07/2025 | 758 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 38.01 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 508009 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13765 | 04/07/2025 | 6.620% | No AUS | No | 9.170% | 8.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 40.32% | 40.32% | No | Employed | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 3 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xx | xx | CA | xx | xx | 04/08/2025 | 04/08/2025 | 727 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 527606 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5727.5 | 05/05/2025 | 6.740% | No AUS | No | 8.893% | 8.500% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | FL | xx | xx | Monthly | 0.00% | 12.01% | 12.01% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | xx | xx | FL | xx | xx | 03/13/2025 | 03/13/2025 | 745 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 12.3 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 589572 | xx | xx | xx | No | xx | xx | xx | v2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6435 | 04/21/2025 | 6.810% | No AUS | No | 9.536% | 9.375% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 32.48% | 32.48% | No | No | Self-Employed | Not Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Audited | 15 | CPA | N/A | N/A | 0 | Yes | 124 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified || Co Borrower - N/A | Borrower || Co Borrower | xx | xx | CA | xx | xx | 03/21/2025 | 03/21/2025 | 03/21/2025 | 705 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 39.97 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 542970 | xx | xx | xx | No | xx | xx | xx | V2 | xx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No AUS | No | 10.125% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 40.03% | 40.03% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 05/07/2025 | 05/07/2025 | 718 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | Unknown | N/A | .00 | .00 | xx | 36.45 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 506349 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15790 | 04/21/2025 | 6.810% | No AUS | No | 9.623% | 9.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 14.74% | 14.74% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 69 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 04/16/2025 | 04/16/2025 | 767 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 23.31 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 500995 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2790 | 05/05/2025 | 6.740% | No AUS | No | 9.945% | 9.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | xx | IL | $0.00 | xx | Annually | 0.00% | 12.69% | 12.69% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 53 | Yes | 53 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | IL | xx | xx | 03/12/2025 | 03/12/2025 | 03/12/2025 | 721 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | N/A | Real ID Driver's License | xx | xx | xx | I-551 Permanent Resident Card | xx | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 31.35 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 548745 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10341.88 | 05/05/2025 | 6.740% | No AUS | No | 9.068% | 8.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 47.79% | 47.79% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 148 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | xx | xx | CA | xx | xx | 05/09/2025 | 05/09/2025 | 723 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 25.98 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 595850 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18040 | 05/05/2025 | 6.740% | No AUS | No | 10.123% | 9.750% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 48.19% | 48.19% | No | Self-Employed | 12 Month Bank Statement | 2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 2 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 83.95% | 100.00% | N/A | 0 | N/A | Yes | 60 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xx | xx | WA | xx | xx | 04/18/2025 | 04/18/2025 | 739 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 15.59 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 558186 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9915 | 04/28/2025 | 6.880% | No AUS | No | 9.280% | 9.000% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 41.49% | 41.49% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 43.90% | N/A | 0 | N/A | Yes | 88 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | FL | xx | xx | 04/11/2025 | 04/11/2025 | 705 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 17.13 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 536219 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18085 | 04/21/2025 | 6.810% | No AUS | No | 9.160% | 8.875% | xx | No | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | CA | xx | xx | Monthly | 0.00% | 48.04% | 48.04% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower || Co Borrower | xx | xx | CA | xx | xx | 04/25/2025 | 04/25/2025 | 04/25/2025 | 737 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 65.55 | No | xx | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 554670 | xx | xx | xx | No | xx | xx | xx | 1 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18185 | 05/12/2025 | 6.800% | No AUS | No | 8.543% | 8.250% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 49.69% | 49.69% | No | Self-Employed | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 1 | 3 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 360 | 28 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - SESCorp, Wage, SEPartnership, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xx | xx | CA | xx | xx | 05/19/2025 | 05/19/2025 | 813 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | xx | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xx | 515511 | xx | xx | xx | No | xx | xx | xx | V2 | xx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10131.4 | 05/05/2025 | 6.740% | No AUS | No | 10.251% | 9.875% | xx | No | xx | xx | xx | xx | $0.00 | $0.00 | xx | xx | xx | $0.00 | 0.00% | 7.97% | 7.97% | No | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 162 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xx | xx | CA | xx | xx | 05/20/2025 | 05/20/2025 | 693 | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xx | xx | xx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xx | 59.29 | No | xx | N/A |